25 N Country Club Dr · Crystal River, FL 34429

$365,000

3 bd · 2.0 ba · 2,113 sqft · SingleFamily public records · 221 Days on market

Built 1977 0.35 ac lot Est $325k · 12% over

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.0/30.0
• DSCR +6.7/10.0
• 1% rule +4.4/10.0
• Schools +4.1/10.0
• Livability +3.3/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +2.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Sellers are MOTIVATED!! Come see this unmistakable home that captures the essence of Sante Fe (Mediterranean Style) with natural materials that creates a warm and inviting atmosphere located in the peaceful neighborhood of Paradise Country Club. As you first walk up to this home you are greeted by an iron gated front entry courtyard, the open style kitchen has "custom hewn" ceiling beams and breakfast nook with massive triple pass through slider windows, the family room has a beautiful contemporary Spanish wood burning fireplace that is surrounded with a bench seat known as a "banco", the formal dining room has custom niches and shelving for art display and it also has a "banco" window seat that looks into the front entry courtyard. Some of the walls inside the home are plaster walls that has added texture which adds depth and authenticity throughout the house. This home has an uncommon master suite which includes a large office or sitting area with poolside French doors and an amazingly spacious bathroom. New roof in 2016. Watch the sunset in the western exposure backyard under the pool cage and tile deck - 1750 sq ft area (great entertaining space) with a 16 x 32 pool, includes auto cleaner, an attached spa that was re-plumbed in 2018. This home also boasts an ideal location for golf enthusiasts; it is conveniently positioned near the Plantation Golf Course and if you love to play golf or a golf enthusiast Citrus County has 9 public and 5 membership-based golf courses for your playing pleasure. Among those courses is the world-renowned Black Diamond Ranch golf course and the recently built Cabot Farms. This home did not flood in Hurricane Helene or Hurricane Milton.

Key facts

• 0.35 acre lot
• 2 garage spots
• Pool

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $365k.

Deal economics

• At list price, monthly cash flow is $85 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $345k (5.5% below list).
• Recommended offer: $321k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.0% vs local median 2.1% in Crystal River — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#603 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+; Watch: health & safety C-, amenities F, commute F.
• Citrus (rural): math 49% / reading 50% proficiency, ranked #44 of 73 in FL (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Crystal River Primary School (math 45% / reading 55%, grade D+, #1,070 of 2,144 statewide, top 51%, 654 students, 70% FRL); Citrus High School (math 34% / reading 51%, grade F, #264 of 667 statewide, top 41%, 1,503 students, 54% FRL).
• Market conditions: 327 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 2,443 units permitted in Citrus County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
• Citrus County population projected to shrink 10% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 221 days — a 12% lower offer ($321k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 2y ago; this cycle's ask has dropped $50k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $198k; list at $365k implies a 84% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $321,200 (12.0% below list)

Questions for the listing agent

1. It's been on market 221 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.94% ✗
• Cap rate: 7.97%
• Cash-on-cash: 6.00%
• DSCR: 1.27
• GRM: 8.8

CMA / ARV

• ARV (on-the-fly): $325,402
• Comps found: 10

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
870 N Country Club Dr	0.61mi	3/2.0	2,096 (-1%)	2mo	$290,000	$138	68
50 N Country Club Dr	0.10mi	3/2.0	2,334 (+10%)	18mo	$359,000	$154	63
9341 W Turnberry Loop	0.22mi	4/2.0 (+1)	1,957 (-7%)	13mo	$273,000	$139	62
549 N Afterglow Cir	0.41mi	4/2.0 (+1)	2,026 (-4%)	16mo	$150,000	$74	56
965 N Appalachian Ter	0.59mi	3/2.0	2,364 (+12%)	2mo	$375,000	$159	51
1055 N Crescent Dr	0.73mi	4/2.0 (+1)	2,009 (-5%)	6mo	$1,059,000	$527	48
1045 N Crescent Dr	0.74mi	4/3.0 (+1)	2,300 (+9%)	2mo	$645,000	$280	40
219 S Hibiscus Ave	0.73mi	4/3.0 (+1)	2,138 (+1%)	22mo	$380,000	$178	37
1109 N Overland Ter	0.69mi	3/3.0	1,887 (-11%)	18mo	$150,000	$79	31
930 N Country Club Dr	0.65mi	3/4.0	2,398 (+14%)	14mo	$315,000	$131	28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -14.7%
• Equity multiple: 0.48×
• Total profit: $-53,617
• Equity at exit: $54,423

