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1828 Harlem Ave
C- Composite 51.47
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Rent growth +4.2/5.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • Schools +1.0/10.0
  • Appreciation +0.0/10.0

$39,900

1828 Harlem Ave · Baltimore, MD 21217
3 bd · 1.0 ba · 1,000 sqft · Townhouse · 51 Days on market
Built 1900 $40/sqft · 19% below area Est $50k · 19% under ↓ 8% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This charming Colonial-style townhouse, originally built in 1900 and thoughtfully renovated in 2012, offers a perfect blend of historic character and modern convenience. With three spacious bedrooms and a full bathroom, this residence is designed to provide comfort and functionality, making it an excellent investment opportunity for those looking to enter the real estate market or expand their portfolio. Step inside to discover a warm and inviting interior featuring a delightful country kitchen, ideal for culinary enthusiasts. The kitchen is equipped with essential appliances, including a refrigerator and stove, ensuring that meal preparation is both easy and enjoyable. The wood floors throughout the home add a touch of elegance and warmth, while the double-pane windows not only enhance energy efficiency but also fill the space with natural light. The layout of this home is designed for both relaxation and entertaining. The unfinished basement presents a blank canvas for potential buyers to customize according to their vision-whether that means creating additional living space, a home office, or a recreational area. The outdoor space features a cozy patio, perfect for enjoying morning coffee or evening gatherings, while the surrounding sidewalks and street lights contribute to a welcoming neighborhood atmosphere. Investors will appreciate the strategic renovations made in 2012, which have significantly improved the property's condition and appeal. The combination of brick and other durable materials ensures longevity and low maintenance, while the absence of a homeowners association fee allows for greater flexibility in managing the property. On-street parking provides convenience for residents and guests alike. With its prime location and well-maintained features, this townhouse not only offers a comfortable living space but also presents a promising opportunity for rental income or future resale value. The combination of historic charm and modern updates makes this property a standout choice for savvy investors looking to capitalize on the growing demand for quality residential properties. Don't miss the chance to own a piece of history that has been lovingly updated for today's lifestyle. This townhouse is more than just a property; it's a place where memories can be made and cherished for years to come.

Key facts

  • Country kitchen
  • Wood floors
  • Unfinished basement

Tags

COLONIAL STYLE TOWNHOUSECOUNTRY KITCHENWOOD FLOORSDOUBLE PANE WINDOWSUNFINISHED BASEMENTCOZY PATIO

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath townhouse listed at $40k.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $40k).
  • Recommended offer: $39k (3.0% below list) — sets the bar for market timing.
  • Cap rate 39.0% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+6.6%/yr); 334 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
  • At $1,715/mo this rent would consume 54% of the median local household income ($38k/yr) (locally 2921% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $276 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 6.6% rent growth), your $11k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 51 days — a 3% lower offer ($39k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $38,703 (3.0% below list)

Questions for the listing agent

  1. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
4.30%
Cap rate
39.04%
Cash-on-cash
116.95%
DSCR
6.20
GRM
1.9

CMA / ARV

ARV (median comp)
$49,552
List price
$39,900
Delta
-19.48%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1910 W Fayette St 0.48mi 3/1.0 1,020 (+2%) 4mo $39,000 $38 71
2534 W Franklin St 0.60mi 3/1.0 928 (-7%) 5mo $24,000 $26 56
1201 N Calhoun St 0.56mi 3/2.5 1,080 (+8%) 5mo $102,000 $94 51
1214 N Woodyear St 0.59mi 3/2.0 1,080 (+8%) 5mo $68,500 $63 51
1541 N Pulaski St 0.71mi 3/1.0 1,100 (+10%) 3mo $115,000 $105 48
2511 Riggs Ave 0.62mi 3/1.0 896 (-10%) 7mo $116,500 $130 48
2608 Lauretta Ave 0.70mi 3/1.0 1,086 (+9%) 8mo $80,000 $74 46
2424 W Lexington St W 0.61mi 3/2.0 1,080 (+8%) 9mo $55,000 $51 46
1552 N Fulton Ave 0.68mi 3/1.0 1,113 (+11%) 4mo $125,000 $112 46
2507 Riggs Ave 0.61mi 2/1.0 (-1) 896 (-10%) 4mo $45,100 $50 46
2510 W Mosher St 0.58mi 2/1.5 (-1) 1,083 (+8%) 9mo $127,200 $117 45
43 Wheeler Ave N 0.65mi 3/1.0 1,144 (+14%) 3mo $34,000 $30 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.63% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
7.21×
Total profit
$69,394
Equity at exit
$5,949
10-year hold
IRR
Equity multiple
16.98×
Total profit
$178,506
Equity at exit
$3,450

Cash invested: $11,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.

