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D- Composite 36.89
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +7.6/30.0
  • Livability +3.4/5.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • 1% rule +1.8/10.0
  • DSCR +1.7/10.0
  • Appreciation +0.0/10.0

$285,000

1270 Weston Dr · Belvedere Park, GA 30032
3 bd · 2.0 ba · 1,992 sqft · SingleFamily public records · 102 Days on market
Built 1962 0.43 ac lot $143/sqft · 8% below area Est $349k · 18% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

4beds/3 baths on . 23 acre corner lot with creek at bottom of lot. Kitchen remodeled 2012 and screened in porch added. Dedicated laundry room. Needs deep cleaning, painting and bathroom updates, as well as new furnace. AC new. Exterior paint new. Front pillars new. Roof in good condition.

Key facts

  • Screened in porch
  • Remodeled kitchen
  • Creek

Tags

CORNER LOTCREEKREMODELED KITCHENSCREENED IN PORCHDEDICATED LAUNDRY ROOMNEW AC

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $285k.

Deal economics

  • At list price, monthly cash flow is $-411 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $212k (25.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $194k (32.1% below list).
  • Recommended offer: $194k (32.1% below list) — sets the bar for 1% rule.
  • Cap rate 4.8% vs local median 3.8% in Belvedere Park — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 68/100 on livability (#153 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
  • Dekalb County (suburban): math 19% / reading 28% proficiency, ranked #125 of 174 in GA (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+1.3%/yr); 422 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,240 units permitted in DeKalb County in 2024 (385 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • DeKalb County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 102 days — a 9% lower offer ($259k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $138k; list at $285k implies a 106% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: major flood risk; moderate wind risk, 26% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $193,561 (32.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 102 days. Have you received any prior offers? Is the seller open to a 32% concession, seller financing, or rate buy-down credit?
  3. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.68%
Cap rate
4.84%
Cash-on-cash
-5.19%
DSCR
0.77
GRM
12.3

CMA / ARV

ARV (median comp)
$349,175
List price
$285,000
Delta
-18.38%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3530 Turner Heights Dr 0.32mi 3/2.0 1,959 (-2%) 3mo $222,500 $114 79
1376 Cornwall Rd 0.27mi 4/2.0 (+1) 1,925 (-3%) 6mo $293,000 $152 72
3571 Turner Heights Dr 0.23mi 4/2.0 (+1) 2,175 (+9%) 3mo $358,000 $165 66
3480 Beech Dr 0.27mi 3/2.0 1,761 (-12%) 14mo $235,000 $133 56
1119 Oakwood Manor Ct 0.56mi 4/3.0 (+1) 2,036 (+2%) 6mo $281,500 $138 56
1259 Crescentwood Ln 0.62mi 3/2.5 2,216 (+11%) 4mo $400,000 $181 47
1324 Crescentwood Ln 0.51mi 4/4.0 (+1) 2,216 (+11%) 4mo $440,000 $199 41
3730 Oakwood Mnr 0.52mi 3/2.5 1,780 (-11%) 18mo $291,700 $164 41
1254 Renee Dr 0.73mi 3/2.0 1,822 (-8%) 14mo $265,000 $145 41
1318 Glen Forest Way 0.23mi 4/3.0 (+1) 1,694 (-15%) 19mo $320,000 $189 39
3302 Bobbie Ln 0.67mi 4/2.5 (+1) 1,728 (-13%) 4mo $375,000 $217 37
1313 Crescentwood Ln 0.52mi 3/2.5 2,260 (+14%) 18mo $479,000 $212 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.34% rent growth · sell at horizon

5-year hold
IRR
-28.8%
Equity multiple
0.05×
Total profit
$-75,548
Equity at exit
$42,494
10-year hold
IRR
-36.4%
Equity multiple
-0.40×
Total profit
$-112,095
Equity at exit
$24,642

Cash invested: $79,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30032

Rents YoY
1.3%
Active inventory
422
Price-to-rent
12.3×

Monthly cashflow live

Estimated rent
$1,936 high interval (Pro) →
Mortgage (P&I)
$1,495
Tax from tax record
$261 /mo · $3,128/yr
Insurance
$119
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$406
Net cashflow
$-411

