37573 Fossdyke St · Indio, CA 92203

$489,900

4 bd · 4.0 ba · 2,850 sqft · SingleFamily public records · 89 Days on market

Built 2006 8,276 sqft lot $172/sqft · 14% below area Est $573k · 14% under $209/mo HOA · 5% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +14.0/15.0
• Cash flow +9.3/30.0
• Rent growth +5.0/5.0
• Schools +3.8/10.0
• 1% rule +2.8/10.0
• Livability +2.7/5.0
• DSCR +2.6/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Short sale opportunity located within the guard-gated community of Talavera. Situated off Avenue 48 on the north side of Interstate 10, Talavera is a well-established community, offering multiple parks and playgrounds throughout its four villages. Conveniently located near Shadow Hills High School and Desert Ridge Middle School. This home features 4 bedrooms and 4 bathrooms, along with a formal living room, family room, dining area, and an upstairs loft. The loft offers flexible use for a home office, study space, media room, or play area. The family room includes a gas fireplace, vaulted ceilings, and abundant natural light. The kitchen offers a large island with bar seating, gas cooktop, separate oven, built-in microwave, granite countertops, recessed lighting, and ample cabinet space. The downstairs primary suite includes a walk-in closet, glass-enclosed shower, separate soaking tub, and dual vanity sinks. Schedule your showing today!

Key facts

• Upstairs loft
• Playgrounds
• Gas fireplace

Tags

• GUARD GATED COMMUNITY
• MULTIPLE PARKS
• PLAYGROUNDS
• UPSTAIRS LOFT
• GAS FIREPLACE
• LARGE ISLAND

What this means for you Summary

Snapshot

• This is a 4-bed/4.0-bath single-family listed at $490k.

Deal economics

• At list price, monthly cash flow is $-483 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $404k (17.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $383k (21.8% below list).
• Recommended offer: $383k (21.8% below list) — sets the bar for 1% rule.
• Cap rate 5.4% vs local median 4.3% in Indio — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 53/100 on livability (#927 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing B+; Watch: employment D, crime F, amenities F.
• Desert Sands Unified (suburban): math 31% / reading 56% proficiency, ranked #199 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Ronald Reagan Elementary (834 students, 53% FRL); Desert Ridge Academy (math 24% / reading 75%, grade C, #98 of 498 statewide, top 21%, 1,030 students, 81% FRL); Shadow Hills High (math 30% / reading 53%, grade F, #498 of 1,170 statewide, top 43%, 1,751 students, 77% FRL).
• Market conditions: Rents rising fast (+11.6%/yr); 447 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 71% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
• At $3,829/mo this rent would consume 47% of the median local household income ($97k/yr) (locally 565% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $15k of value loss. Plan a longer hold.
• Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 89 days — a 6% lower offer ($461k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 18y ago; this cycle's ask has dropped $60k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $125/mo.
• Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $382,900 (21.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 89 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.78% ✗
• Cap rate: 5.42%
• Cash-on-cash: -3.13%
• DSCR: 0.86
• GRM: 10.7

CMA / ARV

• ARV (median comp): $572,830
• List price: $489,900
• Delta: -14.48%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
80510 Denton Dr	0.29mi	4/4.0	2,850 (0%)	4mo	$587,000	$206	83
37576 Breydon St	0.12mi	4/3.0	3,005 (+5%)	3mo	$570,000	$190	79
79970 Camden Dr	0.36mi	4/3.0	2,717 (-5%)	1mo	$555,000	$204	71
37052 Southham Ct	0.56mi	4/3.5	2,850 (0%)	2mo	$620,000	$218	70
37318 Blackburn	0.30mi	4/2.5	2,717 (-5%)	3mo	$575,000	$212	70
80572 Ullswater Dr	0.35mi	4/3.0	3,005 (+5%)	5mo	$625,000	$208	66
79879 Coatbridge Ct	0.39mi	4/3.0	2,526 (-11%)	3mo	$559,000	$221	56
37248 Camden Dr	0.30mi	4/3.0	2,526 (-11%)	9mo	$565,000	$224	56
37895 Kennet St	0.19mi	4/3.0	2,500 (-12%)	14mo	$775,000	$310	56
79826 Dewsbury Dr	0.47mi	4/3.0	3,005 (+5%)	12mo	$785,000	$261	55
37100 Stratford St	0.49mi	4/3.0	3,005 (+5%)	11mo	$630,000	$210	55
79938 Dewsbury Dr	0.35mi	4/3.0	2,526 (-11%)	8mo	$750,000	$297	54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: -17.8%
• Equity multiple: 0.35×
• Total profit: $-89,809
• Equity at exit: $73,046

