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6663 Abraham Lincoln Dr
B Composite 70.41
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.3/30.0
  • Appreciation +10.0/10.0
  • DSCR +8.9/10.0
  • ARV discount +8.5/15.0
  • 1% rule +7.2/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.1/10.0

$93,500

6663 Abraham Lincoln Dr · Jackson, MS 39213
3 bd · 2.0 ba · 1,420 sqft · SingleFamily public records · 110 Days on market
Built 1970 7,405 sqft lot $66/sqft · at area comps Est $96k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

3 bedroom, 2 bath, brick, well-maintained home in a Surburban, family-friendly neighborhood. Near schools, shopping, and conveniently borders the interstate. Community features a park, playground, and covered pavilion. Great opportunity for a first-time buyer or an investor.

Key facts

  • Near schools
  • Near shopping
  • Covered pavilion

Tags

NEAR SCHOOLSNEAR SHOPPINGCOMMUNITY FEATURES A PARKPLAYGROUNDCOVERED PAVILION

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $94k.

Deal economics

  • At list price, monthly cash flow is $-185 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $61k (35.0% below list).
  • Meets the 1% rule at list price ($1k rent vs $94k).
  • Recommended offer: $61k (35.0% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F, health & safety F.
  • Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: John Hopkins Elementary School (math 2% / reading 12%, grade F, #337 of 375 statewide, top 94%, 280 students, 100% FRL); Powell Middle School (math 3% / reading 6%, grade F, #177 of 179 statewide, top 99%, 320 students, 100% FRL); Provine High School (math 4% / reading 15%, grade F, #179 of 197 statewide, top 92%, 774 students, 100% FRL).
  • Market conditions: 81 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).
  • At $1,143/mo this rent would consume 46% of the median local household income ($30k/yr) (locally 1138% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $10k of equity ($646 loan paydown + $9k appreciation (10.0% local appreciation)).
  • Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • By year 4, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 110 days — a 9% lower offer ($85k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $60,737 (35.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 110 days. Have you received any prior offers? Is the seller open to a 35% concession, seller financing, or rate buy-down credit?
  3. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.22%
Cap rate
9.39%
Cash-on-cash
11.05%
DSCR
1.49
GRM
6.8

CMA / ARV

ARV (median comp)
$95,615
List price
$93,500
Delta
-2.21%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6734 Harry S Truman Dr 0.13mi 3/1.5 1,424 (+0%) 12mo $110,000 $77 81
3725 Thomas Jefferson Rd 0.16mi 3/1.0 1,296 (-9%) 1mo $103,000 $79 73
3833 John F Kennedy Blvd 0.23mi 3/2.0 1,604 (+13%) 3mo $51,900 $32 65
6827 Franklin D Roosevelt Dr 0.28mi 3/2.0 1,480 (+4%) 20mo $135,000 $91 63
6857 Harry S Truman Dr 0.22mi 3/2.0 1,294 (-9%) 17mo $103,000 $80 61
6618 Franklin D Roosevelt 0.57mi 3/2.0 1,564 (+10%) 14mo $139,900 $89 45
138 James Monroe Pl 0.53mi 3/1.5 1,240 (-13%) 10mo $66,136 $53 44
3530 N Flag Chapel Rd 0.68mi 4/1.5 (+1) 1,321 (-7%) 8mo $115,000 $87 43
316 William Mckinley Cir 0.59mi 3/1.0 1,213 (-15%) 2mo $59,900 $49 43
138 William Mckinley Cir 0.59mi 3/1.5 1,232 (-13%) 8mo $145,000 $118 42
127 Lincoln Place Pl 0.66mi 3/2.0 1,264 (-11%) 21mo $83,000 $66 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
18.4%
Equity multiple
2.50×
Total profit
$39,399
Equity at exit
$84,232
10-year hold
IRR
17.2%
Equity multiple
5.81×
Total profit
$125,887
Equity at exit
$181,650

Cash invested: $26,180 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Mississippi
90 Strongly Landlord-Friendly · R+11
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; very landlord-favorable; no rent control.

ZIP-level market 39213

Home prices YoY
7.0%
Active inventory
81
Price-to-rent
6.8×

Monthly cashflow live

Estimated rent
$1,143 high interval (Pro) →
Mortgage (P&I)
$490
Tax from tax record
$132 /mo · $1,589/yr
Insurance
$39
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$240
Net cashflow
$-185

Break-even live

Break-even rent $1,378
Max offer price $60,737
Occupancy floor

Sensitivity live

Price -10% $-133 -5% $-159 +0% $-185 +5% $-212 +10% $-238
Rent -10% $-276 -5% $-231 +0% $-185 +5% $-140 +10% $-95
Rate -1.0pp $-138 -0.5pp $-162 base $-185 +0.5pp $-210 +1.0pp $-234