Break-even live

Break-even rent $2,456
Max offer price $212,340
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$71,250
Closing costs
$8,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3728 Loren Dr Decatur, GA 3.0 1.5 1340 $2,150 $1.60 44d 1 0.42mi
3824 London Dr Decatur, GA 3.0 2.5 1544 $1,531 $0.99 44d 1 0.56mi
1223 Crescentwood Ln Decatur, GA 3.0 2.5 2244 $2,500 $1.11 20d 1 0.59mi
1428 David Cir Unit A11 Decatur, GA 3.0 1.5 1362 $1,830 $1.34 44d 1 0.60mi
3427 Jackson Dr Decatur, GA 3.0 2.0 1400 $1,900 $1.36 19d 1 0.66mi
1055 Holcombe Rd Decatur, GA 2.0–3.0 1.5 1157 $1,459 $1.26 3d 6 0.67mi
3235 Beech Dr Decatur, GA 3.0 2.0 1264 $2,400 $1.90 44d 1 0.83mi
3560 Sweetgum Ln Decatur, GA 4.0 3.0 1848 $1,766 $0.96 5d 1 0.84mi
3841 Kensington Rd Decatur, GA 2.0–3.0 2.0 1220 $1,800 $1.48 2d 14 0.88mi
3213 Bobbie Ln Decatur, GA 3.0 2.5 1678 $2,050 $1.22 13d 1 0.89mi
3960 Redan Rd Stone Mountain, GA 1.0–3.0 1.0–2.0 1339 $3,194 $2.39 1d 19 0.91mi
3485 Cobbs Ferry Dr Decatur, GA 3.0 2.0 1252 $1,450 $1.16 24d 1 0.91mi
1473 Hyatt Cir Decatur, GA 3.0 2.5 1386 $2,050 $1.48 44d 1 0.92mi
3432 Cobbs Ferry Dr Decatur, GA 3.0 2.0 1252 $1,450 $1.16 5d 1 0.93mi
3096 Calcutta St Decatur, GA 3.0 2.5 1386 $1,895 $1.37 44d 1 0.93mi
3445 Cobbs Ferry Dr Decatur, GA 3.0 2.0 1252 $1,450 $1.16 24d 1 0.94mi
3106 Calcutta St Decatur, GA 3.0 2.5 1386 $1,895 $1.37 44d 1 0.95mi
3121 Journal Ct Decatur, GA 3.0 2.5 1386 $1,895 $1.37 20d 1 0.97mi
4011 Redan Rd #5 Stone Mountain, GA 3.0 2.5 1400 $2,040 $1.46 44d 1 0.98mi
4011 Redan Rd #5 Stone Mountain, GA 3.0 2.5 1426 $2,040 $1.43 19d 1 0.98mi
3900 Memorial Dr Decatur, GA 1.0–2.0 1.0–1.5 1050 $1,275 $1.21 13d 4 0.99mi
3405 Cobbs Ferry Dr Unit 3405 Decatur, GA 3.0 2.0 1331 $1,550 $1.16 44d 1 0.99mi
3395 Columbia Trce Decatur, GA 3.0 2.0 1252 $1,450 $1.16 24d 1 1.00mi
1081 Brittania Rd Unit 1 Stone Mountain, GA 3.0 2.5 1866 $1,950 $1.05 44d 1 1.01mi
1081 Brittania Rd Stone Mountain, GA 3.0 3.0 1866 $1,950 $1.05 44d 1 1.01mi
1502 Vernon Blvd Decatur, GA 3.0 3.0 1515 $2,050 $1.35 24d 1 1.02mi
3381 Columbia Trce Decatur, GA 3.0 2.0 1252 $1,450 $1.16 5d 1 1.03mi
3365 Columbia Trce Decatur, GA 3.0 2.0 1252 $1,450 $1.16 5d 1 1.04mi
3964 Carlinswood Way Stone Mountain, GA 3.0 2.5 1681 $2,000 $1.19 44d 1 1.04mi
1683 Vernon Blvd Decatur, GA 3.0 2.5 1515 $1,840 $1.21 19d 1 1.08mi
3191 Bluebird Ln Decatur, GA 4.0 2.0 1300 $7,250 $5.58 24d 1 1.09mi
3184 Delancy St Decatur, GA 3.0 2.5 1515 $1,800 $1.19 44d 1 1.10mi
1023 Privy Ln Stone Mountain, GA 3.0 2.5 1701 $2,700 $1.59 5d 1 1.11mi
3141 Journal Ct Decatur, GA 3.0 2.5 1386 $1,895 $1.37 13d 1 1.16mi
1590 Agape Way Decatur, GA 1.0–3.0 1.0–2.0 1022 $1,400 $1.37 44d 1 1.21mi
3711 Daisy Dr Decatur, GA 3.0 1.5 1240 $1,700 $1.37 44d 1 1.24mi
1637 Columbia Dr Decatur, GA 4.0 2.0 1896 $1,795 $0.95 44d 1 1.29mi
3072 Lauren Parc Rd Decatur, GA 3.0 3.5 1743 $2,100 $1.20 44d 1 1.35mi
4371 Glenwood Rd Decatur, GA 1.0–3.0 1.0–2.0 1100 $1,525 $1.39 2d 9 1.40mi
4371 Glenwood Rd Decatur, GA 1.0–3.0 1.0–2.0 1100 $1,525 $1.39 44d 6 1.40mi

