1205 Bartram Ave · Collingdale, PA 19023

$159,900

2 bd · 1.0 ba · 860 sqft · SingleFamily public records · 36 Days on market

Built 1945 0.35 ac lot $186/sqft · 29% below area Est $225k · 29% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +13.7/30.0
• 1% rule +5.4/10.0
• Rent growth +5.0/5.0
• Livability +4.2/5.0
• DSCR +4.1/10.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Single home on huge lot, needs renovation thru out. Buyer responsible for ordering and getting conditional U & O from Collingdale Township. Inspect and make offer.

Key facts

• 0.35 acre lot
• Built 1945
• Listed 36 days

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $160k.

Deal economics

• At list price, monthly cash flow is $11 ($129/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $160k).
• Recommended offer: $155k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 84/100 on livability (#105 in PA, #781 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment C-, amenities D.
• Southeast Delco SD (suburban): math 13% / reading 33% proficiency, ranked #478 of 539 in PA (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 63% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+13.1%/yr); 99 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 299 units permitted in Delaware County in 2024 (5 in 5+ unit buildings).
• This rent runs 43% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 36 days — a 3% lower offer ($155k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 33y ago; this cycle's ask has dropped $20k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $55k; list at $160k implies a 191% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 3.0% of price; built in 1945 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $155,103 (3.0% below list)

Questions for the listing agent

1. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.04% ✓
• Cap rate: 6.37%
• Cash-on-cash: 0.29%
• DSCR: 1.01
• GRM: 8.0

CMA / ARV

• ARV (median comp): $225,464
• List price: $159,900
• Delta: -29.08%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1205 Bartram Ave	0.00mi	2/1.0	860 (0%)	1mo	$137,500	$160	99
612 S Oak Ave	0.47mi	2/1.0	888 (+3%)	12mo	$255,000	$287	62

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: -9.4%
• Equity multiple: 0.64×
• Total profit: $-16,293
• Equity at exit: $23,842

10-year hold

• IRR: 6.5%
• Equity multiple: 1.61×
• Total profit: $27,274
• Equity at exit: $13,825

Cash invested: $44,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 19023

• Rents YoY: 13.1%
• Active inventory: 99
• Price-to-rent: 8.0×

Monthly cashflow live

• Estimated rent: $1,662 high
• Mortgage (P&I): −$839
• Tax from tax record: −$397 /mo · $4,767/yr
• Insurance: −$67
• HOA: −$0
• Vacancy / Maint / Mgmt: −$349
• Net cashflow: $11

