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24 Upper Beechwood Ave
B- Composite 69.85
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +3.9/5.0
  • Schools +3.0/10.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$59,999

24 Upper Beechwood Ave · Buck Run, PA 17901
2 bd · 1.0 ba · 1,216 sqft · Townhouse public records · 1 Days on market
Built 1950 0.30 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

MULTIPLE OFFERS RECEIVED - SELLER PICK OFFER TONIGHT 6/11 AT 8PM. Tucked away at the end of a quiet street, this charming bungalow/ cape cod offers the kind of peace and tranquility that's becoming harder and harder to find. Nestled on . 30 acres of beautiful land frequented by deer, birds, and other wildlife, this home feels like your own private retreat. Natural sunlight pours through the windows, filling the spacious living room and large kitchen with warmth and character. The flexible floor plan includes a convenient first-floor full bath, two generously sized upstairs bedrooms, full attic, and a basement workshop perfect for hobbies, storage, or projects. Whether you're enjoying your m

Key facts

  • Quiet street
  • Basement workshop
  • Natural sunlight

Tags

QUIET STREETPRIVATE RETREATNATURAL SUNLIGHTFIRST-FLOOR FULL BATHBASEMENT WORKSHOPSERENE SETTING

Property features AI

Exterior

  • Parking: Detached garage with one parking space and additional storage area
  • Utilities: Public water; Public sewer; Electric service (standard)
  • Home design: Semi-detached home; Estimated year built; Porch(es) and enclosed balcony
  • Construction: Aluminum siding; Block foundation
  • Exterior features: Lot dimensions approximately 40 x 325; Not in a federal flood zone; Above- and below-grade outdoor structures

Interior

  • Bedrooms: Two bedrooms on the upper level
  • Bathrooms: One full bathroom on the main level; One full bathroom total
  • Heating & cooling: Hot water baseboard heating; Oil-fired heating and hot water
  • Interior features: Full, partially finished heated basement with walkout level, workshop area and shelving; Enclosed porch and balcony
  • Laundry & utility: Laundry in the basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath townhouse listed at $60k.

Deal economics

  • At list price, monthly cash flow is $479 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $60k).

Location & tenants

  • Location reads 59/100 on livability (#1,527 in PA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime C-, amenities F, commute F.
  • Minersville Area SD (town): math 21% / reading 50% proficiency, ranked #420 of 539 in PA (top 78%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Minersville Area Jshs (math 17% / reading 42%, grade F, #349 of 437 statewide, top 81%, 527 students, 96% FRL) — zoned schools average 96% FRL vs 39% district-wide (56 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+5.7%/yr); 177 active listings in the ZIP; 169 units permitted in Schuylkill County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $415 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Schuylkill County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 5.7% rent growth), your $17k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: property tax is 4.1% of price; built in 1950 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $59,999

Questions for the listing agent

  1. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.16%
Cap rate
15.88%
Cash-on-cash
34.23%
DSCR
2.52
GRM
3.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 5.7% rent growth · sell at horizon

5-year hold
IRR
33.2%
Equity multiple
2.46×
Total profit
$24,518
Equity at exit
$8,946
10-year hold
IRR
41.8%
Equity multiple
5.57×
Total profit
$76,766
Equity at exit
$5,188

Cash invested: $16,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 17901

Home prices YoY
-21.2%
Rents YoY
5.7%
Active inventory
177
Price-to-rent
3.9×

Monthly cashflow live

Estimated rent
$1,298 medium interval (Pro) →
Mortgage (P&I)
$315
Tax from tax record
$207 /mo · $2,483/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$273
Net cashflow
$479

Break-even live

Break-even rent $692
Max offer price $59,999
Occupancy floor 58%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$15,000
Closing costs
$1,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 2 events

  1. 2026-06-13
    remarks 699-char remark
  2. 2026-06-13
    listed $59,999 Pending 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,483 · $207/mo
Projected year-2 tax
$2,483 · $207/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥94°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,580
− Mortgage interest
−$3,361
− Property taxes
−$2,483
− Insurance
−$300
− Repairs & maintenance
−$1,246
− Management
−$1,246
− Depreciation
−$1,745
Taxable income
$5,198
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,248
After-tax cash flow
$4,502/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Minersville Area SD
NCES district ID
4215510
Math proficiency
21% ▼ -12.00%
Reading proficiency
50% ▼ -8.00%
Median HH income
$40,865
Composite
29.77/100
National rank
#6433
State rank
#420 of 539 in PA

Livability — Buck Run

Score
59/100
State rank
#1527
US rank
#19989

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Buck Run, PA
County
Schuylkill County · 22,371 people
Metro
Pottsville, PA
Population (ZIP)
22,371
Household income
$62,484
Rent vs Own
29.9% rent · 70.1% own
Severe rent burden
622.0

Population outlook (Schuylkill County) Hauer SSP2

Today (2025)
137,447 people
By 2030
133,121 · -3.1%
By 2040
124,172 · -9.7%
By 2050
115,611 · -15.9%
By 2075
100,796 · -26.7%
By 2100
86,667 · -36.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Hispanic / Latino 5% Two or more races 3% Black 2%
Common ancestry
Romanian 9% Iranian 5% Subsaharan African 3%
Foreign-born
1% · Canada
Languages at home
96% English-only · Spanish 2% German/W. Germanic 1% French/Haitian/Cajun 1%

Political lean MEDSL · Schuylkill

2024 margin
Solid R (+42.1) · D 28.5% · R 70.6%
2008→2024 swing
-33.4pp toward R · 2008: -8.7pp · 2024: -42.1pp
All cycles
2024: R+42.1 2020: R+39.9 2016: R+43.4 2012: R+13.4 2008: R+8.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -54.14%
Current HPI
200.6516
Rent YoY
▲ 5.70%
Metro
Pottsville, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
4 events — show timeline
  • 2026-06-12 Pending BRIGHT MLS
  • 2026-06-11 Listing Removed BRIGHT MLS
  • 2026-06-11 Listed $59,999 BRIGHT MLS
  • 2026-06-10 Coming Soon $59,999 BRIGHT MLS

Property tax history

+12.8%/yr

Latest (2026): $2,483 · +208.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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