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250 SE Four Winds Dr #105
A- Composite 82.28
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.7/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • Appreciation +10.0/10.0
  • DSCR +7.6/10.0
  • Schools +5.2/10.0
  • Livability +4.2/5.0
  • Condition / age +4.0/5.0
  • Rent growth +2.5/5.0

$203,500

250 SE Four Winds Dr #105 · Stuart, FL 34996
2 bd · 2.0 ba · 1,310 sqft · Condo public records · 246 Days on market
Built 1982 Good condition $155/sqft · 17% below area Est $246k · 17% under $725/mo HOA · 24% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this charming 2 bed, 2 bath ground-floor condo located in an inviting all-ages community just minutes from the beach, downtown Stuart’s great restaurants, shopping, and the Lyric Theater. Step inside to an open, comfortable layout that is beautifully decorated with a coastal vibe and comes partially furnished making it feel like you’re on vacation every day. Enjoy a large primary suite with a walk-in closet, an in-unit laundry center, and a covered, screened lanai perfect for sipping morning coffee or unwinding at the end of the day. A metal roof and covered parking add extra peace of mind and convenience. Residents enjoy fantastic amenities included in the monthly fee such as a heated pool, cable, internet, water, landscaping, exterior maintenance, building insurance, and more—all designed to make coastal living easy and carefree. Whether you're looking for a full-time home or a seasonal retreat, this condo offers the ideal blend of comfort, location, and value.

Key facts

  • $725 HOA
  • Parking
  • Community pool

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $204k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $388 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $204k).
  • Recommended offer: $179k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 84/100 on livability (#39 in FL, #790 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+; Watch: crime C-, employment C-, amenities D.
  • Martin (suburban): math 52% / reading 53% proficiency, ranked #24 of 73 in FL (top 33%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: J. D. Parker School of Technology (math 39% / reading 40%, grade F, #1,513 of 2,144 statewide, top 73%, 519 students, 72% FRL); Stuart Middle School (math 55% / reading 55%, grade B-, #180 of 571 statewide, top 32%, 867 students, 49% FRL); Jensen Beach High School (math 53% / reading 71%, grade B-, #98 of 667 statewide, top 15%, 1,584 students, 36% FRL).
  • Market conditions: 318 active listings in the ZIP; 35 comparable units currently listed for rent nearby; rentals lingering (median 62d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 54% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 737 units permitted in Martin County in 2024 (167 in 5+ unit buildings).

Forward outlook

  • In year one you build about $22k of equity ($1k loan paydown + $20k appreciation (10.0% local appreciation)).
  • Martin County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $57k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 246 days — a 12% lower offer ($179k) is reasonable based on typical stale-listing flexibility.
  • 10 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $158k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: HOA is 24% of rent.
  • Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $179,080 (12.0% below list)

Questions for the listing agent

  1. It's been on market 246 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.51%
Cap rate
8.58%
Cash-on-cash
8.18%
DSCR
1.36
GRM
5.5

CMA / ARV

ARV (median comp)
$246,344
List price
$203,500
Delta
-17.39%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
175 SE Saint Lucie Blvd Unit A90 0.12mi 2/2.0 1,300 (-1%) 0mo $260,000 $200 92
175 SE Saint Lucie Blvd Unit C29 0.12mi 2/2.0 1,300 (-1%) 0mo $290,000 $223 92
162 SE Saint Lucie Blvd Unit B403 0.15mi 2/2.0 1,351 (+3%) 1mo $265,000 $196 87
162 Saint Lucie Blvd #403 0.15mi 2/2.0 1,351 (+3%) 1mo $265,000 $196 87
391 SE Edgewood Dr 0.20mi 2/2.0 1,350 (+3%) 1mo $391,200 $290 85
2600 SE Ocean Blvd Unit M1 0.57mi 2/2.0 1,089 (-17%) 0mo $146,000 $134 48
2600 SE Ocean Blvd Unit P2 0.57mi 2/2.0 1,089 (-17%) 1mo $147,500 $135 48
2600 SE Ocean Blvd Unit DD-8 0.57mi 2/2.0 1,089 (-17%) 1mo $125,000 $115 47
2950 SE Ocean Blvd Unit 36-3 0.70mi 2/2.0 1,134 (-13%) 1mo $144,000 $127 44
2929 Se Ocean Blvd SE Ocean Apt , 109 - 5 0.66mi 2/2.0 992 (-24%) 0mo $135,000 $136 44
1600 NE Dixie Hwy Unit 10-103 1.38mi 2/2.0 1,090 (-17%) 1mo $168,000 $154 39
908 SE Krueger Pkwy 0.92mi 3/2.0 (+1) 1,532 (+17%) 0mo $535,275 $349 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
30.3%
Equity multiple
3.39×
Total profit
$135,995
Equity at exit
$183,329
10-year hold
IRR
26.3%
Equity multiple
7.70×
Total profit
$381,895
Equity at exit
$395,356

