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4565 Beaumont Dr
C Composite 55.07
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.7/30.0
  • ARV discount +10.3/15.0
  • DSCR +6.9/10.0
  • 1% rule +6.4/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$119,900

4565 Beaumont Dr · Beaumont, TX 77708
3 bd · 1.0 ba · 1,272 sqft · SingleFamily public records · 148 Days on market
Built 1962 $94/sqft · at area comps Est $128k · 6% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

3-bedroom, 1-bath home located in Beaumont’s North End. This home offers comfortable living with a functional layout and is conveniently situated near local restaurants, shopping centers, and everyday amenities. A great opportunity for anyone looking to enjoy a convenient location with easy access to dining, retail, and city essentials.

Key facts

  • Convenient location
  • Garage
  • Listed 148 days

Tags

CONVENIENT LOCATIONEASY ACCESS TO DININGEASY ACCESS TO RETAILEASY ACCESS TO CITY ESSENTIALS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $120k.

Deal economics

  • At list price, monthly cash flow is $185 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $120k).
  • Recommended offer: $106k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.1% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, schools D-, crime F.
  • Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 70 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $829 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 148 days — a 12% lower offer ($106k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $105,512 (12.0% below list)

Questions for the listing agent

  1. It's been on market 148 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.14%
Cap rate
8.15%
Cash-on-cash
6.61%
DSCR
1.29
GRM
7.3

CMA / ARV

ARV (median comp)
$127,757
List price
$119,900
Delta
-6.15%
Verdict
FAIR
Comps
19 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5265 Gober Rd 0.36mi 3/1.0 1,337 (+5%) 4mo $95,000 $71 72
5220 Allen Dr 0.30mi 3/1.0 1,140 (-10%) 11mo $169,500 $149 60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-6.1%
Equity multiple
0.77×
Total profit
$-7,582
Equity at exit
$17,877
10-year hold
IRR
3.6%
Equity multiple
1.26×
Total profit
$8,820
Equity at exit
$10,367

Cash invested: $33,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77708

Active inventory
70
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$1,365 high interval (Pro) →
Mortgage (P&I)
$629
Tax from tax record
$215 /mo · $2,577/yr
Insurance
$50
HOA
$0
Vacancy / Maint / Mgmt
$287
Net cashflow
$185

Break-even live

Break-even rent $1,131
Max offer price $119,900
Occupancy floor 81%

Sensitivity live

Price -10% $253 -5% $219 +0% $185 +5% $151 +10% $117
Rent -10% $77 -5% $131 +0% $185 +5% $239 +10% $293
Rate -1.0pp $245 -0.5pp $216 base $185 +0.5pp $154 +1.0pp $122

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$29,975
Closing costs
$3,597
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 22 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5680 Shivers Dr Beaumont, TX 3.0 1.0 1442 $1,500 $1.04 24d 1 0.14mi
5340 Bettes Ln Beaumont, TX 3.0 1.5 1496 $1,575 $1.05 44d 1 0.30mi
3910 Baldwin St Beaumont, TX 3.0 1.0 1220 $1,200 $0.98 24d 1 0.55mi
4695 Collier St #8 Beaumont, TX 2.0 1.5 1121 $1,150 $1.03 44d 1 0.61mi
4636 Collier St Beaumont, TX 2.0 1.0 969 $1,030 $1.06 44d 1 0.62mi
3910 Treadway Rd Beaumont, TX 2.0–3.0 1.0–1.5 1019 $1,849 $1.81 14d 10 0.63mi
3995 Crow Rd Unit 201 Beaumont, TX 2.0 2.0 1162 $1,550 $1.33 44d 1 0.74mi
3925 Crow Rd Unit 49 Beaumont, TX 2.0 1.5 1306 $1,325 $1.01 44d 1 0.79mi
6161 Sienna TRL Beaumont, TX 2.0 2.0 1003 $1,129 $1.13 44d 1 0.79mi
3255 Charles St Beaumont, TX 3.0 1.0 1396 $1,350 $0.97 44d 1 0.90mi
5070 Wilshire St Beaumont, TX 2.0 1.0 1042 $1,295 $1.24 14d 1 0.93mi
3155 French Rd Beaumont, TX 1.0–3.0 1.0–2.0 905 $999 $1.10 14d 9 1.01mi
4325 Woodlawn St Beaumont, TX 2.0 1.0 1150 $1,000 $0.87 14d 1 1.01mi
5740 Northwest Pkwy Beaumont, TX 1.0–2.0 1.0–2.0 884 $1,499 $1.69 14d 1 1.15mi
2995 Wier Dr Beaumont, TX 3.0 2.0 1446 $1,800 $1.24 14d 1 1.16mi
4565 Detroit St Beaumont, TX 2.0 1.0 880 $995 $1.13 45d 1 1.16mi
5356 Old Dowlen Rd Beaumont, TX 2.0 2.0 1112 $1,350 $1.21 44d 1 1.25mi
2550 Pierce St Beaumont, TX 2.0 1.0 1044 $1,050 $1.01 44d 1 1.39mi
3270 Christopher St Beaumont, TX 4.0 2.0 1208 $1,290 $1.07 44d 1 1.39mi
2530 Pierce St Beaumont, TX 2.0 1.0 950 $1,000 $1.05 44d 1 1.40mi
2555 Pierce St Beaumont, TX 3.0 2.0 1364 $1,450 $1.06 24d 1 1.40mi
2450 N Lynwood Dr Beaumont, TX 3.0 1.0 1015 $1,175 $1.16 24d 1 1.49mi

