286 Lower Nis Hollow Dr · Parryville, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 10.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +3.5/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$49,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Monthly Lot Rent is $525. School Tax is $400 yearly Step into easy, affordable living with this charming 3-bedroom, 2-bath manufactured home in Lehighton! Featuring a bright open layout, an inviting electric fireplace, eat-in kitchen, and a private primary suite with walk-in closet and full bath, this home is both comfortable and functional. Relax on the covered front porch, enjoy the convenience of in-unit laundry and extra storage in the shed, and take advantage of a community setting just minutes from Route 209, shopping, dining, and outdoor adventures—low-maintenance living with high appeal at a price that’s hard to beat!
Key facts
- Covered front porch
- Extra storage
- Walk-in closet
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath manufactured listed at $50k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $425 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($975 rent vs $50k).
- Recommended offer: $44k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 67/100 on livability (#985 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
- Lehighton Area SD (suburban): math 32% / reading 50% proficiency, ranked #336 of 539 in PA (top 62%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Lehighton Area Elementary Center (math 37% / reading 54%, grade D-, #801 of 1,518 statewide, top 53%, 998 students, 55% FRL); Lehighton Area Ms (math 21% / reading 47%, grade F, #334 of 512 statewide, top 67%, 513 students, 52% FRL); Lehighton Area Hs (math 62%, 660 students, 52% FRL).
- Market conditions: 144 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 180 units permitted in Carbon County in 2024 (10 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $345 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- Carbon County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 129 days — a 12% lower offer ($44k) is reasonable based on typical stale-listing flexibility.
- 10 sale attempts since 19y ago; this cycle's ask has dropped $85k (63%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $28k; list at $50k implies a 78% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- It's been on market 129 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.95% ✓
- Cap rate
- 16.52%
- Cash-on-cash
- 36.54%
- DSCR
- 2.63
- GRM
- 4.3
CMA / ARV
- ARV (on-the-fly)
- $60,480
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 58 Shawnee Ln | 0.13mi | 3/1.0 | 980 (-9%) | 9mo | $45,000 | $46 | 69 |
| 40 Apache Ln | 0.24mi | 3/2.0 | 980 (-9%) | 4mo | $55,000 | $56 | 68 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 32.4%
- Equity multiple
- 2.36×
- Total profit
- $19,023
- Equity at exit
- $7,440
- IRR
- 39.4%
- Equity multiple
- 4.69×
- Total profit
- $51,513
- Equity at exit
- $4,314
Cash invested: $13,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18235
- Home prices YoY
- -27.1%
- Active inventory
- 144
- Price-to-rent
- 4.3×
Monthly cashflow live
- Estimated rent
- $975 medium interval (Pro) →
- Mortgage (P&I)
- −$262
- Tax est. 1.5%
- −$62 /mo · $748/yr
- Insurance
- −$21
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$205
- Net cashflow
- $425
Break-even live
Sensitivity live
| Price | -10% $460 | -5% $443 | +0% $425 | +5% $408 | +10% $391 |
|---|---|---|---|---|---|
| Rent | -10% $348 | -5% $387 | +0% $425 | +5% $464 | +10% $502 |
| Rate | -1.0pp $451 | -0.5pp $438 | base $425 | +0.5pp $412 | +1.0pp $399 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $12,475
- Closing costs
- $1,497
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 318 Bridge St Unit A Weissport, PA | 2.0 | 1.0 | 900 | $975 | $1.08 | 4d | 1 | 1.33mi |
Listing history 30 events
-
2026-06-15status $49,900 Pending 129 DOM
-
2026-06-15days on market $49,900 Active 129 DOM
-
2026-06-14days on market $49,900 Active 127 DOM
-
2026-06-10days on market $49,900 Active 124 DOM
-
2026-06-09days on market $49,900 Active 123 DOM
-
2026-06-08days on market $49,900 Active 122 DOM
-
2026-06-07remarks 633-char remark
-
2026-06-07pricedays on market $49,900 Active 121 DOM
-
2026-06-03days on market $135,000 Active 15 DOM
-
2026-06-02days on market $135,000 Active 14 DOM
-
2026-06-01days on market $135,000 Active 13 DOM
-
2026-05-31days on market $135,000 Active 12 DOM
-
2026-05-31days on market $135,000 Active 11 DOM
-
2026-05-20$135,000 Active
-
2025-11-15historical
-
2019-06-04soldstatus $28,000
-
2019-03-07$29,900
-
2016-08-17soldstatus $19,000 Sold
-
2016-08-06status Pending
-
2016-07-29$22,000 Active
-
2016-06-21$32,500
-
2016-05-31soldstatus $12,000
-
2016-03-16$12,500
-
2014-06-12$31,900
-
2009-09-30soldstatus $16,500
-
2009-06-04$19,900
-
2008-11-12soldstatus $33,000
-
2008-09-23$35,000
-
2007-09-04$44,900
-
2007-09-04$44,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 4/10 Moderate 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,700
- − Mortgage interest
- −$2,795
- − Property taxes
- −$748
- − Insurance
- −$250
- − Repairs & maintenance
- −$936
- − Management
- −$936
- − Depreciation
- −$1,452
- Taxable income
- $4,583
- Est. tax owed @ 24.0%
- −$1,100
- After-tax cash flow
- $4,005/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 1 photo
This manufactured home requires moderate rehabilitation, focusing on exterior landscaping and general maintenance to improve its resale and rental value.