10-year hold

• IRR: -5.9%
• Equity multiple: 0.62×
• Total profit: $-39,226
• Equity at exit: $31,559

Cash invested: $102,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34429

• Home prices YoY: -17.8%
• Active inventory: 327
• Price-to-rent: 8.8×

Monthly cashflow live

• Estimated rent: $3,448 medium
• Mortgage (P&I): −$1,914
• Tax from tax record: −$146 /mo · $1,758/yr
• Insurance: −$152
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$724
• Net cashflow: $85

Break-even live

Break-even rent $3,341

Max offer price $365,000

Occupancy floor 93%

Sensitivity live

Price	-10% $291	-5% $188	+0% $85	+5% $-18	+10% $-122
Rent	-10% $-188	-5% $-51	+0% $85	+5% $221	+10% $357
Rate	-1.0pp $269	-0.5pp $178	base $85	+0.5pp $-10	+1.0pp $-106

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $91,250
• Closing costs: $10,950
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
540 N Afterglow Cir Crystal River, FL	3.0	2.0	1500	$2,950	$1.97	22d	1	0.37mi
1542 SE Pinwheel Dr Crystal River, FL	3.0	2.0	2279	$4,500	$1.97	22d	1	1.05mi
1004 SE 5th Ave Crystal River, FL	3.0	2.5	2114	$3,500	$1.66	22d	1	1.37mi

Listing history 18 events

1. 2025-02-28
   status Pending

   Show marketing remark (1728 chars)

   Sellers are MOTIVATED!! Come see this unmistakable home that captures the essence of Sante Fe (Mediterranean Style) with natural materials that creates a warm and inviting atmosphere located in the peaceful neighborhood of Paradise Country Club. As you first walk up to this home you are greeted by an iron gated front entry courtyard, the open style kitchen has "custom hewn" ceiling beams and breakfast nook with massive triple pass through slider windows, the family room has a beautiful contemporary Spanish wood burning fireplace that is surrounded with a bench seat known as a "banco", the formal dining room has custom niches and shelving for art display and it also has a "banco" window seat that looks into the front entry courtyard. Some of the walls inside the home are plaster walls that has added texture which adds depth and authenticity throughout the house. This home has an uncommon master suite which includes a large office or sitting area with poolside French doors and an amazingly spacious bathroom. New roof in 2016. Watch the sunset in the western exposure backyard under the pool cage and tile deck - 1750 sq ft area (great entertaining space) with a 16 x 32 pool, includes auto cleaner, an attached spa that was re-plumbed in 2018. This home also boasts an ideal location for golf enthusiasts; it is conveniently positioned near the Plantation Golf Course and if you love to play golf or a golf enthusiast Citrus County has 9 public and 5 membership-based golf courses for your playing pleasure. Among those courses is the world-renowned Black Diamond Ranch golf course and the recently built Cabot Farms. This home did not flood in Hurricane Helene or Hurricane Milton.

2. 2025-02-28
   status Pending 1728-char remark

   Show marketing remark (1728 chars)

   Sellers are MOTIVATED!! Come see this unmistakable home that captures the essence of Sante Fe (Mediterranean Style) with natural materials that creates a warm and inviting atmosphere located in the peaceful neighborhood of Paradise Country Club. As you first walk up to this home you are greeted by an iron gated front entry courtyard, the open style kitchen has "custom hewn" ceiling beams and breakfast nook with massive triple pass through slider windows, the family room has a beautiful contemporary Spanish wood burning fireplace that is surrounded with a bench seat known as a "banco", the formal dining room has custom niches and shelving for art display and it also has a "banco" window seat that looks into the front entry courtyard. Some of the walls inside the home are plaster walls that has added texture which adds depth and authenticity throughout the house. This home has an uncommon master suite which includes a large office or sitting area with poolside French doors and an amazingly spacious bathroom. New roof in 2016. Watch the sunset in the western exposure backyard under the pool cage and tile deck - 1750 sq ft area (great entertaining space) with a 16 x 32 pool, includes auto cleaner, an attached spa that was re-plumbed in 2018. This home also boasts an ideal location for golf enthusiasts; it is conveniently positioned near the Plantation Golf Course and if you love to play golf or a golf enthusiast Citrus County has 9 public and 5 membership-based golf courses for your playing pleasure. Among those courses is the world-renowned Black Diamond Ranch golf course and the recently built Cabot Farms. This home did not flood in Hurricane Helene or Hurricane Milton.