ZIP-level market 21217

Rents YoY
6.6%
Active inventory
334
Price-to-rent
1.9×

Monthly cashflow live

Estimated rent
$1,715 high interval (Pro) →
Mortgage (P&I)
$209
Tax from tax record
$40 /mo · $478/yr
Insurance
$17
HOA
$0
Vacancy / Maint / Mgmt
$360
Net cashflow
$1,089

Break-even live

Break-even rent $336
Max offer price $39,900
Occupancy floor 31%

Sensitivity live

Price -10% $1,111 -5% $1,100 +0% $1,089 +5% $1,078 +10% $1,066
Rent -10% $953 -5% $1,021 +0% $1,089 +5% $1,157 +10% $1,224
Rate -1.0pp $1,109 -0.5pp $1,099 base $1,089 +0.5pp $1,079 +1.0pp $1,068

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$9,975
Closing costs
$1,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
813 N Fulton Ave Unit 1 Baltimore, MD 2.0 1.0 1200 $1,350 $1.12 45d 1 0.11mi
1914 Mosher St Unit 1914 Baltimore, MD 4.0 2.5 1200 $1,700 $1.42 45d 1 0.21mi
1625 Edmondson Ave Unit 1 Baltimore, MD 4.0 3.0 1500 $2,175 $1.45 5d 1 0.22mi
1625 Edmondson Ave Unit 2 Baltimore, MD 4.0 3.0 1500 $1,895 $1.26 13d 1 0.22mi
834 N Stricker St Baltimore, MD 4.0 1.0 1200 $1,500 $1.25 21d 1 0.31mi
1846 W Saratoga St Unit 1 Baltimore, MD 2.0 1.0 1250 $1,300 $1.04 45d 1 0.34mi
2012 W Saratoga St Baltimore, MD 3.0 1.0 1300 $1,700 $1.31 25d 1 0.36mi
2303 Calverton Heights Ave Baltimore, MD 4.0 2.0 1314 $2,250 $1.71 25d 1 0.38mi
918 N Bentalou St Baltimore, MD 3.0 1.5 1485 $1,750 $1.18 45d 1 0.39mi
1315 Harlem Ave Unit C Baltimore, MD 2.0 1.0 900 $1,425 $1.58 45d 1 0.40mi
1315 Harlem Ave Unit B Baltimore, MD 2.0 1.0 900 $1,425 $1.58 25d 1 0.40mi
1339 W Lafayette Ave #1 Baltimore, MD 2.0 2.0 700 $1,600 $2.29 13d 1 0.40mi
2301 Riggs Ave Baltimore, MD 3.0 2.0 1072 $1,600 $1.49 25d 1 0.45mi
1519 Penrose Ave Baltimore, MD 3.0 2.0 1200 $1,875 $1.56 45d 1 0.49mi
1839 W Fayette St Baltimore, MD 3.0 1.5 1426 $1,675 $1.17 25d 1 0.53mi
