133 Underbrush Ct · Moncks Corner, SC 29461

$269,999

3 bd · 1.0 ba · 1,040 sqft · SingleFamily public records · 29 Days on market

Built 1989 9,147 sqft lot Est $254k · 6% over

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.0/30.0
• ARV discount +4.6/15.0
• DSCR +4.2/10.0
• Schools +3.6/10.0
• Livability +3.4/5.0
• Rent growth +3.2/5.0
• 1% rule +2.7/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Come see this gorgeous home in Conifer Hall! Main home is 3 Bedrooms 1 Bathroom with a 1 Bed 1 Bath unfinished guest house in the back! sitting on a large lot with almost a quarter acre with no HOA you have the plenty of room and privacy to host get togethers or just relax at home. The home boasts a split concept with open living and dining room and primary bedroom separated from the secondary rooms. Walk in closet in the primary and large closets in both secondary bedrooms! The bathroom has been updated with shiplap and a new vanity. Schedule your showing today!

Key facts

• Quarter acre of land
• Primary suite
• Spacious lot

Tags

• SPACIOUS LOT
• NO HOA
• QUARTER ACRE OF LAND
• OPEN LIVING AND DINING AREA
• SPLIT-BEDROOM FLOORPLAN
• PRIMARY SUITE

Property features AI

Exterior

• Parking: Off-street parking
• Utilities: Public sewer; Berkeley Electric Co-op service
• Home design: Single-family detached home; One story; Ground-level entry; Fee simple ownership
• Construction: Asphalt roof
• Exterior features: Wooden enclosed fence; Guest house and storage structure on property; Lot size under 0.5 acre

Interior

• Kitchen: Dishwasher; Electric range
• Bedrooms: 4 bedrooms; Primary bedroom on lower level with ceiling fan and walk-in closet
• Flooring: Laminate flooring
• Bathrooms: 2 bathrooms
• Heating & cooling: Central air conditioning; Electric heat
• Interior features: Blown ceilings; Ceiling fans; Eat-in kitchen; In-law floorplan; Utility room
• Laundry & utility: Laundry room with washer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $270k.

Deal economics

• At list price, monthly cash flow is $33 ($393/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $209k (22.7% below list).
• Recommended offer: $209k (22.7% below list) — sets the bar for 1% rule.
• Cap rate 6.4% vs local median 4.3% in Moncks Corner — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#99 in SC) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: crime C-, amenities F, commute F.
• Berkeley 01 (suburban): math 35% / reading 48% proficiency, ranked #30 of 80 in SC (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Berkeley Elementary (619 students, 100% FRL); Berkeley Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 1,403 students, 57% FRL); Berkeley High (math 36% / reading 83%, grade C+, #110 of 196 statewide, top 58%, 1,776 students, 50% FRL) — zoned schools average 69% FRL vs 48% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+2.8%/yr); 642 active listings in the ZIP; solid renter incomes; 3,183 units permitted in Berkeley County in 2024 (580 in 5+ unit buildings).
• This rent runs 30% of the median local income ($83k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Berkeley County population projected at +48% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 29 days — a 2% lower offer ($266k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $200k; 35% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 97% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $208,706 (22.7% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.77% ✗
• Cap rate: 6.44%
• Cash-on-cash: 0.52%
• DSCR: 1.02
• GRM: 10.8

CMA / ARV

• ARV (on-the-fly): $253,760
• Comps found: 10

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
139 White Pine Ct	0.11mi	3/2.0	1,030 (-1%)	4mo	$270,000	$262	86
100 Underbrush Ct	0.08mi	3/2.0	1,075 (+3%)	6mo	$262,000	$244	82
120 Underbrush Ct	0.08mi	3/1.0	1,056 (+2%)	20mo	$206,000	$195	77
117 Resinwood Rd	0.55mi	3/1.0	1,020 (-2%)	9mo	$285,000	$279	64
104 White Pine Ct	0.17mi	3/1.0	1,125 (+8%)	19mo	$260,000	$231	63
512 Resinwood Rd	0.33mi	3/2.0	1,144 (+10%)	14mo	$289,000	$253	53
122 Resinwood Rd	0.54mi	3/2.0	1,062 (+2%)	19mo	$254,000	$239	52
202 Resinwood Rd	0.52mi	3/2.0	962 (-8%)	12mo	$280,000	$291	49
4000 Carolina Bay Dr	0.23mi	3/2.0	1,168 (+12%)	19mo	$278,000	$238	49
958 Adrian Ln	0.67mi	2/1.0 (-1)	1,152 (+11%)	14mo	$190,000	$165	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.77% rent growth · sell at horizon

