8822 Lochness Ave · Baton Rouge, LA 70808

$150,000

4 bd · 2.0 ba · 1,885 sqft · SingleFamily public records

Built 1983 5,662 sqft lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +3.7/5.0
• Rent growth +2.9/5.0
• Condition / age +2.5/5.0
• Schools +2.4/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

First Time on the Market Since 1983 -- Where Memories Were Made & Opportunity Awaits This 4-bedroom, 2-bath home has been lovingly maintained by its original owners, who built it and raised their family here. Now, it's ready for a new chapter. Tucked beneath mature trees on a spacious lot, this home offers a functional layout with generous living spaces and plenty of natural light throughout. While the interior remains mostly original, it has been well cared for over the years--making it the perfect canvas for buyers ready to personalize or investors looking for their next project. ? Major updates already completed: * Roof replaced within the last 5 years * HVAC replaced within the last 5 years * Windows replaced within the last 5 years With the big-ticket items already taken care of, you can focus on bringing your vision to life without the heavy upfront expenses. Whether you're looking to renovate, invest, or create your dream home, this property offers the rare combination of solid bones, meaningful history, and undeniable potential. Homes like this don't come around often--schedule your showing and see the opportunity for yourself.

Key facts

• 5,662 sq ft lot
• Garage
• Built 1983

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $355 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Cap rate 12.5% vs local median 4.3% in Baton Rouge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#24 in LA, #4,535 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: amenities D, crime F, employment D-.
• East Baton Rouge Parish (urban): math 22% / reading 34% proficiency, ranked #47 of 98 in LA (top 48%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+1.5%/yr); 297 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).
• This rent runs 39% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• Only 0 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $150,000

Questions for the listing agent

1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.51% ✓
• Cap rate: 12.54%
• Cash-on-cash: 22.32%
• DSCR: 1.99
• GRM: 5.5

CMA / ARV

• ARV (on-the-fly): $350,610
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
8666 Aston Ave	0.38mi	4/2.0	1,875 (-0%)	4mo	$310,000	$165	79
9044 Magnolia View Dr	0.32mi	3/2.5 (-1)	1,928 (+2%)	3mo	$359,500	$186	72
8623 Arabella Ave	0.30mi	3/2.0 (-1)	1,990 (+6%)	2mo	$325,000	$163	70
736 Portula Ave	0.49mi	3/2.0 (-1)	1,796 (-5%)	0mo	$335,000	$187	64
8345 Seville Ct	0.49mi	3/2.0 (-1)	1,722 (-9%)	1mo	$345,000	$200	57
425 Portula Ave	0.42mi	3/2.0 (-1)	1,692 (-10%)	1mo	$315,000	$186	57
8000 Stonelake Village Ave #101	0.64mi	3/3.5 (-1)	1,843 (-2%)	4mo	$255,000	$138	53
8151 Seville Ct	0.61mi	4/3.0	2,042 (+8%)	1mo	$400,000	$196	52
921 Drago Dr	0.54mi	4/2.0	1,610 (-15%)	1mo	$320,000	$199	50
8929 Worthington Estates Ave	0.70mi	4/2.0	1,687 (-10%)	3mo	$275,000	$163	48
8127 Valencia Ct	0.63mi	4/3.0	2,088 (+11%)	3mo	$379,000	$182	46
1132 Drago Dr	0.62mi	4/2.0	1,610 (-15%)	3mo	$306,900	$191	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.54% rent growth · sell at horizon

5-year hold

• IRR: -3.0%
• Equity multiple: 0.89×
• Total profit: $-4,711
• Equity at exit: $22,365

10-year hold

• IRR: 4.6%
• Equity multiple: 1.31×
• Total profit: $13,059
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70808

• Rents YoY: 1.5%
• Active inventory: 297
• Price-to-rent: 5.5×

Monthly cashflow live

• Estimated rent: $2,265 high
• Mortgage (P&I): −$787
• Tax from tax record: −$159 /mo · $1,905/yr
• Insurance: −$62
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$476
• Net cashflow: $355