Cash invested: $56,980 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Active competition Active MLS

For sale now
2 active · 4 under contract
Median asking
$229,500 ($185/sqft)
Median days on market
85 d
This list price
50% of active listings are priced below it
ARV vs active asking
+1.6% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 34996

Home prices YoY
2.1%
Active inventory
318
Price-to-rent
5.5×

Monthly cashflow live

Estimated rent
$3,067 high interval (Pro) →
Mortgage (P&I)
$1,067
Tax from tax record
$158 /mo · $1,892/yr
Insurance
$85
HOA
$725
Vacancy / Maint / Mgmt
$644
Net cashflow
$388

Break-even live

Break-even rent $2,575
Max offer price $203,500
Occupancy floor 82%

Sensitivity live

Price -10% $504 -5% $446 +0% $388 +5% $331 +10% $273
Rent -10% $146 -5% $267 +0% $388 +5% $509 +10% $631
Rate -1.0pp $491 -0.5pp $440 base $388 +0.5pp $336 +1.0pp $282

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$50,875
Closing costs
$6,105
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 35 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
250 SE Four Winds Dr #105 Stuart, FL 2.0 2.0 1310 $2,500 $1.91 6d 1 0.02mi
262 SE Monterey Ave Stuart, FL 3.0 1.0 1001 $3,500 $3.50 119d 1 0.07mi
175 SE Saint Lucie Blvd Stuart, FL 2.0 2.0–2.5 1300 $3,300 $2.54 6d 4 0.08mi
150 SE Four Winds Dr #304 Stuart, FL 2.0 2.0 1647 $4,950 $3.01 6d 1 0.16mi
150 SE Four Winds Dr Unit B303 Stuart, FL 2.0 2.0 1359 $2,500 $1.84 119d 1 0.16mi
300 SE Saint Lucie Blvd Stuart, FL 1.0–3.0 1.0–2.0 884 $2,290 $2.59 5d 13 0.19mi
2929 SE Ocean Blvd Unit 130 Stuart, FL 2.0 2.0 1005 $1,800 $1.79 119d 1 0.35mi
2929 SE Ocean Blvd Stuart, FL 1.0–2.0 1.0–2.0 812 $2,400 $2.96 119d 6 0.52mi
2929 SE Ocean Blvd Stuart, FL 1.0–2.0 1.5–2.0 850 $2,500 $2.94 4d 8 0.52mi
2929 SE Ocean Blvd Stuart, FL 1.0–2.0 1.5–2.0 850 $2,500 $2.94 0d 9 0.52mi
2929 SE Ocean Blvd Stuart, FL 1.0–2.0 1.5–2.0 850 $2,400 $2.82 62d 6 0.52mi
2600 SE Ocean Blvd Unit N14 Stuart, FL 2.0 2.0 1089 $1,750 $1.61 6d 1 0.59mi
1807 SE Ocean Cove Way Stuart, FL 3.0 2.5 1782 $3,100 $1.74 6d 1 0.61mi
1841 SE Roxy Way Stuart, FL 3.0 2.5 1814 $3,100 $1.71 6d 1 0.65mi
1651 SE 8th St Stuart, FL 3.0 2.0 1256 $2,500 $1.99 0d 1 0.65mi
2600 SE Ocean Blvd Stuart, FL 1.0–2.0 1.5–2.0 951 $1,900 $2.00 109d 3 0.66mi
2600 SE Ocean Blvd Stuart, FL 2.0 2.0 1089 $1,725 $1.58 62d 2 0.66mi
1866 SE Tarni Way Stuart, FL 3.0 2.5 1782 $2,800 $1.57 62d 1 0.70mi
1866 SE Tarni Way Stuart, FL 3.0 2.5 1782 $2,800 $1.57 109d 1 0.70mi
2950 SE Ocean Blvd Stuart, FL 1.0–2.0 1.5–2.0 1035 $2,000 $1.93 0d 5 0.75mi
2950 SE Ocean Blvd Stuart, FL 2.0 2.0 1157 $1,800 $1.56 109d 3 0.75mi
905 SE Flamingo Ave Stuart, FL 3.0 2.0 1520 $4,500 $2.96 119d 1 0.77mi
905 SE Flamingo Ave Stuart, FL 3.0 2.0 1520 $4,500 $2.96 6d 1 0.77mi
217 SE Coconut Ave Stuart, FL 2.0 1.0 1197 $4,750 $3.97 62d 1 0.86mi
709 SE Alamanda Way Stuart, FL 3.0 3.0 1666 $2,950 $1.77 62d 1 0.96mi
1196 SE Saint Lucie Blvd Stuart, FL 2.0 2.0 1309 $4,300 $3.28 119d 1 1.07mi
1301 SE Sandpiper Ln Stuart, FL 3.0 2.0 1300 $2,900 $2.23 6d 1 1.11mi
827 SE 6th St Stuart, FL 3.0 2.0 1399 $3,200 $2.29 6d 1 1.18mi
713 SE Stypmann Blvd Stuart, FL 2.0 1.0 1036 $2,250 $2.17 4d 1 1.27mi
705 SE Stypmann Blvd Stuart, FL 3.0 2.0 1344 $3,300 $2.46 62d 1 1.29mi
1600 NE Dixie Hwy Unit 10-203 Jensen Beach, FL 2.0 2.0 1072 $2,300 $2.15 119d 1 1.36mi
1500 NE 13th Ter Unit G6 Jensen Beach, FL 2.0 2.0 1272 $1,600 $1.26 3d 1 1.44mi
1550 NE 13th Ter Unit B16 Jensen Beach, FL 2.0 2.0 1272 $1,800 $1.42 119d 1 1.44mi
21 Emarita Way Sewalls Point, FL 3.0 2.0 1800 $6,000 $3.33 62d 1 1.46mi
1800 SE Saint Lucie Blvd Unit 10-207 Stuart, FL 2.0 2.0 1044 $1,900 $1.82 62d 1 1.50mi

