1840 Sunny Dr Unit D-36 · Bayshore Gardens, FL
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.22%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 30 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.5/30.0
- 1% rule +10.0/10.0
- DSCR +8.4/10.0
- ARV discount +7.5/15.0
- Schools +4.4/10.0
- Livability +4.1/5.0
- Condition / age +2.5/5.0
- Rent growth +1.1/5.0
- Appreciation +0.0/10.0
$64,500
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Now is the time to get this great FURNISHED well maintained third floor 1 bedroom 1 bath condo with crown molding, newer laminate flooring in the living room, hall and bedroom. No units above makes for a more peaceful living situation. The elevator is just 4 doors down from the front door and the stairs are right out the front door. Low monthly HOA & taxes make it more appealing than renting. The air conditioning/heating wall unit is just 2 years old, as well as the hot water tank. There's even an extra storage area/closet. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from this unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away. Plenty of shopping and dining, a fitness center, senior activities in local shopping center, post office nearby, and the best part is, it’s all right around the corner.
Key facts
- Higher ceilings
- Updated appliances
- Assigned parking
Tags
Property features AI
Finance
- Other: Association contact/management: Darcie Borregard, property manager
- Financial info: Total annual HOA/association fees: $3,552; Lease restrictions apply
- HOA & community: Monthly HOA: $296; HOA includes common area taxes, pool, escrow reserves, fidelity bond, private road maintenance, and trash; Association amenities: clubhouse, laundry, pool, shuffleboard court, spa/hot tub; Association approval required; on-site property manager; buyer approval required; Senior community; No pets allowed
Exterior
- Parking: Assigned parking; Guest parking
- Security: Smoke detector(s)
- Utilities: Public water; Public sewer; Broadband/high-speed internet available
- Home design: Condominium; 3 total stories; unit on third floor; Entry level: One-level living; Faces north
- Construction: Block and stucco construction; Shingle roof; Slab foundation; Building D
- Exterior features: Screened patio/porch; Outdoor grill; Outdoor shower; Sliding doors; Storage; Mature landscaping with trees
Interior
- Kitchen: Microwave; Range; Refrigerator; Electric water heater
- Bedrooms: 1 bedroom
- Flooring: Laminate; Vinyl
- Bathrooms: 1 full bathroom
- Heating & cooling: Ductless heating; Wall/window air conditioning unit(s)
- Interior features: Living room/dining room combo; Window treatments; Building has elevator; Smoke detector(s)
- Laundry & utility: Common area laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $64k.
Deal economics
- At list price, monthly cash flow is $150 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $64k).
- Recommended offer: $63k (3.0% below list) — sets the bar for market timing.
- Cap rate 9.1% vs local median 4.7% in Bayshore Gardens — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#72 in FL, #1,180 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, commute C-, schools F.
- Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents falling (-5.5%/yr); 361 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
- This rent runs 31% of the median local income ($45k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $446 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 51 days — a 3% lower offer ($63k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $42k; list at $64k implies a 54% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 25% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 51 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.80% ✓
- Cap rate
- 9.08%
- Cash-on-cash
- 9.95%
- DSCR
- 1.44
- GRM
- 4.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -6.4%
- Equity multiple
- 0.77×
- Total profit
- $-4,110
- Equity at exit
- $9,617
- IRR
- -3.8%
- Equity multiple
- 0.80×
- Total profit
- $-3,597
- Equity at exit
- $5,577
Cash invested: $18,060 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34207
- Rents YoY
- -5.5%
- Active inventory
- 361
- Price-to-rent
- 4.6×
Monthly cashflow live
- Estimated rent
- $1,163 high interval (Pro) →
- Mortgage (P&I)
- −$338
- Tax from tax record
- −$108 /mo · $1,296/yr
- Insurance
- −$27
- HOA
- −$296
- Vacancy / Maint / Mgmt
- −$244
- Net cashflow
- $150
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $16,125
- Closing costs
- $1,935
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 27 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1839 Sunny Dr Unit E36 Bradenton, FL | 1.0 | 1.0 | 576 | $1,350 | $2.34 | 23d | 1 | 0.03mi |
| 1825 Flamingo Blvd Unit O26 Bradenton, FL | 1.0 | 1.0 | 576 | $1,000 | $1.74 | 23d | 1 | 0.03mi |
| 5888 17th St W Unit C23 Bradenton, FL | 1.0 | 1.0 | 576 | $1,100 | $1.91 | 23d | 1 | 0.08mi |
| 1807 Restful Dr Unit N4 Bradenton, FL | 2.0 | 1.0 | 733 | $1,150 | $1.57 | 3d | 1 | 0.11mi |
| 1859 Restful Dr Unit L26 Bradenton, FL | 1.0 | 1.0 | 576 | $1,150 | $2.00 | 23d | 1 | 0.11mi |
| 1875 Sunny Dr Unit G32 Bradenton, FL | 1.0 | 1.0 | 576 | $1,100 | $1.91 | 23d | 1 | 0.11mi |
| 1566 Pleasant Rd Unit J24 Bradenton, FL | 2.0 | 1.0 | 733 | $1,150 | $1.57 | 23d | 1 | 0.11mi |
| 5858 Welcome Rd Unit J23 Bradenton, FL | 2.0 | 1.0 | 744 | $1,150 | $1.55 | 3d | 1 | 0.12mi |
| 1874 Sunny Dr Unit F32 Bradenton, FL | 2.0 | 1.0 | 744 | $950 | $1.28 | 23d | 1 | 0.12mi |
| 5908 17th St W Unit C36 Bradenton, FL | 1.0 | 1.0 | 576 | $950 | $1.65 | 16d | 1 | 0.12mi |
| 5955 Palm Ln Unit A33 Bradenton, FL | 2.0 | 1.0 | 744 | $1,150 | $1.55 | 14d | 1 | 0.13mi |
| 2028 Canal Dr Unit M26 Bradenton, FL | 1.0 | 1.0 | 576 | $1,050 | $1.82 | 10d | 1 | 0.19mi |
| 2547 60th Ave W Unit L-36 Bradenton, FL | 1.0 | 1.0 | 576 | $1,100 | $1.91 | 16d | 1 | 0.33mi |
| 5531 16th St W Unit 5537 Bradenton, FL | 2.0 | 1.0 | 750 | $1,650 | $2.20 | 3d | 1 | 0.55mi |
| 5400 26th St W Bradenton, FL | 1.0–2.0 | 1.0–2.0 | 902 | $1,358 | $1.50 | 23d | 1 | 0.95mi |
| 5310 26th St W Bradenton, FL | 1.0–2.0 | 1.0 | 789 | $1,250 | $1.58 | 3d | 4 | 0.96mi |
| 5310 26th St W Bradenton, FL | 1.0–2.0 | 1.0 | 789 | $1,250 | $1.58 | 19d | 5 | 0.96mi |
| 5310 26th St W Bradenton, FL | 1.0–2.0 | 1.0 | 789 | $1,250 | $1.58 | 11d | 5 | 0.96mi |
| 6050 34th St W Bradenton, FL | 1.0–2.0 | 1.0 | 734 | $1,185 | $1.61 | 1d | 19 | 1.03mi |
| 2803 52nd Avenue Dr W Unit 2803 Bradenton, FL | 2.0 | 1.0 | 750 | $1,599 | $2.13 | 23d | 1 | 1.16mi |
| 6916 Marlin Ln Bradenton, FL | 2.0 | 1.0 | 430 | $1,250 | $2.91 | 23d | 1 | 1.21mi |
| 5001 22nd St W Unit B Bradenton, FL | 2.0 | 1.0 | 729 | $1,700 | $2.33 | 16d | 1 | 1.29mi |
| 915 50th Avenue Plz W Bradenton, FL | 2.0 | 1.0 | 700 | $1,200 | $1.71 | 23d | 1 | 1.32mi |
| 205 52nd Avenue Dr W Bradenton, FL | 1.0 | 1.0 | 528 | $1,200 | $2.27 | 23d | 1 | 1.37mi |
| 110 52nd Avenue Ter E Bradenton, FL | 2.0 | 1.5 | 684 | $1,450 | $2.12 | 23d | 1 | 1.43mi |
