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19 Huckleberry Ln
D Composite 44.12
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.2/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.7/10.0
  • 1% rule +4.2/10.0
  • Schools +3.4/10.0
  • Livability +3.4/5.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$237,000

19 Huckleberry Ln · Durango, CO 81301
3 bd · 2.0 ba · 2,100 sqft · Manufactured public records · 44 Days on market
Built 1980

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Whether you are a first time buyer, an investor, or a handyman looking for your next project, this property is a must-see. Discover the potential of this generously sized 2,100 sq foot mobile home in the Durango Regency Park in Hermosa. Nestled in this welcoming park, it features 4 bedrooms and 2 full baths and large kitchen. This home enjoys ample space for anyone seeking room to grow. Bring your ideas, and make it your own!

Key facts

  • Completely remodeled
  • New tile
  • New flooring

Tags

COMPLETELY REMODELEDNEW WINDOWSNEW FLOORINGNEW TUBSNEW TILENEW LIGHT FIXTURES

Property features AI

Finance

  • Financial info: Annual tax amount reported

Exterior

  • Home design: Single-family residential
  • Exterior features: Used as a residential single-family property; Zoned residential single family

Interior

  • Bedrooms: 2 full bathrooms
  • Bathrooms: 2 full bathrooms
  • Interior features: Unfurnished

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $237k.

Deal economics

  • At list price, monthly cash flow is $84 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $218k (8.0% below list).
  • Recommended offer: $218k (8.0% below list) — sets the bar for 1% rule.
  • Cap rate 6.7% vs local median 1.1% in Durango — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#106 in CO) — a middle-class / working-renter tenant base. Strengths: amenities A-, schools B+, employment B+; Watch: commute F, cost of living F.
  • Durango School District No. 9-R (town): math 27% / reading 49% proficiency, ranked #30 of 86 in CO (top 35%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.9%/yr); 580 active listings in the ZIP; solid renter incomes; 306 units permitted in La Plata County in 2024 (93 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • La Plata County population projected at +25% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 44 days — a 3% lower offer ($230k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $52k; list at $237k implies a 356% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $218,009 (8.0% below list)

Questions for the listing agent

  1. It's been on market 44 days. Have you received any prior offers? Is the seller open to a 8% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.92%
Cap rate
6.72%
Cash-on-cash
1.53%
DSCR
1.07
GRM
9.1

CMA / ARV

ARV (on-the-fly)
$716,100
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7017 County Road 203 0.54mi 3/2.0 1,802 (-14%) 9mo $615,000 $341 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.94% rent growth · sell at horizon

5-year hold
IRR
-13.9%
Equity multiple
0.50×
Total profit
$-33,126
Equity at exit
$35,337
10-year hold
IRR
-5.2%
Equity multiple
0.66×
Total profit
$-22,328
Equity at exit
$20,491

Cash invested: $66,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
38 Tenant-Leaning
State Colorado
38 Tenant-Leaning · D+4
County
— inherits STATE
City
— inherits STATE
2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

ZIP-level market 81301

Rents YoY
2.9%
Active inventory
580
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$2,180 medium interval (Pro) →
Mortgage (P&I)
$1,243
Tax est. 1.5%
$296 /mo · $3,555/yr
Insurance
$99
HOA
$0
Vacancy / Maint / Mgmt
$458
Net cashflow
$84

Break-even live

Break-even rent $2,073
Max offer price $237,000
Occupancy floor 91%

Sensitivity live

Price -10% $248 -5% $166 +0% $84 +5% $3 +10% $-79
Rent -10% $-88 -5% $-2 +0% $84 +5% $171 +10% $257
Rate -1.0pp $204 -0.5pp $145 base $84 +0.5pp $23 +1.0pp $-39