3. 2025-01-14
   price $365,000 1728-char remark

   Show marketing remark (1728 chars)

   Sellers are MOTIVATED!! Come see this unmistakable home that captures the essence of Sante Fe (Mediterranean Style) with natural materials that creates a warm and inviting atmosphere located in the peaceful neighborhood of Paradise Country Club. As you first walk up to this home you are greeted by an iron gated front entry courtyard, the open style kitchen has "custom hewn" ceiling beams and breakfast nook with massive triple pass through slider windows, the family room has a beautiful contemporary Spanish wood burning fireplace that is surrounded with a bench seat known as a "banco", the formal dining room has custom niches and shelving for art display and it also has a "banco" window seat that looks into the front entry courtyard. Some of the walls inside the home are plaster walls that has added texture which adds depth and authenticity throughout the house. This home has an uncommon master suite which includes a large office or sitting area with poolside French doors and an amazingly spacious bathroom. New roof in 2016. Watch the sunset in the western exposure backyard under the pool cage and tile deck - 1750 sq ft area (great entertaining space) with a 16 x 32 pool, includes auto cleaner, an attached spa that was re-plumbed in 2018. This home also boasts an ideal location for golf enthusiasts; it is conveniently positioned near the Plantation Golf Course and if you love to play golf or a golf enthusiast Citrus County has 9 public and 5 membership-based golf courses for your playing pleasure. Among those courses is the world-renowned Black Diamond Ranch golf course and the recently built Cabot Farms. This home did not flood in Hurricane Helene or Hurricane Milton.

4. 2025-01-14
   price $365,000

   Show marketing remark (1728 chars)

   Sellers are MOTIVATED!! Come see this unmistakable home that captures the essence of Sante Fe (Mediterranean Style) with natural materials that creates a warm and inviting atmosphere located in the peaceful neighborhood of Paradise Country Club. As you first walk up to this home you are greeted by an iron gated front entry courtyard, the open style kitchen has "custom hewn" ceiling beams and breakfast nook with massive triple pass through slider windows, the family room has a beautiful contemporary Spanish wood burning fireplace that is surrounded with a bench seat known as a "banco", the formal dining room has custom niches and shelving for art display and it also has a "banco" window seat that looks into the front entry courtyard. Some of the walls inside the home are plaster walls that has added texture which adds depth and authenticity throughout the house. This home has an uncommon master suite which includes a large office or sitting area with poolside French doors and an amazingly spacious bathroom. New roof in 2016. Watch the sunset in the western exposure backyard under the pool cage and tile deck - 1750 sq ft area (great entertaining space) with a 16 x 32 pool, includes auto cleaner, an attached spa that was re-plumbed in 2018. This home also boasts an ideal location for golf enthusiasts; it is conveniently positioned near the Plantation Golf Course and if you love to play golf or a golf enthusiast Citrus County has 9 public and 5 membership-based golf courses for your playing pleasure. Among those courses is the world-renowned Black Diamond Ranch golf course and the recently built Cabot Farms. This home did not flood in Hurricane Helene or Hurricane Milton.

5. 2024-12-11
   price $385,000 1728-char remark

   Show marketing remark (1728 chars)

   Sellers are MOTIVATED!! Come see this unmistakable home that captures the essence of Sante Fe (Mediterranean Style) with natural materials that creates a warm and inviting atmosphere located in the peaceful neighborhood of Paradise Country Club. As you first walk up to this home you are greeted by an iron gated front entry courtyard, the open style kitchen has "custom hewn" ceiling beams and breakfast nook with massive triple pass through slider windows, the family room has a beautiful contemporary Spanish wood burning fireplace that is surrounded with a bench seat known as a "banco", the formal dining room has custom niches and shelving for art display and it also has a "banco" window seat that looks into the front entry courtyard. Some of the walls inside the home are plaster walls that has added texture which adds depth and authenticity throughout the house. This home has an uncommon master suite which includes a large office or sitting area with poolside French doors and an amazingly spacious bathroom. New roof in 2016. Watch the sunset in the western exposure backyard under the pool cage and tile deck - 1750 sq ft area (great entertaining space) with a 16 x 32 pool, includes auto cleaner, an attached spa that was re-plumbed in 2018. This home also boasts an ideal location for golf enthusiasts; it is conveniently positioned near the Plantation Golf Course and if you love to play golf or a golf enthusiast Citrus County has 9 public and 5 membership-based golf courses for your playing pleasure. Among those courses is the world-renowned Black Diamond Ranch golf course and the recently built Cabot Farms. This home did not flood in Hurricane Helene or Hurricane Milton.