| 707 50th Ave W Bradenton, FL | 2.0 | 1.0 | 730 | $1,150 | $1.58 | 23d | 1 | 1.44mi |
| 2835 50th Ave W Bradenton, FL | 1.0–2.0 | 1.0–2.0 | 850 | $1,269 | $1.49 | 3d | 16 | 1.44mi |
HOA detail condo
- Monthly dues
- $296 · $3,552/yr
- Likely covers
- waterpoolgym
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 30 events
-
2026-06-18days on market $64,500 Active 51 DOM
-
2026-06-17days on market $64,500 Active 50 DOM
-
2026-06-16days on market $64,500 Active 49 DOM
-
2026-06-15days on market $64,500 Active 48 DOM
-
2026-06-13days on market $64,500 Active 46 DOM
-
2026-06-13days on market $64,500 Active 45 DOM
-
2026-06-10days on market $64,500 Active 43 DOM
-
2026-06-09days on market $64,500 Active 42 DOM
-
2026-06-08days on market $64,500 Active 41 DOM
-
2026-06-08days on market $64,500 Active 40 DOM
-
2026-06-03days on market $64,500 Active 36 DOM
-
2026-06-02days on market $64,500 Active 35 DOM
-
2026-06-01days on market $64,500 Active 34 DOM
-
2026-05-31days on market $64,500 Active 33 DOM
-
2026-04-28$64,500 Active
-
2018-03-27soldstatus $42,000 Sold 1085-char remark
Show marketing remark (1085 chars)
Now is the time to get this great FURNISHED well maintained third floor 1 bedroom 1 bath condo with crown molding, newer laminate flooring in the living room, hall and bedroom. No units above makes for a more peaceful living situation. The elevator is just 4 doors down from the front door and the stairs are right out the front door. Low monthly HOA & taxes make it more appealing than renting. The air conditioning/heating wall unit is just 2 years old, as well as the hot water tank. There's even an extra storage area/closet. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from this unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away. Plenty of shopping and dining, a fitness center, senior activities in local shopping center, post office nearby, and the best part is, it’s all right around the corner.
-
2018-03-27soldstatus $42,000
Show marketing remark (1085 chars)
Now is the time to get this great FURNISHED well maintained third floor 1 bedroom 1 bath condo with crown molding, newer laminate flooring in the living room, hall and bedroom. No units above makes for a more peaceful living situation. The elevator is just 4 doors down from the front door and the stairs are right out the front door. Low monthly HOA & taxes make it more appealing than renting. The air conditioning/heating wall unit is just 2 years old, as well as the hot water tank. There's even an extra storage area/closet. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from this unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away. Plenty of shopping and dining, a fitness center, senior activities in local shopping center, post office nearby, and the best part is, it’s all right around the corner.
-
2018-03-24status Pending 1085-char remark
Show marketing remark (1085 chars)
Now is the time to get this great FURNISHED well maintained third floor 1 bedroom 1 bath condo with crown molding, newer laminate flooring in the living room, hall and bedroom. No units above makes for a more peaceful living situation. The elevator is just 4 doors down from the front door and the stairs are right out the front door. Low monthly HOA & taxes make it more appealing than renting. The air conditioning/heating wall unit is just 2 years old, as well as the hot water tank. There's even an extra storage area/closet. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from this unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away. Plenty of shopping and dining, a fitness center, senior activities in local shopping center, post office nearby, and the best part is, it’s all right around the corner.