10-year hold

• IRR: -2.2%
• Equity multiple: 0.82×
• Total profit: $-25,213
• Equity at exit: $42,358

Cash invested: $137,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 92203

• Home prices YoY: -25.0%
• Rents YoY: 11.6%
• Active inventory: 447
• Price-to-rent: 10.7×

Monthly cashflow live

• Estimated rent: $3,829 high
• Mortgage (P&I): −$2,569
• Tax from tax record: −$401 /mo · $4,811/yr
• Insurance: −$204
• Flood insurance flood zone: −$125 /mo · $1,502/yr
• HOA: −$209
• Vacancy / Maint / Mgmt: −$804
• Net cashflow: $-483

Break-even live

Break-even rent $4,441

Max offer price $404,493

Occupancy floor —

Sensitivity live

Price	-10% $-206	-5% $-345	+0% $-483	+5% $-622	+10% $-761
Rent	-10% $-786	-5% $-635	+0% $-483	+5% $-332	+10% $-181
Rate	-1.0pp $-237	-0.5pp $-359	base $-483	+0.5pp $-610	+1.0pp $-740

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $122,475
• Closing costs: $14,697
• Reserves months: —
• Total cash needed: —

Rent comps 17 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
37523 Durwent Dr Indio, CA	5.0	3.0	2526	$4,000	$1.58	45d	1	0.10mi
37771 Guildford St Indio, CA	4.0	2.5	2113	$3,200	$1.51	45d	1	0.10mi
37853 Avon St Indio, CA	3.0	2.0	2384	$2,895	$1.21	26d	1	0.14mi
80085 Peak Forest Dr Indio, CA	3.0	2.0	1954	$2,995	$1.53	1d	1	0.23mi
37480 Haweswater Rd Indio, CA	4.0	3.0	2526	$3,300	$1.31	45d	1	0.24mi
39171 Quixote Ct Indio, CA	5.0	4.5	2800	$4,500	$1.61	45d	1	1.25mi
81074 Avenida Neblina Indio, CA	3.0	3.5	2966	$6,500	$2.19	45d	1	1.29mi
80465 Camino San Mateo Indio, CA	3.0	2.5	2376	$7,500	$3.16	45d	1	1.33mi
80633 Camino San Gregorio Indio, CA	3.0	2.5	2376	$5,600	$2.36	7d	1	1.37mi
36627 Crown St Palm Desert, CA	3.0	2.0	1930	$3,900	$2.02	45d	1	1.42mi
80632 Avenida San Ignacio Indio, CA	3.0	2.0	2569	$5,500	$2.14	7d	1	1.44mi
80646 Avenida San Ignacio Indio, CA	3.0	2.5	2376	$6,600	$2.78	45d	1	1.45mi
81465 Avenida Montura Indio, CA	3.0	3.0	2433	$6,000	$2.47	45d	1	1.45mi
79329 Zamora Ct Indio, CA	4.0	2.0	2097	$3,500	$1.67	45d	1	1.46mi
80818 Avenida San Ignacio Indio, CA	3.0	3.0	2376	$5,500	$2.31	7d	1	1.48mi
80818 Avenida San Ignacio Indio, CA	3.0	2.5	2376	$5,500	$2.31	45d	1	1.48mi
36583 Fan Palm Way Palm Desert, CA	3.0	2.0	2042	$5,000	$2.45	45d	1	1.49mi

