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1200 W Winton Ave #81
C Composite 57.69
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.6/30.0
  • DSCR +10.0/10.0
  • 1% rule +6.6/10.0
  • Livability +3.8/5.0
  • Rent growth +3.2/5.0
  • Schools +3.1/10.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$264,900

1200 W Winton Ave #81 · Hayward, CA 94545
2 bd · 2.0 ba · 1,080 sqft · Manufactured public records · 80 Days on market
Built 2005 $245/sqft · 32% above area Est $201k · 32% over ↓ 2% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Manufactured home in Hayward Mobile Country Club (adult community 55+) has: 2 bedrooms; 2 full baths; 2 cell clear story skylight in living room; vaulted ceilings throughout; galley style kitchen; primary bedroom with private bath and walk in closet; indoor laundry room with washer and dryer included; relaxing front porch; 1 shed and more, this home is ready for it's new owners to enjoy!

Key facts

  • Private bath
  • Walk in closet
  • Indoor laundry room

Tags

CLEAR STORY SKYLIGHTGALLEY STYLE KITCHENPRIVATE BATHWALK IN CLOSETINDOOR LAUNDRY ROOMRELAXING FRONT PORCH

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $265k.

Deal economics

  • At list price, monthly cash flow is $871 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $265k).
  • Recommended offer: $249k (6.0% below list) — sets the bar for market timing.
  • Cap rate 10.2% vs local median 2.1% in Hayward — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#124 in CA, #4,294 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+, health & safety A+; Watch: crime F, cost of living F.
  • Hayward Unified (urban): math 25% / reading 37% proficiency, ranked #935 of 1,400 in CA (top 67%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Eden Gardens Elementary (481 students, 59% FRL); Anthony W. Ochoa Middle (407 students, 77% FRL); Mt. Eden High (1,947 students, 69% FRL).
  • Market conditions: Rents rising (+2.6%/yr); 72 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals leasing fast (median 7d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 1,742 units permitted in Alameda County in 2024 (856 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($114k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Alameda County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 2.6% rent growth), your $74k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 80 days — a 6% lower offer ($249k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $249,006 (6.0% below list)

Questions for the listing agent

  1. It's been on market 80 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.16%
Cap rate
10.24%
Cash-on-cash
14.09%
DSCR
1.63
GRM
7.2

CMA / ARV

ARV (median comp)
$200,932
List price
$264,900
Delta
31.84%
Verdict
OVERPRICED
Comps
12 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1200 W Winton Ave #81 0.00mi 2/2.0 1,080 (0%) 0mo $264,900 $245 100
1200 W Winton Ave #86 0.04mi 2/2.0 1,090 (+1%) 1mo $280,000 $257 96
1200 W Winton #145 0.05mi 2/2.0 1,119 (+4%) 6mo $300,000 $268 87
1200 W Winton Ave #90 0.06mi 2/2.0 1,010 (-6%) 2mo $265,000 $262 84
1150 W Winton Ave #229 0.15mi 2/2.0 1,140 (+6%) 2mo $177,000 $155 82
1200 W Winton Ave #224 0.05mi 2/2.0 1,000 (-7%) 6mo $205,000 $205 80
1200 W Winton Ave. #233 #233 0.05mi 2/2.0 1,120 (+4%) 21mo $138,000 $123 74
1200 W Winton Ave #176 0.11mi 3/2.0 (+1) 1,040 (-4%) 16mo $165,000 $159 70
1200 W Winton #49 0.10mi 2/2.0 1,152 (+7%) 21mo $280,000 $243 67

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.61% rent growth · sell at horizon

5-year hold
IRR
3.9%
Equity multiple
1.15×
Total profit
$11,208
Equity at exit
$39,497
10-year hold
IRR
13.1%
Equity multiple
2.02×
Total profit
$75,782
Equity at exit
$22,904

Cash invested: $74,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 94545

Rents YoY
2.6%
Active inventory
72
Price-to-rent
7.2×

Monthly cashflow live

Estimated rent
$3,072 high interval (Pro) →
Mortgage (P&I)
$1,389
Tax from tax record
$56 /mo · $675/yr
Insurance
$110
HOA
$0
Vacancy / Maint / Mgmt
$645
Net cashflow
$871

