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4766 NW 39th Street Rd
C- Composite 52.33
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +11.4/30.0
  • 1% rule +5.8/10.0
  • Rent growth +5.0/5.0
  • Condition / age +4.8/5.0
  • Schools +3.6/10.0
  • Livability +3.5/5.0
  • DSCR +3.3/10.0
  • Appreciation +0.0/10.0

$219,990

4766 NW 39th Street Rd · Ocala, FL 34482
2 bd · 2.0 ba · 1,566 sqft · SingleFamily public records · 497 Days on market
Built 2024 Excellent condition 4,320 sqft lot $140/sqft · 32% below area Est $324k · 32% under $566/mo HOA · 24% of rent ↓ 15% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

Key facts

  • Resort style pool
  • Athletic center
  • The golf club

Tags

WALKING HIKING BIKE TRAILSTENNIS AND PICKLEBALL COURTSRESORT STYLE POOLON SITE RESTAURANTATHLETIC CENTERTHE GOLF CLUB

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $220k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-76 ($-908/yr) — negative.
  • To cash-flow at today's rent, offer at most $207k (6.1% below list).
  • Meets the 1% rule at list price ($2k rent vs $220k).
  • Recommended offer: $194k (12.0% below list) — sets the bar for market timing.
  • Cap rate 5.9% vs local median 4.2% in Ocala — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#476 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
  • Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+11.1%/yr); 663 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
  • This rent runs 43% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 497 days — a 12% lower offer ($194k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $59k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: HOA is 24% of rent.
Recommended offer $193,591 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 497 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
5.88%
Cash-on-cash
-1.47%
DSCR
0.93
GRM
7.7

CMA / ARV

ARV (median comp)
$324,236
List price
$219,990
Delta
-32.15%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4802 NW 39th Street Rd 0.05mi 2/2.0 1,565 (-0%) 1mo $256,150 $164 97
4043 NW 44th Cir 0.28mi 2/2.0 1,614 (+3%) 3mo $259,990 $161 80
3901 NW 49th Ct 0.18mi 2/2.0 1,666 (+6%) 20mo $315,000 $189 65
5268 NW 48th Pl 0.71mi 3/2.0 (+1) 1,552 (-1%) 3mo $215,000 $139 58
4143 NW 44th Cir 0.42mi 2/2.0 1,614 (+3%) 22mo $286,990 $178 57
5217 NW 43rd Lane Rd 0.65mi 2/2.0 1,565 (-0%) 15mo $262,990 $168 57
5223 NW 48th Pl 0.71mi 2/2.0 1,565 (-0%) 24mo $285,460 $182 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
-11.7%
Equity multiple
0.55×
Total profit
$-27,606
Equity at exit
$32,801
10-year hold
IRR
4.9%
Equity multiple
1.46×
Total profit
$28,148
Equity at exit
$19,021

Cash invested: $61,597 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34482

Rents YoY
11.1%
Active inventory
663
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$2,377 high interval (Pro) →
Mortgage (P&I)
$1,154
Tax from tax record
$142 /mo · $1,703/yr
Insurance
$92
HOA
$566
Vacancy / Maint / Mgmt
$499
Net cashflow
$-76

Break-even live

Break-even rent $2,472
Max offer price $206,622
Occupancy floor 98%

Sensitivity live

Price -10% $49 -5% $-13 +0% $-76 +5% $-138 +10% $-200
Rent -10% $-263 -5% $-170 +0% $-76 +5% $18 +10% $112
Rate -1.0pp $35 -0.5pp $-20 base $-76 +0.5pp $-133 +1.0pp $-191