HOA detail

• Monthly dues: $209 · $2,508/yr
• Likely covers: gaslandscapingsecurity

Listing history 35 events

1. 2026-06-21
   days on market $489,900 Active 89 DOM
2. 2026-06-18
   days on market $489,900 Active 86 DOM
3. 2026-06-17
   days on market $489,900 Active 85 DOM
4. 2026-06-16
   days on market $489,900 Active 84 DOM
5. 2026-06-15
   days on market $489,900 Active 83 DOM
6. 2026-06-13
   pricedays on market $489,900 Active 81 DOM
7. 2026-06-09
   days on market $515,000 Active 77 DOM
8. 2026-06-08
   days on market $515,000 Active 76 DOM
9. 2026-06-07
   days on market $515,000 Active 75 DOM
10. 2026-06-04
    days on market $515,000 Active 72 DOM
11. 2026-06-03
    days on market $515,000 Active 71 DOM
12. 2026-06-02
    days on market $515,000 Active 70 DOM
13. 2026-06-01
    days on market $515,000 Active 69 DOM
14. 2026-05-31
    days on market $515,000 Active 68 DOM
15. 2026-05-12
    status Active 951-char remark

    Show marketing remark (951 chars)

    Short sale opportunity located within the guard-gated community of Talavera. Situated off Avenue 48 on the north side of Interstate 10, Talavera is a well-established community, offering multiple parks and playgrounds throughout its four villages. Conveniently located near Shadow Hills High School and Desert Ridge Middle School. This home features 4 bedrooms and 4 bathrooms, along with a formal living room, family room, dining area, and an upstairs loft. The loft offers flexible use for a home office, study space, media room, or play area. The family room includes a gas fireplace, vaulted ceilings, and abundant natural light. The kitchen offers a large island with bar seating, gas cooktop, separate oven, built-in microwave, granite countertops, recessed lighting, and ample cabinet space. The downstairs primary suite includes a walk-in closet, glass-enclosed shower, separate soaking tub, and dual vanity sinks. Schedule your showing today!

16. 2026-04-15
    historical Active Under Contract 951-char remark

    Show marketing remark (951 chars)

    Short sale opportunity located within the guard-gated community of Talavera. Situated off Avenue 48 on the north side of Interstate 10, Talavera is a well-established community, offering multiple parks and playgrounds throughout its four villages. Conveniently located near Shadow Hills High School and Desert Ridge Middle School. This home features 4 bedrooms and 4 bathrooms, along with a formal living room, family room, dining area, and an upstairs loft. The loft offers flexible use for a home office, study space, media room, or play area. The family room includes a gas fireplace, vaulted ceilings, and abundant natural light. The kitchen offers a large island with bar seating, gas cooktop, separate oven, built-in microwave, granite countertops, recessed lighting, and ample cabinet space. The downstairs primary suite includes a walk-in closet, glass-enclosed shower, separate soaking tub, and dual vanity sinks. Schedule your showing today!

17. 2026-04-08
    price $515,000 951-char remark

    Show marketing remark (951 chars)

    Short sale opportunity located within the guard-gated community of Talavera. Situated off Avenue 48 on the north side of Interstate 10, Talavera is a well-established community, offering multiple parks and playgrounds throughout its four villages. Conveniently located near Shadow Hills High School and Desert Ridge Middle School. This home features 4 bedrooms and 4 bathrooms, along with a formal living room, family room, dining area, and an upstairs loft. The loft offers flexible use for a home office, study space, media room, or play area. The family room includes a gas fireplace, vaulted ceilings, and abundant natural light. The kitchen offers a large island with bar seating, gas cooktop, separate oven, built-in microwave, granite countertops, recessed lighting, and ample cabinet space. The downstairs primary suite includes a walk-in closet, glass-enclosed shower, separate soaking tub, and dual vanity sinks. Schedule your showing today!

