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286 Lower Nis Hollow Dr
B+ Composite 76.64
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +3.5/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$49,900

286 Lower Nis Hollow Dr · Parryville, PA 18235
3 bd · 1.5 ba · 1,080 sqft · Manufactured · 129 Days on market
Built 1994 Fair condition Est $60k · 17% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Monthly Lot Rent is $525. School Tax is $400 yearly Step into easy, affordable living with this charming 3-bedroom, 2-bath manufactured home in Lehighton! Featuring a bright open layout, an inviting electric fireplace, eat-in kitchen, and a private primary suite with walk-in closet and full bath, this home is both comfortable and functional. Relax on the covered front porch, enjoy the convenience of in-unit laundry and extra storage in the shed, and take advantage of a community setting just minutes from Route 209, shopping, dining, and outdoor adventures—low-maintenance living with high appeal at a price that’s hard to beat!

Key facts

  • Covered front porch
  • Extra storage
  • Walk-in closet

Tags

ELECTRIC FIREPLACEPRIVATE PRIMARY SUITEWALK-IN CLOSETCOVERED FRONT PORCHIN-UNIT LAUNDRYEXTRA STORAGE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath manufactured listed at $50k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $425 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($975 rent vs $50k).
  • Recommended offer: $44k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 67/100 on livability (#985 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
  • Lehighton Area SD (suburban): math 32% / reading 50% proficiency, ranked #336 of 539 in PA (top 62%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Lehighton Area Elementary Center (math 37% / reading 54%, grade D-, #801 of 1,518 statewide, top 53%, 998 students, 55% FRL); Lehighton Area Ms (math 21% / reading 47%, grade F, #334 of 512 statewide, top 67%, 513 students, 52% FRL); Lehighton Area Hs (math 62%, 660 students, 52% FRL).
  • Market conditions: 144 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 180 units permitted in Carbon County in 2024 (10 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $345 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Carbon County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 129 days — a 12% lower offer ($44k) is reasonable based on typical stale-listing flexibility.
  • 10 sale attempts since 19y ago; this cycle's ask has dropped $85k (63%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $28k; list at $50k implies a 78% gain — meaningful room to come down on a strong offer.
Recommended offer $43,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 129 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.95%
Cap rate
16.52%
Cash-on-cash
36.54%
DSCR
2.63
GRM
4.3

CMA / ARV

ARV (on-the-fly)
$60,480
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
58 Shawnee Ln 0.13mi 3/1.0 980 (-9%) 9mo $45,000 $46 69
40 Apache Ln 0.24mi 3/2.0 980 (-9%) 4mo $55,000 $56 68

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
32.4%
Equity multiple
2.36×
Total profit
$19,023
Equity at exit
$7,440
10-year hold
IRR
39.4%
Equity multiple
4.69×
Total profit
$51,513
Equity at exit
$4,314

Cash invested: $13,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18235

Home prices YoY
-27.1%
Active inventory
144
Price-to-rent
4.3×

Monthly cashflow live

Estimated rent
$975 medium interval (Pro) →
Mortgage (P&I)
$262
Tax est. 1.5%
$62 /mo · $748/yr
Insurance
$21
HOA
$0
Vacancy / Maint / Mgmt
$205
Net cashflow
$425

Break-even live

Break-even rent $437
Max offer price $49,900
Occupancy floor 51%

Sensitivity live

Price -10% $460 -5% $443 +0% $425 +5% $408 +10% $391
Rent -10% $348 -5% $387 +0% $425 +5% $464 +10% $502
Rate -1.0pp $451 -0.5pp $438 base $425 +0.5pp $412 +1.0pp $399

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$12,475
Closing costs
$1,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
318 Bridge St Unit A Weissport, PA 2.0 1.0 900 $975 $1.08 4d 1 1.33mi