Break-even live

Break-even rent $1,649

Max offer price $159,900

Occupancy floor 94%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $39,975
• Closing costs: $4,797
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1201 Bartram Ave Darby, PA	2.0	1.0	700	$1,350	$1.93	11d	1	0.03mi
306 Pine St Glenolden, PA	3.0	2.0	1120	$2,400	$2.14	4d	1	0.12mi
304 Pine St Glenolden, PA	3.0	2.0	1120	$2,400	$2.14	43d	1	0.13mi
100 S Oak Ave Glenolden, PA	1.0–2.0	1.0–2.0	830	$1,500	$1.81	24d	3	0.22mi
828 Providence Rd Clifton Heights, PA	1.0	1.0	512	$1,300	$2.54	5d	4	0.47mi
926 Green Ln Secane, PA	2.0	1.0	862	$2,185	$2.53	43d	1	0.49mi
1001 Clifton Ave Unit 2R Collingdale, PA	1.0	1.0	600	$1,000	$1.67	24d	1	0.50mi
304 Christopher Pl Unit 1st Floor Primos, PA	2.0	1.0	875	$1,400	$1.60	3d	1	0.80mi
112 Juliana Ter Darby, PA	3.0	1.0	1020	$2,350	$2.30	44d	1	0.86mi
112 Juliana Ter Darby, PA	3.0	1.0	1020	$2,450	$2.40	24d	1	0.86mi
216 Borough Rd Unit A Primos, PA	2.0	2.0	800	$1,500	$1.88	24d	1	0.86mi
1 Jefferson St Apt 318 Clifton Heights, PA	1.0	1.0	600	$1,189	$1.98	21d	1	0.90mi
1 Jefferson St Unit 413D Clifton Heights, PA	3.0	1.0	800	$1,529	$1.91	43d	1	0.90mi
132 Folcroft Ave Folcroft, PA	2.0	1.0	725	$1,679	$2.32	2d	3	0.91mi
412 E Providence Rd Unit B, 2ND FLOOR Aldan, PA	1.0	1.0	700	$1,300	$1.86	24d	1	0.92mi
416 E Providence Rd Unit B, 2ND FLOOR Aldan, PA	1.0	1.0	710	$1,300	$1.83	24d	1	0.92mi
640 South Ave Secane, PA	1.0–2.0	1.0–1.5	742	$1,600	$2.16	12d	5	0.94mi
7 E Berkley Ave Unit 2 Clifton Heights, PA	1.0	1.0	648	$1,095	$1.69	43d	1	0.97mi
943 South Ave Clifton Heights, PA	1.0–2.0	1.0	662	$2,000	$3.02	2d	10	0.98mi
100 S Oak Ave Unit A23 Clifton Heights, PA	1.0	1.0	660	$1,215	$1.84	5d	1	0.99mi
100 S Oak Ave Unit B6 Clifton Heights, PA	2.0	2.0	1000	$1,500	$1.50	24d	1	0.99mi
100 Oak Ave Unit A21 Clifton Heights, PA	1.0	1.0	660	$1,250	$1.89	43d	1	0.99mi
100 S Oak Ave Unit B5 Clifton Heights, PA	1.0	1.0	720	$1,345	$1.87	43d	1	0.99mi
29 Logan Ave Unit 11 Glenolden, PA	2.0	1.0	850	$1,350	$1.59	24d	1	1.03mi
151 S Bishop Ave Clifton Heights, PA	1.0–2.0	1.0–2.0	875	$1,989	$2.27	1d	3	1.05mi
137 W Maryland Ave Unit 2nd Flr Aldan, PA	2.0	1.0	800	$1,400	$1.75	5d	1	1.08mi
145 Isabel Ave Unit 145B Glenolden, PA	2.0	1.0	890	$1,525	$1.71	43d	1	1.08mi
426 S Springfield Rd Clifton Heights, PA	1.0–2.0	1.0	775	$1,599	$2.06	24d	1	1.09mi
1528 Elmwood Ave Folcroft, PA	1.0	1.0	600	$1,350	$2.25	43d	1	1.15mi
1528 Elmwood Ave Unit 108 Folcroft, PA	1.0	1.0	600	$1,200	$2.00	24d	1	1.15mi
18 N Oak Ave Clifton Heights, PA	1.0	1.0	700	$1,189	$1.70	3d	3	1.15mi
1512 Elmwood Ave Folcroft, PA	2.0	1.0	850	$1,499	$1.76	24d	1	1.16mi
312 E Baltimore Ave Clifton Heights, PA	1.0–2.0	1.0	812	$1,649	$2.03	2d	3	1.17mi
350 S Scott Ave Unit 1 Glenolden, PA	2.0	1.0	715	$1,700	$2.38	24d	1	1.19mi
1505 Elmwood Ave Unit 5 Folcroft, PA	2.0	1.0	850	$1,499	$1.76	24d	1	1.19mi
1513 Elmwood Ave Unit 4 Folcroft, PA	3.0	1.0	1025	$1,699	$1.66	24d	1	1.20mi
1513 Elmwood Ave Unit 5 Folcroft, PA	3.0	1.0	850	$1,799	$2.12	43d	1	1.20mi
1503 Elmwood Ave Folcroft, PA	3.0	1.0	1025	$1,699	$1.66	24d	1	1.20mi
1503 Elmwood Ave Folcroft, PA	3.0	1.0	850	$1,799	$2.12	43d	1	1.20mi
1511 Elmwood Ave Folcroft, PA	1.0–3.0	1.0	725	$1,399	$1.93	24d	3	1.20mi

Listing history 9 events

1. 2026-05-04
   status Pending 169-char remark

   Show marketing remark (169 chars)

   Single home on huge lot, needs renovation thru out. Buyer responsible for ordering and getting conditional U & O from Collingdale Township. Inspect and make offer.

