8101 Dalmatian Ln · Austin, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.1/10.0
- ARV discount +7.5/15.0
- Livability +4.1/5.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- Schools +2.0/10.0
- Appreciation +0.0/10.0
$125,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
BEAUTIFULLY WELL MAINTAINED HOME!! This home has very spacious rooms, with a large primary bed/bath. Modern finishes throughout home, and very well kept floors. NO CARPET STAINS. This home has a very large back porch with a wide and spacious front porch! All appliances will be included with sale of home. ALL APPLIANCES WORK and are in good condition! (Appliances included: Washer, Dryer, Fridge, Dishwasher, Oven, and Microwave). This home has no pets and owners were non-smokers. Although there are a couple minor blemishes this home is extremely clean and kept. This house can be moved onto your land or property. If you purchase home and decide to stay in the community here are the following
Key facts
- Extremely clean
- Large back porch
- Spacious front porch
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath other listed at $125k.
Deal economics
- At list price, monthly cash flow is $533 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $125k).
- Cap rate 11.4% vs local median 1.8% in Austin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#16 in TX, #1,208 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: cost of living D, crime F.
- Manor ISD (rural): math 18% / reading 26% proficiency, ranked #729 of 826 in TX (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents flat; 176 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 17,121 units permitted in Travis County in 2024 (11,963 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Travis County population projected at +60% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.3% rent growth), your $35k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.41% ✓
- Cap rate
- 11.41%
- Cash-on-cash
- 18.29%
- DSCR
- 1.81
- GRM
- 5.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.26% rent growth · sell at horizon
- IRR
- 6.8%
- Equity multiple
- 1.26×
- Total profit
- $9,000
- Equity at exit
- $18,638
- IRR
- 13.6%
- Equity multiple
- 1.95×
- Total profit
- $33,257
- Equity at exit
- $10,808
Cash invested: $35,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78724
- Home prices YoY
- -13.1%
- Rents YoY
- 0.3%
- Active inventory
- 176
- Price-to-rent
- 5.9×
Monthly cashflow live
- Estimated rent
- $1,769 high interval (Pro) →
- Mortgage (P&I)
- −$656
- Tax est. 1.5%
- −$156 /mo · $1,875/yr
- Insurance
- −$52
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$371
- Net cashflow
- $533
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,250
- Closing costs
- $3,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 19 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 9000 Decker Ln Austin, TX | 2.0–4.0 | 2.0 | 1180 | $1,349 | $1.14 | 1d | 1 | 0.15mi |
| 7506 Walnut Creek Hike and Bike Trl Austin, TX | 3.0 | 2.0 | 1456 | $1,249 | $0.86 | 43d | 1 | 0.34mi |
| 7400 Daffan Ln Unit 7457 Austin, TX | 2.0 | 2.0 | 1050 | $1,381 | $1.32 | 2d | 1 | 0.38mi |
| 7400 Daffan Ln Unit 7433 Austin, TX | 3.0 | 2.0 | 1300 | $1,681 | $1.29 | 2d | 1 | 0.38mi |
| 7601 Daffan Ln Austin, TX | 3.0–4.0 | 2.0 | 1400 | $1,449 | $1.03 | 4d | 1 | 0.50mi |
| 7601 Daffan Ln Unit 711 Austin, TX | 3.0 | 2.0 | 1568 | $1,763 | $1.12 | 17d | 1 | 0.68mi |
