213 Como Dr · Venice, FL
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.13%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.9/30.0
- DSCR +9.3/10.0
- 1% rule +9.2/10.0
- ARV discount +7.5/15.0
- Schools +5.4/10.0
- Rent growth +4.7/5.0
- Livability +4.0/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$136,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
PRICED TO SELL. Cute and Clean fully furnished 2-bedroom, 2-bath home in the desirable 55+ Mobile Home community of Venice Isle. This move-in-ready property features new AC 2024, Membrane roof over 2025 with new windows, newer carpet, laminate flooring, updated bathrooms, newer plumbing, and a new carport. A spacious storage shed provides extra convenience. Enjoy maintenance-free living with access to community amenities and a welcoming neighborhood atmosphere. This charming home is perfect for seasonal or full-time living. The park amenities are numerous and include 2 heated pools, 2 hot tubs, saunas, putt putt golf, a fitness center, tennis courts, bocce ball, corn hole, horseshoes, billi
Key facts
- Heated pools
- New carport
- Membrane roof
Tags
Property features AI
Finance
- Other: Lease restrictions apply
- HOA & community: Has HOA; monthly fee $229 (quarterly fee listed as $687); Association approval required; Association amenities include clubhouse, fitness center, pool, spa/hot tub, sauna, tennis courts, shuffleboard court, recreation facilities, laundry, cable TV and management; Community features include buyer approval required, clubhouse, deed restrictions, fitness center, pool, tennis courts, street lights, and golf carts allowed; Pets: cats allowed; Senior community
Exterior
- Parking: Covered driveway; 2-space carport
- Utilities: Public water; Public sewer; Electricity connected; Cable connected; Fiber optics available; Sewer connected; Underground utilities
- Home design: Residential mobile home (double wide); One story; Southwest facing
- Construction: Metal siding; Membrane roof with roof over; Crawlspace foundation; Built (double wide mobile home)
- Exterior features: Covered, enclosed and screened front porch; Patio/porch is covered and enclosed; Sliding doors; Private mailbox; Rain gutters
Interior
- Kitchen: Microwave; Range hood; Refrigerator
- Bedrooms: 2 bedrooms
- Flooring: Carpet; Laminate
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Built-in features; Living room/dining room combo; Open floorplan; Window treatments (blinds)
- Laundry & utility: Washer; Dryer; Laundry located in garage
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $136k.
Deal economics
- At list price, monthly cash flow is $376 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $136k).
Location & tenants
- Location reads 80/100 on livability (#129 in FL, #1,925 nationally) — a professional / high-income tenant draw. Strengths: crime A+, housing A+, health & safety A+; Watch: amenities D-, commute F.
- Sarasota (urban): math 63% / reading 63% proficiency, ranked #7 of 73 in FL (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising fast (+8.8%/yr); 468 active listings in the ZIP; 7,466 units permitted in Sarasota County in 2024 (2,138 in 5+ unit buildings).
- This rent runs 34% of the median local income ($68k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $940 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Sarasota County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $38k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $62k; list at $136k implies a 121% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.42% ✓
- Cap rate
- 9.61%
- Cash-on-cash
- 11.83%
- DSCR
- 1.53
- GRM
- 5.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 7.7%
- Equity multiple
- 1.32×
- Total profit
- $12,274
- Equity at exit
- $20,278
- IRR
- 21.5%
- Equity multiple
- 3.33×
- Total profit
- $88,723
- Equity at exit
- $11,759
Cash invested: $38,080 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34285
- Rents YoY
- 8.8%
- Active inventory
- 468
- Price-to-rent
- 5.9×
Monthly cashflow live
- Estimated rent
- $1,937 medium interval (Pro) →
- Mortgage (P&I)
- −$713
- Tax from tax record
- −$156 /mo · $1,868/yr
- Insurance
- −$57
- HOA
- −$229
- Vacancy / Maint / Mgmt
- −$407
- Net cashflow
- $376
Break-even live