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$54,998
Closing costs
$6,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 31 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4743 NW 39th Street Rd Ocala, FL 3.0 2.0 1565 $2,500 $1.60 21d 1 0.06mi
4859 NW 35th Lane Rd Ocala, FL 2.0 2.0 1666 $2,495 $1.50 21d 1 0.11mi
4122 NW 48th Terrace Rd Ocala, FL 2.0 2.0 1816 $1,999 $1.10 14d 1 0.12mi
4110 NW 44th Cir Ocala, FL 3.0 2.0 1610 $2,400 $1.49 14d 1 0.18mi
4111 NW 44th Cir Ocala, FL 3.0 2.0 1505 $2,300 $1.53 14d 1 0.19mi
4078 NW 44th Cir Ocala, FL 3.0 2.0 1504 $2,500 $1.66 21d 1 0.24mi
5048 NW 35th St Ocala, FL 3.0 2.0 1552 $1,900 $1.22 14d 1 0.45mi
5191 NW 34th St Ocala, FL 2.0 2.0 1318 $2,400 $1.82 21d 1 0.52mi
3335 NW 52nd Avenue Rd Ocala, FL 2.0 2.5 1318 $2,500 $1.90 21d 1 0.57mi
5423 NW 35th Lane Rd Ocala, FL 2.0 2.0 1656 $3,200 $1.93 21d 1 0.59mi
5254 NW 43rd Lane Rd Ocala, FL 3.0 2.0 1728 $3,500 $2.03 21d 1 0.63mi
5333 NW 33rd Pl Ocala, FL 2.0 2.0 1368 $2,300 $1.68 14d 1 0.64mi
5361 NW 33rd Pl Ocala, FL 2.0 2.0 1318 $2,500 $1.90 21d 1 0.66mi
5347 NW 46th Lane Rd Ocala, FL 3.0 2.0 1552 $2,550 $1.64 21d 1 0.67mi
4342 NW 55th Ct Ocala, FL 3.0 2.5 2172 $2,600 $1.20 14d 1 0.67mi
5471 NW 34th St Ocala, FL 2.0 2.0 1318 $2,900 $2.20 21d 1 0.68mi
3384 NW 54th Ct Ocala, FL 2.0 2.5 1722 $2,300 $1.34 21d 1 0.70mi
5237 NW 48th Pl Ocala, FL 3.0 2.0 1552 $4,500 $2.90 21d 1 0.70mi
5530 NW 40th Loop Ocala, FL 3.0 2.0 1622 $2,000 $1.23 21d 1 0.70mi
4395 NW 55th Ter Ocala, FL 3.0 2.0 1853 $2,700 $1.46 21d 1 0.71mi
5293 NW 48th Pl Ocala, FL 2.0 2.0 1552 $2,450 $1.58 21d 1 0.73mi
5358 NW 48th Pl Ocala, FL 3.0 2.0 1565 $2,500 $1.60 21d 1 0.74mi
5416 NW 46th Lane Rd Ocala, FL 3.0 2.0 1590 $2,300 $1.45 14d 1 0.74mi
5375 NW 48th Pl Ocala, FL 2.0 2.0 1565 $2,350 $1.50 21d 1 0.77mi
5521 NW 45th Ln Ocala, FL 3.0 2.0 1862 $2,600 $1.40 14d 1 0.78mi
5389 NW 48th Pl Ocala, FL 2.0 2.0 1552 $2,300 $1.48 21d 1 0.78mi
5353 N US Highway 27 Ocala, FL 1.0–3.0 1.0–2.0 1169 $1,785 $1.53 21d 1 0.80mi
5391 NW 55th Ct Ocala, FL 3.0 2.0 1332 $1,650 $1.24 21d 1 1.17mi
2048 NW 50th Ave Ocala, FL 2.0 2.0 1062 $2,250 $2.12 21d 1 1.48mi
2038 NW 50th Ave Ocala, FL 2.0 2.0 1062 $2,250 $2.12 21d 1 1.49mi
2028 NW 50th Ave Ocala, FL 2.0 2.0 1066 $1,595 $1.50 21d 1 1.50mi

HOA detail

Monthly dues
$566 · $6,792/yr

Listing history 39 events

  1. 2026-06-18
    days on market $219,990 Active 497 DOM
  2. 2026-06-17
    days on market $219,990 Active 496 DOM
  3. 2026-06-16
    days on market $219,990 Active 495 DOM
  4. 2026-06-15
    days on market $219,990 Active 494 DOM
  5. 2026-06-14
    days on market $219,990 Active 492 DOM
  6. 2026-06-13
    pricedays on market $219,990 Active 491 DOM
  7. 2026-06-10
    days on market $224,990 Active 489 DOM
  8. 2026-06-09
    days on market $224,990 Active 488 DOM
  9. 2026-06-08
    days on market $224,990 Active 487 DOM
  10. 2026-06-07
    days on market $224,990 Active 486 DOM
  11. 2026-06-03
    days on market $224,990 Active 482 DOM
  12. 2026-06-03
    price $224,990 Active 481 DOM
  13. 2026-06-02
    days on market $234,990 Active 481 DOM
  14. 2026-05-31
    days on market $234,990 Active 479 DOM
  15. 2026-05-30
    days on market $234,990 Active 478 DOM
  16. 2026-05-14
    price $237,990 772-char remark
    Show marketing remark (772 chars)

    This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  17. 2026-05-13
    price $237,990 1304-char remark
    Show marketing remark (1304 chars)

