9779 York Rd SW · Kirkersville, OH 43062

$135,000

3 bd · 1.0 ba · 1,065 sqft · SingleFamily public records · 3 Days on market

Built 1952 1.05 ac lot ↓ 25% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +5.4/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming one-story home nestled on 1+ acre featuring a private setting with a nice deck overlooking the backyard, fenced area, 2+ car attached garage, AND shed! Inside you'll find the dining room filled with lots of natural lighting, new laminate flooring, and garage and deck access. Kitchen with gas range (refrigerator does not stay) and adjacent to the kitchen is a family room that opens to the spacious living room accented with a wall of built-in bookshelves! 3 bedrooms, updated full bath, and laundry room complete the interior. Enjoy the wildlife all year round from your deck and easily host a gathering whether inside or out. Great location just minutes to I-70 and Rt 40 for a quick commute! Move right in and welcome home! * See agent remarks *

Key facts

• Ranch structure
• Shed
• Deck

Tags

• 1 ACRE LOT
• RANCH STRUCTURE
• CENTRAL AIR
• PROPANE HEAT
• DECK
• SHED

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $135k.

Deal economics

• At list price, monthly cash flow is $813 ($10k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $135k).

Location & tenants

• Location reads 63/100 on livability (#814 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B+; Watch: schools D-, amenities F, commute F.
• Southwest Licking Local (rural): math 59% / reading 62% proficiency, ranked #243 of 656 in OH (top 37%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 160 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 159 units permitted in Licking County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $38k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
• 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo; built in 1952 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $135,000

Questions for the listing agent

1. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.74% ✓
• Cap rate: 14.11%
• Cash-on-cash: 27.92%
• DSCR: 2.24
• GRM: 4.8

CMA / ARV

• ARV (on-the-fly): $304,590
• Comps found: 2

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
9650 York Rd SW	0.17mi	2/1.0 (-1)	960 (-10%)	14mo	$275,000	$286	58
7913 National Rd SW Lot 34	0.74mi	3/1.0	924 (-13%)	0mo	$27,000	$29	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 19.5%
• Equity multiple: 1.79×
• Total profit: $30,012
• Equity at exit: $20,129

10-year hold

• IRR: 27.8%
• Equity multiple: 3.47×
• Total profit: $93,239
• Equity at exit: $11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43062

• Active inventory: 160
• Price-to-rent: 4.8×

Monthly cashflow live

• Estimated rent: $2,353 medium
• Mortgage (P&I): −$708
• Tax from tax record: −$215 /mo · $2,586/yr
• Insurance: −$56
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$494
• Net cashflow: $813

Break-even live

Break-even rent $1,324

Max offer price $135,000

Occupancy floor 60%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $33,750
• Closing costs: $4,050
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
9526 Watkins Rd SW Etna, OH	3.0	2.0	1372	$2,500	$1.82	21d	1	1.10mi

Listing history 16 events

1. 2026-04-16
   status Pending
2. 2026-04-12
   listed $135,000 Active
3. 2025-10-10
   historical Contingent
4. 2025-09-21
   status Active
5. 2025-09-21
   price $170,000
6. 2025-08-02
   status Active
7. 2025-07-26
   status Pending
8. 2025-07-26
   historical
9. 2025-07-26
   historical
10. 2025-07-25
    price $185,000
11. 2025-06-11
    listed $675,000 Active
12. 2025-05-30
    historical
13. 2025-04-10
    soldstatus $180,000
14. 2025-03-07
    soldstatus $180,000 Closed 759-char remark

    Show marketing remark (759 chars)

    Charming one-story home nestled on 1+ acre featuring a private setting with a nice deck overlooking the backyard, fenced area, 2+ car attached garage, AND shed! Inside you'll find the dining room filled with lots of natural lighting, new laminate flooring, and garage and deck access. Kitchen with gas range (refrigerator does not stay) and adjacent to the kitchen is a family room that opens to the spacious living room accented with a wall of built-in bookshelves! 3 bedrooms, updated full bath, and laundry room complete the interior. Enjoy the wildlife all year round from your deck and easily host a gathering whether inside or out. Great location just minutes to I-70 and Rt 40 for a quick commute! Move right in and welcome home! * See agent remarks *

15. 2025-02-20
    status Pending 759-char remark

    Show marketing remark (759 chars)