Sensitivity live
| Price | -10% $452 | -5% $414 | +0% $376 | +5% $337 | +10% $299 |
|---|---|---|---|---|---|
| Rent | -10% $222 | -5% $299 | +0% $376 | +5% $452 | +10% $529 |
| Rate | -1.0pp $444 | -0.5pp $410 | base $376 | +0.5pp $340 | +1.0pp $304 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $34,000
- Closing costs
- $4,080
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $229 · $2,748/yr
- Likely covers
- poolgym
Listing history 17 events
-
2026-06-21days on market $136,000 Active 6 DOM
-
2026-06-18days on market $136,000 Active 3 DOM
-
2026-06-17days on market $136,000 Active 2 DOM
-
2026-06-15pricedays on market $136,000 Active 1 DOM
-
2026-06-09days on market $138,000 Active 801 DOM
-
2026-06-08days on market $138,000 Active 799 DOM
-
2026-06-05days on market $138,000 Active 796 DOM
-
2026-06-03days on market $138,000 Active 795 DOM
-
2026-06-02days on market $138,000 Active 794 DOM
-
2026-06-01days on market $138,000 Active 793 DOM
-
2026-05-31days on market $138,000 Active 792 DOM
-
2026-02-09price $138,000 913-char remark
-
2025-01-17price $155,000 913-char remark
-
2024-10-15status Active 913-char remark
-
2024-08-30status Pending 913-char remark
-
2024-02-13$170,000 Active 913-char remark
-
2011-11-23soldstatus $61,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,868 · $156/mo
- Projected year-2 tax
- $1,868 · $156/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 13% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,241
- − Mortgage interest
- −$7,618
- − Property taxes
- −$1,868
- − Insurance
- −$680
- − Repairs & maintenance
- −$1,859
- − Management
- −$1,859
- − HOA
- −$2,748
- − Depreciation
- −$3,956
- Taxable income
- $2,652
- Est. tax owed @ 24.0%
- −$636
- After-tax cash flow
- $3,870/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sarasota
- NCES district ID
- 1201680
- Math proficiency
- 63% ▼ -8.00%
- Reading proficiency
- 63% ▼ -3.00%
- Median HH income
- $51,167
- Composite
- 53.68/100
- National rank
- #1428
- State rank
- #7 of 73 in FL
Livability — Venice
- Score
- 80/100
- State rank
- #129
- US rank
- #1925
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Sarasota County · 448,376 people
- City population
- 86,541
- Metro
- North Port-Sarasota-Bradenton, FL
- Population (ZIP)
- 18,677
- Household income
- $68,301
- Rent vs Own
- Severe rent burden
- 747.0
Population outlook (Sarasota County) Hauer SSP2
- Today (2025)
- 452,380 people
- By 2030
- 474,175 · +4.8%
- By 2040
- 511,577 · +13.1%
- By 2050
- 541,467 · +19.7%
- By 2075
- 604,947 · +33.7%
- By 2100
- 621,965 · +37.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (88%)
- Race & ethnicity
- White 88% Two or more races 6% Hispanic / Latino 6% Asian 1%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2% Cuban 1%
- Common ancestry
- Romanian 5% Lithuanian 5% Italian 3%
- Foreign-born
- 11% · Canada
- Languages at home
- 88% English-only · Spanish 4% Other Indo-European 2% German/W. Germanic 2%
Political lean MEDSL · Sarasota
- 2024 margin
- R (+18.2) · D 40.5% · R 58.7%
- 2008→2024 swing
- -18.1pp toward R · 2008: -0.1pp · 2024: -18.2pp
- All cycles
- 2024: R+18.2 2020: R+10.4 2016: R+11.6 2012: R+7.4 2008: R+0.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -329.42%
- Current HPI
- 264.6389
- Rent YoY
- ▲ 8.78%
- Metro
- North Port-Sarasota-Bradenton, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
|
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| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
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Price history
+121.1% since first listed8 events — show timeline
- 2026-06-15 Listed $136,000 Stellar MLS as Distributed by MLS Grid
- 2026-06-09 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2026-02-09 Price Changed $138,000 Stellar MLS as Distributed by MLS Grid
- 2025-01-17 Price Changed $155,000 Stellar MLS as Distributed by MLS Grid
- 2024-10-15 Relisted — Stellar MLS as Distributed by MLS Grid
- 2024-08-30 Pending — Stellar MLS as Distributed by MLS Grid
- 2024-02-13 Listed $170,000 Stellar MLS as Distributed by MLS Grid
- 2011-11-23 Sold (Public Records) $61,500 Public Records
Property tax history
+6.1%/yrLatest (2025): $1,868 · +0.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…