210 Country Club Dr · New Iberia, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.4/30.0
- ARV discount +8.3/15.0
- DSCR +4.4/10.0
- Livability +3.7/5.0
- Schools +3.2/10.0
- 1% rule +3.0/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$210,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
PRICED TO SELL! DESIGNED BY A. HAYES TOWN. WELL BUILT MAJESTIC HOME WITH CYPRESS CONSRTUCTION. TONS OF CHARACTER AND STRONG! LOCATED ON COUNTRY CLUB DRIVE IN AN OUTSTANDING NEIGHBORHOOD, PERFECT FOR JOGGING AND/OR WALKS. GREAT FOR FAMILY GATHERINGS WITH AN OUTDOOR SINK UNDER CARPORT. YOU WILL FEEL THE HOMINESS & CHARM AS SOON AS YOU ENTER. NARROW SLAT ORIGINAL WOOD FLOORS IN BEDROOMS, LIVING ROOM, & DINING ROOM WITH UPDATES. KNOTTY PINE AND STAINED GLASS AND SKY LIGHT IN DEN. NICE BIG ROOMS AND WINDOW SEAT OFF OF KITCHEN WITH LOTS OF NATURAL LIGHT IN KITCHEN. ATTIC IS FLOORED. WHAT A GEM!
Key facts
- New floors
- Brand new roof
- Brand new kitchen
Tags
Property features AI
Finance
- HOA & community: Park nearby
Exterior
- Parking: Carport (2 covered spaces, 2 total parking)
- Utilities: Public sewer; Electric service by CLECO
- Home design: Single family residence; City street frontage; Zoned R-1
- Construction: Wood siding frame construction; Composition roof
- Exterior features: Partial privacy brick fencing; Covered porch
Interior
- Kitchen: Dishwasher; Gas stove/oven; Granite counters; Stone counters
- Flooring: Vinyl plank
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Built-in bookcases; Built-in features; Computer nook; Special bath; Granite counters; Stone counters; Window treatments; Handicap accessible
- Laundry & utility: Washer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath other listed at $210k.
Deal economics
- At list price, monthly cash flow is $40 ($485/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $168k (20.2% below list).
- Recommended offer: $168k (20.2% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 73/100 on livability (#33 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute D+, crime F, employment F.
- Iberia Parish (other): math 32% / reading 43% proficiency, ranked #27 of 98 in LA (top 28%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Belle Place Middle School (math 31% / reading 54%, grade D-, #57 of 218 statewide, top 26%, 413 students, 65% FRL); New Iberia Senior High School (math 35% / reading 52%, grade F, #64 of 265 statewide, top 24%, 1,449 students, 62% FRL) — zoned schools at 64% FRL track the district average.
- Market conditions: 141 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 94 units permitted in Iberia Parish in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Iberia County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $70k; list at $210k implies a 200% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.80% ✗
- Cap rate
- 6.52%
- Cash-on-cash
- 0.83%
- DSCR
- 1.04
- GRM
- 10.4
CMA / ARV
- ARV (median comp)
- $213,826
- List price
- $210,000
- Delta
- -1.79%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -15.0%
- Equity multiple
- 0.46×
- Total profit
- $-31,531
- Equity at exit
- $31,312
- IRR
- -6.5%
- Equity multiple
- 0.58×
- Total profit
- $-24,455
- Equity at exit
- $18,157
Cash invested: $58,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70563
- Home prices YoY
- -35.0%
- Active inventory
- 141
- Price-to-rent
- 10.4×
Monthly cashflow live
- Estimated rent
- $1,677 medium interval (Pro) →
- Mortgage (P&I)
- −$1,101
- Tax from tax record
- −$95 /mo · $1,145/yr
- Insurance
- −$88
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$352
- Net cashflow
- $40
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $52,500
- Closing costs
- $6,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 120 Guadalajara St New Iberia, LA | 3.0 | 2.0 | 2278 | $1,600 | $0.70 | 21d | 1 | 1.00mi |
| 919 Russo St New Iberia, LA | 3.0 | 2.0 | 1520 | $1,800 | $1.18 | 21d | 1 | 1.20mi |
Listing history 6 events
-
2026-05-15status Pending 536-char remark
-
2026-05-07$210,000 Active 536-char remark
-
2026-01-05soldstatus $70,000
-
2011-08-17soldstatus $135,000 603-char remark
Show marketing remark (603 chars)
PRICED TO SELL! DESIGNED BY A. HAYES TOWN. WELL BUILT MAJESTIC HOME WITH CYPRESS CONSRTUCTION. TONS OF CHARACTER AND STRONG! LOCATED ON COUNTRY CLUB DRIVE IN AN OUTSTANDING NEIGHBORHOOD, PERFECT FOR JOGGING AND/OR WALKS. GREAT FOR FAMILY GATHERINGS WITH AN OUTDOOR SINK UNDER CARPORT. YOU WILL FEEL THE HOMINESS & CHARM AS SOON AS YOU ENTER. NARROW SLAT ORIGINAL WOOD FLOORS IN BEDROOMS, LIVING ROOM, & DINING ROOM WITH UPDATES. KNOTTY PINE AND STAINED GLASS AND SKY LIGHT IN DEN. NICE BIG ROOMS AND WINDOW SEAT OFF OF KITCHEN WITH LOTS OF NATURAL LIGHT IN KITCHEN. ATTIC IS FLOORED. WHAT A GEM!