-
2018-03-22status Pending 1085-char remark
Show marketing remark (1085 chars)
Now is the time to get this great FURNISHED well maintained third floor 1 bedroom 1 bath condo with crown molding, newer laminate flooring in the living room, hall and bedroom. No units above makes for a more peaceful living situation. The elevator is just 4 doors down from the front door and the stairs are right out the front door. Low monthly HOA & taxes make it more appealing than renting. The air conditioning/heating wall unit is just 2 years old, as well as the hot water tank. There's even an extra storage area/closet. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from this unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away. Plenty of shopping and dining, a fitness center, senior activities in local shopping center, post office nearby, and the best part is, it’s all right around the corner.
-
2018-03-03status Pending 1085-char remark
Show marketing remark (1085 chars)
Now is the time to get this great FURNISHED well maintained third floor 1 bedroom 1 bath condo with crown molding, newer laminate flooring in the living room, hall and bedroom. No units above makes for a more peaceful living situation. The elevator is just 4 doors down from the front door and the stairs are right out the front door. Low monthly HOA & taxes make it more appealing than renting. The air conditioning/heating wall unit is just 2 years old, as well as the hot water tank. There's even an extra storage area/closet. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from this unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away. Plenty of shopping and dining, a fitness center, senior activities in local shopping center, post office nearby, and the best part is, it’s all right around the corner.
-
2018-02-08$42,000 Active 1085-char remark
Show marketing remark (1085 chars)
Now is the time to get this great FURNISHED well maintained third floor 1 bedroom 1 bath condo with crown molding, newer laminate flooring in the living room, hall and bedroom. No units above makes for a more peaceful living situation. The elevator is just 4 doors down from the front door and the stairs are right out the front door. Low monthly HOA & taxes make it more appealing than renting. The air conditioning/heating wall unit is just 2 years old, as well as the hot water tank. There's even an extra storage area/closet. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from this unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away. Plenty of shopping and dining, a fitness center, senior activities in local shopping center, post office nearby, and the best part is, it’s all right around the corner.
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2015-12-29soldstatus $33,000
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2015-09-14soldstatus $33,000 Sold 744-char remark
Show marketing remark (744 chars)
Price reduction. Now is the time to get this great FURNISHED third floor 1 bedroom 1 bath condo with lanai. The elevator is just 4 doors down from your front door. Low monthly HOA & taxes make it more appealing than renting. This unit has been well maintained with Berber carpet throughout and tile in the kitchen and bathroom. There's even an extra storage area. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from your unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away.
-
2015-09-04status Pending 744-char remark
Show marketing remark (744 chars)
Price reduction. Now is the time to get this great FURNISHED third floor 1 bedroom 1 bath condo with lanai. The elevator is just 4 doors down from your front door. Low monthly HOA & taxes make it more appealing than renting. This unit has been well maintained with Berber carpet throughout and tile in the kitchen and bathroom. There's even an extra storage area. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from your unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away.
-
2015-09-01historical Contingent - Inspections 744-char remark
Show marketing remark (744 chars)
Price reduction. Now is the time to get this great FURNISHED third floor 1 bedroom 1 bath condo with lanai. The elevator is just 4 doors down from your front door. Low monthly HOA & taxes make it more appealing than renting. This unit has been well maintained with Berber carpet throughout and tile in the kitchen and bathroom. There's even an extra storage area. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from your unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away.
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2015-06-26price $35,400 744-char remark
Show marketing remark (744 chars)
Price reduction. Now is the time to get this great FURNISHED third floor 1 bedroom 1 bath condo with lanai. The elevator is just 4 doors down from your front door. Low monthly HOA & taxes make it more appealing than renting. This unit has been well maintained with Berber carpet throughout and tile in the kitchen and bathroom. There's even an extra storage area. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from your unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away.
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2015-03-22$37,500 Active 744-char remark
Show marketing remark (744 chars)
Price reduction. Now is the time to get this great FURNISHED third floor 1 bedroom 1 bath condo with lanai. The elevator is just 4 doors down from your front door. Low monthly HOA & taxes make it more appealing than renting. This unit has been well maintained with Berber carpet throughout and tile in the kitchen and bathroom. There's even an extra storage area. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from your unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away.