18. 2026-03-24
    listed $549,900 Active 951-char remark

    Show marketing remark (951 chars)

    Short sale opportunity located within the guard-gated community of Talavera. Situated off Avenue 48 on the north side of Interstate 10, Talavera is a well-established community, offering multiple parks and playgrounds throughout its four villages. Conveniently located near Shadow Hills High School and Desert Ridge Middle School. This home features 4 bedrooms and 4 bathrooms, along with a formal living room, family room, dining area, and an upstairs loft. The loft offers flexible use for a home office, study space, media room, or play area. The family room includes a gas fireplace, vaulted ceilings, and abundant natural light. The kitchen offers a large island with bar seating, gas cooktop, separate oven, built-in microwave, granite countertops, recessed lighting, and ample cabinet space. The downstairs primary suite includes a walk-in closet, glass-enclosed shower, separate soaking tub, and dual vanity sinks. Schedule your showing today!

19. 2023-02-02
    soldstatus $500,000 Closed 1153-char remark

    Show marketing remark (1153 chars)

    Welcome home to the guard gated community of Talavera! Located off Avenue 48 on the north side of Interstate 10. Talavera is a fabulous community of approximately 782 homes and consists of four villages that feature multiple parks and playgrounds. Talavera is within walking distance of Shadow Hills High School and Desert Ridge Middle School. This lovely home offers 4-bedrooms, 4-bathrooms, formal living room, family room, dining area and upstairs loft. The loft area is perfect for office, home schooling, playroom, or media room. Family-room includes a gas fireplace, vaulted ceilings, and tons of natural light. Large island with bar seating, gas cooktop, separate oven, built in microwave, granite countertops, recessed lighting, ample cabinet space are just a few features of the kitchen. The downstairs master retreat offers walk-in closet, glass enclosed shower, separate soak-tub and dual vanity sinks. Other features include upstairs junior suite with walk-in closet, separate laundry-room located off garage, linen closet and new carpet and interior paint. This home is ready for you and will not disappoint, so schedule your showing today!

20. 2023-02-02
    soldstatus $500,000

    Show marketing remark (1153 chars)

    Welcome home to the guard gated community of Talavera! Located off Avenue 48 on the north side of Interstate 10. Talavera is a fabulous community of approximately 782 homes and consists of four villages that feature multiple parks and playgrounds. Talavera is within walking distance of Shadow Hills High School and Desert Ridge Middle School. This lovely home offers 4-bedrooms, 4-bathrooms, formal living room, family room, dining area and upstairs loft. The loft area is perfect for office, home schooling, playroom, or media room. Family-room includes a gas fireplace, vaulted ceilings, and tons of natural light. Large island with bar seating, gas cooktop, separate oven, built in microwave, granite countertops, recessed lighting, ample cabinet space are just a few features of the kitchen. The downstairs master retreat offers walk-in closet, glass enclosed shower, separate soak-tub and dual vanity sinks. Other features include upstairs junior suite with walk-in closet, separate laundry-room located off garage, linen closet and new carpet and interior paint. This home is ready for you and will not disappoint, so schedule your showing today!

21. 2023-01-26
    status Pending 1153-char remark

    Show marketing remark (1153 chars)

    Welcome home to the guard gated community of Talavera! Located off Avenue 48 on the north side of Interstate 10. Talavera is a fabulous community of approximately 782 homes and consists of four villages that feature multiple parks and playgrounds. Talavera is within walking distance of Shadow Hills High School and Desert Ridge Middle School. This lovely home offers 4-bedrooms, 4-bathrooms, formal living room, family room, dining area and upstairs loft. The loft area is perfect for office, home schooling, playroom, or media room. Family-room includes a gas fireplace, vaulted ceilings, and tons of natural light. Large island with bar seating, gas cooktop, separate oven, built in microwave, granite countertops, recessed lighting, ample cabinet space are just a few features of the kitchen. The downstairs master retreat offers walk-in closet, glass enclosed shower, separate soak-tub and dual vanity sinks. Other features include upstairs junior suite with walk-in closet, separate laundry-room located off garage, linen closet and new carpet and interior paint. This home is ready for you and will not disappoint, so schedule your showing today!

