CashFlowRE
Sign in Sign up
210 Country Club Dr
D Composite 41.83
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.4/30.0
  • ARV discount +8.3/15.0
  • DSCR +4.4/10.0
  • Livability +3.7/5.0
  • Schools +3.2/10.0
  • 1% rule +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$210,000

210 Country Club Dr · New Iberia, LA 70563
3 bd · 2.0 ba · 2,157 sqft · Other · 8 Days on market
0.27 ac lot $97/sqft · at area comps Est $214k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

PRICED TO SELL! DESIGNED BY A. HAYES TOWN. WELL BUILT MAJESTIC HOME WITH CYPRESS CONSRTUCTION. TONS OF CHARACTER AND STRONG! LOCATED ON COUNTRY CLUB DRIVE IN AN OUTSTANDING NEIGHBORHOOD, PERFECT FOR JOGGING AND/OR WALKS. GREAT FOR FAMILY GATHERINGS WITH AN OUTDOOR SINK UNDER CARPORT. YOU WILL FEEL THE HOMINESS & CHARM AS SOON AS YOU ENTER. NARROW SLAT ORIGINAL WOOD FLOORS IN BEDROOMS, LIVING ROOM, & DINING ROOM WITH UPDATES. KNOTTY PINE AND STAINED GLASS AND SKY LIGHT IN DEN. NICE BIG ROOMS AND WINDOW SEAT OFF OF KITCHEN WITH LOTS OF NATURAL LIGHT IN KITCHEN. ATTIC IS FLOORED. WHAT A GEM!

Key facts

  • New floors
  • Brand new roof
  • Brand new kitchen

Tags

BRAND NEW ROOFBRAND NEW KITCHENGRANITE COUNTER TOPSNEW CABINETSUPDATED BATHROOMSNEW FLOORS

Property features AI

Finance

  • HOA & community: Park nearby

Exterior

  • Parking: Carport (2 covered spaces, 2 total parking)
  • Utilities: Public sewer; Electric service by CLECO
  • Home design: Single family residence; City street frontage; Zoned R-1
  • Construction: Wood siding frame construction; Composition roof
  • Exterior features: Partial privacy brick fencing; Covered porch

Interior

  • Kitchen: Dishwasher; Gas stove/oven; Granite counters; Stone counters
  • Flooring: Vinyl plank
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Built-in bookcases; Built-in features; Computer nook; Special bath; Granite counters; Stone counters; Window treatments; Handicap accessible
  • Laundry & utility: Washer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath other listed at $210k.

Deal economics

  • At list price, monthly cash flow is $40 ($485/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $168k (20.2% below list).
  • Recommended offer: $168k (20.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 73/100 on livability (#33 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute D+, crime F, employment F.
  • Iberia Parish (other): math 32% / reading 43% proficiency, ranked #27 of 98 in LA (top 28%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Belle Place Middle School (math 31% / reading 54%, grade D-, #57 of 218 statewide, top 26%, 413 students, 65% FRL); New Iberia Senior High School (math 35% / reading 52%, grade F, #64 of 265 statewide, top 24%, 1,449 students, 62% FRL) — zoned schools at 64% FRL track the district average.
  • Market conditions: 141 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 94 units permitted in Iberia Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Iberia County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $70k; list at $210k implies a 200% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $167,678 (20.2% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
6.52%
Cash-on-cash
0.83%
DSCR
1.04
GRM
10.4

CMA / ARV

ARV (median comp)
$213,826
List price
$210,000
Delta
-1.79%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-15.0%
Equity multiple
0.46×
Total profit
$-31,531
Equity at exit
$31,312
10-year hold
IRR
-6.5%
Equity multiple
0.58×
Total profit
$-24,455
Equity at exit
$18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70563

Home prices YoY
-35.0%
Active inventory
141
Price-to-rent
10.4×

Monthly cashflow live

Estimated rent
$1,677 medium interval (Pro) →
Mortgage (P&I)
$1,101
Tax from tax record
$95 /mo · $1,145/yr
Insurance
$88
HOA
$0
Vacancy / Maint / Mgmt
$352
Net cashflow
$40

Break-even live

Break-even rent $1,626
Max offer price $210,000
Occupancy floor 93%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,500
Closing costs
$6,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
120 Guadalajara St New Iberia, LA 3.0 2.0 2278 $1,600 $0.70 21d 1 1.00mi
919 Russo St New Iberia, LA 3.0 2.0 1520 $1,800 $1.18 21d 1 1.20mi

Listing history 6 events

  1. 2026-05-15
    status Pending 536-char remark
  2. 2026-05-07
    listed $210,000 Active 536-char remark
  3. 2026-01-05
    soldstatus $70,000
  4. 2011-08-17
    soldstatus $135,000 603-char remark
    Show marketing remark (603 chars)

