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Jacques Plan 🏗️ New Construction
F Composite 32.46
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +6.5/30.0
  • Schools +5.8/10.0
  • Condition / age +4.0/5.0
  • Livability +3.8/5.0
  • Rent growth +2.5/5.0
  • 1% rule +1.6/10.0
  • DSCR +0.8/10.0
  • Appreciation +0.0/10.0

$257,950

Jacques Plan · Maurice, LA 70555
3 bd · 2.0 ba · 1,385 sqft · SingleFamily · 157 Days on market
Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

None

Key facts

  • 2 garage spots
  • Listed 156 days

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $257,950 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $287,775.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $258k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-489 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $217k (15.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $190k (26.4% below list).
  • Recommended offer: $190k (26.4% below list) — sets the bar for 1% rule.
  • Cap rate 4.3% vs local median 5.9% in Maurice — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads 76/100 on livability (#15 in LA, #3,333 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Vermilion Parish (town): math 40% / reading 53% proficiency, ranked #15 of 98 in LA (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Cecil Picard Elementary School At Maurice (math 61% / reading 68%, grade B, #40 of 646 statewide, top 7%, 845 students, 42% FRL); North Vermilion Middle School (math 47% / reading 53%, grade C, #26 of 218 statewide, top 12%, 656 students, 45% FRL); North Vermilion High School (math 57% / reading 63%, grade C+, #20 of 265 statewide, top 7%, 854 students, 44% FRL).
  • Market conditions: 300 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 228 units permitted in Vermilion Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Vermilion County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 157 days — a 12% lower offer ($227k) is reasonable based on typical stale-listing flexibility.
Recommended offer $189,868 (26.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 157 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.66%
Cap rate
4.25%
Cash-on-cash
-7.28%
DSCR
0.68
GRM
12.6

CMA / ARV

ARV (median comp)
$287,775
List price
$257,950
Delta
-11.32%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
101 Harvest View Ln 0.22mi 3/2.0 1,385 (0%) 2mo $254,200 $184 88
9394 Garrett Rd 0.25mi 3/2.0 1,444 (+4%) 2mo $224,500 $155 80
9382 Garrett Rd 0.26mi 3/2.0 1,444 (+4%) 6mo $228,000 $158 76
154 Cottage Cove Dr 0.40mi 3/2.0 1,447 (+4%) 4mo $217,000 $150 70
108 Carreras Ln 0.20mi 3/2.0 1,521 (+10%) 5mo $256,300 $169 70
106 Carreras Ln 0.20mi 3/2.0 1,531 (+10%) 4mo $256,999 $168 70
9410 Garrett Rd 0.43mi 3/2.0 1,456 (+5%) 3mo $210,000 $144 69
204 Carreras Ln 0.20mi 3/2.0 1,216 (-12%) 2mo $233,500 $192 69
128 Rue Village Rd 0.62mi 3/2.0 1,365 (-1%) 3mo $227,000 $166 66
202 Crest Cove Dr 0.55mi 3/2.0 1,298 (-6%) 0mo $210,000 $162 64
131 Rue Village Rd 0.58mi 3/2.0 1,456 (+5%) 4mo $235,000 $161 61
134 Rue Des Cannes 0.73mi 3/2.0 1,545 (+12%) 5mo $232,500 $150 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-29.0%
Equity multiple
0.04×
Total profit
$-77,735
Equity at exit
$42,908
10-year hold
IRR
-28.9%
Equity multiple
-0.34×
Total profit
$-107,661
Equity at exit
$24,882

Cash invested: $80,577 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
31 active · 10 under contract
Months of supply
9.8 mo (10%/mo absorbed)
Median asking
$238,500 ($169/sqft)
Median days on market
157 d
This list price
58% of active listings are priced below it
ARV vs active asking
+22.8% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 70555

Home prices YoY
-29.4%
Active inventory
300
Price-to-rent
11.3×

Monthly cashflow live

Estimated rent
$1,899 medium interval (Pro) →
Mortgage (P&I)
$1,509
Tax est. 1.5%
$360 /mo · $4,317/yr
Insurance
$120
HOA
$0
Vacancy / Maint / Mgmt
$399
Net cashflow
$-489

Break-even live

Break-even rent $2,517
Max offer price $217,046
Occupancy floor

Sensitivity live

Price -10% $-290 -5% $-389 +0% $-489 +5% $-588 +10% $-688
Rent -10% $-639 -5% $-564 +0% $-489 +5% $-414 +10% $-339
Rate -1.0pp $-344 -0.5pp $-416 base $-489 +0.5pp $-563 +1.0pp $-639

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$71,944
Closing costs
$8,633
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
222 Weaver Way Maurice, LA 3.0 2.0 1538 $1,850 $1.20 62d 1 1.43mi