22. 2023-01-04
    historical Active Under Contract 1153-char remark

    Show marketing remark (1153 chars)

    Welcome home to the guard gated community of Talavera! Located off Avenue 48 on the north side of Interstate 10. Talavera is a fabulous community of approximately 782 homes and consists of four villages that feature multiple parks and playgrounds. Talavera is within walking distance of Shadow Hills High School and Desert Ridge Middle School. This lovely home offers 4-bedrooms, 4-bathrooms, formal living room, family room, dining area and upstairs loft. The loft area is perfect for office, home schooling, playroom, or media room. Family-room includes a gas fireplace, vaulted ceilings, and tons of natural light. Large island with bar seating, gas cooktop, separate oven, built in microwave, granite countertops, recessed lighting, ample cabinet space are just a few features of the kitchen. The downstairs master retreat offers walk-in closet, glass enclosed shower, separate soak-tub and dual vanity sinks. Other features include upstairs junior suite with walk-in closet, separate laundry-room located off garage, linen closet and new carpet and interior paint. This home is ready for you and will not disappoint, so schedule your showing today!

23. 2022-11-15
    price $524,900 1153-char remark

    Show marketing remark (1153 chars)

    Welcome home to the guard gated community of Talavera! Located off Avenue 48 on the north side of Interstate 10. Talavera is a fabulous community of approximately 782 homes and consists of four villages that feature multiple parks and playgrounds. Talavera is within walking distance of Shadow Hills High School and Desert Ridge Middle School. This lovely home offers 4-bedrooms, 4-bathrooms, formal living room, family room, dining area and upstairs loft. The loft area is perfect for office, home schooling, playroom, or media room. Family-room includes a gas fireplace, vaulted ceilings, and tons of natural light. Large island with bar seating, gas cooktop, separate oven, built in microwave, granite countertops, recessed lighting, ample cabinet space are just a few features of the kitchen. The downstairs master retreat offers walk-in closet, glass enclosed shower, separate soak-tub and dual vanity sinks. Other features include upstairs junior suite with walk-in closet, separate laundry-room located off garage, linen closet and new carpet and interior paint. This home is ready for you and will not disappoint, so schedule your showing today!

24. 2022-10-23
    listed $545,000 Active 1153-char remark

    Show marketing remark (1153 chars)

    Welcome home to the guard gated community of Talavera! Located off Avenue 48 on the north side of Interstate 10. Talavera is a fabulous community of approximately 782 homes and consists of four villages that feature multiple parks and playgrounds. Talavera is within walking distance of Shadow Hills High School and Desert Ridge Middle School. This lovely home offers 4-bedrooms, 4-bathrooms, formal living room, family room, dining area and upstairs loft. The loft area is perfect for office, home schooling, playroom, or media room. Family-room includes a gas fireplace, vaulted ceilings, and tons of natural light. Large island with bar seating, gas cooktop, separate oven, built in microwave, granite countertops, recessed lighting, ample cabinet space are just a few features of the kitchen. The downstairs master retreat offers walk-in closet, glass enclosed shower, separate soak-tub and dual vanity sinks. Other features include upstairs junior suite with walk-in closet, separate laundry-room located off garage, linen closet and new carpet and interior paint. This home is ready for you and will not disappoint, so schedule your showing today!

