30 A St · Miranda, CA 95553

$160,400

3 bd · 1.0 ba · 1,400 sqft · SingleFamily · 168 Days on market

Built 1980 0.62 ac lot $115/sqft · 63% below area ↓ 42% since listing

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +7.5/15.0
• Cash flow +6.2/30.0
• Appreciation +4.4/10.0
• 1% rule +4.0/10.0
• Schools +3.1/10.0
• Livability +2.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +0.5/10.0

Listing remarks MLS

Affordable living why rent when you can own in Miranda, CA for less. Live near the majestic redwoods along the Avenue of the Giants and explore the Humboldt Redwoods State Park. This home sits on a good size lot of approximately 26,998 square feet. The approx. size of the house is 1,400 square feet and looks like it was built around 1980. If you blink it will be SOLD. Buyers check City, County, Zoning, Tax, and other records to their satisfaction. AS-IS SALE property.

Key facts

• Good size lot
• Avenue of the giants
• Majestic redwoods

Tags

• MAJESTIC REDWOODS
• AVENUE OF THE GIANTS
• HUMBOLDT REDWOODS STATE PARK
• GOOD SIZE LOT

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $160k.

Deal economics

• At list price, monthly cash flow is $-295 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $127k (21.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $144k (10.0% below list).
• Recommended offer: $127k (21.1% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 54/100 on livability (#921 in CA) — a working-class tenant base; expect higher turnover. Strengths: employment A; Watch: health & safety C-, schools D+, housing D.
• Southern Humboldt Joint Unified (rural): math 28% / reading 41% proficiency, ranked #928 of 1,400 in CA (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 22 active listings in the ZIP; 188 units permitted in Humboldt County in 2024 (17 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-1.1%/yr); year-one equity from $1k of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Humboldt County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 168 days — a 12% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $46k (22%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 3.9% of price.
• Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 9→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $126,518 (21.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 168 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.90% ✗
• Cap rate: 4.09%
• Cash-on-cash: -7.87%
• DSCR: 0.65
• GRM: 9.3

CMA / ARV

• ARV (median comp): $432,851
• List price: $160,400
• Delta: -62.94%
• Verdict: UNDERPRICED
• Comps: 11 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
75 River Rd	0.08mi	3/2.0	1,224 (-13%)	14mo	$375,000	$306	59
135 Logan Rd	0.66mi	2/3.0 (-1)	1,200 (-14%)	21mo	$455,000	$379	15

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.15% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -16.8%
• Equity multiple: 0.29×
• Total profit: $-31,687
• Equity at exit: $37,589

10-year hold

• IRR: -9.9%
• Equity multiple: 0.13×
• Total profit: $-38,882
• Equity at exit: $38,518

Cash invested: $44,912 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 95553

• Home prices YoY: -1.6%
• Active inventory: 22
• Price-to-rent: 9.3×

Monthly cashflow live

• Estimated rent: $1,444 medium
• Mortgage (P&I): −$841
• Tax from tax record: −$527 /mo · $6,326/yr
• Insurance: −$67
• HOA: −$0
• Vacancy / Maint / Mgmt: −$303
• Net cashflow: $-295

Break-even live

Break-even rent $1,817

Max offer price $126,518

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $40,100
• Closing costs: $4,812
• Reserves months: —
• Total cash needed: —

Listing history 26 events

1. 2026-06-19
   days on market $160,400 Active 168 DOM
2. 2026-06-18
   days on market $160,400 Active 167 DOM
3. 2026-06-17
   days on market $160,400 Active 166 DOM
4. 2026-06-17
   price $160,400 Active 165 DOM
5. 2026-06-16
   days on market $168,800 Active 165 DOM
6. 2026-06-15
   days on market $168,800 Active 164 DOM
7. 2026-06-14
   days on market $168,800 Active 162 DOM
8. 2026-06-12
   days on market $168,800 Active 161 DOM
9. 2026-06-09
   days on market $168,800 Active 158 DOM
10. 2026-06-08
    days on market $168,800 Active 157 DOM
11. 2026-06-07
    days on market $168,800 Active 156 DOM
12. 2026-06-07
    days on market $168,800 Active 155 DOM
13. 2026-06-04
    days on market $168,800 Active 152 DOM
14. 2026-06-02
    days on market $168,800 Active 151 DOM
15. 2026-06-01
    days on market $168,800 Active 150 DOM
16. 2026-05-31
    days on market $168,800 Active 149 DOM
17. 2026-05-31
    days on market $168,800 Active 148 DOM
18. 2026-05-19
    price $168,800 475-char remark

    Show marketing remark (475 chars)

    Affordable living why rent when you can own in Miranda, CA for less. Live near the majestic redwoods along the Avenue of the Giants and explore the Humboldt Redwoods State Park. This home sits on a good size lot of approximately 26,998 square feet. The approx. size of the house is 1,400 square feet and looks like it was built around 1980. If you blink it will be SOLD. Buyers check City, County, Zoning, Tax, and other records to their satisfaction. AS-IS SALE property.