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,375
Closing costs
$2,805
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6605 George Washington Dr Jackson, MS 3.0 2.0 1247 $950 $0.76 15d 1 0.29mi
6731 George Washington Dr Jackson, MS 3.0 2.0 1134 $1,300 $1.15 25d 1 0.46mi
6731 George Washington Dr Jackson, MS 3.0 2.0 1134 $1,200 $1.06 15d 1 0.46mi
6521 Lyndon B Johnson Dr Jackson, MS 3.0 1.0 1180 $1,150 $0.97 25d 1 0.48mi
6521 Lyndon B Johnson Dr Jackson, MS 3.0 1.0 1180 $1,100 $0.93 15d 1 0.48mi
6513 Abraham Lincoln Dr Jackson, MS 3.0 1.5 1330 $950 $0.71 15d 1 0.54mi

Listing history 23 events

  1. 2026-06-22
    statusdays on market $93,500 Pending 110 DOM
  2. 2026-06-18
    days on market $93,500 Active 108 DOM
  3. 2026-06-17
    days on market $93,500 Active 107 DOM
  4. 2026-06-16
    days on market $93,500 Active 106 DOM
  5. 2026-06-15
    days on market $93,500 Active 105 DOM
  6. 2026-06-14
    days on market $93,500 Active 103 DOM
  7. 2026-06-13
    days on market $93,500 Active 102 DOM
  8. 2026-06-10
    days on market $93,500 Active 100 DOM
  9. 2026-06-09
    days on market $93,500 Active 99 DOM
  10. 2026-06-08
    days on market $93,500 Active 98 DOM
  11. 2026-06-07
    days on market $93,500 Active 97 DOM
  12. 2026-06-05
    remarks 311-char remark
  13. 2026-06-05
    days on market $93,500 Active 94 DOM
  14. 2026-06-03
    days on market $93,500 Active 93 DOM
  15. 2026-06-02
    days on market $93,500 Active 92 DOM
  16. 2026-06-01
    days on market $93,500 Active 91 DOM
  17. 2026-05-31
    days on market $93,500 Active 90 DOM
  18. 2026-05-30
    days on market $93,500 Active 89 DOM
  19. 2026-03-01
    listed $93,500 Active 276-char remark
    Show marketing remark (276 chars)

    3 bedroom, 2 bath, brick, well-maintained home in a Surburban, family-friendly neighborhood. Near schools, shopping, and conveniently borders the interstate. Community features a park, playground, and covered pavilion. Great opportunity for a first-time buyer or an investor.

  20. 2024-10-20
    historical $1,100
  21. 2024-08-22
    listed $1,100
  22. 2019-04-17
    soldstatus
  23. 1978-02-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

Current annual tax
$1,589 · $132/mo
Projected year-2 tax
$1,589 · $132/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone AE · 99% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,713
− Mortgage interest
−$5,237
− Property taxes
−$1,589
− Insurance
−$5,586
− Repairs & maintenance
−$1,097
− Management
−$1,097
− Depreciation
−$2,720
Taxable loss
−$3,614
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$867
After-tax cash flow
$-1,358/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jackson Public School District
NCES district ID
2802190
Math proficiency
9% ▼ -14.00%
Reading proficiency
18% ▼ -7.00%
Median HH income
$33,234
Composite
10.89/100
National rank
#9755
State rank
#112 of 130 in MS

Livability — Jackson

Score
68/100
State rank
#66
US rank
#9695

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jackson, MS
County
Hinds County · 167,040 people
City population
140,204
Metro
Jackson, MS
Population (ZIP)
18,691
Household income
$29,541
Rent vs Own
52.7% rent · 47.3% own
Severe rent burden
1138.0

Population outlook (Hinds County) Hauer SSP2

Today (2025)
242,528 people
By 2030
241,113 · -0.6%
By 2040
235,557 · -2.9%
By 2050
226,946 · -6.4%
By 2075
199,995 · -17.5%
By 2100
164,165 · -32.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (95%)
Race & ethnicity
Black 95% White 2% Two or more races 1% Hispanic / Latino 1%
Foreign-born
0% · Canada
Languages at home
98% English-only · Spanish 2%

Political lean MEDSL · Hinds

2024 margin
Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
2008→2024 swing
+7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
All cycles
2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 21.42%
Current HPI
329.1844
Rent YoY
Metro
Jackson, MS
State GDP YoY
F500 in state
0

Price history

+8400.0% since first listed
5 events — show timeline
  • 2026-03-01 Listed $93,500 MLSU
  • 2024-10-20 Rental Removed $1,100 RENTEC
  • 2024-08-22 Listed for Rent $1,100 RENTEC
  • 2019-04-17 Sold (Public Records) Public Records
  • 1978-02-01 Sold (Public Records) Public Records

Property tax history

+1.1%/yr

Latest (2025): $1,589 · +1.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…