530 Wilson Bridge Dr Unit 6731 D-1 · National Harbor, MD 20745

$149,900

2 bd · 1.0 ba · 892 sqft · Condo public records · 44 Days on market

Built 1966 $168/sqft · 24% above area Est $121k · 24% over $504/mo HOA · 24% of rent

---

Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.3/30.0
• 1% rule +9.0/10.0
• DSCR +6.1/10.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• Rent growth +2.3/5.0
• Schools +1.7/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to 530 Wilson Bridge Dr. Unit D1—where style, comfort, and convenience come together in this beautifully renovated 2-bedroom, 1-bath END-UNIT condominium. Fully updated and move-in ready, this home features brand-new appliances, modern lighting, sleek hard-surface flooring, and elegant 42" cabinetry throughout. Enjoy a bright and airy living space perfect for relaxing or entertaining, along with a spacious private balcony—ideal for your morning coffee or evening unwind. Perfectly located in the heart of Oxon Hill, you’re just minutes from National Harbor, MGM, Tanger Outlets, top dining, and major commuter routes (I-495 & I-295), offering easy access and

Key facts

• $504 HOA
• Community pool
• Built 1966

Property features AI

Finance

• Financial info: Lease not considered
• HOA & community: Monthly condo fee of $504; Professionally managed on-site; HOA covers air conditioning, electricity, heat, management, pool(s), snow removal, water and trash; Community amenities include a community center, laundry facilities, security, and outdoor pool

Exterior

• Parking: Parking lot
• Utilities: Public water; Public sewer
• Home design: Condominium unit; Garden-style building (1–4 floors); Unit entry on floor 2
• Construction: Brick construction; Unit/flat structure type; Above-grade and below-grade structures noted; Year built per assessor
• Exterior features: Community outdoor pool; Not in a federal flood zone

Interior

• Bedrooms: 2 bedrooms on main level
• Bathrooms: 1 full bathroom on main level
• Heating & cooling: Central heating (electric); Central air conditioning (electric); Electric hot water
• Interior features: No basement; Living area per assessor
• Laundry & utility: No in-unit washer/dryer hookup

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath condo listed at $150k.

Deal economics

• At list price, monthly cash flow is $97 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Recommended offer: $145k (3.0% below list) — sets the bar for market timing.
• Cap rate 7.6% vs local median 1.9% in National Harbor — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#48 in MD, #1,799 nationally) — a professional / high-income tenant draw. Strengths: crime A+, commute A+, employment A+; Watch: cost of living D-.
• Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Oxon Hill Elementary (math 2% / reading 12%, grade F, #699 of 860 statewide, top 84%, 237 students, 85% FRL); Oxon Hill Middle (math 4% / reading 22%, grade F, #199 of 225 statewide, top 88%, 767 students, 82% FRL); Oxon Hill High (math 43% / reading 68%, grade C, #85 of 222 statewide, top 39%, 1,553 students, 58% FRL) — zoned schools average 75% FRL vs 53% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents soft (-0.8%/yr); 224 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
• This rent runs 33% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 44 days — a 3% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $92k; list at $150k implies a 63% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo; HOA is 24% of rent.
• Climate carrying-cost: severe flood risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $145,403 (3.0% below list)

Questions for the listing agent

1. It's been on market 44 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.40% ✓
• Cap rate: 7.60%
• Cash-on-cash: 4.67%
• DSCR: 1.21
• GRM: 6.0

CMA / ARV

• ARV (median comp): $120,988
• List price: $149,900
• Delta: 23.90%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -16.7%
• Equity multiple: 0.43×
• Total profit: $-23,897
• Equity at exit: $22,351

10-year hold

• IRR: -19.8%
• Equity multiple: 0.16×
• Total profit: $-35,143
• Equity at exit: $12,961

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 20745

• Rents YoY: -0.8%
• Active inventory: 224
• Price-to-rent: 6.0×

Monthly cashflow live

• Estimated rent: $2,094 high
• Mortgage (P&I): −$786
• Tax from tax record: −$139 /mo · $1,663/yr
• Insurance: −$62
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$504
• Vacancy / Maint / Mgmt: −$440
• Net cashflow: $97