19. 2026-04-16
    price $177,600 475-char remark

    Show marketing remark (475 chars)

    Affordable living why rent when you can own in Miranda, CA for less. Live near the majestic redwoods along the Avenue of the Giants and explore the Humboldt Redwoods State Park. This home sits on a good size lot of approximately 26,998 square feet. The approx. size of the house is 1,400 square feet and looks like it was built around 1980. If you blink it will be SOLD. Buyers check City, County, Zoning, Tax, and other records to their satisfaction. AS-IS SALE property.

20. 2026-03-18
    price $186,900 475-char remark

    Show marketing remark (475 chars)

    Affordable living why rent when you can own in Miranda, CA for less. Live near the majestic redwoods along the Avenue of the Giants and explore the Humboldt Redwoods State Park. This home sits on a good size lot of approximately 26,998 square feet. The approx. size of the house is 1,400 square feet and looks like it was built around 1980. If you blink it will be SOLD. Buyers check City, County, Zoning, Tax, and other records to their satisfaction. AS-IS SALE property.

21. 2026-02-13
    price $196,700 475-char remark

    Show marketing remark (475 chars)

    Affordable living why rent when you can own in Miranda, CA for less. Live near the majestic redwoods along the Avenue of the Giants and explore the Humboldt Redwoods State Park. This home sits on a good size lot of approximately 26,998 square feet. The approx. size of the house is 1,400 square feet and looks like it was built around 1980. If you blink it will be SOLD. Buyers check City, County, Zoning, Tax, and other records to their satisfaction. AS-IS SALE property.

22. 2026-01-02
    listed $206,700 Active 475-char remark

    Show marketing remark (475 chars)

    Affordable living why rent when you can own in Miranda, CA for less. Live near the majestic redwoods along the Avenue of the Giants and explore the Humboldt Redwoods State Park. This home sits on a good size lot of approximately 26,998 square feet. The approx. size of the house is 1,400 square feet and looks like it was built around 1980. If you blink it will be SOLD. Buyers check City, County, Zoning, Tax, and other records to their satisfaction. AS-IS SALE property.

23. 2025-05-06
    price $250,100
24. 2025-04-07
    price $263,200
25. 2025-03-05
    price $277,000
26. 2025-02-04
    listed $291,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $6,326 · $527/mo
• Projected year-2 tax: $6,326 · $527/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 5/10 Major 9 d/yr ≥94°F today · 22 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 10/10 Extreme 26 unhealthy d/yr today · 27 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,323
• − Mortgage interest: −$8,985
• − Property taxes: −$6,326
• − Insurance: −$802
• − Repairs & maintenance: −$1,386
• − Management: −$1,386
• − Depreciation: −$4,666
• Taxable loss: −$6,228
• Est. tax savings @ 24.0%: +$1,495
• After-tax cash flow: $-2,042/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Southern Humboldt Joint Unified
• NCES district ID: 0637590
• Math proficiency: 28% ▲ 1.00%
• Reading proficiency: 41% ▲ 2.00%
• Median HH income: $38,108
• Composite: 31.43/100
• National rank: #11197
• State rank: #928 of 1400 in CA

Livability — Miranda

• Score: 54/100
• State rank: #921
• US rank: #24210

Category grades

Amenities F Commute F Cost of living F Crime F Employment A Housing D Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Miranda, CA
• Population (ZIP): 734

Population outlook (Humboldt County) Hauer SSP2

• Today (2025): 135,550 people
• By 2030: 134,798 · -0.6%
• By 2040: 132,222 · -2.5%
• By 2050: 130,850 · -3.5%
• By 2075: 128,656 · -5.1%
• By 2100: 120,238 · -11.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.55)
• Race & ethnicity: White 66% Two or more races 34% Hispanic / Latino 11%
• Hispanic origin (detail): Puerto Rican 11%
• Common ancestry: Slovak 8% French 8% Italian 5%
• Foreign-born: 8%

Political lean MEDSL · Humboldt

• 2024 margin: Strong D (+28.4) · D 62.0% · R 33.6% · Other 4.5%
• 2008→2024 swing: +0.2pp no change · 2008: 28.2pp · 2024: 28.4pp
• All cycles: 2024: D+28.4 2020: D+33.4 2016: D+25.9 2012: D+26.2 2008: D+28.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.15%
• Current HPI: 72.4464
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

-42.1% since first listed

9 events — show timeline

• 2026-05-19 Price Changed $168,800 San Francisco MLS
• 2026-04-16 Price Changed $177,600 San Francisco MLS
• 2026-03-18 Price Changed $186,900 San Francisco MLS
• 2026-02-13 Price Changed $196,700 San Francisco MLS
• 2026-01-02 Listed $206,700 San Francisco MLS
• 2025-05-06 Price Changed $250,100 San Francisco MLS
• 2025-04-07 Price Changed $263,200 San Francisco MLS
• 2025-03-05 Price Changed $277,000 San Francisco MLS
• 2025-02-04 Listed $291,500 San Francisco MLS

Property tax history

+0.4%/yr

Latest (2025): $6,326 · +6.3% YoY. Source: county tax records.