1433 N Fulton Ave Baltimore, MD 2.0 1.0 1200 $1,500 $1.25 45d 1 0.55mi
1501 N Payson St Baltimore, MD 3.0 1.0 1400 $1,550 $1.11 45d 1 0.59mi
1912 W Baltimore St Unit 2 Baltimore, MD 2.0 1.5 1200 $2,100 $1.75 25d 1 0.60mi
1918 W Baltimore St Baltimore, MD 2.0–3.0 1.0–2.0 857 $1,434 $1.67 45d 1 0.60mi
910 N Arlington Ave Unit 2 Baltimore, MD 4.0 2.0 1220 $1,850 $1.52 25d 1 0.62mi
1049 Brantley Ave Unit 2 Baltimore, MD 3.0 1.0 1200 $1,350 $1.12 25d 1 0.62mi
1601 Frederick Ave Unit 3 Baltimore, MD 2.0 1.0 1050 $1,050 $1.00 5d 1 0.66mi
62 N Gorman Ave Baltimore, MD 3.0 2.0 1100 $2,500 $2.27 19d 1 0.66mi
1635 Frederick Ave Baltimore, MD 3.0 2.0 1224 $1,850 $1.51 45d 1 0.66mi
1346 N Carey St Baltimore, MD 2.0 1.5 1100 $1,500 $1.36 45d 1 0.67mi
2232 W Baltimore St Baltimore, MD 3.0 1.0 1250 $1,875 $1.50 25d 1 0.68mi
2225 W Baltimore St Baltimore, MD 3.0 2.5 1200 $1,600 $1.33 25d 1 0.69mi
1534 N Stricker St Baltimore, MD 2.0 1.5 900 $1,475 $1.64 16d 1 0.70mi
2609 Lauretta Ave Baltimore, MD 3.0 1.0 1286 $1,675 $1.30 25d 1 0.72mi
1614 N Calhoun St Baltimore, MD 2.0 1.0 950 $1,300 $1.37 45d 1 0.74mi
2636 Lauretta Ave Baltimore, MD 3.0 2.5 1232 $1,900 $1.54 45d 1 0.75mi
1562 N Woodyear St Baltimore, MD 2.0 1.5 788 $1,325 $1.68 25d 1 0.75mi
10 S Carey St Baltimore, MD 2.0 1.0 1140 $1,550 $1.36 25d 1 0.76mi
1722 N Monroe St Baltimore, MD 3.0 1.5 1000 $1,350 $1.35 25d 1 0.79mi
1729 N Fulton Ave Baltimore, MD 3.0 2.0 1081 $1,795 $1.66 45d 1 0.80mi
1315 Hollins St Unit 2 Baltimore, MD 3.0 2.0 1096 $1,950 $1.78 13d 1 0.80mi
1315 Hollins St Unit 2 Baltimore, MD 3.0 2.0 1096 $1,860 $1.70 5d 1 0.80mi
1617 Moreland Ave Baltimore, MD 2.0 1.0 900 $1,450 $1.61 25d 1 0.82mi
1324 W Lombard St Unit 2 Baltimore, MD 2.0 1.5 1100 $1,450 $1.32 45d 1 0.83mi
1324 W Lombard St Unit 1 Baltimore, MD 2.0 2.0 1100 $1,500 $1.36 25d 1 0.83mi