HOA detail $725/mo · $8,700/yr condo

Likely covers
waterinternetcablelandscapingexterior maint.insurancepool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 50 events

  1. 2026-07-29
    days on market $203,500 Active 246 DOM
  2. 2026-07-27
    days on market $203,500 Active 244 DOM
  3. 2026-07-25
    days on market $203,500 Active 242 DOM
  4. 2026-07-23
    days on market $203,500 Active 240 DOM
  5. 2026-07-22
    days on market $203,500 Active 239 DOM
  6. 2026-07-21
    days on market $203,500 Active 238 DOM
  7. 2026-07-18
    days on market $203,500 Active 235 DOM
  8. 2026-07-16
    days on market $203,500 Active 233 DOM
  9. 2026-07-16
    days on market $203,500 Active 232 DOM
  10. 2026-07-14
    days on market $203,500 Active 231 DOM
  11. 2026-07-13
    days on market $203,500 Active 230 DOM
  12. 2026-07-12
    days on market $203,500 Active 229 DOM
  13. 2026-07-11
    days on market $203,500 Active 228 DOM
  14. 2026-07-10
    days on market $203,500 Active 227 DOM
  15. 2026-07-09
    days on market $203,500 Active 226 DOM
  16. 2026-07-08
    days on market $203,500 Active 225 DOM
  17. 2026-07-07
    days on market $203,500 Active 224 DOM
  18. 2026-07-06
    days on market $203,500 Active 223 DOM
  19. 2026-07-05
    days on market $203,500 Active 222 DOM
  20. 2026-07-04
    days on market $203,500 Active 221 DOM
  21. 2026-07-03
    days on market $203,500 Active 220 DOM
  22. 2026-07-02
    days on market $203,500 Active 219 DOM
  23. 2026-07-01
    days on market $203,500 Active 218 DOM
  24. 2026-06-30
    days on market $203,500 Active 217 DOM
  25. 2026-06-29
    days on market $203,500 Active 216 DOM
  26. 2026-06-28
    days on market $203,500 Active 215 DOM
  27. 2026-06-28
    days on market $203,500 Active 214 DOM
  28. 2026-06-27
    days on market $203,500 Active 213 DOM
  29. 2026-06-25
    days on market $203,500 Active 211 DOM
  30. 2026-06-23
    days on market $203,500 Active 209 DOM
  31. 2026-06-21
    days on market $203,500 Active 208 DOM
  32. 2026-06-18
    days on market $203,500 Active 205 DOM
  33. 2026-06-17
    days on market $203,500 Active 204 DOM
  34. 2026-06-16
    days on market $203,500 Active 203 DOM
  35. 2026-06-15
    days on market $203,500 Active 202 DOM
  36. 2026-06-14
    days on market $203,500 Active 200 DOM
  37. 2026-06-13
    days on market $203,500 Active 199 DOM
  38. 2026-06-10
    days on market $203,500 Active 197 DOM
  39. 2026-06-09
    days on market $203,500 Active 196 DOM
  40. 2026-06-08
    days on market $203,500 Active 195 DOM
  41. 2026-06-07
    days on market $203,500 Active 194 DOM
  42. 2026-06-03
    days on market $203,500 Active 190 DOM
  43. 2026-06-02
    days on market $203,500 Active 189 DOM
  44. 2026-06-01
    days on market $203,500 Active 188 DOM
  45. 2026-05-31
    days on market $203,500 Active 187 DOM
  46. 2026-05-31
    days on market $203,500 Active 186 DOM
  47. 2026-02-07
    price $203,500 1011-char remark
    Show marketing remark (1011 chars)

