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1840 Sunny Dr Unit D-36
C+ Composite 63.55
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.5/30.0
  • 1% rule +10.0/10.0
  • DSCR +8.4/10.0
  • ARV discount +7.5/15.0
  • Schools +4.4/10.0
  • Livability +4.1/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.1/5.0
  • Appreciation +0.0/10.0

$64,500

1840 Sunny Dr Unit D-36 · Bayshore Gardens, FL 34207
1 bd · 1.0 ba · 576 sqft · Condo public records · 51 Days on market
Built 1969 $296/mo HOA · 25% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Now is the time to get this great FURNISHED well maintained third floor 1 bedroom 1 bath condo with crown molding, newer laminate flooring in the living room, hall and bedroom. No units above makes for a more peaceful living situation. The elevator is just 4 doors down from the front door and the stairs are right out the front door. Low monthly HOA & taxes make it more appealing than renting. The air conditioning/heating wall unit is just 2 years old, as well as the hot water tank. There's even an extra storage area/closet. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from this unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away. Plenty of shopping and dining, a fitness center, senior activities in local shopping center, post office nearby, and the best part is, it’s all right around the corner.

Key facts

  • Higher ceilings
  • Updated appliances
  • Assigned parking

Tags

TOP FLOOR CONDOGLEAMING LAMINATE FLOORINGHIGHER CEILINGSUPDATED APPLIANCESBRAND NEW WALL UNIT ACASSIGNED PARKING

Property features AI

Finance

  • Other: Association contact/management: Darcie Borregard, property manager
  • Financial info: Total annual HOA/association fees: $3,552; Lease restrictions apply
  • HOA & community: Monthly HOA: $296; HOA includes common area taxes, pool, escrow reserves, fidelity bond, private road maintenance, and trash; Association amenities: clubhouse, laundry, pool, shuffleboard court, spa/hot tub; Association approval required; on-site property manager; buyer approval required; Senior community; No pets allowed

Exterior

  • Parking: Assigned parking; Guest parking
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer; Broadband/high-speed internet available
  • Home design: Condominium; 3 total stories; unit on third floor; Entry level: One-level living; Faces north
  • Construction: Block and stucco construction; Shingle roof; Slab foundation; Building D
  • Exterior features: Screened patio/porch; Outdoor grill; Outdoor shower; Sliding doors; Storage; Mature landscaping with trees

Interior

  • Kitchen: Microwave; Range; Refrigerator; Electric water heater
  • Bedrooms: 1 bedroom
  • Flooring: Laminate; Vinyl
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Ductless heating; Wall/window air conditioning unit(s)
  • Interior features: Living room/dining room combo; Window treatments; Building has elevator; Smoke detector(s)
  • Laundry & utility: Common area laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $64k.

Deal economics

  • At list price, monthly cash flow is $150 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $64k).
  • Recommended offer: $63k (3.0% below list) — sets the bar for market timing.
  • Cap rate 9.1% vs local median 4.7% in Bayshore Gardens — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 82/100 on livability (#72 in FL, #1,180 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, commute C-, schools F.
  • Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents falling (-5.5%/yr); 361 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($45k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $446 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 51 days — a 3% lower offer ($63k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $42k; list at $64k implies a 54% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 25% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $62,565 (3.0% below list)

Questions for the listing agent

  1. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.80%
Cap rate
9.08%
Cash-on-cash
9.95%
DSCR
1.44
GRM
4.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-6.4%
Equity multiple
0.77×
Total profit
$-4,110
Equity at exit
$9,617
10-year hold
IRR
-3.8%
Equity multiple
0.80×
Total profit
$-3,597
Equity at exit
$5,577

Cash invested: $18,060 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34207

Rents YoY
-5.5%
Active inventory
361
Price-to-rent
4.6×

Monthly cashflow live

Estimated rent
$1,163 high interval (Pro) →
Mortgage (P&I)
$338
Tax from tax record
$108 /mo · $1,296/yr
Insurance
$27
HOA
$296
Vacancy / Maint / Mgmt
$244
Net cashflow
$150