Listing history 16 events

  1. 2026-06-18
    days on market $285,000 Active 102 DOM
  2. 2026-06-17
    days on market $285,000 Active 101 DOM
  3. 2026-06-16
    days on market $285,000 Active 100 DOM
  4. 2026-06-15
    days on market $285,000 Active 99 DOM
  5. 2026-06-13
    days on market $285,000 Active 97 DOM
  6. 2026-06-09
    days on market $285,000 Active 93 DOM
  7. 2026-06-08
    days on market $285,000 Active 92 DOM
  8. 2026-06-07
    days on market $285,000 Active 91 DOM
  9. 2026-06-04
    days on market $285,000 Active 88 DOM
  10. 2026-06-03
    days on market $285,000 Active 87 DOM
  11. 2026-06-02
    days on market $285,000 Active 86 DOM
  12. 2026-06-01
    days on market $285,000 Active 85 DOM
  13. 2026-05-31
    days on market $285,000 Active 84 DOM
  14. 2026-03-08
    listed $285,000 Active 289-char remark
    Show marketing remark (289 chars)

    4beds/3 baths on . 23 acre corner lot with creek at bottom of lot. Kitchen remodeled 2012 and screened in porch added. Dedicated laundry room. Needs deep cleaning, painting and bathroom updates, as well as new furnace. AC new. Exterior paint new. Front pillars new. Roof in good condition.

  15. 2002-01-02
    soldstatus $138,300
  16. 2000-12-22
    soldstatus $127,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$3,128 · $261/mo
Projected year-2 tax
$3,128 · $261/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 96% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 26% chance of damaging wind over 30 yrs
  • 🫁 Air quality 6/10 Major 8 unhealthy d/yr today · 11 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,227
− Mortgage interest
−$15,964
− Property taxes
−$3,128
− Insurance
−$2,222
− Repairs & maintenance
−$1,858
− Management
−$1,858
− Depreciation
−$8,291
Taxable loss
−$10,095
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,423
After-tax cash flow
$-2,513/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dekalb County
NCES district ID
1301740
Math proficiency
19% ▼ -12.00%
Reading proficiency
28% ▼ -7.00%
Median HH income
$51,448
Composite
20.92/100
National rank
#8482
State rank
#125 of 174 in GA

Livability — Belvedere Park

Score
68/100
State rank
#153
US rank
#9886

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment C Housing A+ Health & safety F User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Belvedere Park, GA
County
Dekalb County · 782,738 people
City population
42,812
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
42,948
Household income
$62,765
Rent vs Own
43.8% rent · 56.2% own
Severe rent burden
2097.0

Population outlook (DeKalb County) Hauer SSP2

Today (2025)
839,977 people
By 2030
891,768 · +6.2%
By 2040
988,894 · +17.7%
By 2050
1,074,583 · +27.9%
By 2075
1,245,026 · +48.2%
By 2100
1,303,135 · +55.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (70%)
Race & ethnicity
Black 70% White 18% Two or more races 6% Hispanic / Latino 5% Asian 2%
Hispanic origin (detail)
Mexican 2%
Common ancestry
Slovak 1% Italian 1% Serbian 1%
Foreign-born
7% · Canada, China, Guatemala
Languages at home
91% English-only · Spanish 4% Arabic 1% Other Indo-European 0%

Political lean MEDSL · DeKalb

2024 margin
Solid D (+64.8) · D 81.9% · R 17.1% · Other 1.0%
2008→2024 swing
+6.1pp toward D · 2008: 58.6pp · 2024: 64.8pp
All cycles
2024: D+64.8 2020: D+67.4 2016: D+64.8 2012: D+56.8 2008: D+58.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -203.83%
Current HPI
221.0467
Rent YoY
▲ 1.34%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+123.5% since first listed
3 events — show timeline
  • 2026-03-08 Listed $285,000 ForSaleByOwner.com
  • 2002-01-02 Sold (Public Records) $138,300 Public Records
  • 2000-12-22 Sold (Public Records) $127,500 Public Records

Property tax history

+4.0%/yr

Latest (2025): $3,128 · -6.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…