Break-even live

Break-even rent $1,969
Max offer price $264,900
Occupancy floor 67%

Sensitivity live

Price -10% $1,021 -5% $946 +0% $871 +5% $796 +10% $721
Rent -10% $628 -5% $749 +0% $871 +5% $992 +10% $1,113
Rate -1.0pp $1,004 -0.5pp $938 base $871 +0.5pp $802 +1.0pp $732

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$66,225
Closing costs
$7,947
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 22 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
946 Hohener Ave Hayward, CA 3.0 2.0 1434 $3,600 $2.51 16d 1 0.59mi
936 Lucia Ct Hayward, CA 3.0 1.0 1350 $2,875 $2.13 6d 1 0.72mi
25000 Copa del Oro Dr #201 Hayward, CA 2.0 2.0 855 $3,000 $3.51 45d 1 0.80mi
22846 Nevada Rd Unit 22850 Hayward, CA 3.0 2.0 1247 $4,095 $3.28 0d 1 0.83mi
22846 Nevada Rd Unit 22846 Hayward, CA 3.0 2.0 1053 $3,795 $3.60 0d 1 0.83mi
22846 Nevada Rd Unit 22854 Hayward, CA 2.0 2.0 748 $3,195 $4.27 45d 1 0.83mi
22846 Nevada Rd Unit 22856 Hayward, CA 2.0 2.0 744 $3,995 $5.37 0d 1 0.83mi
694 Tehama Ave Hayward, CA 3.0 1.5 1136 $3,300 $2.90 0d 1 0.87mi
21600 Westpark St Hayward, CA 1.0 1.0 700 $1,795 $2.56 45d 1 0.94mi
22211 S Garden Ave Hayward, CA 2.0 1.0 900 $2,145 $2.38 6d 2 1.00mi
25800 Industrial Blvd Hayward, CA 1.0–2.0 1.0–2.0 820 $2,893 $3.53 0d 9 1.01mi
22230 S Garden Ave Hayward, CA 2.0 1.0 700 $2,500 $3.57 6d 1 1.03mi
1172 Huron Ln Hayward, CA 3.0 2.0 1290 $5,000 $3.88 23d 1 1.14mi
1256 Stanhope Ln Hayward, CA 1.0 1.0 748 $2,650 $3.54 45d 1 1.20mi
22078 Arbor Ave Hayward Acres, CA 1.0–2.0 1.0 649 $2,140 $3.29 22d 1 1.22mi
21944 Arbor Ave Hayward, CA 2.0 1.0 800 $2,895 $3.62 45d 1 1.25mi
466 Mackenzie Pl Hayward, CA 3.0 2.0 1173 $3,900 $3.32 26d 1 1.25mi
280 Flint Ct Hayward Acres, CA 2.0 1.0 700 $2,250 $3.21 4d 1 1.32mi
1098 Azalea Ct Hayward, CA 3.0 2.5 1332 $3,500 $2.63 0d 1 1.33mi
24650 Amador St Hayward, CA 1.0–3.0 1.0–2.0 822 $2,788 $3.39 0d 15 1.35mi
24660 Amador St Hayward, CA 1.0–2.0 1.0 625 $2,600 $4.16 1d 3 1.38mi
894 Blaine Way Unit ADU Hayward, CA 2.0 2.0 850 $2,700 $3.18 45d 1 1.48mi

Listing history 5 events

  1. 2026-05-16
    status Pending 391-char remark
    Show marketing remark (391 chars)

    Manufactured home in Hayward Mobile Country Club (adult community 55+) has: 2 bedrooms; 2 full baths; 2 cell clear story skylight in living room; vaulted ceilings throughout; galley style kitchen; primary bedroom with private bath and walk in closet; indoor laundry room with washer and dryer included; relaxing front porch; 1 shed and more, this home is ready for it's new owners to enjoy!

  2. 2026-05-05
    price $264,900 391-char remark
    Show marketing remark (391 chars)

    Manufactured home in Hayward Mobile Country Club (adult community 55+) has: 2 bedrooms; 2 full baths; 2 cell clear story skylight in living room; vaulted ceilings throughout; galley style kitchen; primary bedroom with private bath and walk in closet; indoor laundry room with washer and dryer included; relaxing front porch; 1 shed and more, this home is ready for it's new owners to enjoy!