-
2010-12-03$140,000 603-char remark
Show marketing remark (603 chars)
PRICED TO SELL! DESIGNED BY A. HAYES TOWN. WELL BUILT MAJESTIC HOME WITH CYPRESS CONSRTUCTION. TONS OF CHARACTER AND STRONG! LOCATED ON COUNTRY CLUB DRIVE IN AN OUTSTANDING NEIGHBORHOOD, PERFECT FOR JOGGING AND/OR WALKS. GREAT FOR FAMILY GATHERINGS WITH AN OUTDOOR SINK UNDER CARPORT. YOU WILL FEEL THE HOMINESS & CHARM AS SOON AS YOU ENTER. NARROW SLAT ORIGINAL WOOD FLOORS IN BEDROOMS, LIVING ROOM, & DINING ROOM WITH UPDATES. KNOTTY PINE AND STAINED GLASS AND SKY LIGHT IN DEN. NICE BIG ROOMS AND WINDOW SEAT OFF OF KITCHEN WITH LOTS OF NATURAL LIGHT IN KITCHEN. ATTIC IS FLOORED. WHAT A GEM!
-
2008-07-14$177,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $1,145 · $95/mo
- Projected year-2 tax
- $1,155 · $96/mo
- Expected delta
- +$10/yr (+$1/mo · 0.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,121
- − Mortgage interest
- −$11,763
- − Property taxes
- −$1,145
- − Insurance
- −$1,050
- − Repairs & maintenance
- −$1,610
- − Management
- −$1,610
- − Depreciation
- −$6,109
- Taxable loss
- −$3,166
- Est. tax savings @ 24.0%
- +$760
- After-tax cash flow
- $1,245/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Iberia Parish
- NCES district ID
- 2200720
- Math proficiency
- 32% ▼ -43.00%
- Reading proficiency
- 43% ▼ -35.00%
- Median HH income
- $43,289
- Composite
- 31.74/100
- National rank
- #5904
- State rank
- #27 of 98 in LA
Livability — New Iberia
- Score
- 73/100
- State rank
- #33
- US rank
- #5376
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- New Iberia, LA
- Population (ZIP)
- 19,947
Population outlook (Iberia County) Hauer SSP2
- Today (2025)
- 74,632 people
- By 2030
- 74,368 · -0.4%
- By 2040
- 73,223 · -1.9%
- By 2050
- 71,728 · -3.9%
- By 2075
- 69,028 · -7.5%
- By 2100
- 65,018 · -12.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Black 16% Two or more races 5% Hispanic / Latino 5% Asian 2%
- Common ancestry
- Lithuanian 19% Slovak 1% Romanian 1%
- Foreign-born
- 2% · Canada, China
- Languages at home
- 91% English-only · French/Haitian/Cajun 4% Spanish 2% Other Indo-European 1%
Political lean MEDSL · Iberia
- 2024 margin
- Solid R (+34.1) · D 32.4% · R 66.5% · Other 1.1%
- 2008→2024 swing
- -11.1pp toward R · 2008: -23.0pp · 2024: -34.1pp
- All cycles
- 2024: R+34.1 2020: R+31.2 2016: R+31.4 2012: R+26.2 2008: R+23.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -78.52%
- Current HPI
- 146.1556
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
|
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| Wholesale / Distribution | 1 | $5B |
|
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| Advertising | 1 | $2B |
|
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Price history
+18.3% since first listed6 events — show timeline
- 2026-05-15 Pending — AcadianaMLS
- 2026-05-07 Listed $210,000 AcadianaMLS
- 2026-01-05 Sold (Public Records) $70,000 Public Records
- 2011-08-17 Sold (MLS) $135,000 AcadianaMLS
- 2010-12-03 Listed $140,000 AcadianaMLS
- 2008-07-14 Listed $177,500 AcadianaMLS
Property tax history
-0.7%/yrLatest (2025): $1,145 · +2.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…