Listing history 30 events

  1. 2026-06-15
    status $49,900 Pending 129 DOM
  2. 2026-06-15
    days on market $49,900 Active 129 DOM
  3. 2026-06-14
    days on market $49,900 Active 127 DOM
  4. 2026-06-10
    days on market $49,900 Active 124 DOM
  5. 2026-06-09
    days on market $49,900 Active 123 DOM
  6. 2026-06-08
    days on market $49,900 Active 122 DOM
  7. 2026-06-07
    remarks 633-char remark
  8. 2026-06-07
    pricedays on marketlisting id $49,900 Active 121 DOM
  9. 2026-06-03
    days on market $135,000 Active 15 DOM
  10. 2026-06-02
    days on market $135,000 Active 14 DOM
  11. 2026-06-01
    days on market $135,000 Active 13 DOM
  12. 2026-05-31
    days on market $135,000 Active 12 DOM
  13. 2026-05-31
    days on market $135,000 Active 11 DOM
  14. 2026-05-20
    listed $135,000 Active
  15. 2025-11-15
    historical
  16. 2019-06-04
    soldstatus $28,000
  17. 2019-03-07
    listed $29,900
  18. 2016-08-17
    soldstatus $19,000 Sold
  19. 2016-08-06
    status Pending
  20. 2016-07-29
    listed $22,000 Active
  21. 2016-06-21
    listed $32,500
  22. 2016-05-31
    soldstatus $12,000
  23. 2016-03-16
    listed $12,500
  24. 2014-06-12
    listed $31,900
  25. 2009-09-30
    soldstatus $16,500
  26. 2009-06-04
    listed $19,900
  27. 2008-11-12
    soldstatus $33,000
  28. 2008-09-23
    listed $35,000
  29. 2007-09-04
    listed $44,900
  30. 2007-09-04
    listed $44,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,700
− Mortgage interest
−$2,795
− Property taxes
−$748
− Insurance
−$250
− Repairs & maintenance
−$936
− Management
−$936
− Depreciation
−$1,452
Taxable income
$4,583
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,100
After-tax cash flow
$4,005/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Fair 45/100 Moderate rehab

This manufactured home requires moderate rehabilitation, focusing on exterior landscaping and general maintenance to improve its resale and rental value.

Repairs flagged

  • Major Landscaping — Overgrown vegetation and debris
  • Minor Exterior siding — Slight wear

Value-add opportunities

  • Both Landscaping and exterior cleaning — Enhances curb appeal and property value
  • Both Painting exterior and interior — Improves appearance and value
  • Both Landscaping and curb appeal improvements — Enhances property's visual appeal and marketability

Renovation cost estimate screening

Repair itemSeverityEst. cost
Landscaping · Overgrown vegetation and debris Major $15,000–50,000
Exterior siding · Slight wear Minor $500–3,000
Total estimated repair cost · 2 items $15,500–53,000

Value-add ROI direction

  • Both Landscaping and exterior cleaning — Enhances curb appeal and property value
  • Both Painting exterior and interior — Improves appearance and value
  • Both Landscaping and curb appeal improvements — Enhances property's visual appeal and marketability

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Lehighton Area SD
NCES district ID
4213500
Math proficiency
32% ▼ -7.00%
Reading proficiency
50% ▼ -11.00%
Median HH income
$51,115
Composite
35.36/100
National rank
#4958
State rank
#336 of 539 in PA

Livability — Parryville

Score
67/100
State rank
#985
US rank
#10814

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment C+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
314
Population (ZIP)
19,121

Population outlook (Carbon County) Hauer SSP2

Today (2025)
61,643 people
By 2030
59,840 · -2.9%
By 2040
55,413 · -10.1%
By 2050
50,843 · -17.5%
By 2075
43,326 · -29.7%
By 2100
37,126 · -39.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (94%)
Race & ethnicity
White 94% Two or more races 4% Hispanic / Latino 3%
Common ancestry
Romanian 6% Polish 5% Iranian 3%
Foreign-born
2% · Canada, China
Languages at home
96% English-only · Spanish 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Carbon

2024 margin
Solid R (+34.8) · D 32.2% · R 67.0%
2008→2024 swing
-36.7pp toward R · 2008: 1.9pp · 2024: -34.8pp
All cycles
2024: R+34.8 2020: R+32.0 2016: R+34.1 2012: R+6.9 2008: D+1.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -69.77%
Current HPI
187.4645
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+200.7% since first listed
17 events — show timeline
  • 2026-05-20 Listed $135,000 FSBO.com
  • 2025-11-15 Listing Removed GLVRMLS
  • 2019-06-04 Sold (MLS) $28,000 PMAR
  • 2019-03-07 Listed $29,900 PMAR
  • 2016-08-17 Sold (MLS) $19,000 GLVRMLS
  • 2016-08-06 Pending GLVRMLS
  • 2016-07-29 Listed $22,000 GLVRMLS
  • 2016-06-21 Listed $32,500 PMAR
  • 2016-05-31 Sold (MLS) $12,000 PMAR
  • 2016-03-16 Listed $12,500 PMAR
  • 2014-06-12 Listed $31,900 PMAR
  • 2009-09-30 Sold (MLS) $16,500 GLVRMLS
  • 2009-06-04 Listed $19,900 GLVRMLS
  • 2008-11-12 Sold (MLS) $33,000 GLVRMLS
  • 2008-09-23 Listed $35,000 GLVRMLS
  • 2007-09-04 Listed $44,900 PMAR
  • 2007-09-04 Listed $44,900 GLVRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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