Break-even live

Break-even rent $1,972

Max offer price $149,900

Occupancy floor 90%

Sensitivity live

Price	-10% $182	-5% $139	+0% $97	+5% $55	+10% $12
Rent	-10% $-68	-5% $14	+0% $97	+5% $180	+10% $262
Rate	-1.0pp $172	-0.5pp $135	base $97	+0.5pp $58	+1.0pp $19

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,475
• Closing costs: $4,497
• Reserves months: —
• Total cash needed: —

Rent comps 31 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
510 Wilson Bridge Dr Unit 6711 C1 Oxon Hill, MD	1.0	1.0	670	$1,550	$2.31	26d	1	0.11mi
546 Wilson Bridge Dr Unit A-2 Oxon Hill, MD	1.0	1.0	668	$1,580	$2.37	6d	1	0.12mi
519 Wilson Bridge Dr Unit A1 Oxon Hill, MD	1.0	1.0	668	$1,495	$2.24	5d	1	0.27mi
541 Wilson Bridge Dr Unit C1 Oxon Hill, MD	2.0	1.0	829	$1,800	$2.17	45d	1	0.35mi
522 Wilson Bridge Dr Unit C2 Oxon Hill, MD	2.0	1.0	894	$1,800	$2.01	18d	1	0.37mi
7903 Indian Head Hwy Unit 207 Oxon Hill, MD	2.0	1.0	831	$1,950	$2.35	26d	1	0.50mi
7907 Indian Head Hwy Unit 310 Oxon Hill, MD	1.0	1.0	688	$1,575	$2.29	45d	1	0.55mi
7911 Indian Head Hwy Unit 205 Oxon Hill, MD	1.0	1.0	688	$1,575	$2.29	26d	1	0.61mi
145 Riverhaven Dr #428 Oxon Hill, MD	1.0	1.0	741	$2,200	$2.97	26d	1	0.85mi
145 Riverhaven Dr #314 Oxon Hill, MD	2.0	2.0	954	$3,200	$3.35	45d	1	0.85mi
145 Riverhaven Dr #445 Oxon Hill, MD	1.0	1.0	737	$2,300	$3.12	23d	1	0.85mi
145 Riverhaven Dr #305 Oxon Hill, MD	1.0	1.0	732	$2,400	$3.28	20d	1	0.85mi
145 Riverhaven Dr #451 Oxon Hill, MD	1.0	1.0	740	$3,400	$4.59	26d	1	0.85mi
145 Riverhaven Dr #335 Oxon Hill, MD	2.0	2.0	928	$3,200	$3.45	45d	1	0.85mi
145 Riverhaven Dr #549 Oxon Hill, MD	1.0	1.0	737	$2,695	$3.66	0d	1	0.85mi
145 Riverhaven Dr #214 Oxon Hill, MD	2.0	2.0	956	$2,975	$3.11	45d	1	0.85mi
145 Riverhaven Dr #533 Oxon Hill, MD	1.0	1.0	737	$2,400	$3.26	45d	1	0.85mi
145 Riverhaven Dr Unit 1 Oxon Hill, MD	1.0	1.0	737	$2,695	$3.66	14d	1	0.86mi
145 Riverhaven Dr Oxon Hill, MD	1.0	1.0	635	$2,395	$3.77	45d	1	0.86mi
250 American Way Oxon Hill, MD	2.0	1.0–2.0	906	$3,255	$3.59	0d	14	0.89mi
155 Potomac Psge #908 Oxon Hill, MD	2.0	2.0	1111	$3,200	$2.88	45d	1	0.96mi
155 Potomac Psge #408 Oxon Hill, MD	1.0	1.0	629	$2,200	$3.50	20d	1	0.96mi
155 Potomac Psge #436 Oxon Hill, MD	1.0	1.0	701	$2,350	$3.35	45d	1	0.96mi
155 Potomac Psge #712 Oxon Hill, MD	2.0	2.0	994	$3,500	$3.52	45d	1	0.96mi
155 Potomac Psge Ph 10 Oxon Hill, MD	2.0	2.0	990	$3,050	$3.08	45d	1	0.96mi
157 Fleet St Oxon Hill, MD	1.0	1.0	804	$2,522	$3.14	4d	2	0.98mi
157 Fleet St Oxon Hill, MD	1.0–2.0	1.0	692	$2,795	$4.04	16d	4	0.98mi
157 Fleet St Oxon Hill, MD	1.0–2.0	1.0	803	$2,795	$3.48	14d	2	0.98mi
6801 Bock Rd Fort Washington, MD	1.0	1.0	784	$1,609	$2.05	20d	1	1.16mi
8704 Cumbria Ct Unit C Fort Washington, MD	2.0	2.0	979	$2,199	$2.25	12d	1	1.43mi
8845 Rusland Ct Fort Washington, MD	2.0	2.0	911	$1,900	$2.09	45d	1	1.44mi