    Welcome home to this charming 2 bed, 2 bath ground-floor condo located in an inviting all-ages community just minutes from the beach, downtown Stuart’s great restaurants, shopping, and the Lyric Theater. Step inside to an open, comfortable layout that is beautifully decorated with a coastal vibe and comes partially furnished making it feel like you’re on vacation every day. Enjoy a large primary suite with a walk-in closet, an in-unit laundry center, and a covered, screened lanai perfect for sipping morning coffee or unwinding at the end of the day. A metal roof and covered parking add extra peace of mind and convenience. Residents enjoy fantastic amenities included in the monthly fee such as a heated pool, cable, internet, water, landscaping, exterior maintenance, building insurance, and more—all designed to make coastal living easy and carefree. Whether you're looking for a full-time home or a seasonal retreat, this condo offers the ideal blend of comfort, location, and value.

  48. 2025-11-26
    listed $207,000 Active 1011-char remark
    Show marketing remark (1011 chars)

    Welcome home to this charming 2 bed, 2 bath ground-floor condo located in an inviting all-ages community just minutes from the beach, downtown Stuart’s great restaurants, shopping, and the Lyric Theater. Step inside to an open, comfortable layout that is beautifully decorated with a coastal vibe and comes partially furnished making it feel like you’re on vacation every day. Enjoy a large primary suite with a walk-in closet, an in-unit laundry center, and a covered, screened lanai perfect for sipping morning coffee or unwinding at the end of the day. A metal roof and covered parking add extra peace of mind and convenience. Residents enjoy fantastic amenities included in the monthly fee such as a heated pool, cable, internet, water, landscaping, exterior maintenance, building insurance, and more—all designed to make coastal living easy and carefree. Whether you're looking for a full-time home or a seasonal retreat, this condo offers the ideal blend of comfort, location, and value.

  49. 2025-11-21
    price $207,000 1011-char remark
    Show marketing remark (1011 chars)

    Welcome home to this charming 2 bed, 2 bath ground-floor condo located in an inviting all-ages community just minutes from the beach, downtown Stuart’s great restaurants, shopping, and the Lyric Theater. Step inside to an open, comfortable layout that is beautifully decorated with a coastal vibe and comes partially furnished making it feel like you’re on vacation every day. Enjoy a large primary suite with a walk-in closet, an in-unit laundry center, and a covered, screened lanai perfect for sipping morning coffee or unwinding at the end of the day. A metal roof and covered parking add extra peace of mind and convenience. Residents enjoy fantastic amenities included in the monthly fee such as a heated pool, cable, internet, water, landscaping, exterior maintenance, building insurance, and more—all designed to make coastal living easy and carefree. Whether you're looking for a full-time home or a seasonal retreat, this condo offers the ideal blend of comfort, location, and value.

  50. 2024-04-13
    historical

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,892 · $158/mo
Projected year-2 tax
$1,892 · $158/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 24% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$36,804
− Mortgage interest
−$11,399
− Property taxes
−$1,892
− Insurance
−$1,018
− Repairs & maintenance
−$2,944
− Management
−$2,944
− HOA
−$8,700
− Depreciation
−$5,920
Taxable income
$1,987
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$477
After-tax cash flow
$4,183/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Good 80/100 Cosmetic rehab Est. rehab $6,550–$19,650 screening

This well-maintained townhouse is in good condition with modern updates and a good location. It is ready for a new owner or tenant.