6. 2024-12-11
   price $385,000

   Show marketing remark (1728 chars)

   Sellers are MOTIVATED!! Come see this unmistakable home that captures the essence of Sante Fe (Mediterranean Style) with natural materials that creates a warm and inviting atmosphere located in the peaceful neighborhood of Paradise Country Club. As you first walk up to this home you are greeted by an iron gated front entry courtyard, the open style kitchen has "custom hewn" ceiling beams and breakfast nook with massive triple pass through slider windows, the family room has a beautiful contemporary Spanish wood burning fireplace that is surrounded with a bench seat known as a "banco", the formal dining room has custom niches and shelving for art display and it also has a "banco" window seat that looks into the front entry courtyard. Some of the walls inside the home are plaster walls that has added texture which adds depth and authenticity throughout the house. This home has an uncommon master suite which includes a large office or sitting area with poolside French doors and an amazingly spacious bathroom. New roof in 2016. Watch the sunset in the western exposure backyard under the pool cage and tile deck - 1750 sq ft area (great entertaining space) with a 16 x 32 pool, includes auto cleaner, an attached spa that was re-plumbed in 2018. This home also boasts an ideal location for golf enthusiasts; it is conveniently positioned near the Plantation Golf Course and if you love to play golf or a golf enthusiast Citrus County has 9 public and 5 membership-based golf courses for your playing pleasure. Among those courses is the world-renowned Black Diamond Ranch golf course and the recently built Cabot Farms. This home did not flood in Hurricane Helene or Hurricane Milton.

7. 2024-11-01
   price $399,000
8. 2024-10-25
   price $399,000 1728-char remark

   Show marketing remark (1728 chars)

   Sellers are MOTIVATED!! Come see this unmistakable home that captures the essence of Sante Fe (Mediterranean Style) with natural materials that creates a warm and inviting atmosphere located in the peaceful neighborhood of Paradise Country Club. As you first walk up to this home you are greeted by an iron gated front entry courtyard, the open style kitchen has "custom hewn" ceiling beams and breakfast nook with massive triple pass through slider windows, the family room has a beautiful contemporary Spanish wood burning fireplace that is surrounded with a bench seat known as a "banco", the formal dining room has custom niches and shelving for art display and it also has a "banco" window seat that looks into the front entry courtyard. Some of the walls inside the home are plaster walls that has added texture which adds depth and authenticity throughout the house. This home has an uncommon master suite which includes a large office or sitting area with poolside French doors and an amazingly spacious bathroom. New roof in 2016. Watch the sunset in the western exposure backyard under the pool cage and tile deck - 1750 sq ft area (great entertaining space) with a 16 x 32 pool, includes auto cleaner, an attached spa that was re-plumbed in 2018. This home also boasts an ideal location for golf enthusiasts; it is conveniently positioned near the Plantation Golf Course and if you love to play golf or a golf enthusiast Citrus County has 9 public and 5 membership-based golf courses for your playing pleasure. Among those courses is the world-renowned Black Diamond Ranch golf course and the recently built Cabot Farms. This home did not flood in Hurricane Helene or Hurricane Milton.

9. 2024-09-13
   price $409,900 1728-char remark

   Show marketing remark (1728 chars)

   Sellers are MOTIVATED!! Come see this unmistakable home that captures the essence of Sante Fe (Mediterranean Style) with natural materials that creates a warm and inviting atmosphere located in the peaceful neighborhood of Paradise Country Club. As you first walk up to this home you are greeted by an iron gated front entry courtyard, the open style kitchen has "custom hewn" ceiling beams and breakfast nook with massive triple pass through slider windows, the family room has a beautiful contemporary Spanish wood burning fireplace that is surrounded with a bench seat known as a "banco", the formal dining room has custom niches and shelving for art display and it also has a "banco" window seat that looks into the front entry courtyard. Some of the walls inside the home are plaster walls that has added texture which adds depth and authenticity throughout the house. This home has an uncommon master suite which includes a large office or sitting area with poolside French doors and an amazingly spacious bathroom. New roof in 2016. Watch the sunset in the western exposure backyard under the pool cage and tile deck - 1750 sq ft area (great entertaining space) with a 16 x 32 pool, includes auto cleaner, an attached spa that was re-plumbed in 2018. This home also boasts an ideal location for golf enthusiasts; it is conveniently positioned near the Plantation Golf Course and if you love to play golf or a golf enthusiast Citrus County has 9 public and 5 membership-based golf courses for your playing pleasure. Among those courses is the world-renowned Black Diamond Ranch golf course and the recently built Cabot Farms. This home did not flood in Hurricane Helene or Hurricane Milton.