Listing history 33 events

  1. 2026-06-08
    status $39,900 Pending 51 DOM
  2. 2026-06-07
    days on market $39,900 Active 51 DOM
  3. 2026-06-04
    days on market $39,900 Active 48 DOM
  4. 2026-06-03
    days on market $39,900 Active 47 DOM
  5. 2026-06-02
    days on market $39,900 Active 46 DOM
  6. 2026-06-01
    days on market $39,900 Active 45 DOM
  7. 2026-05-31
    days on market $39,900 Active 44 DOM
  8. 2026-04-18
    listed $39,900 Active 2348-char remark
    Show marketing remark (2348 chars)

    This charming Colonial-style townhouse, originally built in 1900 and thoughtfully renovated in 2012, offers a perfect blend of historic character and modern convenience. With three spacious bedrooms and a full bathroom, this residence is designed to provide comfort and functionality, making it an excellent investment opportunity for those looking to enter the real estate market or expand their portfolio. Step inside to discover a warm and inviting interior featuring a delightful country kitchen, ideal for culinary enthusiasts. The kitchen is equipped with essential appliances, including a refrigerator and stove, ensuring that meal preparation is both easy and enjoyable. The wood floors throughout the home add a touch of elegance and warmth, while the double-pane windows not only enhance energy efficiency but also fill the space with natural light. The layout of this home is designed for both relaxation and entertaining. The unfinished basement presents a blank canvas for potential buyers to customize according to their vision-whether that means creating additional living space, a home office, or a recreational area. The outdoor space features a cozy patio, perfect for enjoying morning coffee or evening gatherings, while the surrounding sidewalks and street lights contribute to a welcoming neighborhood atmosphere. Investors will appreciate the strategic renovations made in 2012, which have significantly improved the property's condition and appeal. The combination of brick and other durable materials ensures longevity and low maintenance, while the absence of a homeowners association fee allows for greater flexibility in managing the property. On-street parking provides convenience for residents and guests alike. With its prime location and well-maintained features, this townhouse not only offers a comfortable living space but also presents a promising opportunity for rental income or future resale value. The combination of historic charm and modern updates makes this property a standout choice for savvy investors looking to capitalize on the growing demand for quality residential properties. Don't miss the chance to own a piece of history that has been lovingly updated for today's lifestyle. This townhouse is more than just a property; it's a place where memories can be made and cherished for years to come.

  9. 2024-01-22
    soldstatus $160,000
  10. 2018-06-10
    soldstatus $464,000
  11. 2018-06-01
    soldstatus $464,000
  12. 2011-03-03
    price $8,800 289-char remark
    Show marketing remark (289 chars)

    PUBLIC ONSITE AUCTION- Wednesday, November 3, 2010 @ 11:30am. Absolute Auction to the Highest Bidder Over $15,000. Pre-Bid Offers Accepted. Agents Register Your Clients. $2,500 Deposit, 10% Buyer's Premium, 2.5% Broker Co-Op. 2 Story Townhome in Harlem Park. Property is Rented $850/Month.

  13. 2011-02-22
    soldstatus $52,800
  14. 2011-02-14
    soldstatus $8,800 Sold 289-char remark
    Show marketing remark (289 chars)

    PUBLIC ONSITE AUCTION- Wednesday, November 3, 2010 @ 11:30am. Absolute Auction to the Highest Bidder Over $15,000. Pre-Bid Offers Accepted. Agents Register Your Clients. $2,500 Deposit, 10% Buyer's Premium, 2.5% Broker Co-Op. 2 Story Townhome in Harlem Park. Property is Rented $850/Month.

  15. 2011-02-14
    soldstatus $8,800
    Show marketing remark (289 chars)

    PUBLIC ONSITE AUCTION- Wednesday, November 3, 2010 @ 11:30am. Absolute Auction to the Highest Bidder Over $15,000. Pre-Bid Offers Accepted. Agents Register Your Clients. $2,500 Deposit, 10% Buyer's Premium, 2.5% Broker Co-Op. 2 Story Townhome in Harlem Park. Property is Rented $850/Month.

  16. 2011-01-26
    status Contract 289-char remark
    Show marketing remark (289 chars)

    PUBLIC ONSITE AUCTION- Wednesday, November 3, 2010 @ 11:30am. Absolute Auction to the Highest Bidder Over $15,000. Pre-Bid Offers Accepted. Agents Register Your Clients. $2,500 Deposit, 10% Buyer's Premium, 2.5% Broker Co-Op. 2 Story Townhome in Harlem Park. Property is Rented $850/Month.

  17. 2011-01-26
    historical
    Show marketing remark (289 chars)

    PUBLIC ONSITE AUCTION- Wednesday, November 3, 2010 @ 11:30am. Absolute Auction to the Highest Bidder Over $15,000. Pre-Bid Offers Accepted. Agents Register Your Clients. $2,500 Deposit, 10% Buyer's Premium, 2.5% Broker Co-Op. 2 Story Townhome in Harlem Park. Property is Rented $850/Month.

  18. 2011-01-11
    historical Expired 289-char remark
    Show marketing remark (289 chars)

    PUBLIC ONSITE AUCTION- Wednesday, November 3, 2010 @ 11:30am. Absolute Auction to the Highest Bidder Over $15,000. Pre-Bid Offers Accepted. Agents Register Your Clients. $2,500 Deposit, 10% Buyer's Premium, 2.5% Broker Co-Op. 2 Story Townhome in Harlem Park. Property is Rented $850/Month.