Break-even live

Break-even rent $974
Max offer price $64,500
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,125
Closing costs
$1,935
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 27 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1839 Sunny Dr Unit E36 Bradenton, FL 1.0 1.0 576 $1,350 $2.34 23d 1 0.03mi
1825 Flamingo Blvd Unit O26 Bradenton, FL 1.0 1.0 576 $1,000 $1.74 23d 1 0.03mi
5888 17th St W Unit C23 Bradenton, FL 1.0 1.0 576 $1,100 $1.91 23d 1 0.08mi
1807 Restful Dr Unit N4 Bradenton, FL 2.0 1.0 733 $1,150 $1.57 3d 1 0.11mi
1859 Restful Dr Unit L26 Bradenton, FL 1.0 1.0 576 $1,150 $2.00 23d 1 0.11mi
1875 Sunny Dr Unit G32 Bradenton, FL 1.0 1.0 576 $1,100 $1.91 23d 1 0.11mi
1566 Pleasant Rd Unit J24 Bradenton, FL 2.0 1.0 733 $1,150 $1.57 23d 1 0.11mi
5858 Welcome Rd Unit J23 Bradenton, FL 2.0 1.0 744 $1,150 $1.55 3d 1 0.12mi
1874 Sunny Dr Unit F32 Bradenton, FL 2.0 1.0 744 $950 $1.28 23d 1 0.12mi
5908 17th St W Unit C36 Bradenton, FL 1.0 1.0 576 $950 $1.65 16d 1 0.12mi
5955 Palm Ln Unit A33 Bradenton, FL 2.0 1.0 744 $1,150 $1.55 14d 1 0.13mi
2028 Canal Dr Unit M26 Bradenton, FL 1.0 1.0 576 $1,050 $1.82 10d 1 0.19mi
2547 60th Ave W Unit L-36 Bradenton, FL 1.0 1.0 576 $1,100 $1.91 16d 1 0.33mi
5531 16th St W Unit 5537 Bradenton, FL 2.0 1.0 750 $1,650 $2.20 3d 1 0.55mi
5400 26th St W Bradenton, FL 1.0–2.0 1.0–2.0 902 $1,358 $1.50 23d 1 0.95mi
5310 26th St W Bradenton, FL 1.0–2.0 1.0 789 $1,250 $1.58 3d 4 0.96mi
5310 26th St W Bradenton, FL 1.0–2.0 1.0 789 $1,250 $1.58 19d 5 0.96mi
5310 26th St W Bradenton, FL 1.0–2.0 1.0 789 $1,250 $1.58 11d 5 0.96mi
6050 34th St W Bradenton, FL 1.0–2.0 1.0 734 $1,185 $1.61 1d 19 1.03mi
2803 52nd Avenue Dr W Unit 2803 Bradenton, FL 2.0 1.0 750 $1,599 $2.13 23d 1 1.16mi
6916 Marlin Ln Bradenton, FL 2.0 1.0 430 $1,250 $2.91 23d 1 1.21mi
5001 22nd St W Unit B Bradenton, FL 2.0 1.0 729 $1,700 $2.33 16d 1 1.29mi
915 50th Avenue Plz W Bradenton, FL 2.0 1.0 700 $1,200 $1.71 23d 1 1.32mi
205 52nd Avenue Dr W Bradenton, FL 1.0 1.0 528 $1,200 $2.27 23d 1 1.37mi
110 52nd Avenue Ter E Bradenton, FL 2.0 1.5 684 $1,450 $2.12 23d 1 1.43mi
707 50th Ave W Bradenton, FL 2.0 1.0 730 $1,150 $1.58 23d 1 1.44mi
2835 50th Ave W Bradenton, FL 1.0–2.0 1.0–2.0 850 $1,269 $1.49 3d 16 1.44mi

HOA detail condo

Monthly dues
$296 · $3,552/yr
Likely covers
waterpoolgym
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 30 events

  1. 2026-06-18
    days on market $64,500 Active 51 DOM
  2. 2026-06-17
    days on market $64,500 Active 50 DOM
  3. 2026-06-16
    days on market $64,500 Active 49 DOM
  4. 2026-06-15
    days on market $64,500 Active 48 DOM
  5. 2026-06-13
    days on market $64,500 Active 46 DOM
  6. 2026-06-13
    days on market $64,500 Active 45 DOM
  7. 2026-06-10
    days on market $64,500 Active 43 DOM
  8. 2026-06-09
    days on market $64,500 Active 42 DOM
  9. 2026-06-08
    days on market $64,500 Active 41 DOM
  10. 2026-06-08
    days on market $64,500 Active 40 DOM
  11. 2026-06-03
    days on market $64,500 Active 36 DOM
  12. 2026-06-02
    days on market $64,500 Active 35 DOM
  13. 2026-06-01
    days on market $64,500 Active 34 DOM
  14. 2026-05-31
    days on market $64,500 Active 33 DOM
  15. 2026-04-28
    listed $64,500 Active
  16. 2018-03-27
    soldstatus $42,000 Sold 1085-char remark
    Show marketing remark (1085 chars)

    Now is the time to get this great FURNISHED well maintained third floor 1 bedroom 1 bath condo with crown molding, newer laminate flooring in the living room, hall and bedroom. No units above makes for a more peaceful living situation. The elevator is just 4 doors down from the front door and the stairs are right out the front door. Low monthly HOA & taxes make it more appealing than renting. The air conditioning/heating wall unit is just 2 years old, as well as the hot water tank. There's even an extra storage area/closet. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from this unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away. Plenty of shopping and dining, a fitness center, senior activities in local shopping center, post office nearby, and the best part is, it’s all right around the corner.

