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152 Pine View Dr
C- Composite 53.86
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.8/30.0
  • DSCR +6.3/10.0
  • ARV discount +6.3/15.0
  • Appreciation +5.6/10.0
  • 1% rule +5.0/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0

$262,000

152 Pine View Dr · Ludowici, GA 31316
4 bd · 2.0 ba · 1,538 sqft · SingleFamily public records · 76 Days on market
Built 2010 0.89 ac lot $170/sqft · at area comps Est $255k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 152 Pine View Dr, a well-maintained home located in the desirable Pine Village Subdivision in Ludowici. Situated on 0.89 acres with NO HOA, this property offers space, privacy, and flexibility rarely found at this price point. With 1,538 heated square feet, the home features a functional open-concept floor plan ideal for both everyday living and entertaining. The spacious living room showcases tray ceilings and flows seamlessly into the large kitchen with an eat-in dining area. The primary suite is privately positioned off the living room and includes a generously sized bathroom with a separate soaking tub and walk-in shower. Three additional bedrooms are located on the opposite side of the home along with a second full bathroom, creating a practical split-bedroom layout. Outdoors, enjoy a huge fenced backyard—perfect for entertaining, pets, or future outdoor enhancements. Interior photos are from the previous listing due to tenant occupancy. The home will be available to close in late April. No HOA. Nearly an acre. Smart layout. This property is a fantastic opportunity for buyers seeking space, privacy, and value in Ludowici.

Key facts

  • 0.89 acre lot
  • Garage
  • Built 2010

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $262k.

Deal economics

  • At list price, monthly cash flow is $314 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $262k).
  • Recommended offer: $246k (6.0% below list) — sets the bar for market timing.
  • Cap rate 7.7% vs local median 5.4% in Ludowici — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#74 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, crime A; Watch: schools D, employment D, amenities F.
  • Long County (rural): math 26% / reading 26% proficiency, ranked #115 of 174 in GA (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 409 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 298 units permitted in Long County in 2024 (0 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $5k of equity ($2k loan paydown + $3k appreciation (1.2% local appreciation)).
  • Long County population projected at +72% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (1.2% appreciation + 3.0% rent growth), your $73k cash investment doubles in ~7 years — after that, you're playing with house money.
  • By year 7, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 76 days — a 6% lower offer ($246k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $220k; 19% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; severe wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $246,280 (6.0% below list)

Questions for the listing agent

  1. It's been on market 76 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
7.73%
Cash-on-cash
5.13%
DSCR
1.23
GRM
8.3

CMA / ARV

ARV (median comp)
$255,081
List price
$262,000
Delta
2.71%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
152 Pine View Dr 0.00mi 4/2.0 1,538 (0%) 0mo $252,000 $164 100
39 Teal Trl NE 0.34mi 3/2.0 (-1) 1,548 (+1%) 3mo $254,900 $165 76
98 Pine View Rd SE 0.05mi 3/2.0 (-1) 1,332 (-13%) 7mo $249,900 $188 65
188 Pine View Dr SE 0.02mi 3/2.5 (-1) 1,620 (+5%) 23mo $259,900 $160 64
28 Pine View Dr SE 0.13mi 3/2.0 (-1) 1,338 (-13%) 11mo $255,000 $191 58
76 Pine View Rd SE 0.07mi 3/2.0 (-1) 1,332 (-13%) 17mo $245,000 $184 55
557 SE Prince Rd 0.60mi 3/2.0 (-1) 1,473 (-4%) 12mo $274,000 $186 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.16% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
7.2%
Equity multiple
1.37×
Total profit
$26,930
Equity at exit
$91,610
10-year hold
IRR
11.1%
Equity multiple
2.38×
Total profit
$100,945
Equity at exit
$123,436

Cash invested: $73,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31316

Home prices YoY
0.6%
Active inventory
409
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$2,627 medium interval (Pro) →
Mortgage (P&I)
$1,374
Tax from tax record
$278 /mo · $3,341/yr
Insurance
$109
HOA
$0
Vacancy / Maint / Mgmt
$552
Net cashflow
$314

