12710 Lisbon St SE · Robertsville, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.8/10.0
- Livability +3.1/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$49,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to country living! The mobile home sits on approximately . 80 acre with a fenced in area for kids, pets, or a garden area. The home was constructed around 2002 with just under 1,000 square feet and is move-in ready with 3 bedrooms/2 baths with a split bedroom design meaning one bedroom on one side and the other 2 bedrooms on the opposite end. There is a nicely sized living room and kitchen along with a mudroom area when entering the home from the front walk. The bonus is the 2 full baths plus a shed. Don't hesitate on your chance to own this one! This will need to be a cash sale. The adjacent ranch home on a separate parcel at 12722 Lisbon is also for sale and can be purchased as a
Key facts
- Hardwood flooring
- Walk-up access
- Eat-in kitchen
Tags
Property features AI
Exterior
- Parking: Driveway (unpaved); One covered carport space
- Utilities: Septic tank; Shared well
- Home design: Single-story home
- Construction: Vinyl siding; Asphalt/fiberglass roof
- Exterior features: Full chain-link fencing; Yard shed(s)
Interior
- Bedrooms: Three main-level bedrooms
- Bathrooms: Two full bathrooms on the main level
- Heating & cooling: Heat pump heating; Central air conditioning
- Interior features: Main-level living; Estimated 980 above-grade finished area
- Laundry & utility: Laundry on the main level
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $49k.
Deal economics
- At list price, monthly cash flow is $467 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($975 rent vs $49k).
Location & tenants
- Location reads 61/100 on livability (#944 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: employment D+, crime D, amenities F.
- Minerva Local (town): math 55% / reading 57% proficiency, ranked #352 of 656 in OH (top 54%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 6 active listings in the ZIP; solid renter incomes; 528 units permitted in Stark County in 2024 (84 in 5+ unit buildings).
- This rent is only 15% of the median local income ($79k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.
Forward outlook
- In year one you build about $5k of equity ($339 loan paydown + $5k appreciation (10.0% local appreciation)).
- Stark County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 6, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
- Current owner paid $8k; list at $49k implies a 512% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.99% ✓
- Cap rate
- 17.73%
- Cash-on-cash
- 40.86%
- DSCR
- 2.82
- GRM
- 4.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 55.9%
- Equity multiple
- 5.11×
- Total profit
- $56,434
- Equity at exit
- $44,143
- IRR
- 49.4%
- Equity multiple
- 11.41×
- Total profit
- $142,775
- Equity at exit
- $95,196
Cash invested: $13,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 44669
- Home prices YoY
- 5.3%
- Active inventory
- 6
- Price-to-rent
- 4.2×
Monthly cashflow live
- Estimated rent
- $975 medium interval (Pro) →
- Mortgage (P&I)
- −$257
- Tax from tax record
- −$26 /mo · $308/yr
- Insurance
- −$20
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$205
- Net cashflow
- $467
Break-even live
Sensitivity live
| Price | -10% $495 | -5% $481 | +0% $467 | +5% $453 | +10% $439 |
|---|---|---|---|---|---|
| Rent | -10% $390 | -5% $429 | +0% $467 | +5% $506 | +10% $544 |
| Rate | -1.0pp $492 | -0.5pp $480 | base $467 | +0.5pp $454 | +1.0pp $442 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $12,250
- Closing costs
- $1,470
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 8 events
-
2026-06-18days on market $49,000 Active 9 DOM
-
2026-06-17days on market $49,000 Active 8 DOM
-
2026-06-16days on market $49,000 Active 7 DOM
-
2026-06-15days on market $49,000 Active 6 DOM
-
2026-06-14days on market $49,000 Active 4 DOM
-
2026-06-13days on market $49,000 Active 3 DOM
-
2026-06-10remarks 699-char remark
-
2026-06-10$49,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $308 · $26/mo
- Projected year-2 tax
- $536 · $45/mo
- Expected delta
- +$228/yr (+$19/mo · 74.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,699
- − Mortgage interest
- −$2,745
- − Property taxes
- −$308
- − Insurance
- −$245
- − Repairs & maintenance
- −$936
- − Management
- −$936
- − Depreciation
- −$1,425
- Taxable income
- $5,104
- Est. tax owed @ 24.0%
- −$1,225
- After-tax cash flow
- $4,381/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Minerva Local
- NCES district ID
- 3904989
- Math proficiency
- 55% ▼ -14.00%
- Reading proficiency
- 57% ▼ -8.00%
- Median HH income
- $48,153
- Composite
- 47.58/100
- National rank
- #2263
- State rank
- #352 of 656 in OH
Livability — Robertsville
- Score
- 61/100
- State rank
- #944
- US rank
- #18216
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Stark · 366,688 people
- City population
- 155
- Metro
- Canton-Massillon, OH
- Population (ZIP)
- 1,889
- Household income
- $79,485
- Rent vs Own
Population outlook (Stark County) Hauer SSP2
- Today (2025)
- 373,708 people
- By 2030
- 371,245 · -0.7%
- By 2040
- 361,331 · -3.3%
- By 2050
- 345,290 · -7.6%
- By 2075
- 302,669 · -19.0%
- By 2100
- 238,870 · -36.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (98%)
- Race & ethnicity
- White 98% Two or more races 2%
- Common ancestry
- Italian 12% Scotch-Irish 3% Slovak 3%
Political lean MEDSL · Stark
- 2024 margin
- Strong R (+21.9) · D 38.6% · R 60.5%
- 2008→2024 swing
- -27.4pp toward R · 2008: 5.5pp · 2024: -21.9pp
- All cycles
- 2024: R+21.9 2020: R+18.5 2016: R+17.4 2012: R+0.4 2008: D+5.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 13.10%
- Current HPI
- 262.0882
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
||
| Industrial Machinery | 3 | $49B |
|
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| Financial Services | 3 | $24B |
|
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| Consumer Goods | 2 | $93B |
|
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| Aerospace / Defense | 2 | $47B |
|
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| Utilities | 2 | $33B |
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Price history
+512.5% since first listed2 events — show timeline
- 2026-06-09 Listed $49,000 MLSNOW
- 1990-10-29 Sold (Public Records) $8,000 Public Records
Property tax history
+1.8%/yrLatest (2024): $308 · +6.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…