10. 2024-09-13
    price $409,900

    Show marketing remark (1728 chars)

    Sellers are MOTIVATED!! Come see this unmistakable home that captures the essence of Sante Fe (Mediterranean Style) with natural materials that creates a warm and inviting atmosphere located in the peaceful neighborhood of Paradise Country Club. As you first walk up to this home you are greeted by an iron gated front entry courtyard, the open style kitchen has "custom hewn" ceiling beams and breakfast nook with massive triple pass through slider windows, the family room has a beautiful contemporary Spanish wood burning fireplace that is surrounded with a bench seat known as a "banco", the formal dining room has custom niches and shelving for art display and it also has a "banco" window seat that looks into the front entry courtyard. Some of the walls inside the home are plaster walls that has added texture which adds depth and authenticity throughout the house. This home has an uncommon master suite which includes a large office or sitting area with poolside French doors and an amazingly spacious bathroom. New roof in 2016. Watch the sunset in the western exposure backyard under the pool cage and tile deck - 1750 sq ft area (great entertaining space) with a 16 x 32 pool, includes auto cleaner, an attached spa that was re-plumbed in 2018. This home also boasts an ideal location for golf enthusiasts; it is conveniently positioned near the Plantation Golf Course and if you love to play golf or a golf enthusiast Citrus County has 9 public and 5 membership-based golf courses for your playing pleasure. Among those courses is the world-renowned Black Diamond Ranch golf course and the recently built Cabot Farms. This home did not flood in Hurricane Helene or Hurricane Milton.

11. 2024-07-22
    listed $415,000 Active
12. 2024-07-18
    price $415,000 1728-char remark

    Show marketing remark (1728 chars)

    Sellers are MOTIVATED!! Come see this unmistakable home that captures the essence of Sante Fe (Mediterranean Style) with natural materials that creates a warm and inviting atmosphere located in the peaceful neighborhood of Paradise Country Club. As you first walk up to this home you are greeted by an iron gated front entry courtyard, the open style kitchen has "custom hewn" ceiling beams and breakfast nook with massive triple pass through slider windows, the family room has a beautiful contemporary Spanish wood burning fireplace that is surrounded with a bench seat known as a "banco", the formal dining room has custom niches and shelving for art display and it also has a "banco" window seat that looks into the front entry courtyard. Some of the walls inside the home are plaster walls that has added texture which adds depth and authenticity throughout the house. This home has an uncommon master suite which includes a large office or sitting area with poolside French doors and an amazingly spacious bathroom. New roof in 2016. Watch the sunset in the western exposure backyard under the pool cage and tile deck - 1750 sq ft area (great entertaining space) with a 16 x 32 pool, includes auto cleaner, an attached spa that was re-plumbed in 2018. This home also boasts an ideal location for golf enthusiasts; it is conveniently positioned near the Plantation Golf Course and if you love to play golf or a golf enthusiast Citrus County has 9 public and 5 membership-based golf courses for your playing pleasure. Among those courses is the world-renowned Black Diamond Ranch golf course and the recently built Cabot Farms. This home did not flood in Hurricane Helene or Hurricane Milton.

13. 2024-06-12
    listed $428,900 Active 1728-char remark

    Show marketing remark (1728 chars)

