CashFlowRE
Sign in Sign up
5862 Barkley Ln
C Composite 59.11
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.2/30.0
  • Appreciation +10.0/10.0
  • ARV discount +7.0/15.0
  • DSCR +6.1/10.0
  • Schools +4.7/10.0
  • 1% rule +4.6/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$242,000

5862 Barkley Ln · Bemiss, GA 31632
3 bd · 2.0 ba · 1,640 sqft · SingleFamily public records · 57 Days on market
Built 2005 0.55 ac lot $148/sqft · at area comps Est $239k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Come discover this adorable home in the inviting neighborhood of Quarterman Crossing just a few miles from Moody AFB! This home has ample space inside and out!! On the inside you will find large bedrooms with plenty of closet space, including an extra room off of the garage that can be used for storage, pantry space or a mudroom. The master bedroom offers a walk-in closet, soaker tub, and walk in shower. Outside you will love the large, fenced back yard and screened in porch. The backyard also has a storage shed and a separate fenced area at the rear of the yard for pets. Come check out this awesome home before its gone.

Key facts

  • Screened-in porch
  • Walk-in closet
  • Storage shed

Tags

BONUS AREA OFF THE GARAGEWALK-IN CLOSETLARGE FENCED BACKYARDSCREENED-IN PORCHSTORAGE SHEDDEDICATED SPACE FOR PETS

Property features AI

Exterior

  • Parking: 2-car garage
  • Security: Security system
  • Utilities: Septic tank
  • Home design: Single family residence; House; One story
  • Construction: Vinyl siding; Shingle roof
  • Exterior features: Covered patio/porch; Fenced yard; Workshop; Lot approximately 0.55 acres; Zoned R-3

Interior

  • Kitchen: Dishwasher; Microwave; Refrigerator
  • Flooring: Carpet; Laminate; Tile
  • Bathrooms: 2 full bathrooms
  • Interior features: Security system; Covered patio/porch; Fenced yard; Workshop
  • Laundry & utility: Dedicated laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $242k.

Deal economics

  • At list price, monthly cash flow is $262 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $232k (4.2% below list).
  • Recommended offer: $232k (4.2% below list) — sets the bar for 1% rule.
  • Cap rate 7.6% vs local median 4.7% in Bemiss — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Lowndes County (rural): math 59% / reading 52% proficiency, ranked #8 of 174 in GA (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 189 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 896 units permitted in Lowndes County in 2024 (0 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $26k of equity ($2k loan paydown + $24k appreciation (10.0% local appreciation)).
  • Lowndes County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $68k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 57 days — a 3% lower offer ($235k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 5y ago; this cycle's ask is 13729% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; severe wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $231,785 (4.2% below list)

Questions for the listing agent

  1. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 4% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.96%
Cap rate
7.59%
Cash-on-cash
4.65%
DSCR
1.21
GRM
8.7

CMA / ARV

ARV (median comp)
$239,431
List price
$242,000
Delta
1.07%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5642 Emily Ln 0.25mi 4/2.0 (+1) 1,617 (-1%) 1mo $249,900 $155 81
5764 Emily Ln 0.16mi 4/2.5 (+1) 1,710 (+4%) 0mo $279,000 $163 78
5662 Emily Ln 0.19mi 3/2.0 1,641 (+0%) 19mo $249,900 $152 75
5818 Barkley Ln 0.17mi 3/2.0 1,599 (-2%) 16mo $249,900 $156 74
5844 Barkley Ln 0.08mi 3/2.0 1,566 (-4%) 21mo $234,000 $149 72
5667 Emily Ln 0.16mi 3/2.0 1,710 (+4%) 19mo $249,900 $146 70
5661 Emily Ln 0.18mi 3/2.0 1,558 (-5%) 21mo $239,900 $154 65
5702 Emily Ln 0.10mi 4/2.0 (+1) 1,853 (+13%) 11mo $283,000 $153 60
5612 Emily Ln 0.34mi 3/2.0 1,464 (-11%) 11mo $180,000 $123 58
5685 Emily Ln 0.11mi 3/2.0 1,432 (-13%) 22mo $220,000 $154 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
27.6%
Equity multiple
3.19×
Total profit
$148,482
Equity at exit
$218,013
10-year hold
IRR
24.1%
Equity multiple
7.26×
Total profit
$424,056
Equity at exit
$470,153