Repairs flagged
- Major Landscaping — Overgrown vegetation and debris
- Minor Exterior siding — Slight wear
Value-add opportunities
- Both Landscaping and exterior cleaning — Enhances curb appeal and property value
- Both Painting exterior and interior — Improves appearance and value
- Both Landscaping and curb appeal improvements — Enhances property's visual appeal and marketability
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| Landscaping · Overgrown vegetation and debris | Major | $15,000–50,000 |
| Exterior siding · Slight wear | Minor | $500–3,000 |
| Total estimated repair cost · 2 items | $15,500–53,000 |
Value-add ROI direction
- Both Landscaping and exterior cleaning — Enhances curb appeal and property value ↑
- Both Painting exterior and interior — Improves appearance and value ↑
- Both Landscaping and curb appeal improvements — Enhances property's visual appeal and marketability ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Lehighton Area SD
- NCES district ID
- 4213500
- Math proficiency
- 32% ▼ -7.00%
- Reading proficiency
- 50% ▼ -11.00%
- Median HH income
- $51,115
- Composite
- 35.36/100
- National rank
- #4958
- State rank
- #336 of 539 in PA
Livability — Parryville
- Score
- 67/100
- State rank
- #985
- US rank
- #10814
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 314
- Population (ZIP)
- 19,121
Population outlook (Carbon County) Hauer SSP2
- Today (2025)
- 61,643 people
- By 2030
- 59,840 · -2.9%
- By 2040
- 55,413 · -10.1%
- By 2050
- 50,843 · -17.5%
- By 2075
- 43,326 · -29.7%
- By 2100
- 37,126 · -39.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (94%)
- Race & ethnicity
- White 94% Two or more races 4% Hispanic / Latino 3%
- Common ancestry
- Romanian 6% Polish 5% Iranian 3%
- Foreign-born
- 2% · Canada, China
- Languages at home
- 96% English-only · Spanish 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Carbon
- 2024 margin
- Solid R (+34.8) · D 32.2% · R 67.0%
- 2008→2024 swing
- -36.7pp toward R · 2008: 1.9pp · 2024: -34.8pp
- All cycles
- 2024: R+34.8 2020: R+32.0 2016: R+34.1 2012: R+6.9 2008: D+1.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -69.77%
- Current HPI
- 187.4645
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
|
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
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Price history
+200.7% since first listed17 events — show timeline
- 2026-05-20 Listed $135,000 FSBO.com
- 2025-11-15 Listing Removed — GLVRMLS
- 2019-06-04 Sold (MLS) $28,000 PMAR
- 2019-03-07 Listed $29,900 PMAR
- 2016-08-17 Sold (MLS) $19,000 GLVRMLS
- 2016-08-06 Pending — GLVRMLS
- 2016-07-29 Listed $22,000 GLVRMLS
- 2016-06-21 Listed $32,500 PMAR
- 2016-05-31 Sold (MLS) $12,000 PMAR
- 2016-03-16 Listed $12,500 PMAR
- 2014-06-12 Listed $31,900 PMAR
- 2009-09-30 Sold (MLS) $16,500 GLVRMLS
- 2009-06-04 Listed $19,900 GLVRMLS
- 2008-11-12 Sold (MLS) $33,000 GLVRMLS
- 2008-09-23 Listed $35,000 GLVRMLS
- 2007-09-04 Listed $44,900 PMAR
- 2007-09-04 Listed $44,900 GLVRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…