  3. 2026-03-12
    status Active 391-char remark
    Show marketing remark (391 chars)

    Manufactured home in Hayward Mobile Country Club (adult community 55+) has: 2 bedrooms; 2 full baths; 2 cell clear story skylight in living room; vaulted ceilings throughout; galley style kitchen; primary bedroom with private bath and walk in closet; indoor laundry room with washer and dryer included; relaxing front porch; 1 shed and more, this home is ready for it's new owners to enjoy!

  4. 2026-02-23
    status Pending 391-char remark
    Show marketing remark (391 chars)

    Manufactured home in Hayward Mobile Country Club (adult community 55+) has: 2 bedrooms; 2 full baths; 2 cell clear story skylight in living room; vaulted ceilings throughout; galley style kitchen; primary bedroom with private bath and walk in closet; indoor laundry room with washer and dryer included; relaxing front porch; 1 shed and more, this home is ready for it's new owners to enjoy!

  5. 2026-02-09
    listed $269,900 Active 391-char remark
    Show marketing remark (391 chars)

    Manufactured home in Hayward Mobile Country Club (adult community 55+) has: 2 bedrooms; 2 full baths; 2 cell clear story skylight in living room; vaulted ceilings throughout; galley style kitchen; primary bedroom with private bath and walk in closet; indoor laundry room with washer and dryer included; relaxing front porch; 1 shed and more, this home is ready for it's new owners to enjoy!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$675 · $56/mo
Projected year-2 tax
$2,013 · $168/mo
Expected delta
+$1,338/yr (+$111/mo · 198.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥88°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 7/10 Severe 12 unhealthy d/yr today · 12 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$36,859
− Mortgage interest
−$14,839
− Property taxes
−$675
− Insurance
−$1,324
− Repairs & maintenance
−$2,949
− Management
−$2,949
− Depreciation
−$7,706
Taxable income
$6,417
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,540
After-tax cash flow
$8,909/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hayward Unified
NCES district ID
0616740
Math proficiency
25% ▼ -1.00%
Reading proficiency
37% ▬ 0.00%
Median HH income
$65,326
Composite
31.27/100
National rank
#11241
State rank
#935 of 1400 in CA

Livability — Hayward

Score
75/100
State rank
#124
US rank
#4294

Category grades

Amenities A Commute A+ Cost of living F Crime F Employment A+ Housing B Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hayward, CA
County
Alameda County · 1,614,355 people
City population
191,800
Metro
San Francisco-Oakland-Berkeley, CA
Population (ZIP)
32,843
Household income
$114,356
Rent vs Own
28.9% rent · 71.1% own
Severe rent burden
702.0

Population outlook (Alameda County) Hauer SSP2

Today (2025)
1,928,884 people
By 2030
2,069,146 · +7.3%
By 2040
2,338,405 · +21.2%
By 2050
2,586,608 · +34.1%
By 2075
3,061,911 · +58.7%
By 2100
3,234,133 · +67.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
Asian 42% Hispanic / Latino 35% Two or more races 12% White 10% Black 8% Native American 1% Pacific Islander 1%
Hispanic origin (detail)
Mexican 25%
Common ancestry
Italian 1% Russian 1% Romanian 1%
Foreign-born
43% · Canada, China, Vietnam
Languages at home
39% English-only · Spanish 26% Tagalog/Filipino 14% Chinese 7%

Political lean MEDSL · Alameda

2024 margin
Solid D (+53.6) · D 74.6% · R 21.0% · Other 4.4%
2008→2024 swing
-5.9pp toward R · 2008: 59.5pp · 2024: 53.6pp
All cycles
2024: D+53.6 2020: D+62.5 2016: D+64.4 2012: D+59.8 2008: D+59.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -974.17%
Current HPI
304.698
Rent YoY
▲ 2.61%
Metro
San Francisco-Oakland-Berkeley, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-1.9% since first listed
5 events — show timeline
  • 2026-05-16 Pending bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2026-05-05 Price Changed $264,900 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2026-03-12 Relisted bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2026-02-23 Pending bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2026-02-09 Listed $269,900 bridgeMLS, Bay East AOR, or Contra Costa AOR

Property tax history

+1.3%/yr

Latest (2025): $675 · -1.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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