    One or more photo(s) has been virtually staged. Under Construction. Ocala's Finest Resort-Style Living! Welcome to Ocala Preserve! Enjoy a private oasis with access to Walking/Hiking/Bike Trails, Tennis and Pickleball Courts, Resort Style Pool, On-Site Restaurant, Athletic Center, The Golf Club, Clubhouse, Day Spa and Dog Park. Relax on a kayak and watch the sunrise over our beautiful lake. Unwind at the end of your day with a glass of wine on the expansive Veranda, or enjoy a Chef inspired meal at Salt and Brick restaurant. This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  18. 2026-05-07
    price $239,990 772-char remark
    Show marketing remark (772 chars)

    This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  19. 2026-05-06
    price $239,990 1304-char remark
    Show marketing remark (1304 chars)

    One or more photo(s) has been virtually staged. Under Construction. Ocala's Finest Resort-Style Living! Welcome to Ocala Preserve! Enjoy a private oasis with access to Walking/Hiking/Bike Trails, Tennis and Pickleball Courts, Resort Style Pool, On-Site Restaurant, Athletic Center, The Golf Club, Clubhouse, Day Spa and Dog Park. Relax on a kayak and watch the sunrise over our beautiful lake. Unwind at the end of your day with a glass of wine on the expansive Veranda, or enjoy a Chef inspired meal at Salt and Brick restaurant. This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  20. 2026-04-16
    price $245,990 772-char remark
    Show marketing remark (772 chars)

    This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  21. 2026-04-15
    price $245,990 1304-char remark
    Show marketing remark (1304 chars)

    One or more photo(s) has been virtually staged. Under Construction. Ocala's Finest Resort-Style Living! Welcome to Ocala Preserve! Enjoy a private oasis with access to Walking/Hiking/Bike Trails, Tennis and Pickleball Courts, Resort Style Pool, On-Site Restaurant, Athletic Center, The Golf Club, Clubhouse, Day Spa and Dog Park. Relax on a kayak and watch the sunrise over our beautiful lake. Unwind at the end of your day with a glass of wine on the expansive Veranda, or enjoy a Chef inspired meal at Salt and Brick restaurant. This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  22. 2026-02-18
    price $247,990 772-char remark
    Show marketing remark (772 chars)

    This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  23. 2026-02-17
    price $247,990 1304-char remark
    Show marketing remark (1304 chars)

    One or more photo(s) has been virtually staged. Under Construction. Ocala's Finest Resort-Style Living! Welcome to Ocala Preserve! Enjoy a private oasis with access to Walking/Hiking/Bike Trails, Tennis and Pickleball Courts, Resort Style Pool, On-Site Restaurant, Athletic Center, The Golf Club, Clubhouse, Day Spa and Dog Park. Relax on a kayak and watch the sunrise over our beautiful lake. Unwind at the end of your day with a glass of wine on the expansive Veranda, or enjoy a Chef inspired meal at Salt and Brick restaurant. This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  24. 2026-02-03
    price $249,990 772-char remark
    Show marketing remark (772 chars)

    This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  25. 2026-02-02
    price $249,990 1304-char remark
    Show marketing remark (1304 chars)

    One or more photo(s) has been virtually staged. Under Construction. Ocala's Finest Resort-Style Living! Welcome to Ocala Preserve! Enjoy a private oasis with access to Walking/Hiking/Bike Trails, Tennis and Pickleball Courts, Resort Style Pool, On-Site Restaurant, Athletic Center, The Golf Club, Clubhouse, Day Spa and Dog Park. Relax on a kayak and watch the sunrise over our beautiful lake. Unwind at the end of your day with a glass of wine on the expansive Veranda, or enjoy a Chef inspired meal at Salt and Brick restaurant. This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  26. 2026-01-28
    price $247,990 772-char remark
    Show marketing remark (772 chars)

    This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  27. 2026-01-27
    price $247,990 1304-char remark
    Show marketing remark (1304 chars)

    One or more photo(s) has been virtually staged. Under Construction. Ocala's Finest Resort-Style Living! Welcome to Ocala Preserve! Enjoy a private oasis with access to Walking/Hiking/Bike Trails, Tennis and Pickleball Courts, Resort Style Pool, On-Site Restaurant, Athletic Center, The Golf Club, Clubhouse, Day Spa and Dog Park. Relax on a kayak and watch the sunrise over our beautiful lake. Unwind at the end of your day with a glass of wine on the expansive Veranda, or enjoy a Chef inspired meal at Salt and Brick restaurant. This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  28. 2025-10-31
    price $256,990 772-char remark
    Show marketing remark (772 chars)

