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316 W Wiconisco St
B Composite 73.73
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +5.0/10.0
  • Livability +3.7/5.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$59,900

316 W Wiconisco St · Muir, PA 17957
4 bd · 1.0 ba · 1,440 sqft · SingleFamily public records · 74 Days on market
Built 1900 7,405 sqft lot $42/sqft · 62% below area ↓ 14% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this single-family home located in Muir. The property features 4 bedrooms, 1.5 bathrooms, a spacious dining room, and convenient first-floor laundry. Additional highlights include an enclosed rear porch, storage shed, electric baseboard heat, and a generously sized lot. This home offers great potential for a new owner to add their personal touches and make it their own. Call today for more information or to schedule a showing.

Key facts

  • Generously sized lot
  • Storage shed
  • Enclosed rear porch

Tags

ENCLOSED REAR PORCHSTORAGE SHEDFIRST-FLOOR LAUNDRYGENEROUSLY SIZED LOT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath single-family listed at $60k.

Deal economics

  • At list price, monthly cash flow is $605 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $60k).
  • Recommended offer: $56k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 73/100 on livability (#565 in PA) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Williams Valley SD (rural): math 16% / reading 44% proficiency, ranked #442 of 539 in PA (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Williams Valley El Sch (math 17% / reading 45%, grade F, #1,116 of 1,518 statewide, top 74%, 521 students, 100% FRL); Williams Valley Jshs (math 17% / reading 42%, grade F, #349 of 437 statewide, top 81%, 440 students, 98% FRL) — zoned schools average 99% FRL vs 40% district-wide (59 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 1 active listings in the ZIP; 169 units permitted in Schuylkill County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($414 loan paydown + $2k appreciation (3.0% local appreciation)).
  • Schuylkill County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 74 days — a 6% lower offer ($56k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $56,306 (6.0% below list)

Questions for the listing agent

  1. It's been on market 74 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.13%
Cap rate
18.41%
Cash-on-cash
43.28%
DSCR
2.93
GRM
3.9

CMA / ARV

ARV (median comp)
$178,838
List price
$59,900
Delta
-66.51%
Verdict
UNDERPRICED
Comps
17 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
410 W Wiconisco St 0.06mi 3/1.0 (-1) 1,402 (-3%) 16mo $151,500 $108 74
26 N Yohe St 0.51mi 3/1.5 (-1) 1,410 (-2%) 3mo $245,000 $174 63
125 S Yohe St 0.44mi 4/2.0 1,389 (-4%) 10mo $221,000 $159 61
1612 E Grand Ave 0.68mi 4/1.5 1,528 (+6%) 13mo $175,600 $115 46
128 N Yohe St 0.58mi 3/2.0 (-1) 1,236 (-14%) 14mo $140,000 $113 28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
48.6%
Equity multiple
3.73×
Total profit
$45,754
Equity at exit
$26,934
10-year hold
IRR
48.4%
Equity multiple
7.49×
Total profit
$108,918
Equity at exit
$41,508

Cash invested: $16,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 17957

Active inventory
1
Price-to-rent
3.9×

Monthly cashflow live

Estimated rent
$1,278 medium interval (Pro) →
Mortgage (P&I)
$314
Tax from tax record
$66 /mo · $787/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$268
Net cashflow
$605

Break-even live

Break-even rent $512
Max offer price $59,900
Occupancy floor 48%

Sensitivity live

Price -10% $639 -5% $622 +0% $605 +5% $588 +10% $571
Rent -10% $504 -5% $554 +0% $605 +5% $655 +10% $706
Rate -1.0pp $635 -0.5pp $620 base $605 +0.5pp $589 +1.0pp $574

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$14,975
Closing costs
$1,797
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 3 events

  1. 2026-05-19
    status Pending 441-char remark
    Show marketing remark (441 chars)

    Welcome to this single-family home located in Muir. The property features 4 bedrooms, 1.5 bathrooms, a spacious dining room, and convenient first-floor laundry. Additional highlights include an enclosed rear porch, storage shed, electric baseboard heat, and a generously sized lot. This home offers great potential for a new owner to add their personal touches and make it their own. Call today for more information or to schedule a showing.

  2. 2026-04-21
    price $59,900 441-char remark
    Show marketing remark (441 chars)

    Welcome to this single-family home located in Muir. The property features 4 bedrooms, 1.5 bathrooms, a spacious dining room, and convenient first-floor laundry. Additional highlights include an enclosed rear porch, storage shed, electric baseboard heat, and a generously sized lot. This home offers great potential for a new owner to add their personal touches and make it their own. Call today for more information or to schedule a showing.

  3. 2026-03-05
    listed $70,000 Active 441-char remark
    Show marketing remark (441 chars)

    Welcome to this single-family home located in Muir. The property features 4 bedrooms, 1.5 bathrooms, a spacious dining room, and convenient first-floor laundry. Additional highlights include an enclosed rear porch, storage shed, electric baseboard heat, and a generously sized lot. This home offers great potential for a new owner to add their personal touches and make it their own. Call today for more information or to schedule a showing.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$787 · $66/mo
Projected year-2 tax
$867 · $72/mo
Expected delta
+$80/yr (+$7/mo · 10.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 4/10 Moderate 8 d/yr ≥95°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,335
− Mortgage interest
−$3,355
− Property taxes
−$787
− Insurance
−$300
− Repairs & maintenance
−$1,227
− Management
−$1,227
− Depreciation
−$1,743
Taxable income
$6,697
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,607
After-tax cash flow
$5,651/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Williams Valley SD
NCES district ID
4226400
Math proficiency
16% ▼ -11.00%
Reading proficiency
44% ▼ -7.00%
Median HH income
$47,317
Composite
25.84/100
National rank
#7354
State rank
#442 of 539 in PA

Livability — Muir

Score
73/100
State rank
#565
US rank
#5319

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment A+ Housing A+ Health & safety B User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Muir, PA
City population
407
Population (ZIP)
407

Population outlook (Schuylkill County) Hauer SSP2

Today (2025)
137,447 people
By 2030
133,121 · -3.1%
By 2040
124,172 · -9.7%
By 2050
115,611 · -15.9%
By 2075
100,796 · -26.7%
By 2100
86,667 · -36.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (100%)
Race & ethnicity
White 100%
Common ancestry
Iranian 8% Polish 8% Romanian 1%
Languages at home
98% English-only · German/W. Germanic 2%

Political lean MEDSL · Schuylkill

2024 margin
Solid R (+42.1) · D 28.5% · R 70.6%
2008→2024 swing
-33.4pp toward R · 2008: -8.7pp · 2024: -42.1pp
All cycles
2024: R+42.1 2020: R+39.9 2016: R+43.4 2012: R+13.4 2008: R+8.7

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-14.4% since first listed
3 events — show timeline
  • 2026-05-19 Pending BRIGHT MLS
  • 2026-04-21 Price Changed $59,900 BRIGHT MLS
  • 2026-03-05 Listed $70,000 BRIGHT MLS

Property tax history

+2.5%/yr

Latest (2025): $787 · +12.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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