    Sellers are MOTIVATED!! Come see this unmistakable home that captures the essence of Sante Fe (Mediterranean Style) with natural materials that creates a warm and inviting atmosphere located in the peaceful neighborhood of Paradise Country Club. As you first walk up to this home you are greeted by an iron gated front entry courtyard, the open style kitchen has "custom hewn" ceiling beams and breakfast nook with massive triple pass through slider windows, the family room has a beautiful contemporary Spanish wood burning fireplace that is surrounded with a bench seat known as a "banco", the formal dining room has custom niches and shelving for art display and it also has a "banco" window seat that looks into the front entry courtyard. Some of the walls inside the home are plaster walls that has added texture which adds depth and authenticity throughout the house. This home has an uncommon master suite which includes a large office or sitting area with poolside French doors and an amazingly spacious bathroom. New roof in 2016. Watch the sunset in the western exposure backyard under the pool cage and tile deck - 1750 sq ft area (great entertaining space) with a 16 x 32 pool, includes auto cleaner, an attached spa that was re-plumbed in 2018. This home also boasts an ideal location for golf enthusiasts; it is conveniently positioned near the Plantation Golf Course and if you love to play golf or a golf enthusiast Citrus County has 9 public and 5 membership-based golf courses for your playing pleasure. Among those courses is the world-renowned Black Diamond Ranch golf course and the recently built Cabot Farms. This home did not flood in Hurricane Helene or Hurricane Milton.

14. 2016-02-19
    soldstatus $198,000
15. 1984-05-01
    soldstatus $99,000
16. 1981-05-01
    soldstatus $86,000
17. 1978-05-01
    soldstatus $69,500
18. 1977-12-01
    soldstatus $63,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,758 · $146/mo
• Projected year-2 tax: $3,030 · $252/mo
• Expected delta: +$1,272/yr (+$106/mo · 72.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 26 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $41,379
• − Mortgage interest: −$20,446
• − Property taxes: −$1,758
• − Insurance: −$6,944
• − Repairs & maintenance: −$3,310
• − Management: −$3,310
• − Depreciation: −$10,618
• Taxable loss: −$5,007
• Est. tax savings @ 24.0%: +$1,202
• After-tax cash flow: $2,220/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Citrus
• NCES district ID: 1200270
• Math proficiency: 49% ▼ -10.00%
• Reading proficiency: 50% ▼ -6.00%
• Median HH income: $38,618
• Composite: 41.28/100
• National rank: #3519
• State rank: #44 of 73 in FL

Livability — Crystal River

• Score: 66/100
• State rank: #603
• US rank: #11564

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing B- Health & safety C- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 10,163
• Population (ZIP): 9,494

Population outlook (Citrus County) Hauer SSP2

• Today (2025): 138,622 people
• By 2030: 136,886 · -1.3%
• By 2040: 132,009 · -4.8%
• By 2050: 125,196 · -9.7%
• By 2075: 108,570 · -21.7%
• By 2100: 84,454 · -39.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Black 5% Hispanic / Latino 4% Two or more races 3%
• Common ancestry: Italian 7% Slovak 2% Lithuanian 2%
• Foreign-born: 4% · Canada
• Languages at home: 97% English-only · Spanish 1% Tagalog/Filipino 1%

Political lean MEDSL · Citrus

• 2024 margin: Solid R (+45.9) · D 26.8% · R 72.6%
• 2008→2024 swing: -29.8pp toward R · 2008: -16.1pp · 2024: -45.9pp
• All cycles: 2024: R+45.9 2020: R+41.0 2016: R+39.7 2012: R+21.9 2008: R+16.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -58.92%
• Current HPI: 271.3171
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+479.4% since first listed

18 events — show timeline

• 2025-02-28 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-02-28 Pending — RACC
• 2025-01-14 Price Changed $365,000 RACC
• 2025-01-14 Price Changed $365,000 Stellar MLS as Distributed by MLS Grid
• 2024-12-11 Price Changed $385,000 RACC
• 2024-12-11 Price Changed $385,000 Stellar MLS as Distributed by MLS Grid
• 2024-11-01 Price Changed $399,000 Stellar MLS as Distributed by MLS Grid
• 2024-10-25 Price Changed $399,000 RACC
• 2024-09-13 Price Changed $409,900 RACC
• 2024-09-13 Price Changed $409,900 Stellar MLS as Distributed by MLS Grid
• 2024-07-22 Listed $415,000 Stellar MLS as Distributed by MLS Grid
• 2024-07-18 Price Changed $415,000 RACC
• 2024-06-12 Listed $428,900 RACC
• 2016-02-19 Sold (Public Records) $198,000 Public Records
• 1984-05-01 Sold (Public Records) $99,000 Public Records
• 1981-05-01 Sold (Public Records) $86,000 Public Records
• 1978-05-01 Sold (Public Records) $69,500 Public Records
• 1977-12-01 Sold (Public Records) $63,000 Public Records

Property tax history

-1.4%/yr

Latest (2025): $1,758 · +6.0% YoY. Source: county tax records.