Break-even live

Break-even rent $1,816

Max offer price $150,000

Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
777 Hadley Dr Baton Rouge, LA	3.0	2.0	1405	$1,900	$1.35	21d	1	0.34mi
8262 Governor Dr Unit 8262-A Baton Rouge, LA	3.0	3.0	1400	$1,400	$1.00	14d	1	0.36mi
8505 Aston Ave Baton Rouge, LA	4.0	2.0	1875	$2,300	$1.23	14d	1	0.40mi
8220 Governor Dr Baton Rouge, LA	3.0	2.0	1350	$1,350	$1.00	19d	1	0.40mi
8655 Abertay Ave Baton Rouge, LA	3.0	2.0	1560	$2,000	$1.28	23d	1	0.41mi
641 Greenwich Dr Baton Rouge, LA	3.0	2.0	1973	$2,400	$1.22	23d	1	0.43mi
910 Drago Dr Baton Rouge, LA	3.0	2.0	1380	$2,700	$1.96	23d	1	0.52mi
916 Drago Dr Baton Rouge, LA	4.0	2.0	1610	$3,000	$1.86	43d	1	0.53mi
9144 High Point Rd Baton Rouge, LA	4.0	2.0	2050	$2,100	$1.02	23d	1	0.56mi
9144 High Point Rd Baton Rouge, LA	4.0	2.0	2050	$2,100	$1.02	14d	1	0.56mi
943 Renova DR Baton Rouge, LA	4.0	2.0	1610	$2,900	$1.80	43d	1	0.61mi
9537 Kevel Dr Baton Rouge, LA	3.0	2.0	2403	$2,250	$0.94	14d	1	0.63mi
1047 Drago Dr Baton Rouge, LA	4.0	2.0	1610	$3,000	$1.86	43d	1	0.63mi
1045 Renova Dr Baton Rouge, LA	4.0	2.0	1610	$2,950	$1.83	14d	1	0.65mi
560 Staring Ln Baton Rouge, LA	3.0	1.5	1423	$1,750	$1.23	21d	1	0.70mi
8017 Seville Ct Baton Rouge, LA	3.0	2.5	1786	$2,700	$1.51	43d	1	0.71mi
717 Summer Breeze Dr Baton Rouge, LA	3.0	2.0	1750	$2,000	$1.14	23d	1	0.71mi
9176 Boone Dr Baton Rouge, LA	3.0	2.0	1469	$1,950	$1.33	43d	1	0.81mi
8022 Antebellum Ave Baton Rouge, LA	3.0	2.0	1510	$2,100	$1.39	43d	1	0.85mi
7738 Menlo Dr Unit NA Baton Rouge, LA	3.0	2.0	2190	$2,400	$1.10	43d	1	0.89mi
7623 Waterview Dr Baton Rouge, LA	3.0	2.0	1933	$2,650	$1.37	23d	1	0.91mi
1418 Gardenia Ln Baton Rouge, LA	3.0	2.0	1812	$2,350	$1.30	14d	1	0.93mi
9441 Boone Dr Baton Rouge, LA	3.0	2.0	1611	$2,050	$1.27	23d	1	0.96mi
7642 W Pelican Lakes Ave Baton Rouge, LA	3.0	2.0	1631	$2,500	$1.53	21d	1	0.96mi
954 Deer Pass Dr Baton Rouge, LA	3.0	2.0	1612	$2,400	$1.49	43d	1	0.96mi
10157 Bonnet Cove Ave Baton Rouge, LA	3.0	3.0	1785	$1,900	$1.06	43d	1	1.03mi
735 Bromley Dr Baton Rouge, LA	3.0	2.0	2000	$2,300	$1.15	23d	1	1.08mi
9250 Pecan Tree Dr Baton Rouge, LA	3.0	2.0	1291	$1,650	$1.28	23d	1	1.09mi
553 Westhaven Blvd Unit 1519869P Baton Rouge, LA	3.0	2.0	1797	$3,688	$2.05	14d	1	1.10mi
2029 Jasper Ave Unit 2029-D Baton Rouge, LA	3.0	2.0	1350	$1,200	$0.89	44d	1	1.13mi
2029 Jasper Ave Unit 2029-B Baton Rouge, LA	3.0	2.0	1350	$1,250	$0.93	23d	1	1.13mi
7300 Burbank Dr Baton Rouge, LA	3.0	2.0–3.0	1427	$2,475	$1.73	23d	1	1.21mi
7300 Burbank Dr Baton Rouge, LA	2.0–3.0	2.0–3.0	1380	$3,000	$2.17	43d	3	1.21mi
7306 Kenilworth Crossing Ave Baton Rouge, LA	3.0	2.0	1613	$2,700	$1.67	14d	1	1.26mi
7211 Kenilworth Crossing Ave Baton Rouge, LA	4.0	2.5	1800	$3,550	$1.97	14d	1	1.35mi
10600 Lakes Blvd Baton Rouge, LA	3.0	3.0	1464	$1,850	$1.26	43d	2	1.41mi
10600 Lakes Blvd Baton Rouge, LA	2.0–3.0	2.5–3.0	1420	$2,250	$1.58	14d	4	1.41mi
10600 Lakes Blvd Baton Rouge, LA	1.0–3.0	1.0–3.0	1425	$2,100	$1.47	23d	4	1.41mi
10231 Bluebonnet Blvd Baton Rouge, LA	1.0–3.0	1.0–2.0	988	$2,084	$2.11	14d	21	1.46mi
8500 Bluebonnet Blvd #24 Baton Rouge, LA	3.0	2.0	1430	$1,600	$1.12	19d	1	1.46mi

Listing history 4 events

1. 2026-04-17
   listed $150,000

   Show marketing remark (1157 chars)

   First Time on the Market Since 1983 -- Where Memories Were Made & Opportunity Awaits This 4-bedroom, 2-bath home has been lovingly maintained by its original owners, who built it and raised their family here. Now, it's ready for a new chapter. Tucked beneath mature trees on a spacious lot, this home offers a functional layout with generous living spaces and plenty of natural light throughout. While the interior remains mostly original, it has been well cared for over the years--making it the perfect canvas for buyers ready to personalize or investors looking for their next project. ? Major updates already completed: * Roof replaced within the last 5 years * HVAC replaced within the last 5 years * Windows replaced within the last 5 years With the big-ticket items already taken care of, you can focus on bringing your vision to life without the heavy upfront expenses. Whether you're looking to renovate, invest, or create your dream home, this property offers the rare combination of solid bones, meaningful history, and undeniable potential. Homes like this don't come around often--schedule your showing and see the opportunity for yourself.