    Charming one-story home nestled on 1+ acre featuring a private setting with a nice deck overlooking the backyard, fenced area, 2+ car attached garage, AND shed! Inside you'll find the dining room filled with lots of natural lighting, new laminate flooring, and garage and deck access. Kitchen with gas range (refrigerator does not stay) and adjacent to the kitchen is a family room that opens to the spacious living room accented with a wall of built-in bookshelves! 3 bedrooms, updated full bath, and laundry room complete the interior. Enjoy the wildlife all year round from your deck and easily host a gathering whether inside or out. Great location just minutes to I-70 and Rt 40 for a quick commute! Move right in and welcome home! * See agent remarks *

16. 2025-02-19
    listed $180,000 Active 759-char remark

    Show marketing remark (759 chars)

    Charming one-story home nestled on 1+ acre featuring a private setting with a nice deck overlooking the backyard, fenced area, 2+ car attached garage, AND shed! Inside you'll find the dining room filled with lots of natural lighting, new laminate flooring, and garage and deck access. Kitchen with gas range (refrigerator does not stay) and adjacent to the kitchen is a family room that opens to the spacious living room accented with a wall of built-in bookshelves! 3 bedrooms, updated full bath, and laundry room complete the interior. Enjoy the wildlife all year round from your deck and easily host a gathering whether inside or out. Great location just minutes to I-70 and Rt 40 for a quick commute! Move right in and welcome home! * See agent remarks *

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $2,586 · $215/mo
• Projected year-2 tax: $2,586 · $215/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥99°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,240
• − Mortgage interest: −$7,562
• − Property taxes: −$2,586
• − Insurance: −$1,472
• − Repairs & maintenance: −$2,259
• − Management: −$2,259
• − Depreciation: −$3,927
• Taxable income: $8,175
• Est. tax owed @ 24.0%: −$1,962
• After-tax cash flow: $7,795/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Southwest Licking Local
• NCES district ID: 3904804
• Math proficiency: 59% ▼ -13.00%
• Reading proficiency: 62% ▼ -9.00%
• Median HH income: $72,711
• Composite: 53.66/100
• National rank: #1432
• State rank: #243 of 656 in OH

Livability — Kirkersville

• Score: 63/100
• State rank: #814
• US rank: #15084

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment B+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Licking County · 109,194 people
• City population: 413
• Metro: Columbus, OH
• Population (ZIP): 32,037
• Household income: $105,968
• Rent vs Own: 18.4% rent · 81.6% own
• Severe rent burden: 316.0

Population outlook (Licking County) Hauer SSP2

• Today (2025): 178,210 people
• By 2030: 180,917 · +1.5%
• By 2040: 183,885 · +3.2%
• By 2050: 182,985 · +2.7%
• By 2075: 178,377 · +0.1%
• By 2100: 161,075 · -9.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Asian 8% Two or more races 6% Black 5% Hispanic / Latino 4%
• Common ancestry: Slovak 3% Romanian 2% Scotch-Irish 2%
• Foreign-born: 9% · India, Canada
• Languages at home: 88% English-only · Other Indo-European 7% Spanish 2% Arabic 1%

Political lean MEDSL · Licking

• 2024 margin: Solid R (+30.0) · D 34.5% · R 64.6%
• 2008→2024 swing: -14.2pp toward R · 2008: -15.8pp · 2024: -30.0pp
• All cycles: 2024: R+30.0 2020: R+28.1 2016: R+28.9 2012: R+14.7 2008: R+15.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -255.15%
• Current HPI: 236.5135
• Rent YoY: —
• Metro: Columbus, OH
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

-25.0% since first listed

16 events — show timeline

• 2026-04-16 Pending — CBRMLS
• 2026-04-12 Listed $135,000 CBRMLS
• 2025-10-10 Contingent — CBRMLS
• 2025-09-21 Relisted — CBRMLS
• 2025-09-21 Price Changed $170,000 CBRMLS
• 2025-08-02 Relisted — CBRMLS
• 2025-07-26 Pending — CBRMLS
• 2025-07-26 Listing Removed — CBRMLS
• 2025-07-26 Listing Removed — CBRMLS
• 2025-07-25 Price Changed $185,000 CBRMLS
• 2025-06-11 Listed $675,000 CBRMLS
• 2025-05-30 Coming Soon — CBRMLS
• 2025-04-10 Sold (Public Records) $180,000 Public Records
• 2025-03-07 Sold (MLS) $180,000 CBRMLS
• 2025-02-20 Pending — CBRMLS
• 2025-02-19 Listed $180,000 CBRMLS

Property tax history

+11.7%/yr

Latest (2025): $2,586 · +4.8% YoY. Source: county tax records.