    This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  29. 2025-10-30
    price $256,990 1304-char remark
    Show marketing remark (1304 chars)

    One or more photo(s) has been virtually staged. Under Construction. Ocala's Finest Resort-Style Living! Welcome to Ocala Preserve! Enjoy a private oasis with access to Walking/Hiking/Bike Trails, Tennis and Pickleball Courts, Resort Style Pool, On-Site Restaurant, Athletic Center, The Golf Club, Clubhouse, Day Spa and Dog Park. Relax on a kayak and watch the sunrise over our beautiful lake. Unwind at the end of your day with a glass of wine on the expansive Veranda, or enjoy a Chef inspired meal at Salt and Brick restaurant. This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  30. 2025-10-02
    price $255,990 772-char remark
    Show marketing remark (772 chars)

    This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  31. 2025-10-01
    price $255,990 1304-char remark
    Show marketing remark (1304 chars)

    One or more photo(s) has been virtually staged. Under Construction. Ocala's Finest Resort-Style Living! Welcome to Ocala Preserve! Enjoy a private oasis with access to Walking/Hiking/Bike Trails, Tennis and Pickleball Courts, Resort Style Pool, On-Site Restaurant, Athletic Center, The Golf Club, Clubhouse, Day Spa and Dog Park. Relax on a kayak and watch the sunrise over our beautiful lake. Unwind at the end of your day with a glass of wine on the expansive Veranda, or enjoy a Chef inspired meal at Salt and Brick restaurant. This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  32. 2025-07-03
    price $259,990 772-char remark
    Show marketing remark (772 chars)

    This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  33. 2025-07-02
    price $259,990 1304-char remark
    Show marketing remark (1304 chars)

    One or more photo(s) has been virtually staged. Under Construction. Ocala's Finest Resort-Style Living! Welcome to Ocala Preserve! Enjoy a private oasis with access to Walking/Hiking/Bike Trails, Tennis and Pickleball Courts, Resort Style Pool, On-Site Restaurant, Athletic Center, The Golf Club, Clubhouse, Day Spa and Dog Park. Relax on a kayak and watch the sunrise over our beautiful lake. Unwind at the end of your day with a glass of wine on the expansive Veranda, or enjoy a Chef inspired meal at Salt and Brick restaurant. This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  34. 2025-05-21
    price $268,990 772-char remark
    Show marketing remark (772 chars)

    This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  35. 2025-05-20
    price $268,990 1304-char remark
    Show marketing remark (1304 chars)

    One or more photo(s) has been virtually staged. Under Construction. Ocala's Finest Resort-Style Living! Welcome to Ocala Preserve! Enjoy a private oasis with access to Walking/Hiking/Bike Trails, Tennis and Pickleball Courts, Resort Style Pool, On-Site Restaurant, Athletic Center, The Golf Club, Clubhouse, Day Spa and Dog Park. Relax on a kayak and watch the sunrise over our beautiful lake. Unwind at the end of your day with a glass of wine on the expansive Veranda, or enjoy a Chef inspired meal at Salt and Brick restaurant. This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  36. 2025-05-02
    price $272,990 772-char remark
    Show marketing remark (772 chars)

    This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  37. 2025-05-01
    price $272,990 1304-char remark
    Show marketing remark (1304 chars)

    One or more photo(s) has been virtually staged. Under Construction. Ocala's Finest Resort-Style Living! Welcome to Ocala Preserve! Enjoy a private oasis with access to Walking/Hiking/Bike Trails, Tennis and Pickleball Courts, Resort Style Pool, On-Site Restaurant, Athletic Center, The Golf Club, Clubhouse, Day Spa and Dog Park. Relax on a kayak and watch the sunrise over our beautiful lake. Unwind at the end of your day with a glass of wine on the expansive Veranda, or enjoy a Chef inspired meal at Salt and Brick restaurant. This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  38. 2025-02-07
    listed $278,990 Active 772-char remark
    Show marketing remark (772 chars)

    This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  39. 2025-02-06
    listed $278,990 Active 1304-char remark
    Show marketing remark (1304 chars)