5-year hold

• IRR: -15.8%
• Equity multiple: 0.44×
• Total profit: $-42,270
• Equity at exit: $40,258

10-year hold

• IRR: -7.8%
• Equity multiple: 0.52×
• Total profit: $-36,588
• Equity at exit: $23,345

Cash invested: $75,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29461

• Home prices YoY: -13.9%
• Rents YoY: 2.8%
• Active inventory: 642
• Price-to-rent: 10.8×

Monthly cashflow live

• Estimated rent: $2,087 medium
• Mortgage (P&I): −$1,416
• Tax from tax record: −$88 /mo · $1,052/yr
• Insurance: −$112
• HOA: −$0
• Vacancy / Maint / Mgmt: −$438
• Net cashflow: $33

Break-even live

Break-even rent $2,046

Max offer price $269,999

Occupancy floor 93%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $67,500
• Closing costs: $8,100
• Reserves months: —
• Total cash needed: —

Listing history 36 events

1. 2026-06-18
   days on market $269,999 Active 29 DOM
2. 2026-06-17
   days on market $269,999 Active 28 DOM
3. 2026-06-16
   days on market $269,999 Active 27 DOM
4. 2026-06-15
   days on market $269,999 Active 26 DOM
5. 2026-06-13
   days on market $269,999 Active 24 DOM
6. 2026-06-13
   days on market $269,999 Active 23 DOM
7. 2026-06-10
   days on market $269,999 Active 21 DOM
8. 2026-06-09
   days on market $269,999 Active 20 DOM
9. 2026-06-08
   days on market $269,999 Active 19 DOM
10. 2026-06-07
    pricedays on market $269,999 Active 18 DOM
11. 2026-06-05
    days on market $274,999 Active 15 DOM
12. 2026-06-03
    days on market $274,999 Active 14 DOM
13. 2026-06-03
    days on market $274,999 Active 13 DOM
14. 2026-06-01
    days on market $274,999 Active 12 DOM
15. 2026-06-01
    price $274,999 Active 11 DOM
16. 2026-05-31
    days on market $279,000 Active 11 DOM
17. 2026-05-20
    listed $279,000 Active
18. 2021-09-08
    soldstatus $200,000
19. 2021-09-07
    soldstatus $200,000 Closed 569-char remark

    Show marketing remark (569 chars)

    Come see this gorgeous home in Conifer Hall! Main home is 3 Bedrooms 1 Bathroom with a 1 Bed 1 Bath unfinished guest house in the back! sitting on a large lot with almost a quarter acre with no HOA you have the plenty of room and privacy to host get togethers or just relax at home. The home boasts a split concept with open living and dining room and primary bedroom separated from the secondary rooms. Walk in closet in the primary and large closets in both secondary bedrooms! The bathroom has been updated with shiplap and a new vanity. Schedule your showing today!

20. 2021-08-02
    price $200,000 569-char remark

    Show marketing remark (569 chars)

    Come see this gorgeous home in Conifer Hall! Main home is 3 Bedrooms 1 Bathroom with a 1 Bed 1 Bath unfinished guest house in the back! sitting on a large lot with almost a quarter acre with no HOA you have the plenty of room and privacy to host get togethers or just relax at home. The home boasts a split concept with open living and dining room and primary bedroom separated from the secondary rooms. Walk in closet in the primary and large closets in both secondary bedrooms! The bathroom has been updated with shiplap and a new vanity. Schedule your showing today!

21. 2021-08-02
    historical Active Contingent 569-char remark

    Show marketing remark (569 chars)

    Come see this gorgeous home in Conifer Hall! Main home is 3 Bedrooms 1 Bathroom with a 1 Bed 1 Bath unfinished guest house in the back! sitting on a large lot with almost a quarter acre with no HOA you have the plenty of room and privacy to host get togethers or just relax at home. The home boasts a split concept with open living and dining room and primary bedroom separated from the secondary rooms. Walk in closet in the primary and large closets in both secondary bedrooms! The bathroom has been updated with shiplap and a new vanity. Schedule your showing today!