Listing history 19 events

  1. 2026-06-18
    days on market $119,900 Active 148 DOM
  2. 2026-06-17
    days on market $119,900 Active 147 DOM
  3. 2026-06-16
    days on market $119,900 Active 146 DOM
  4. 2026-06-15
    days on market $119,900 Active 145 DOM
  5. 2026-06-14
    days on market $119,900 Active 143 DOM
  6. 2026-06-13
    days on market $119,900 Active 142 DOM
  7. 2026-06-10
    days on market $119,900 Active 140 DOM
  8. 2026-06-09
    days on market $119,900 Active 139 DOM
  9. 2026-06-08
    days on market $119,900 Active 138 DOM
  10. 2026-06-07
    days on market $119,900 Active 137 DOM
  11. 2026-06-03
    days on market $119,900 Active 133 DOM
  12. 2026-06-02
    days on market $119,900 Active 132 DOM
  13. 2026-06-01
    days on market $119,900 Active 131 DOM
  14. 2026-05-31
    days on market $119,900 Active 130 DOM
  15. 2026-05-30
    days on market $119,900 Active 129 DOM
  16. 2026-04-02
    price $119,900 344-char remark
    Show marketing remark (344 chars)

    3-bedroom, 1-bath home located in Beaumont’s North End. This home offers comfortable living with a functional layout and is conveniently situated near local restaurants, shopping centers, and everyday amenities. A great opportunity for anyone looking to enjoy a convenient location with easy access to dining, retail, and city essentials.

  17. 2026-01-21
    listed $124,900 Active 344-char remark
    Show marketing remark (344 chars)

    3-bedroom, 1-bath home located in Beaumont’s North End. This home offers comfortable living with a functional layout and is conveniently situated near local restaurants, shopping centers, and everyday amenities. A great opportunity for anyone looking to enjoy a convenient location with easy access to dining, retail, and city essentials.

  18. 2016-08-30
    soldstatus 243-char remark
    Show marketing remark (243 chars)

    This is not a drive by. Just as cute on the inside as it is on the outside. Updated flooring, appliances, paint, granite in kitchen. Hall bath has also been updated. Inside utility. And conveniently located. Everything you need in one package.

  19. 2016-07-19
    listed $79,900 243-char remark
    Show marketing remark (243 chars)

    This is not a drive by. Just as cute on the inside as it is on the outside. Updated flooring, appliances, paint, granite in kitchen. Hall bath has also been updated. Inside utility. And conveniently located. Everything you need in one package.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,577 · $215/mo
Projected year-2 tax
$2,577 · $215/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,383
− Mortgage interest
−$6,716
− Property taxes
−$2,577
− Insurance
−$600
− Repairs & maintenance
−$1,311
− Management
−$1,311
− Depreciation
−$3,488
Taxable income
$381
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$91
After-tax cash flow
$2,129/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Beaumont ISD
NCES district ID
4809670
Math proficiency
14% ▼ -13.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$41,683
Composite
15.43/100
National rank
#9316
State rank
#789 of 826 in TX

Livability — Beaumont

Score
64/100
State rank
#739
US rank
#13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beaumont, TX
City population
125,901
Population (ZIP)
12,398

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (65%)
Race & ethnicity
Black 65% White 23% Hispanic / Latino 9% Two or more races 6% Asian 2%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Lithuanian 1% Serbian 1% Slovak 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
92% English-only · Spanish 6% Tagalog/Filipino 1% Vietnamese 1%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -107.07%
Current HPI
171.4951
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+50.1% since first listed
4 events — show timeline
  • 2026-04-02 Price Changed $119,900 BBOR
  • 2026-01-21 Listed $124,900 BBOR
  • 2016-08-30 Sold (MLS) BBOR
  • 2016-07-19 Listed $79,900 BBOR

Property tax history

+4.1%/yr

Latest (2025): $2,577 · +9.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…