    One or more photo(s) has been virtually staged. Under Construction. Ocala's Finest Resort-Style Living! Welcome to Ocala Preserve! Enjoy a private oasis with access to Walking/Hiking/Bike Trails, Tennis and Pickleball Courts, Resort Style Pool, On-Site Restaurant, Athletic Center, The Golf Club, Clubhouse, Day Spa and Dog Park. Relax on a kayak and watch the sunrise over our beautiful lake. Unwind at the end of your day with a glass of wine on the expansive Veranda, or enjoy a Chef inspired meal at Salt and Brick restaurant. This one-story home features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,703 · $142/mo
Projected year-2 tax
$1,826 · $152/mo
Expected delta
+$123/yr (+$10/mo · 7.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,520
− Mortgage interest
−$12,323
− Property taxes
−$1,703
− Insurance
−$1,100
− Repairs & maintenance
−$2,282
− Management
−$2,282
− HOA
−$6,792
− Depreciation
−$6,400
Taxable loss
−$4,361
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,047
After-tax cash flow
$139/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This home is in excellent condition with modern amenities and a great location. It's move-in ready and would be a great investment.

Value-add opportunities

  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both Add a smart home system — Improves convenience and adds value
  • Both Install smart locks — Enhances security and adds value

Renovation cost estimate screening

Value-add ROI direction

  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both Add a smart home system — Improves convenience and adds value
  • Both Install smart locks — Enhances security and adds value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Marion
NCES district ID
1201260
Math proficiency
42% ▼ -7.00%
Reading proficiency
43% ▼ -4.00%
Median HH income
$40,015
Composite
35.61/100
National rank
#4890
State rank
#61 of 73 in FL

Livability — Ocala

Score
69/100
State rank
#476
US rank
#8461

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Marion County · 315,796 people
City population
263,375
Metro
Ocala, FL
Population (ZIP)
22,807
Household income
$65,901
Rent vs Own
16.7% rent · 83.3% own
Severe rent burden
282.0

Population outlook (Marion County) Hauer SSP2

Today (2025)
365,905 people
By 2030
376,768 · +3.0%
By 2040
396,555 · +8.4%
By 2050
412,723 · +12.8%
By 2075
446,090 · +21.9%
By 2100
436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (63%)
Race & ethnicity
White 63% Hispanic / Latino 19% Black 14% Two or more races 12%
Hispanic origin (detail)
Mexican 6% Puerto Rican 9% Cuban 2%
Common ancestry
Lithuanian 2% Romanian 2% Slovak 2%
Foreign-born
10% · Canada
Languages at home
81% English-only · Spanish 16% Other Indo-European 1%

Political lean MEDSL · Marion

2024 margin
Solid R (+31.6) · D 33.8% · R 65.5%
2008→2024 swing
-20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
All cycles
2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -133.62%
Current HPI
194.3857
Rent YoY
▲ 11.12%
Metro
Ocala, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-14.7% since first listed
24 events — show timeline
  • 2026-05-14 Price Changed $237,990 Zillow
  • 2026-05-13 Price Changed $237,990 Stellar MLS as Distributed by MLS Grid
  • 2026-05-07 Price Changed $239,990 Zillow
  • 2026-05-06 Price Changed $239,990 Stellar MLS as Distributed by MLS Grid
  • 2026-04-16 Price Changed $245,990 Zillow
  • 2026-04-15 Price Changed $245,990 Stellar MLS as Distributed by MLS Grid
  • 2026-02-18 Price Changed $247,990 Zillow
  • 2026-02-17 Price Changed $247,990 Stellar MLS as Distributed by MLS Grid
  • 2026-02-03 Price Changed $249,990 Zillow
  • 2026-02-02 Price Changed $249,990 Stellar MLS as Distributed by MLS Grid
  • 2026-01-28 Price Changed $247,990 Zillow
  • 2026-01-27 Price Changed $247,990 Stellar MLS as Distributed by MLS Grid
  • 2025-10-31 Price Changed $256,990 Zillow
  • 2025-10-30 Price Changed $256,990 Stellar MLS as Distributed by MLS Grid
  • 2025-10-02 Price Changed $255,990 Zillow
  • 2025-10-01 Price Changed $255,990 Stellar MLS as Distributed by MLS Grid
  • 2025-07-03 Price Changed $259,990 Zillow
  • 2025-07-02 Price Changed $259,990 Stellar MLS as Distributed by MLS Grid
  • 2025-05-21 Price Changed $268,990 Zillow
  • 2025-05-20 Price Changed $268,990 Stellar MLS as Distributed by MLS Grid
  • 2025-05-02 Price Changed $272,990 Zillow
  • 2025-05-01 Price Changed $272,990 Stellar MLS as Distributed by MLS Grid
  • 2025-02-07 Listed $278,990 Zillow
  • 2025-02-06 Listed $278,990 Stellar MLS as Distributed by MLS Grid

Property tax history

+19.2%/yr

Latest (2025): $1,703 · +19.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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