HOA detail condo

• Monthly dues: $504 · $6,048/yr
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 20 events

1. 2026-06-21
   days on market $149,900 Active 44 DOM
2. 2026-06-18
   days on market $149,900 Active 41 DOM
3. 2026-06-17
   days on market $149,900 Active 40 DOM
4. 2026-06-16
   days on market $149,900 Active 39 DOM
5. 2026-06-15
   days on market $149,900 Active 38 DOM
6. 2026-06-13
   days on market $149,900 Active 36 DOM
7. 2026-06-10
   days on market $149,900 Active 32 DOM
8. 2026-06-08
   days on market $149,900 Active 31 DOM
9. 2026-06-07
   days on market $149,900 Active 30 DOM
10. 2026-06-04
    days on market $149,900 Active 27 DOM
11. 2026-06-03
    days on market $149,900 Active 26 DOM
12. 2026-06-02
    days on market $149,900 Active 25 DOM
13. 2026-06-01
    days on market $149,900 Active 24 DOM
14. 2026-05-31
    days on market $149,900 Active 23 DOM
15. 2026-05-08
    status Active 1242-char remark
16. 2026-05-05
    listed $149,900 Active 1242-char remark
17. 2026-05-05
    historical 1242-char remark
18. 2021-10-13
    soldstatus $92,000
19. 2016-03-11
    soldstatus $375,000
20. 1978-06-13
    soldstatus $27,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $1,663 · $139/mo
• Projected year-2 tax: $1,663 · $139/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,133
• − Mortgage interest: −$8,397
• − Property taxes: −$1,663
• − Insurance: −$1,547
• − Repairs & maintenance: −$2,011
• − Management: −$2,011
• − HOA: −$6,048
• − Depreciation: −$4,361
• Taxable loss: −$904
• Est. tax savings @ 24.0%: +$217
• After-tax cash flow: $1,381/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Prince George'S County Public Schools
• NCES district ID: 2400510
• Math proficiency: 8% ▼ -11.00%
• Reading proficiency: 24% ▼ -9.00%
• Median HH income: $73,967
• Composite: 16.82/100
• National rank: #9151
• State rank: #21 of 24 in MD

Livability — National Harbor

• Score: 80/100
• State rank: #48
• US rank: #1799

Category grades

Amenities A- Commute A+ Cost of living D- Crime A+ Employment A+ Housing A+ Health & safety B+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: National Harbor, MD
• County: Prince Georges County · 919,866 people
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• Population (ZIP): 28,605
• Household income: $75,236
• Rent vs Own: 55.3% rent · 44.7% own
• Severe rent burden: 1770.0

Population outlook (Prince George's County) Hauer SSP2

• Today (2025): 1,005,426 people
• By 2030: 1,048,416 · +4.3%
• By 2040: 1,123,425 · +11.7%
• By 2050: 1,183,220 · +17.7%
• By 2075: 1,306,202 · +29.9%
• By 2100: 1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: Black 56% Hispanic / Latino 30% White 6% Two or more races 6% Asian 4% Native American 1%
• Common ancestry: Scotch-Irish 1%
• Foreign-born: 23% · Canada, China, South Korea
• Languages at home: 67% English-only · Spanish 26% Tagalog/Filipino 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Prince George's

• 2024 margin: Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
• 2008→2024 swing: -3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
• All cycles: 2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -250.85%
• Current HPI: 300.5172
• Rent YoY: ▼ -0.80%
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+455.2% since first listed

6 events — show timeline

• 2026-05-08 Relisted — BRIGHT MLS
• 2026-05-05 Listing Removed — BRIGHT MLS
• 2026-05-05 Listed $149,900 BRIGHT MLS
• 2021-10-13 Sold (Public Records) $92,000 Public Records
• 2016-03-11 Sold (Public Records) $375,000 Public Records
• 1978-06-13 Sold (Public Records) $27,000 Public Records

Property tax history

-0.3%/yr

Latest (2025): $1,663 · +13.6% YoY. Source: county tax records.