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2014-05-19soldstatus $30,000
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1996-05-15soldstatus $25,000
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1988-09-09soldstatus $24,300
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,296 · $108/mo
- Projected year-2 tax
- $1,296 · $108/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥106°F today · 30 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,957
- − Mortgage interest
- −$3,613
- − Property taxes
- −$1,296
- − Insurance
- −$322
- − Repairs & maintenance
- −$1,117
- − Management
- −$1,117
- − HOA
- −$3,552
- − Depreciation
- −$1,876
- Taxable income
- $1,064
- Est. tax owed @ 24.0%
- −$255
- After-tax cash flow
- $1,541/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Manatee
- NCES district ID
- 1201230
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 50% ▼ -2.00%
- Median HH income
- $49,607
- Composite
- 44.43/100
- National rank
- #2806
- State rank
- #26 of 73 in FL
Livability — Bayshore Gardens
- Score
- 82/100
- State rank
- #72
- US rank
- #1180
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bayshore Gardens, FL
- County
- Manatee County · 416,364 people
- City population
- 33,840
- Metro
- North Port-Sarasota-Bradenton, FL
- Population (ZIP)
- 34,081
- Household income
- $45,010
- Rent vs Own
- Severe rent burden
- 1474.0
Population outlook (Manatee County) Hauer SSP2
- Today (2025)
- 447,342 people
- By 2030
- 488,911 · +9.3%
- By 2040
- 567,934 · +27.0%
- By 2050
- 637,995 · +42.6%
- By 2075
- 781,970 · +74.8%
- By 2100
- 848,272 · +89.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 58% Hispanic / Latino 29% Two or more races 13% Black 7%
- Hispanic origin (detail)
- Mexican 12% Puerto Rican 4% Cuban 3% Dominican 1%
- Common ancestry
- Lithuanian 3% Romanian 2% Slovak 2%
- Foreign-born
- 16% · Canada, Jamaica
- Languages at home
- 74% English-only · Spanish 22% Other Indo-European 1% French/Haitian/Cajun 1%
Political lean MEDSL · Manatee
- 2024 margin
- Strong R (+23.5) · D 37.9% · R 61.4%
- 2008→2024 swing
- -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
- All cycles
- 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -305.32%
- Current HPI
- 369.9899
- Rent YoY
- ▼ -5.50%
- Metro
- North Port-Sarasota-Bradenton, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+165.4% since first listed16 events — show timeline
- 2026-04-28 Listed $64,500 Stellar MLS as Distributed by MLS Grid
- 2018-03-27 Sold (Public Records) $42,000 Public Records
- 2018-03-27 Sold (MLS) $42,000 Stellar MLS as Distributed by MLS Grid
- 2018-03-24 Pending — Stellar MLS as Distributed by MLS Grid
- 2018-03-22 Pending — Stellar MLS as Distributed by MLS Grid
- 2018-03-03 Pending — Stellar MLS as Distributed by MLS Grid
- 2018-02-08 Listed $42,000 Stellar MLS as Distributed by MLS Grid
- 2015-12-29 Sold (Public Records) $33,000 Public Records
- 2015-09-14 Sold (MLS) $33,000 Stellar MLS as Distributed by MLS Grid
- 2015-09-04 Pending — Stellar MLS as Distributed by MLS Grid
- 2015-09-01 Contingent — Stellar MLS as Distributed by MLS Grid
- 2015-06-26 Price Changed $35,400 Stellar MLS as Distributed by MLS Grid
- 2015-03-22 Listed $37,500 Stellar MLS as Distributed by MLS Grid
- 2014-05-19 Sold (Public Records) $30,000 Public Records
- 1996-05-15 Sold (Public Records) $25,000 Public Records
- 1988-09-09 Sold (Public Records) $24,300 Public Records
Property tax history
+9.0%/yrLatest (2025): $1,296 · -0.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…