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$59,250
Closing costs
$7,110
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-19
    days on market $237,000 Active 44 DOM
  2. 2026-06-18
    days on market $237,000 Active 43 DOM
  3. 2026-06-17
    days on market $237,000 Active 42 DOM
  4. 2026-06-16
    days on market $237,000 Active 41 DOM
  5. 2026-06-15
    days on market $237,000 Active 40 DOM
  6. 2026-06-14
    days on market $237,000 Active 38 DOM
  7. 2026-06-12
    days on market $237,000 Active 37 DOM
  8. 2026-06-09
    days on market $237,000 Active 34 DOM
  9. 2026-06-08
    days on market $237,000 Active 33 DOM
  10. 2026-06-07
    days on market $237,000 Active 32 DOM
  11. 2026-06-05
    days on market $237,000 Active 29 DOM
  12. 2026-06-03
    days on market $237,000 Active 28 DOM
  13. 2026-06-02
    days on market $237,000 Active 27 DOM
  14. 2026-06-01
    days on market $237,000 Active 26 DOM
  15. 2026-05-31
    days on market $237,000 Active 25 DOM
  16. 2026-05-30
    days on market $237,000 Active 24 DOM
  17. 2026-05-06
    listed $237,000 Active
  18. 2025-06-09
    soldstatus $52,000 Closed 429-char remark
    Show marketing remark (429 chars)

    Whether you are a first time buyer, an investor, or a handyman looking for your next project, this property is a must-see. Discover the potential of this generously sized 2,100 sq foot mobile home in the Durango Regency Park in Hermosa. Nestled in this welcoming park, it features 4 bedrooms and 2 full baths and large kitchen. This home enjoys ample space for anyone seeking room to grow. Bring your ideas, and make it your own!

  19. 2025-05-16
    listed $56,000 Active 429-char remark
    Show marketing remark (429 chars)

    Whether you are a first time buyer, an investor, or a handyman looking for your next project, this property is a must-see. Discover the potential of this generously sized 2,100 sq foot mobile home in the Durango Regency Park in Hermosa. Nestled in this welcoming park, it features 4 bedrooms and 2 full baths and large kitchen. This home enjoys ample space for anyone seeking room to grow. Bring your ideas, and make it your own!

  20. 2019-03-20
    historical
  21. 2018-08-28
    listed $45,999

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 2/10 Low 10 d/yr ≥85°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,161
− Mortgage interest
−$13,276
− Property taxes
−$3,555
− Insurance
−$1,185
− Repairs & maintenance
−$2,093
− Management
−$2,093
− Depreciation
−$6,895
Taxable loss
−$2,935
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$704
After-tax cash flow
$1,717/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Durango School District No. 9-R
NCES district ID
0803480
Math proficiency
27% ▼ -4.00%
Reading proficiency
49% ▼ -1.00%
Median HH income
$58,711
Composite
33.58/100
National rank
#5420
State rank
#30 of 86 in CO

Livability — Durango

Score
68/100
State rank
#106
US rank
#9262

Category grades

Amenities A- Commute F Cost of living F Crime B Employment B+ Housing C+ Health & safety B- User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

County
La Plata County · 40,010 people
City population
29,774
Metro
Durango, CO
Population (ZIP)
29,774
Household income
$83,943
Rent vs Own
35.1% rent · 64.9% own
Severe rent burden
1194.0

Population outlook (La Plata County) Hauer SSP2

Today (2025)
62,781 people
By 2030
66,492 · +5.9%
By 2040
72,944 · +16.2%
By 2050
78,543 · +25.1%
By 2075
89,403 · +42.4%
By 2100
94,984 · +51.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Hispanic / Latino 8% Two or more races 7% Native American 6%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Slovak 4% Italian 3% Portuguese 2%
Foreign-born
2% · Canada
Languages at home
92% English-only · Spanish 5% German/W. Germanic 1%

Political lean MEDSL · La Plata

2024 margin
D (+18.6) · D 58.0% · R 39.3% · Other 2.8%
2008→2024 swing
+2.4pp toward D · 2008: 16.3pp · 2024: 18.6pp
All cycles
2024: D+18.6 2020: D+17.7 2016: D+9.2 2012: D+8.8 2008: D+16.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -651.69%
Current HPI
223.832
Rent YoY
▲ 2.94%
Metro
Durango, CO
State GDP YoY
▲ 1.95%
F500 in state
14

Industry mix (Fortune 500 HQ in CO)

Industry F500 HQs Revenue

Price history

+415.2% since first listed
5 events — show timeline
  • 2026-05-06 Listed $237,000 cren
  • 2025-06-09 Sold (MLS) $52,000 cren
  • 2025-05-16 Listed $56,000 cren
  • 2019-03-20 Listing Removed cren
  • 2018-08-28 Listed $45,999 cren

Property tax history

+6.6%/yr

Latest (2025): $196 · +288.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…