Cash invested: $67,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31632

Home prices YoY
8.1%
Active inventory
189
Price-to-rent
8.7×

Monthly cashflow live

Estimated rent
$2,318 medium interval (Pro) →
Mortgage (P&I)
$1,269
Tax from tax record
$199 /mo · $2,386/yr
Insurance
$101
HOA
$0
Vacancy / Maint / Mgmt
$487
Net cashflow
$262

Break-even live

Break-even rent $1,986
Max offer price $242,000
Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$60,500
Closing costs
$7,260
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5756 Emily Ln Hahira, GA 4.0 2.0 1607 $2,195 $1.37 21d 1 0.15mi
5618 Emily Ln Hahira, GA 4.0 2.0 1772 $2,100 $1.19 21d 1 0.30mi

Listing history 32 events

  1. 2026-06-19
    days on market $242,000 Active 57 DOM
  2. 2026-06-18
    days on market $242,000 Active 56 DOM
  3. 2026-06-17
    days on market $242,000 Active 55 DOM
  4. 2026-06-16
    days on market $242,000 Active 54 DOM
  5. 2026-06-15
    days on market $242,000 Active 53 DOM
  6. 2026-06-14
    days on market $242,000 Active 51 DOM
  7. 2026-06-13
    days on market $242,000 Active 50 DOM
  8. 2026-06-10
    days on market $242,000 Active 48 DOM
  9. 2026-06-09
    days on market $242,000 Active 47 DOM
  10. 2026-06-08
    days on market $242,000 Active 46 DOM
  11. 2026-06-07
    days on market $242,000 Active 45 DOM
  12. 2026-06-05
    days on market $242,000 Active 42 DOM
  13. 2026-06-03
    days on market $242,000 Active 41 DOM
  14. 2026-06-02
    days on market $242,000 Active 40 DOM
  15. 2026-06-01
    days on market $242,000 Active 39 DOM
  16. 2026-05-31
    days on market $242,000 Active 38 DOM
  17. 2026-05-30
    days on market $242,000 Active 37 DOM
  18. 2026-05-10
    listed $1,750
  19. 2026-04-24
    listed $242,000 Active 802-char remark
  20. 2026-02-22
    historical $1,950
  21. 2026-01-22
    listed $1,950
  22. 2026-01-22
    historical $1,950
  23. 2026-01-07
    listed $1,950
  24. 2022-06-14
    soldstatus $217,000
  25. 2022-06-10
    soldstatus $217,000
    Show marketing remark (628 chars)

    Come discover this adorable home in the inviting neighborhood of Quarterman Crossing just a few miles from Moody AFB! This home has ample space inside and out!! On the inside you will find large bedrooms with plenty of closet space, including an extra room off of the garage that can be used for storage, pantry space or a mudroom. The master bedroom offers a walk-in closet, soaker tub, and walk in shower. Outside you will love the large, fenced back yard and screened in porch. The backyard also has a storage shed and a separate fenced area at the rear of the yard for pets. Come check out this awesome home before its gone.

  26. 2022-04-25
    listed $210,000
    Show marketing remark (628 chars)

    Come discover this adorable home in the inviting neighborhood of Quarterman Crossing just a few miles from Moody AFB! This home has ample space inside and out!! On the inside you will find large bedrooms with plenty of closet space, including an extra room off of the garage that can be used for storage, pantry space or a mudroom. The master bedroom offers a walk-in closet, soaker tub, and walk in shower. Outside you will love the large, fenced back yard and screened in porch. The backyard also has a storage shed and a separate fenced area at the rear of the yard for pets. Come check out this awesome home before its gone.