  17. 2018-03-27
    soldstatus $42,000
    Show marketing remark (1085 chars)

    Now is the time to get this great FURNISHED well maintained third floor 1 bedroom 1 bath condo with crown molding, newer laminate flooring in the living room, hall and bedroom. No units above makes for a more peaceful living situation. The elevator is just 4 doors down from the front door and the stairs are right out the front door. Low monthly HOA & taxes make it more appealing than renting. The air conditioning/heating wall unit is just 2 years old, as well as the hot water tank. There's even an extra storage area/closet. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from this unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away. Plenty of shopping and dining, a fitness center, senior activities in local shopping center, post office nearby, and the best part is, it’s all right around the corner.

  18. 2018-03-24
    status Pending 1085-char remark
    Show marketing remark (1085 chars)

    Now is the time to get this great FURNISHED well maintained third floor 1 bedroom 1 bath condo with crown molding, newer laminate flooring in the living room, hall and bedroom. No units above makes for a more peaceful living situation. The elevator is just 4 doors down from the front door and the stairs are right out the front door. Low monthly HOA & taxes make it more appealing than renting. The air conditioning/heating wall unit is just 2 years old, as well as the hot water tank. There's even an extra storage area/closet. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from this unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away. Plenty of shopping and dining, a fitness center, senior activities in local shopping center, post office nearby, and the best part is, it’s all right around the corner.

  19. 2018-03-22
    status Pending 1085-char remark
    Show marketing remark (1085 chars)

    Now is the time to get this great FURNISHED well maintained third floor 1 bedroom 1 bath condo with crown molding, newer laminate flooring in the living room, hall and bedroom. No units above makes for a more peaceful living situation. The elevator is just 4 doors down from the front door and the stairs are right out the front door. Low monthly HOA & taxes make it more appealing than renting. The air conditioning/heating wall unit is just 2 years old, as well as the hot water tank. There's even an extra storage area/closet. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from this unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away. Plenty of shopping and dining, a fitness center, senior activities in local shopping center, post office nearby, and the best part is, it’s all right around the corner.

  20. 2018-03-03
    status Pending 1085-char remark
    Show marketing remark (1085 chars)

    Now is the time to get this great FURNISHED well maintained third floor 1 bedroom 1 bath condo with crown molding, newer laminate flooring in the living room, hall and bedroom. No units above makes for a more peaceful living situation. The elevator is just 4 doors down from the front door and the stairs are right out the front door. Low monthly HOA & taxes make it more appealing than renting. The air conditioning/heating wall unit is just 2 years old, as well as the hot water tank. There's even an extra storage area/closet. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from this unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away. Plenty of shopping and dining, a fitness center, senior activities in local shopping center, post office nearby, and the best part is, it’s all right around the corner.

  21. 2018-02-08
    listed $42,000 Active 1085-char remark
    Show marketing remark (1085 chars)

    Now is the time to get this great FURNISHED well maintained third floor 1 bedroom 1 bath condo with crown molding, newer laminate flooring in the living room, hall and bedroom. No units above makes for a more peaceful living situation. The elevator is just 4 doors down from the front door and the stairs are right out the front door. Low monthly HOA & taxes make it more appealing than renting. The air conditioning/heating wall unit is just 2 years old, as well as the hot water tank. There's even an extra storage area/closet. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from this unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away. Plenty of shopping and dining, a fitness center, senior activities in local shopping center, post office nearby, and the best part is, it’s all right around the corner.

  22. 2015-12-29
    soldstatus $33,000
  23. 2015-09-14
    soldstatus $33,000 Sold 744-char remark
    Show marketing remark (744 chars)

    Price reduction. Now is the time to get this great FURNISHED third floor 1 bedroom 1 bath condo with lanai. The elevator is just 4 doors down from your front door. Low monthly HOA & taxes make it more appealing than renting. This unit has been well maintained with Berber carpet throughout and tile in the kitchen and bathroom. There's even an extra storage area. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from your unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away.

  24. 2015-09-04
    status Pending 744-char remark
    Show marketing remark (744 chars)

    Price reduction. Now is the time to get this great FURNISHED third floor 1 bedroom 1 bath condo with lanai. The elevator is just 4 doors down from your front door. Low monthly HOA & taxes make it more appealing than renting. This unit has been well maintained with Berber carpet throughout and tile in the kitchen and bathroom. There's even an extra storage area. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from your unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away.

  25. 2015-09-01
    historical Contingent - Inspections 744-char remark
    Show marketing remark (744 chars)

    Price reduction. Now is the time to get this great FURNISHED third floor 1 bedroom 1 bath condo with lanai. The elevator is just 4 doors down from your front door. Low monthly HOA & taxes make it more appealing than renting. This unit has been well maintained with Berber carpet throughout and tile in the kitchen and bathroom. There's even an extra storage area. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from your unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away.