    PRICED TO SELL! DESIGNED BY A. HAYES TOWN. WELL BUILT MAJESTIC HOME WITH CYPRESS CONSRTUCTION. TONS OF CHARACTER AND STRONG! LOCATED ON COUNTRY CLUB DRIVE IN AN OUTSTANDING NEIGHBORHOOD, PERFECT FOR JOGGING AND/OR WALKS. GREAT FOR FAMILY GATHERINGS WITH AN OUTDOOR SINK UNDER CARPORT. YOU WILL FEEL THE HOMINESS & CHARM AS SOON AS YOU ENTER. NARROW SLAT ORIGINAL WOOD FLOORS IN BEDROOMS, LIVING ROOM, & DINING ROOM WITH UPDATES. KNOTTY PINE AND STAINED GLASS AND SKY LIGHT IN DEN. NICE BIG ROOMS AND WINDOW SEAT OFF OF KITCHEN WITH LOTS OF NATURAL LIGHT IN KITCHEN. ATTIC IS FLOORED. WHAT A GEM!

  5. 2010-12-03
    listed $140,000 603-char remark
    Show marketing remark (603 chars)

    PRICED TO SELL! DESIGNED BY A. HAYES TOWN. WELL BUILT MAJESTIC HOME WITH CYPRESS CONSRTUCTION. TONS OF CHARACTER AND STRONG! LOCATED ON COUNTRY CLUB DRIVE IN AN OUTSTANDING NEIGHBORHOOD, PERFECT FOR JOGGING AND/OR WALKS. GREAT FOR FAMILY GATHERINGS WITH AN OUTDOOR SINK UNDER CARPORT. YOU WILL FEEL THE HOMINESS & CHARM AS SOON AS YOU ENTER. NARROW SLAT ORIGINAL WOOD FLOORS IN BEDROOMS, LIVING ROOM, & DINING ROOM WITH UPDATES. KNOTTY PINE AND STAINED GLASS AND SKY LIGHT IN DEN. NICE BIG ROOMS AND WINDOW SEAT OFF OF KITCHEN WITH LOTS OF NATURAL LIGHT IN KITCHEN. ATTIC IS FLOORED. WHAT A GEM!

  6. 2008-07-14
    listed $177,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,145 · $95/mo
Projected year-2 tax
$1,155 · $96/mo
Expected delta
+$10/yr (+$1/mo · 0.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,121
− Mortgage interest
−$11,763
− Property taxes
−$1,145
− Insurance
−$1,050
− Repairs & maintenance
−$1,610
− Management
−$1,610
− Depreciation
−$6,109
Taxable loss
−$3,166
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$760
After-tax cash flow
$1,245/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Iberia Parish
NCES district ID
2200720
Math proficiency
32% ▼ -43.00%
Reading proficiency
43% ▼ -35.00%
Median HH income
$43,289
Composite
31.74/100
National rank
#5904
State rank
#27 of 98 in LA

Livability — New Iberia

Score
73/100
State rank
#33
US rank
#5376

Category grades

Amenities C Commute D+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
New Iberia, LA
Population (ZIP)
19,947

Population outlook (Iberia County) Hauer SSP2

Today (2025)
74,632 people
By 2030
74,368 · -0.4%
By 2040
73,223 · -1.9%
By 2050
71,728 · -3.9%
By 2075
69,028 · -7.5%
By 2100
65,018 · -12.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 16% Two or more races 5% Hispanic / Latino 5% Asian 2%
Common ancestry
Lithuanian 19% Slovak 1% Romanian 1%
Foreign-born
2% · Canada, China
Languages at home
91% English-only · French/Haitian/Cajun 4% Spanish 2% Other Indo-European 1%

Political lean MEDSL · Iberia

2024 margin
Solid R (+34.1) · D 32.4% · R 66.5% · Other 1.1%
2008→2024 swing
-11.1pp toward R · 2008: -23.0pp · 2024: -34.1pp
All cycles
2024: R+34.1 2020: R+31.2 2016: R+31.4 2012: R+26.2 2008: R+23.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -78.52%
Current HPI
146.1556
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+18.3% since first listed
6 events — show timeline
  • 2026-05-15 Pending AcadianaMLS
  • 2026-05-07 Listed $210,000 AcadianaMLS
  • 2026-01-05 Sold (Public Records) $70,000 Public Records
  • 2011-08-17 Sold (MLS) $135,000 AcadianaMLS
  • 2010-12-03 Listed $140,000 AcadianaMLS
  • 2008-07-14 Listed $177,500 AcadianaMLS

Property tax history

-0.7%/yr

Latest (2025): $1,145 · +2.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…