  19. 2010-10-06
    listed $15,000 Active 289-char remark
    Show marketing remark (289 chars)

    PUBLIC ONSITE AUCTION- Wednesday, November 3, 2010 @ 11:30am. Absolute Auction to the Highest Bidder Over $15,000. Pre-Bid Offers Accepted. Agents Register Your Clients. $2,500 Deposit, 10% Buyer's Premium, 2.5% Broker Co-Op. 2 Story Townhome in Harlem Park. Property is Rented $850/Month.

  20. 2010-10-06
    listed $8,800
    Show marketing remark (289 chars)

    PUBLIC ONSITE AUCTION- Wednesday, November 3, 2010 @ 11:30am. Absolute Auction to the Highest Bidder Over $15,000. Pre-Bid Offers Accepted. Agents Register Your Clients. $2,500 Deposit, 10% Buyer's Premium, 2.5% Broker Co-Op. 2 Story Townhome in Harlem Park. Property is Rented $850/Month.

  21. 2009-10-03
    historical
  22. 2009-10-03
    historical
  23. 2009-08-01
    price
  24. 2009-05-13
    listed
  25. 2009-05-12
    listed $44,950
  26. 2007-10-08
    historical
  27. 2007-09-27
    listed
  28. 2007-08-31
    historical
  29. 2007-05-26
    listed
  30. 2005-01-25
    soldstatus $655,520
  31. 2004-08-16
    soldstatus $60,000
  32. 2004-05-25
    soldstatus $40,000
  33. 1999-01-11
    soldstatus $43,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$478 · $40/mo
Projected year-2 tax
$478 · $40/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,575
− Mortgage interest
−$2,235
− Property taxes
−$478
− Insurance
−$200
− Repairs & maintenance
−$1,646
− Management
−$1,646
− Depreciation
−$1,161
Taxable income
$13,210
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,170
After-tax cash flow
$9,896/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 558,601 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
30,792
Household income
$38,409
Rent vs Own
70.0% rent · 30.0% own
Severe rent burden
2921.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (81%)
Race & ethnicity
Black 81% White 12% Two or more races 4% Hispanic / Latino 2% Asian 2%
Common ancestry
Romanian 1% Hispanic 1% Italian 1%
Foreign-born
5% · Canada, China, South Korea
Languages at home
94% English-only · Spanish 2% French/Haitian/Cajun 1% Chinese 1%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -187.20%
Current HPI
104.2102
Rent YoY
▲ 6.63%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

-8.3% since first listed
26 events — show timeline
  • 2026-04-18 Listed $39,900 BRIGHT MLS
  • 2024-01-22 Sold (Public Records) $160,000 Public Records
  • 2018-06-10 Sold (Public Records) $464,000 Public Records
  • 2018-06-01 Sold (Public Records) $464,000 Public Records
  • 2011-03-03 Price Changed $8,800 MRIS
  • 2011-02-22 Sold (Public Records) $52,800 Public Records
  • 2011-02-14 Sold (MLS) $8,800 BRIGHT MLS
  • 2011-02-14 Sold (MLS) $8,800 MRIS
  • 2011-01-26 Pending MRIS
  • 2011-01-26 Listing Removed BRIGHT MLS
  • 2011-01-11 Delisted MRIS
  • 2010-10-06 Listed $15,000 MRIS
  • 2010-10-06 Listed $8,800 BRIGHT MLS
  • 2009-10-03 Delisted MRIS
  • 2009-10-03 Listing Removed BRIGHT MLS
  • 2009-08-01 Price Changed MRIS
  • 2009-05-13 Listed MRIS
  • 2009-05-12 Listed $44,950 BRIGHT MLS
  • 2007-10-08 Delisted MRIS
  • 2007-09-27 Listed MRIS
  • 2007-08-31 Delisted MRIS
  • 2007-05-26 Listed MRIS
  • 2005-01-25 Sold (Public Records) $655,520 Public Records
  • 2004-08-16 Sold (Public Records) $60,000 Public Records
  • 2004-05-25 Sold (Public Records) $40,000 Public Records
  • 1999-01-11 Sold (Public Records) $43,500 Public Records

Property tax history

+3.1%/yr

Latest (2025): $478 · +3.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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