Break-even live

Break-even rent $2,230
Max offer price $262,000
Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$65,500
Closing costs
$7,860
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
171 Baker Field Ln SE Ludowici, GA 4.0 2.0 1807 $2,350 $1.30 44d 1 0.41mi
147 Rimes Ave SE Ludowici, GA 4.0 2.0 1782 $2,100 $1.18 44d 1 1.26mi

Listing history 16 events

  1. 2026-05-12
    status Pending 1162-char remark
    Show marketing remark (1162 chars)

    Welcome to 152 Pine View Dr, a well-maintained home located in the desirable Pine Village Subdivision in Ludowici. Situated on 0.89 acres with NO HOA, this property offers space, privacy, and flexibility rarely found at this price point. With 1,538 heated square feet, the home features a functional open-concept floor plan ideal for both everyday living and entertaining. The spacious living room showcases tray ceilings and flows seamlessly into the large kitchen with an eat-in dining area. The primary suite is privately positioned off the living room and includes a generously sized bathroom with a separate soaking tub and walk-in shower. Three additional bedrooms are located on the opposite side of the home along with a second full bathroom, creating a practical split-bedroom layout. Outdoors, enjoy a huge fenced backyard—perfect for entertaining, pets, or future outdoor enhancements. Interior photos are from the previous listing due to tenant occupancy. The home will be available to close in late April. No HOA. Nearly an acre. Smart layout. This property is a fantastic opportunity for buyers seeking space, privacy, and value in Ludowici.

  2. 2026-05-11
    status Pending 1162-char remark
    Show marketing remark (1162 chars)

    Welcome to 152 Pine View Dr, a well-maintained home located in the desirable Pine Village Subdivision in Ludowici. Situated on 0.89 acres with NO HOA, this property offers space, privacy, and flexibility rarely found at this price point. With 1,538 heated square feet, the home features a functional open-concept floor plan ideal for both everyday living and entertaining. The spacious living room showcases tray ceilings and flows seamlessly into the large kitchen with an eat-in dining area. The primary suite is privately positioned off the living room and includes a generously sized bathroom with a separate soaking tub and walk-in shower. Three additional bedrooms are located on the opposite side of the home along with a second full bathroom, creating a practical split-bedroom layout. Outdoors, enjoy a huge, fenced backyard—perfect for entertaining, pets, or future outdoor enhancements. Interior photos are from the previous listing due to tenant occupancy. The home will be available to close in late April. No HOA. Nearly an acre. Smart layout. This property is a fantastic opportunity for buyers seeking space, privacy, and value in Ludowici.

  3. 2026-02-24
    listed $262,000 Active 1162-char remark
    Show marketing remark (1162 chars)

    Welcome to 152 Pine View Dr, a well-maintained home located in the desirable Pine Village Subdivision in Ludowici. Situated on 0.89 acres with NO HOA, this property offers space, privacy, and flexibility rarely found at this price point. With 1,538 heated square feet, the home features a functional open-concept floor plan ideal for both everyday living and entertaining. The spacious living room showcases tray ceilings and flows seamlessly into the large kitchen with an eat-in dining area. The primary suite is privately positioned off the living room and includes a generously sized bathroom with a separate soaking tub and walk-in shower. Three additional bedrooms are located on the opposite side of the home along with a second full bathroom, creating a practical split-bedroom layout. Outdoors, enjoy a huge, fenced backyard—perfect for entertaining, pets, or future outdoor enhancements. Interior photos are from the previous listing due to tenant occupancy. The home will be available to close in late April. No HOA. Nearly an acre. Smart layout. This property is a fantastic opportunity for buyers seeking space, privacy, and value in Ludowici.

  4. 2026-02-23
    listed $262,000 Active 1162-char remark
    Show marketing remark (1162 chars)

    Welcome to 152 Pine View Dr, a well-maintained home located in the desirable Pine Village Subdivision in Ludowici. Situated on 0.89 acres with NO HOA, this property offers space, privacy, and flexibility rarely found at this price point. With 1,538 heated square feet, the home features a functional open-concept floor plan ideal for both everyday living and entertaining. The spacious living room showcases tray ceilings and flows seamlessly into the large kitchen with an eat-in dining area. The primary suite is privately positioned off the living room and includes a generously sized bathroom with a separate soaking tub and walk-in shower. Three additional bedrooms are located on the opposite side of the home along with a second full bathroom, creating a practical split-bedroom layout. Outdoors, enjoy a huge fenced backyard—perfect for entertaining, pets, or future outdoor enhancements. Interior photos are from the previous listing due to tenant occupancy. The home will be available to close in late April. No HOA. Nearly an acre. Smart layout. This property is a fantastic opportunity for buyers seeking space, privacy, and value in Ludowici.