  26. 2015-06-26
    price $35,400 744-char remark
    Show marketing remark (744 chars)

    Price reduction. Now is the time to get this great FURNISHED third floor 1 bedroom 1 bath condo with lanai. The elevator is just 4 doors down from your front door. Low monthly HOA & taxes make it more appealing than renting. This unit has been well maintained with Berber carpet throughout and tile in the kitchen and bathroom. There's even an extra storage area. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from your unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away.

  27. 2015-03-22
    listed $37,500 Active 744-char remark
    Show marketing remark (744 chars)

    Price reduction. Now is the time to get this great FURNISHED third floor 1 bedroom 1 bath condo with lanai. The elevator is just 4 doors down from your front door. Low monthly HOA & taxes make it more appealing than renting. This unit has been well maintained with Berber carpet throughout and tile in the kitchen and bathroom. There's even an extra storage area. The community is a 55+ community and you must be at least 55 years of age to live in this community; no pets (sorry). Check out the great pool area in the courtyard which is just across the parking lot from your unit. There's also a clean, spacious coin laundry & a very active shuffleboard area. Gulf beaches of Bradenton and Anna Maria Island are just minutes away.

  28. 2014-05-19
    soldstatus $30,000
  29. 1996-05-15
    soldstatus $25,000
  30. 1988-09-09
    soldstatus $24,300

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,296 · $108/mo
Projected year-2 tax
$1,296 · $108/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 30 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,957
− Mortgage interest
−$3,613
− Property taxes
−$1,296
− Insurance
−$322
− Repairs & maintenance
−$1,117
− Management
−$1,117
− HOA
−$3,552
− Depreciation
−$1,876
Taxable income
$1,064
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$255
After-tax cash flow
$1,541/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Manatee
NCES district ID
1201230
Math proficiency
54% ▼ -6.00%
Reading proficiency
50% ▼ -2.00%
Median HH income
$49,607
Composite
44.43/100
National rank
#2806
State rank
#26 of 73 in FL

Livability — Bayshore Gardens

Score
82/100
State rank
#72
US rank
#1180

Category grades

Amenities B- Commute C- Cost of living A+ Crime C- Employment F Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bayshore Gardens, FL
County
Manatee County · 416,364 people
City population
33,840
Metro
North Port-Sarasota-Bradenton, FL
Population (ZIP)
34,081
Household income
$45,010
Rent vs Own
38.8% rent · 61.2% own
Severe rent burden
1474.0

Population outlook (Manatee County) Hauer SSP2

Today (2025)
447,342 people
By 2030
488,911 · +9.3%
By 2040
567,934 · +27.0%
By 2050
637,995 · +42.6%
By 2075
781,970 · +74.8%
By 2100
848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 58% Hispanic / Latino 29% Two or more races 13% Black 7%
Hispanic origin (detail)
Mexican 12% Puerto Rican 4% Cuban 3% Dominican 1%
Common ancestry
Lithuanian 3% Romanian 2% Slovak 2%
Foreign-born
16% · Canada, Jamaica
Languages at home
74% English-only · Spanish 22% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Manatee

2024 margin
Strong R (+23.5) · D 37.9% · R 61.4%
2008→2024 swing
-16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
All cycles
2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -305.32%
Current HPI
369.9899
Rent YoY
▼ -5.50%
Metro
North Port-Sarasota-Bradenton, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+165.4% since first listed
16 events — show timeline
  • 2026-04-28 Listed $64,500 Stellar MLS as Distributed by MLS Grid
  • 2018-03-27 Sold (Public Records) $42,000 Public Records
  • 2018-03-27 Sold (MLS) $42,000 Stellar MLS as Distributed by MLS Grid
  • 2018-03-24 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-03-22 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-03-03 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-02-08 Listed $42,000 Stellar MLS as Distributed by MLS Grid
  • 2015-12-29 Sold (Public Records) $33,000 Public Records
  • 2015-09-14 Sold (MLS) $33,000 Stellar MLS as Distributed by MLS Grid
  • 2015-09-04 Pending Stellar MLS as Distributed by MLS Grid
  • 2015-09-01 Contingent Stellar MLS as Distributed by MLS Grid
  • 2015-06-26 Price Changed $35,400 Stellar MLS as Distributed by MLS Grid
  • 2015-03-22 Listed $37,500 Stellar MLS as Distributed by MLS Grid
  • 2014-05-19 Sold (Public Records) $30,000 Public Records
  • 1996-05-15 Sold (Public Records) $25,000 Public Records
  • 1988-09-09 Sold (Public Records) $24,300 Public Records

Property tax history

+9.0%/yr

Latest (2025): $1,296 · -0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…