1041 County Road 14 · Connorville, OH 43943

$149,000

3 bd · 1.0 ba · 1,093 sqft · SingleFamily public records · 68 Days on market

Built 2012 1.27 ac lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +11.0/30.0
• ARV discount +7.5/15.0
• Appreciation +5.8/10.0
• Schools +4.1/10.0
• DSCR +3.2/10.0
• Livability +2.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.0/10.0

Listing remarks

Plenty of room in the 1800-plus square foot home. Original construction 100 years, but well-kept and remodeled over the years, large addition added in 2012 also includes large two-car garage. Large eat-in kitchen with the washer and dryer so no steps for washing clothes. Very nice country location, approximately three miles from Buckeye Local High school and State Route 150 an additional three miles to State Route 7. Plenty of opportunity and plenty of room.

Key facts

• Large eat-in kitchen
• Large addition
• 1.27 acre lot

Tags

• LARGE EAT-IN KITCHEN
• LARGE ADDITION

Property features AI

Exterior

• Parking: Front-facing garage; 2-car garage
• Utilities: Septic tank; Well water
• Home design: Two-story home; Aluminum siding exterior
• Construction: Metal roof; Block foundation; Built (year per assessor)
• Exterior features: Front porch; Back yard; Landscaped lot (approx. 1.27 acres); Gravel parking area

Interior

• Kitchen: Eat-in kitchen on the first floor; Kitchen includes washer and dryer
• Bedrooms: Second-floor bedroom (approx. 24 x 19.11) with carpet; Second-floor bedroom (approx. 14.2 x 9.2) with wood flooring; Second-floor bedroom (approx. 8.3 x 13.4) with wood flooring
• Flooring: Carpet in at least one bedroom; Wood flooring in family room and multiple bedrooms; Linoleum in kitchen; Tile in first-floor bathroom; Other flooring in living room
• Bathrooms: Two full bathrooms; One main-level bathroom; Second-floor bathroom (approx. 9.1 x 7.11); First-floor bathroom (approx. 8.6 x 10.0) with tile flooring
• Heating & cooling: Central air and window unit(s) for cooling; Heating by baseboard, forced air, and gas
• Interior features: Double-pane windows; Ceiling fan(s); Entrance foyer; Eat-in kitchen; Partial, unfinished basement; Wood burning stove in family room (fireplace)
• Laundry & utility: Laundry located in the kitchen (washer and dryer included)

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $149k.

Deal economics

• At list price, monthly cash flow is $-62 ($-745/yr) — negative.
• To cash-flow at today's rent, offer at most $138k (7.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $104k (30.0% below list).
• Recommended offer: $104k (30.0% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 57/100 on livability (#1,089 in OH) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, schools A, crime A; Watch: employment C-, amenities F, commute F.
• Buckeye Local (rural): math 44% / reading 53% proficiency, ranked #471 of 656 in OH (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 9 active listings in the ZIP; 2 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $3k of equity ($1k loan paydown + $2k appreciation (1.6% local appreciation)).
• Jefferson County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (1.6% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~10 years — after that, you're playing with house money.
• By year 10, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 68 days — a 6% lower offer ($140k) is reasonable based on typical stale-listing flexibility.

Recommended offer $104,226 (30.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 68 days. Have you received any prior offers? Is the seller open to a 30% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.70% ✗
• Cap rate: 5.79%
• Cash-on-cash: -1.79%
• DSCR: 0.92
• GRM: 11.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

1.58% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 1.4%
• Equity multiple: 1.07×
• Total profit: $3,069
• Equity at exit: $55,450

10-year hold

• IRR: 5.7%
• Equity multiple: 1.74×
• Total profit: $30,705
• Equity at exit: $77,374

Cash invested: $41,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43943

• Home prices YoY: 1.1%
• Active inventory: 9
• Price-to-rent: 11.9×

Monthly cashflow live

• Estimated rent: $1,042 medium
• Mortgage (P&I): −$781
• Tax from tax record: −$42 /mo · $504/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$219
• Net cashflow: $-62