Listing history 50 events

  1. 2026-08-08
    days on market $257,950 Active 157 DOM
  2. 2026-08-07
    days on market $257,950 Active 156 DOM
  3. 2026-08-06
    days on market $257,950 Active 155 DOM
  4. 2026-08-05
    pricedays on market $257,950 Active 154 DOM
  5. 2026-08-04
    days on market $255,200 Active 153 DOM
  6. 2026-08-03
    remarks 699-char remark
  7. 2026-08-03
    days on market $255,200 Active 152 DOM
  8. 2026-07-31
    days on market $255,200 Active 149 DOM
  9. 2026-07-29
    days on market $255,200 Active 147 DOM
  10. 2026-07-27
    days on market $255,200 Active 145 DOM
  11. 2026-07-25
    days on market $255,200 Active 143 DOM
  12. 2026-07-24
    days on market $255,200 Active 142 DOM
  13. 2026-07-23
    days on market $255,200 Active 141 DOM
  14. 2026-07-22
    days on market $255,200 Active 140 DOM
  15. 2026-07-21
    days on market $255,200 Active 139 DOM
  16. 2026-07-18
    days on market $255,200 Active 136 DOM
  17. 2026-07-16
    days on market $255,200 Active 134 DOM
  18. 2026-07-16
    days on market $255,200 Active 133 DOM
  19. 2026-07-14
    days on market $255,200 Active 132 DOM
  20. 2026-07-13
    days on market $255,200 Active 131 DOM
  21. 2026-07-12
    days on market $255,200 Active 130 DOM
  22. 2026-07-11
    days on market $255,200 Active 129 DOM
  23. 2026-07-10
    days on market $255,200 Active 128 DOM
  24. 2026-07-09
    days on market $255,200 Active 127 DOM
  25. 2026-07-08
    days on market $255,200 Active 126 DOM
  26. 2026-07-07
    days on market $255,200 Active 125 DOM
  27. 2026-07-06
    days on market $255,200 Active 124 DOM
  28. 2026-07-05
    days on market $255,200 Active 123 DOM
  29. 2026-07-04
    days on market $255,200 Active 122 DOM
  30. 2026-07-03
    days on market $255,200 Active 121 DOM
  31. 2026-07-02
    days on market $255,200 Active 120 DOM
  32. 2026-07-01
    days on market $255,200 Active 119 DOM
  33. 2026-06-30
    days on market $255,200 Active 118 DOM
  34. 2026-06-29
    days on market $255,200 Active 117 DOM
  35. 2026-06-28
    days on market $255,200 Active 116 DOM
  36. 2026-06-28
    days on market $255,200 Active 115 DOM
  37. 2026-06-27
    days on market $255,200 Active 114 DOM
  38. 2026-06-25
    days on market $255,200 Active 112 DOM
  39. 2026-06-23
    days on market $255,200 Active 110 DOM
  40. 2026-06-22
    days on market $255,200 Active 109 DOM
  41. 2026-06-18
    days on market $255,200 Active 106 DOM
  42. 2026-06-17
    days on market $255,200 Active 105 DOM
  43. 2026-06-16
    days on market $255,200 Active 104 DOM
  44. 2026-06-15
    days on market $255,200 Active 103 DOM
  45. 2026-06-14
    days on market $255,200 Active 101 DOM
  46. 2026-06-13
    days on market $255,200 Active 100 DOM
  47. 2026-06-10
    days on market $255,200 Active 98 DOM
  48. 2026-06-09
    days on market $255,200 Active 97 DOM
  49. 2026-06-09
    price $255,200 Active 96 DOM
  50. 2026-06-08
    days on market $254,200 Active 96 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,784
− Mortgage interest
−$16,120
− Property taxes
−$4,317
− Insurance
−$1,439
− Repairs & maintenance
−$1,823
− Management
−$1,823
− Depreciation
−$8,372
Taxable loss
−$11,108
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,666
After-tax cash flow
$-3,200/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Good 80/100 Cosmetic rehab Est. rehab $6,925–$20,775 screening

The home is in good condition with a good exterior and interior. It has potential for further value increases through painting and landscaping improvements.

Value-add opportunities

  • Both Painting the exterior — Fresh paint can enhance the curb appeal and increase both resale and rental value.
  • Both Landscaping improvements — Enhancing the landscaping can improve the home's curb appeal and attract more potential buyers or renters.
  • Resale Interior updates (paint, minor repairs) — Fresh paint and minor repairs can make the interior more appealing to potential buyers.
  • Rental HVAC maintenance — A well-maintained HVAC system can attract more renters and ensure a comfortable living environment.

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

D Composite school gradezoned avg 58/100

Zoned Schools

Elementary Cecil Picard Elementary School At Maurice B LA #40/646 Nat'l #5,189/41,679 Middle North Vermilion Middle School C LA #26/218 Nat'l #3,460/14,009 High North Vermilion High School C+ LA #20/265 Nat'l #3,545/17,239

Schools (NCES district)

District
Vermilion Parish
NCES district ID
2201800
Math proficiency
40% ▼ -38.00%
Reading proficiency
53% ▼ -32.00%
Median HH income
$45,115
Composite
39.37/100
National rank
#3974
State rank
#15 of 98 in LA
B Composite livability gradescore 76/100

Livability — Maurice

Score
76/100
State rank
#15
US rank
#3333

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Maurice, LA
County
Vermilion Parish · 64,095 people
City population
8,759
Metro
Lafayette, LA
Population (ZIP)
8,759
Household income
$76,213
Rent vs Own
16.5% rent · 83.5% own
Severe rent burden
2% of renters

Population outlook (Vermilion County) Hauer SSP2

Today (2025)
64,095 people
By 2030
65,915 · +2.8%
By 2040
68,985 · +7.6%
By 2050
70,804 · +10.5%
By 2075
73,897 · +15.3%
By 2100
71,793 · +12.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 8% Two or more races 5% Hispanic / Latino 4% Asian 3%
Common ancestry
Lithuanian 25% Romanian 3% Italian 1%
Foreign-born
2% · Vietnam
Languages at home
93% English-only · French/Haitian/Cajun 4% Vietnamese 2% Spanish 1%

Political lean MEDSL · Vermilion

2024 margin
Solid R (+63.8) · D 17.6% · R 81.4% · Other 1.1%
2008→2024 swing
-16.3pp toward R · 2008: -47.5pp · 2024: -63.8pp
All cycles
2024: R+63.8 2020: R+61.9 2016: R+59.6 2012: R+52.8 2008: R+47.5

Not yet ingested

Civics

Price history

1 event — show timeline
  • 2026-03-04 Listed $254,200 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…