  27. 2021-03-29
    soldstatus $180,000
  28. 2021-03-26
    soldstatus $180,000
    Show marketing remark (503 chars)

    This 3 bedroom / 2 bath home in Hahira won't last long! Well kept home with hardwood floors in living room, tile in kitchen and baths, carpet in bedrooms. Master suite has a garden tub, double vanity, and shower. Trey ceiling in living room and master bedroom. The two car garage is quite large with tons of work space. There is a mud room and screened in porch connecting the garage to the kitchen. The . 55 acre lot has a privacy fence and storage shed. This home is eligible for 100% USDA financing.

  29. 2021-02-23
    listed $174,900
    Show marketing remark (503 chars)

    This 3 bedroom / 2 bath home in Hahira won't last long! Well kept home with hardwood floors in living room, tile in kitchen and baths, carpet in bedrooms. Master suite has a garden tub, double vanity, and shower. Trey ceiling in living room and master bedroom. The two car garage is quite large with tons of work space. There is a mud room and screened in porch connecting the garage to the kitchen. The . 55 acre lot has a privacy fence and storage shed. This home is eligible for 100% USDA financing.

  30. 2009-11-11
    soldstatus $155,000
  31. 2005-04-18
    soldstatus $176,000
  32. 2005-04-18
    soldstatus $1,276,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,386 · $199/mo
Projected year-2 tax
$2,386 · $199/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 6/10 Major 10 unhealthy d/yr today · 14 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$27,814
− Mortgage interest
−$13,556
− Property taxes
−$2,386
− Insurance
−$1,210
− Repairs & maintenance
−$2,225
− Management
−$2,225
− Depreciation
−$7,040
Taxable loss
−$828
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$199
After-tax cash flow
$3,347/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lowndes County
NCES district ID
1303390
Math proficiency
59% ▼ -1.00%
Reading proficiency
52% ▼ -2.00%
Median HH income
$48,221
Composite
47.21/100
National rank
#2317
State rank
#8 of 174 in GA

Livability — Bemiss

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Lowndes County · 107,801 people
City population
24,280
Metro
Valdosta, GA
Population (ZIP)
15,942
Household income
$83,946
Rent vs Own
16.9% rent · 83.1% own
Severe rent burden
73.0

Population outlook (Lowndes County) Hauer SSP2

Today (2025)
120,348 people
By 2030
123,469 · +2.6%
By 2040
128,482 · +6.8%
By 2050
131,907 · +9.6%
By 2075
139,080 · +15.6%
By 2100
133,649 · +11.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Black 12% Hispanic / Latino 6% Two or more races 5%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Slovak 3% Serbian 2% Italian 1%
Foreign-born
2% · Canada, Jamaica
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Lowndes

2024 margin
R (+18.0) · D 40.8% · R 58.8%
2008→2024 swing
-8.6pp toward R · 2008: -9.4pp · 2024: -18.0pp
All cycles
2024: R+18.0 2020: R+12.0 2016: R+18.2 2012: R+10.5 2008: R+9.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 19.44%
Current HPI
259.01
Rent YoY
Metro
Valdosta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-99.0% since first listed
16 events — show timeline
  • 2026-05-23 Rental Removed $1,750 TURBOTENANT
  • 2026-05-10 Listed for Rent $1,750 TURBOTENANT
  • 2026-04-24 Listed $242,000 SGMLS
  • 2026-02-22 Rental Removed $1,950 TURBOTENANT
  • 2026-01-22 Listed for Rent $1,950 TURBOTENANT
  • 2026-01-22 Rental Removed $1,950 TURBOTENANT
  • 2026-01-07 Listed for Rent $1,950 TURBOTENANT
  • 2022-06-14 Sold (Public Records) $217,000 Public Records
  • 2022-06-10 Sold (MLS) $217,000 SGMLS
  • 2022-04-25 Listed $210,000 SGMLS
  • 2021-03-29 Sold (Public Records) $180,000 Public Records
  • 2021-03-26 Sold (MLS) $180,000 SGMLS
  • 2021-02-23 Listed $174,900 SGMLS
  • 2009-11-11 Sold (Public Records) $155,000 Public Records
  • 2005-04-18 Sold (Public Records) $1,276,000 Public Records
  • 2005-04-18 Sold (Public Records) $176,000 Public Records

Property tax history

+3.2%/yr

Latest (2025): $2,386 · +11.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…