22. 2021-07-30
    price $190,000 569-char remark

    Show marketing remark (569 chars)

    Come see this gorgeous home in Conifer Hall! Main home is 3 Bedrooms 1 Bathroom with a 1 Bed 1 Bath unfinished guest house in the back! sitting on a large lot with almost a quarter acre with no HOA you have the plenty of room and privacy to host get togethers or just relax at home. The home boasts a split concept with open living and dining room and primary bedroom separated from the secondary rooms. Walk in closet in the primary and large closets in both secondary bedrooms! The bathroom has been updated with shiplap and a new vanity. Schedule your showing today!

23. 2021-07-22
    listed $200,000 Active 569-char remark

    Show marketing remark (569 chars)

    Come see this gorgeous home in Conifer Hall! Main home is 3 Bedrooms 1 Bathroom with a 1 Bed 1 Bath unfinished guest house in the back! sitting on a large lot with almost a quarter acre with no HOA you have the plenty of room and privacy to host get togethers or just relax at home. The home boasts a split concept with open living and dining room and primary bedroom separated from the secondary rooms. Walk in closet in the primary and large closets in both secondary bedrooms! The bathroom has been updated with shiplap and a new vanity. Schedule your showing today!

24. 2018-12-07
    soldstatus $125,000 Closed 646-char remark

    Show marketing remark (646 chars)

    This is a great opportunity to own in the established neighborhood of Conifer Hall. This home has a split floor plan with 3 good size bedrooms and 1 full bathroom. The kitchen opens to the dining area and living room. The large backyard features a covered patio with 2 storage sheds (which convey) and a 1 bedroom 1 bath detached studio apartment with full kitchen that could be used for an In-law suite or rental unit.**A $600 Lender Credit is available and will be applied towards the buyer's closing costs and prepaids if the buyer chooses to use the seller's preferred lender. This credit is in addition to any negotiated sellers concessions.

25. 2018-12-07
    soldstatus $125,000

    Show marketing remark (646 chars)

    This is a great opportunity to own in the established neighborhood of Conifer Hall. This home has a split floor plan with 3 good size bedrooms and 1 full bathroom. The kitchen opens to the dining area and living room. The large backyard features a covered patio with 2 storage sheds (which convey) and a 1 bedroom 1 bath detached studio apartment with full kitchen that could be used for an In-law suite or rental unit.**A $600 Lender Credit is available and will be applied towards the buyer's closing costs and prepaids if the buyer chooses to use the seller's preferred lender. This credit is in addition to any negotiated sellers concessions.

26. 2018-11-12
    historical Active Contingent 646-char remark

    Show marketing remark (646 chars)

    This is a great opportunity to own in the established neighborhood of Conifer Hall. This home has a split floor plan with 3 good size bedrooms and 1 full bathroom. The kitchen opens to the dining area and living room. The large backyard features a covered patio with 2 storage sheds (which convey) and a 1 bedroom 1 bath detached studio apartment with full kitchen that could be used for an In-law suite or rental unit.**A $600 Lender Credit is available and will be applied towards the buyer's closing costs and prepaids if the buyer chooses to use the seller's preferred lender. This credit is in addition to any negotiated sellers concessions.

27. 2018-11-06
    listed $127,000 Active 646-char remark

    Show marketing remark (646 chars)

    This is a great opportunity to own in the established neighborhood of Conifer Hall. This home has a split floor plan with 3 good size bedrooms and 1 full bathroom. The kitchen opens to the dining area and living room. The large backyard features a covered patio with 2 storage sheds (which convey) and a 1 bedroom 1 bath detached studio apartment with full kitchen that could be used for an In-law suite or rental unit.**A $600 Lender Credit is available and will be applied towards the buyer's closing costs and prepaids if the buyer chooses to use the seller's preferred lender. This credit is in addition to any negotiated sellers concessions.