| 8000 Decker Ln Unit 8057 Austin, TX | 2.0 | 2.0 | 1087 | $1,530 | $1.41 | 2d | 1 | 0.69mi |
| 8000 Decker Ln Unit 8033 Austin, TX | 3.0 | 2.0 | 1227 | $1,763 | $1.44 | 2d | 1 | 0.69mi |
| 7925 Linnie Ln Austin, TX | 4.0 | 2.5 | 2216 | $2,395 | $1.08 | 4d | 1 | 0.93mi |
| 7717 Lowenfield Dr Austin, TX | 3.0 | 2.0 | 1516 | $2,270 | $1.50 | 23d | 1 | 0.97mi |
| 8220 Linnie Ln Austin, TX | 4.0 | 2.5 | 2200 | $2,700 | $1.23 | 23d | 1 | 0.98mi |
| 8025 City Top Blvd Austin, TX | 3.0 | 2.0 | 1472 | $2,300 | $1.56 | 23d | 1 | 1.01mi |
| 7512 Daves Landing Dr Austin, TX | 3.0 | 2.0 | 1366 | $2,200 | $1.61 | 23d | 1 | 1.03mi |
| 8304 Mimi Ln Austin, TX | 4.0 | 2.5 | 2138 | $2,425 | $1.13 | 23d | 1 | 1.04mi |
| 8340 Mimi Ln Austin, TX | 3.0 | 2.5 | 1811 | $2,700 | $1.49 | 4d | 1 | 1.05mi |
| 10506 Decker Ln Austin, TX | 2.0 | 2.0 | 1551 | $2,111 | $1.36 | 43d | 1 | 1.32mi |
| 10506 Decker Ln Unit 1 Austin, TX | 2.0 | 2.0 | 1551 | $2,111 | $1.36 | 23d | 1 | 1.35mi |
| 8707 Karling Dr Austin, TX | 3.0 | 2.0 | 1296 | $1,058 | $0.82 | 43d | 1 | 1.40mi |
| 8712 Old Manor Rd Austin, TX | 1.0–4.0 | 1.0–2.0 | 1073 | $1,449 | $1.35 | 23d | 1 | 1.44mi |
Listing history 5 events
-
2026-06-16days on market $125,000 Active 7 DOM
-
2026-06-15days on market $125,000 Active 6 DOM
-
2026-06-13days on market $125,000 Active 4 DOM
-
2026-06-10remarks 699-char remark
-
2026-06-10$125,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,225
- − Mortgage interest
- −$7,002
- − Property taxes
- −$1,875
- − Insurance
- −$625
- − Repairs & maintenance
- −$1,698
- − Management
- −$1,698
- − Depreciation
- −$3,636
- Taxable income
- $4,690
- Est. tax owed @ 24.0%
- −$1,126
- After-tax cash flow
- $5,276/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Manor ISD
- NCES district ID
- 4828890
- Math proficiency
- 18% ▼ -19.00%
- Reading proficiency
- 26% ▼ -10.00%
- Median HH income
- $56,255
- Composite
- 20.14/100
- National rank
- #8641
- State rank
- #729 of 826 in TX
Livability — Austin
- Score
- 82/100
- State rank
- #16
- US rank
- #1208
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Travis County · 1,299,254 people
- City population
- 1,066,854
- Metro
- Austin-Round Rock-Georgetown, TX
- Population (ZIP)
- 31,103
- Household income
- $77,926
- Rent vs Own
- Severe rent burden
- 873.0
Population outlook (Travis County) Hauer SSP2
- Today (2025)
- 1,545,133 people
- By 2030
- 1,729,269 · +11.9%
- By 2040
- 2,097,596 · +35.8%
- By 2050
- 2,463,890 · +59.5%
- By 2075
- 3,249,374 · +110.3%
- By 2100
- 3,801,868 · +146.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- Hispanic / Latino 63% Two or more races 30% Black 15% White 15% Asian 3%
- Hispanic origin (detail)
- Mexican 54% Puerto Rican 2% Cuban 1%
- Common ancestry
- Slovak 2% Lithuanian 1%
- Foreign-born
- 23% · Canada, Jamaica, China
- Languages at home
- 48% English-only · Spanish 48% Other Asian/Pacific 1% Other Indo-European 1%
Political lean MEDSL · Travis
- 2024 margin
- Solid D (+39.3) · D 68.8% · R 29.4% · Other 1.8%
- 2008→2024 swing
- +9.9pp toward D · 2008: 29.4pp · 2024: 39.3pp
- All cycles
- 2024: D+39.3 2020: D+45.0 2016: D+38.9 2012: D+23.9 2008: D+29.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -42.92%
- Current HPI
- 284.1007
- Rent YoY
- ▲ 0.26%
- Metro
- Austin-Round Rock-Georgetown, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
1 event — show timeline
- 2026-06-09 Listed $125,000 FSBO.com
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…