  5. 2024-04-15
    historical $1,995
  6. 2024-04-02
    price $1,995
  7. 2024-03-19
    listed $2,050
  8. 2024-03-19
    historical $2,050
  9. 2024-02-29
    price $2,050
  10. 2024-02-07
    listed $2,100
  11. 2022-07-13
    soldstatus $220,000
  12. 2022-06-06
    soldstatus $220,000
  13. 2022-04-21
    listed $210,000
  14. 2021-07-27
    soldstatus $180,000
  15. 2021-07-19
    soldstatus $180,000
  16. 2021-06-13
    listed $174,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$3,341 · $278/mo
Projected year-2 tax
$3,341 · $278/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,523
− Mortgage interest
−$14,676
− Property taxes
−$3,341
− Insurance
−$1,310
− Repairs & maintenance
−$2,522
− Management
−$2,522
− Depreciation
−$7,622
Taxable loss
−$469
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$113
After-tax cash flow
$3,878/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Long County
NCES district ID
1303360
Math proficiency
26% ▼ -14.00%
Reading proficiency
26% ▼ -13.00%
Median HH income
$45,958
Composite
22.51/100
National rank
#8090
State rank
#115 of 174 in GA

Livability — Ludowici

Score
72/100
State rank
#74
US rank
#6449

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D Housing A- Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Long County · 13,812 people
City population
13,812
Metro
Hinesville, GA
Population (ZIP)
13,812
Household income
$74,766
Rent vs Own
29.6% rent · 70.4% own
Severe rent burden
109.0

Population outlook (Long County) Hauer SSP2

Today (2025)
24,669 people
By 2030
28,223 · +14.4%
By 2040
35,430 · +43.6%
By 2050
42,403 · +71.9%
By 2075
56,996 · +131.0%
By 2100
64,185 · +160.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 61% Black 23% Hispanic / Latino 8% Two or more races 8%
Hispanic origin (detail)
Mexican 2% Puerto Rican 5%
Common ancestry
Serbian 1% Italian 1% Romanian 1%
Foreign-born
3% · Canada
Languages at home
92% English-only · Spanish 6% Other Asian/Pacific 1% German/W. Germanic 1%

Political lean MEDSL · Long

2024 margin
Strong R (+29.5) · D 35.1% · R 64.6%
2008→2024 swing
-5.4pp toward R · 2008: -24.1pp · 2024: -29.5pp
All cycles
2024: R+29.5 2020: R+26.4 2016: R+30.8 2012: R+22.9 2008: R+24.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.16%
Current HPI
195.2978
Rent YoY
Metro
Hinesville, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+49.8% since first listed
16 events — show timeline
  • 2026-05-12 Pending HABR
  • 2026-05-11 Pending Hive MLS
  • 2026-02-24 Listed $262,000 Hive MLS
  • 2026-02-23 Listed $262,000 HABR
  • 2024-04-15 Rental Removed $1,995 HABR
  • 2024-04-02 Price Changed $1,995 HABR
  • 2024-03-19 Listed for Rent $2,050 HABR
  • 2024-03-19 Rental Removed $2,050 BUILDIUM
  • 2024-02-29 Price Changed $2,050 BUILDIUM
  • 2024-02-07 Listed for Rent $2,100 BUILDIUM
  • 2022-07-13 Sold (Public Records) $220,000 Public Records
  • 2022-06-06 Sold (MLS) $220,000 HABR
  • 2022-04-21 Listed $210,000 HABR
  • 2021-07-27 Sold (Public Records) $180,000 Public Records
  • 2021-07-19 Sold (MLS) $180,000 HABR
  • 2021-06-13 Listed $174,900 HABR

Property tax history

+5.7%/yr

Latest (2025): $3,341 · +32.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…