28. 2016-06-29
    soldstatus $117,500
29. 2016-06-23
    soldstatus $117,500 Closed
30. 2016-05-20
    historical Active Contingent
31. 2015-09-28
    price $117,500
32. 2015-09-12
    price $120,000
33. 2015-08-24
    listed $124,900 Active
34. 2007-01-03
    soldstatus $98,000
35. 2005-01-14
    soldstatus $85,000
36. 1992-07-14
    soldstatus $43,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

• Current annual tax: $1,052 · $88/mo
• Projected year-2 tax: $1,539 · $128/mo
• Expected delta: +$487/yr (+$41/mo · 46.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 97% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,045
• − Mortgage interest: −$15,124
• − Property taxes: −$1,052
• − Insurance: −$1,350
• − Repairs & maintenance: −$2,004
• − Management: −$2,004
• − Depreciation: −$7,855
• Taxable loss: −$4,343
• Est. tax savings @ 24.0%: +$1,042
• After-tax cash flow: $1,435/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Berkeley 01
• NCES district ID: 4501170
• Math proficiency: 35% ▼ -8.00%
• Reading proficiency: 48% ▼ -2.00%
• Median HH income: $52,724
• Composite: 35.95/100
• National rank: #4799
• State rank: #30 of 80 in SC

Livability — Moncks Corner

• Score: 67/100
• State rank: #99
• US rank: #10812

Category grades

Amenities F Commute F Cost of living A Crime C- Employment B+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Berkeley County · 198,768 people
• City population: 43,816
• Metro: Charleston-North Charleston, SC
• Population (ZIP): 43,816
• Household income: $82,666
• Rent vs Own: 17.6% rent · 82.4% own
• Severe rent burden: 815.0

Population outlook (Berkeley County) Hauer SSP2

• Today (2025): 254,184 people
• By 2030: 279,677 · +10.0%
• By 2040: 329,379 · +29.6%
• By 2050: 375,557 · +47.8%
• By 2075: 476,740 · +87.6%
• By 2100: 535,945 · +110.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (61%)
• Race & ethnicity: White 61% Black 29% Hispanic / Latino 6% Two or more races 5%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Common ancestry: Lithuanian 1% Slovak 1% Romanian 1%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Berkeley

• 2024 margin: R (+16.3) · D 41.1% · R 57.4% · Other 1.4%
• 2008→2024 swing: -3.2pp toward R · 2008: -13.1pp · 2024: -16.3pp
• All cycles: 2024: R+16.3 2020: R+11.7 2016: R+17.4 2012: R+18.9 2008: R+13.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -52.95%
• Current HPI: 328.7212
• Rent YoY: ▲ 2.77%
• Metro: Charleston-North Charleston, SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

+548.8% since first listed

20 events — show timeline

• 2026-05-20 Listed $279,000 Charleston Trident MLS
• 2021-09-08 Sold (Public Records) $200,000 Public Records
• 2021-09-07 Sold (MLS) $200,000 Charleston Trident MLS
• 2021-08-02 Price Changed $200,000 Charleston Trident MLS
• 2021-08-02 Contingent — Charleston Trident MLS
• 2021-07-30 Price Changed $190,000 Charleston Trident MLS
• 2021-07-22 Listed $200,000 Charleston Trident MLS
• 2018-12-07 Sold (Public Records) $125,000 Public Records
• 2018-12-07 Sold (MLS) $125,000 Charleston Trident MLS
• 2018-11-12 Contingent — Charleston Trident MLS
• 2018-11-06 Listed $127,000 Charleston Trident MLS
• 2016-06-29 Sold (Public Records) $117,500 Public Records
• 2016-06-23 Sold (MLS) $117,500 Charleston Trident MLS
• 2016-05-20 Contingent — Charleston Trident MLS
• 2015-09-28 Price Changed $117,500 Charleston Trident MLS
• 2015-09-12 Price Changed $120,000 Charleston Trident MLS
• 2015-08-24 Listed $124,900 Charleston Trident MLS
• 2007-01-03 Sold (Public Records) $98,000 Public Records
• 2005-01-14 Sold (Public Records) $85,000 Public Records
• 1992-07-14 Sold (Public Records) $43,000 Public Records

Property tax history

+6.8%/yr

Latest (2025): $1,052 · +4.8% YoY. Source: county tax records.