2. 2026-04-17
   historical

   Show marketing remark (1157 chars)

   First Time on the Market Since 1983 -- Where Memories Were Made & Opportunity Awaits This 4-bedroom, 2-bath home has been lovingly maintained by its original owners, who built it and raised their family here. Now, it's ready for a new chapter. Tucked beneath mature trees on a spacious lot, this home offers a functional layout with generous living spaces and plenty of natural light throughout. While the interior remains mostly original, it has been well cared for over the years--making it the perfect canvas for buyers ready to personalize or investors looking for their next project. ? Major updates already completed: * Roof replaced within the last 5 years * HVAC replaced within the last 5 years * Windows replaced within the last 5 years With the big-ticket items already taken care of, you can focus on bringing your vision to life without the heavy upfront expenses. Whether you're looking to renovate, invest, or create your dream home, this property offers the rare combination of solid bones, meaningful history, and undeniable potential. Homes like this don't come around often--schedule your showing and see the opportunity for yourself.

3. 2026-04-17
   listed $150,000 1157-char remark

   Show marketing remark (1157 chars)

   First Time on the Market Since 1983 -- Where Memories Were Made & Opportunity Awaits This 4-bedroom, 2-bath home has been lovingly maintained by its original owners, who built it and raised their family here. Now, it's ready for a new chapter. Tucked beneath mature trees on a spacious lot, this home offers a functional layout with generous living spaces and plenty of natural light throughout. While the interior remains mostly original, it has been well cared for over the years--making it the perfect canvas for buyers ready to personalize or investors looking for their next project. ? Major updates already completed: * Roof replaced within the last 5 years * HVAC replaced within the last 5 years * Windows replaced within the last 5 years With the big-ticket items already taken care of, you can focus on bringing your vision to life without the heavy upfront expenses. Whether you're looking to renovate, invest, or create your dream home, this property offers the rare combination of solid bones, meaningful history, and undeniable potential. Homes like this don't come around often--schedule your showing and see the opportunity for yourself.

4. 1983-11-23
   soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $1,905 · $159/mo
• Projected year-2 tax: $1,905 · $159/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone AE · 70% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,177
• − Mortgage interest: −$8,402
• − Property taxes: −$1,905
• − Insurance: −$5,868
• − Repairs & maintenance: −$2,174
• − Management: −$2,174
• − Depreciation: −$4,364
• Taxable income: $2,290
• Est. tax owed @ 24.0%: −$550
• After-tax cash flow: $3,708/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: East Baton Rouge Parish
• NCES district ID: 2200540
• Math proficiency: 22% ▼ -36.00%
• Reading proficiency: 34% ▼ -31.00%
• Median HH income: $46,263
• Composite: 24.14/100
• National rank: #7745
• State rank: #47 of 98 in LA

Livability — Baton Rouge

• Score: 74/100
• State rank: #24
• US rank: #4535

Category grades

Amenities D Commute A+ Cost of living A+ Crime F Employment D- Housing A Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baton Rouge, LA
• County: East Baton Rouge Parish · 399,686 people
• City population: 351,868
• Metro: Baton Rouge, LA
• Population (ZIP): 35,843
• Household income: $69,418
• Rent vs Own: 44.5% rent · 55.5% own
• Severe rent burden: 2545.0

Population outlook (East Baton Rouge County) Hauer SSP2

• Today (2025): 464,810 people
• By 2030: 472,137 · +1.6%
• By 2040: 480,243 · +3.3%
• By 2050: 484,422 · +4.2%
• By 2075: 492,069 · +5.9%
• By 2100: 476,347 · +2.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (66%)
• Race & ethnicity: White 66% Black 20% Two or more races 7% Hispanic / Latino 6% Asian 5%
• Hispanic origin (detail): Mexican 1%
• Common ancestry: Lithuanian 12% Slovak 2% Romanian 2%
• Foreign-born: 8% · Canada, China, Vietnam
• Languages at home: 90% English-only · Spanish 2% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · East Baton Rouge

• 2024 margin: D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
• 2008→2024 swing: +8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
• All cycles: 2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -351.73%
• Current HPI: 196.4406
• Rent YoY: ▲ 1.54%
• Metro: Baton Rouge, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

+0.0% since first listed

4 events — show timeline

• 2026-04-17 Listed $150,000 AcadianaMLS
• 2026-04-17 Delisted — GBRMLS
• 2026-04-17 Listed $150,000 GBRMLS
• 1983-11-23 Sold (Public Records) — Public Records

Property tax history

+5.4%/yr

Latest (2025): $1,905 · +4.5% YoY. Source: county tax records.