2. 2026-04-15
   price $159,900 169-char remark

   Show marketing remark (169 chars)

   Single home on huge lot, needs renovation thru out. Buyer responsible for ordering and getting conditional U & O from Collingdale Township. Inspect and make offer.

3. 2026-03-29
   listed $179,500 Active 169-char remark

   Show marketing remark (169 chars)

   Single home on huge lot, needs renovation thru out. Buyer responsible for ordering and getting conditional U & O from Collingdale Township. Inspect and make offer.

4. 2000-08-04
   soldstatus $55,000
5. 2000-08-02
   soldstatus $55,000 104-char remark

   Show marketing remark (104 chars)

   Property Being Sold As Is Condition Need Tlc, Great Lot , Good Location, Taxes Do Not Include School Tax

6. 2000-07-13
   listed $55,000 104-char remark

   Show marketing remark (104 chars)

   Property Being Sold As Is Condition Need Tlc, Great Lot , Good Location, Taxes Do Not Include School Tax

7. 1994-06-08
   soldstatus $80,000
8. 1994-04-29
   soldstatus $80,000
9. 1993-10-12
   listed $80,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $4,767 · $397/mo
• Projected year-2 tax: $4,767 · $397/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,947
• − Mortgage interest: −$8,957
• − Property taxes: −$4,767
• − Insurance: −$800
• − Repairs & maintenance: −$1,596
• − Management: −$1,596
• − Depreciation: −$4,652
• Taxable loss: −$2,419
• Est. tax savings @ 24.0%: +$581
• After-tax cash flow: $710/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Southeast Delco SD
• NCES district ID: 4222400
• Math proficiency: 13% ▼ -8.00%
• Reading proficiency: 33% ▼ -9.00%
• Median HH income: $49,309
• Composite: 20.25/100
• National rank: #8623
• State rank: #478 of 539 in PA

Livability — Collingdale

• Score: 84/100
• State rank: #105
• US rank: #781

Category grades

Amenities D Commute A+ Cost of living A+ Crime C+ Employment C- Housing A+ Health & safety A User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Collingdale, PA
• County: Delaware County · 399,863 people
• City population: 22,247
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• Population (ZIP): 22,247
• Household income: $46,463
• Rent vs Own: 47.4% rent · 52.6% own
• Severe rent burden: 1468.0

Population outlook (Delaware County) Hauer SSP2

• Today (2025): 577,490 people
• By 2030: 581,243 · +0.6%
• By 2040: 584,700 · +1.2%
• By 2050: 586,581 · +1.6%
• By 2075: 598,706 · +3.7%
• By 2100: 590,823 · +2.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (76%)
• Race & ethnicity: Black 76% White 15% Two or more races 5% Hispanic / Latino 3% Asian 2%
• Common ancestry: Swiss 5% Hispanic 1% Romanian 1%
• Foreign-born: 18% · Canada
• Languages at home: 84% English-only · French/Haitian/Cajun 4% Spanish 3% Other Asian/Pacific 1%

Political lean MEDSL · Delaware

• 2024 margin: Strong D (+23.7) · D 61.4% · R 37.6% · Other 1.0%
• 2008→2024 swing: +2.3pp toward D · 2008: 21.4pp · 2024: 23.7pp
• All cycles: 2024: D+23.7 2020: D+26.7 2016: D+22.0 2012: D+21.8 2008: D+21.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -190.50%
• Current HPI: 277.7034
• Rent YoY: ▲ 13.10%
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+99.9% since first listed

9 events — show timeline

• 2026-05-04 Pending — BRIGHT MLS
• 2026-04-15 Price Changed $159,900 BRIGHT MLS
• 2026-03-29 Listed $179,500 BRIGHT MLS
• 2000-08-04 Sold (Public Records) $55,000 Public Records
• 2000-08-02 Sold (MLS) $55,000 BRIGHT MLS
• 2000-07-13 Listed $55,000 BRIGHT MLS
• 1994-06-08 Sold (Public Records) $80,000 Public Records
• 1994-04-29 Sold (MLS) $80,000 BRIGHT MLS
• 1993-10-12 Listed $80,000 BRIGHT MLS

Property tax history

+2.1%/yr

Latest (2026): $4,767 · -5.9% YoY. Source: county tax records.