Break-even live

Break-even rent $1,121

Max offer price $138,035

Occupancy floor —

Sensitivity live

Price	-10% $22	-5% $-20	+0% $-62	+5% $-104	+10% $-146
Rent	-10% $-144	-5% $-103	+0% $-62	+5% $-21	+10% $20
Rate	-1.0pp $13	-0.5pp $-24	base $-62	+0.5pp $-101	+1.0pp $-140

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,250
• Closing costs: $4,470
• Reserves months: —
• Total cash needed: —

Listing history 16 events

1. 2026-06-21
   days on market $149,000 Active 68 DOM
2. 2026-06-18
   days on market $149,000 Active 66 DOM
3. 2026-06-17
   days on market $149,000 Active 65 DOM
4. 2026-06-16
   days on market $149,000 Active 64 DOM
5. 2026-06-15
   days on market $149,000 Active 63 DOM
6. 2026-06-13
   days on market $149,000 Active 61 DOM
7. 2026-06-12
   days on market $149,000 Active 60 DOM
8. 2026-06-09
   days on market $149,000 Active 57 DOM
9. 2026-06-08
   days on market $149,000 Active 56 DOM
10. 2026-06-07
    days on market $149,000 Active 55 DOM
11. 2026-06-07
    days on market $149,000 Active 54 DOM
12. 2026-06-04
    days on market $149,000 Active 51 DOM
13. 2026-06-02
    days on market $149,000 Active 50 DOM
14. 2026-06-01
    days on market $149,000 Active 49 DOM
15. 2026-05-31
    remarks 462-char remark
16. 2026-05-31
    listed $149,000 Active 48 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $504 · $42/mo
• Projected year-2 tax: $1,414 · $118/mo
• Expected delta: +$910/yr (+$76/mo · 180.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,507
• − Mortgage interest: −$8,346
• − Property taxes: −$504
• − Insurance: −$745
• − Repairs & maintenance: −$1,001
• − Management: −$1,001
• − Depreciation: −$4,335
• Taxable loss: −$3,424
• Est. tax savings @ 24.0%: +$822
• After-tax cash flow: $77/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Buckeye Local
• NCES district ID: 3904778
• Math proficiency: 44% ▼ -18.00%
• Reading proficiency: 53% ▼ -10.00%
• Median HH income: $41,332
• Composite: 40.68/100
• National rank: #3673
• State rank: #471 of 656 in OH

Livability — Connorville

• Score: 57/100
• State rank: #1089
• US rank: #21837

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C- Housing F Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Jefferson · 64,369 people
• Metro: Weirton-Steubenville, WV-OH
• Population (ZIP): 3,288
• Household income: $49,569
• Rent vs Own: 15.2% rent · 84.8% own
• Severe rent burden: 5.9

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 63,481 people
• By 2030: 61,067 · -3.8%
• By 2040: 55,860 · -12.0%
• By 2050: 51,236 · -19.3%
• By 2075: 41,804 · -34.1%
• By 2100: 32,344 · -49.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (97%)
• Race & ethnicity: White 97% Two or more races 1%
• Common ancestry: Romanian 15% Polish 2% Serbian 1%
• Foreign-born: 0%
• Languages at home: 98% English-only · Other Indo-European 1%

Political lean MEDSL · Jefferson

• 2024 margin: Solid R (+43.9) · D 27.5% · R 71.4% · Other 1.1%
• 2008→2024 swing: -44.1pp toward R · 2008: 0.2pp · 2024: -43.9pp
• All cycles: 2024: R+43.9 2020: R+38.4 2016: R+35.7 2012: R+5.5 2008: D+0.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 1.58%
• Current HPI: 138.7959
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

1 event — show timeline

• 2026-04-13 Listed $149,000 MLSNOW

Property tax history

+1.4%/yr

Latest (2025): $504 · -4.3% YoY. Source: county tax records.