Components & finishes AI

Roof metal · good Flooring tile Appliances stainless steel

Deferred maintenance Est. $500–$2,000 screening

  • Minor Roof (roof) — No visible signs of damage or wear on the roof.

Value-add opportunities

  • Resale Paint exterior siding — Enhances curb appeal
  • Rental Trim landscaping — Improves curb appeal and enhances property value

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

D Composite school gradezoned avg 52/100

Zoned Schools

Elementary J. D. Parker School Of Technology F FL #1,513/2,144 Nat'l #19,648/41,679 Middle Stuart Middle School B- FL #180/571 Nat'l #2,482/14,009 High Jensen Beach High School B- FL #98/667 Nat'l #3,220/17,239

Schools (NCES district)

District
Martin
NCES district ID
1201290
Math proficiency
52% ▼ -14.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$52,482
Composite
45.1/100
National rank
#2690
State rank
#24 of 73 in FL
A Composite livability gradescore 84/100

Livability — Stuart

Score
84/100
State rank
#39
US rank
#790

Category grades

Amenities D Commute A+ Cost of living A- Crime C- Employment C- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Stuart, FL
County
Martin County · 172,383 people
City population
65,812
Metro
Port St. Lucie, FL
Population (ZIP)
10,653
Household income
$83,929
Rent vs Own
16.0% rent · 84.0% own
Severe rent burden
24% of renters

Population outlook (Martin County) Hauer SSP2

Today (2025)
172,383 people
By 2030
180,192 · +4.5%
By 2040
194,114 · +12.6%
By 2050
204,992 · +18.9%
By 2075
229,641 · +33.2%
By 2100
232,146 · +34.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Hispanic / Latino 7% Two or more races 5%
Hispanic origin (detail)
Puerto Rican 2%
Common ancestry
Italian 3% Romanian 3% Slovak 3%
Foreign-born
6% · Canada
Languages at home
94% English-only · Spanish 3% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Martin

2024 margin
Solid R (+31.1) · D 34.1% · R 65.2%
2008→2024 swing
-17.5pp toward R · 2008: -13.6pp · 2024: -31.1pp
All cycles
2024: R+31.1 2020: R+24.6 2016: R+26.9 2012: R+22.9 2008: R+13.6

Not yet ingested

Civics

Price history

+33.9% since first listed
28 events — show timeline
  • 2026-02-07 Price Changed $203,500 MCRTC
  • 2025-11-26 Listed $207,000 MCRTC
  • 2025-11-21 Price Changed $207,000 MCRTC
  • 2024-04-13 Listing Removed Beaches MLS
  • 2024-03-20 Price Changed $230,000 Beaches MLS
  • 2024-03-18 Relisted Beaches MLS
  • 2024-03-11 Listing Removed Beaches MLS
  • 2024-02-19 Price Changed $233,000 Beaches MLS
  • 2024-02-07 Relisted Beaches MLS
  • 2024-01-13 Contingent Beaches MLS
  • 2023-12-17 Listed $239,000 Beaches MLS
  • 2020-07-09 Sold (Public Records) $158,000 Public Records
  • 2020-06-22 Sold (MLS) $157,990 Beaches MLS
  • 2020-06-22 Sold (MLS) $157,990 MCRTC
  • 2020-05-26 Pending MCRTC
  • 2020-05-26 Contingent Beaches MLS
  • 2020-04-03 Relisted MCRTC
  • 2020-04-03 Relisted Beaches MLS
  • 2020-03-19 Pending MCRTC
  • 2020-03-19 Contingent Beaches MLS
  • 2019-09-26 Listed $164,888 Beaches MLS
  • 2019-09-24 Listed $164,888 MCRTC
  • 2019-09-11 Listing Removed MCRTC
  • 2019-07-31 Price Changed $167,500 MCRTC
  • 2019-03-13 Relisted MCRTC
  • 2019-03-12 Listing Removed MCRTC
  • 2018-03-14 Listed $175,000 MCRTC
  • 2005-03-18 Sold (Public Records) $152,000 Public Records

Property tax history

+9.9%/yr

Latest (2025): $1,892 · -0.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…