25. 2010-07-21
    historical
26. 2010-06-21
    price $199,900
27. 2010-05-05
    price $214,900
28. 2010-04-19
    price $224,900
29. 2010-03-25
    listed $229,900 Active
30. 2008-10-12
    historical
31. 2008-10-01
    listed $210,000
32. 2008-07-01
    historical
33. 2008-04-15
    listed $300,000
34. 2008-04-02
    historical
35. 2008-02-28
    listed $300,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $4,811 · $401/mo
• Projected year-2 tax: $4,811 · $401/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone A · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥113°F today · 18 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $45,948
• − Mortgage interest: −$27,442
• − Property taxes: −$4,811
• − Insurance: −$3,952
• − Repairs & maintenance: −$3,676
• − Management: −$3,676
• − HOA: −$2,508
• − Depreciation: −$14,252
• Taxable loss: −$14,369
• Est. tax savings @ 24.0%: +$3,449
• After-tax cash flow: $-2,353/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Desert Sands Unified
• NCES district ID: 0611110
• Math proficiency: 31% ▼ -4.00%
• Reading proficiency: 56% ▲ 7.00%
• Median HH income: $54,957
• Composite: 37.77/100
• National rank: #4346
• State rank: #199 of 517 in CA

Livability — Indio

• Score: 53/100
• State rank: #927
• US rank: #24244

Category grades

Amenities F Commute F Cost of living F Crime F Employment D Housing B+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Indio, CA
• County: Riverside County · 2,287,001 people
• City population: 100,560
• Metro: Riverside-San Bernardino-Ontario, CA
• Population (ZIP): 34,735
• Household income: $97,311
• Rent vs Own: 20.2% rent · 79.8% own
• Severe rent burden: 565.0

Population outlook (Riverside County) Hauer SSP2

• Today (2025): 2,664,475 people
• By 2030: 2,802,692 · +5.2%
• By 2040: 3,050,904 · +14.5%
• By 2050: 3,256,783 · +22.2%
• By 2075: 3,655,058 · +37.2%
• By 2100: 3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: Hispanic / Latino 51% White 41% Two or more races 29% Asian 3% Black 2%
• Hispanic origin (detail): Mexican 48%
• Common ancestry: Italian 3% Lithuanian 2% Romanian 2%
• Foreign-born: 14% · Canada
• Languages at home: 64% English-only · Spanish 33% Tagalog/Filipino 1% Other Indo-European 1%

Political lean MEDSL · Riverside

• 2024 margin: Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
• 2008→2024 swing: -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
• All cycles: 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -98.51%
• Current HPI: 295.6456
• Rent YoY: ▲ 11.64%
• Metro: Riverside-San Bernardino-Ontario, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+71.7% since first listed

21 events — show timeline

• 2026-05-12 Relisted — GPSMLS
• 2026-04-15 Contingent — GPSMLS
• 2026-04-08 Price Changed $515,000 GPSMLS
• 2026-03-24 Listed $549,900 GPSMLS
• 2023-02-02 Sold (Public Records) $500,000 Public Records
• 2023-02-02 Sold (MLS) $500,000 GPSMLS
• 2023-01-26 Pending — GPSMLS
• 2023-01-04 Contingent — GPSMLS
• 2022-11-15 Price Changed $524,900 GPSMLS
• 2022-10-23 Listed $545,000 GPSMLS
• 2010-07-21 Listing Removed — GPSMLS
• 2010-06-21 Price Changed $199,900 GPSMLS
• 2010-05-05 Price Changed $214,900 GPSMLS
• 2010-04-19 Price Changed $224,900 GPSMLS
• 2010-03-25 Listed $229,900 GPSMLS
• 2008-10-12 Listing Removed — GPSMLS
• 2008-10-01 Listed $210,000 GPSMLS
• 2008-07-01 Listing Removed — CRMLS
• 2008-04-15 Listed $300,000 CRMLS
• 2008-04-02 Listing Removed — CRMLS
• 2008-02-28 Listed $300,000 CRMLS

Property tax history

-1.8%/yr

Latest (2025): $4,811 · -46.9% YoY. Source: county tax records.