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1020 Vail View Dr Unit 1311-15
C- Composite 53.43
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • Appreciation +9.4/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +3.6/5.0
  • Schools +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$350

1020 Vail View Dr Unit 1311-15 · Vail, CO 81657
1 bd · 2.0 ba · 843 sqft · Condo · 94 Days on market
Built 1979 $125/mo HOA · 5% of rent ↓ 50% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Just five minutes from Vail Village Vail Mountain, Sandstone Creek Club is one of the affordable options to own your own week in a world class mountain resort. This popular 1 bedroom/2 bathroom condo is yours during week 15 every year---April 11-18, 2026, April 10-17, 2027, April 8-15, 2028, April 14-21, 2029 and so on. This residence comes with a full kitchen where you can prepare your meals or just make a quick cup of coffee. You'll enjoy relaxing next to the fireplace in your own separate living room. Sleeps 4 people and has a balcony, internet access, humidifier, safe and all the comforts of home. Sandstone Creek Club includes an Indoor Outdoor creek-side pool, 2 hot tubs, Steam Room, S

Key facts

  • Full kitchen
  • Balcony
  • Hot tubs

Tags

FULL KITCHENSEPARATE LIVING ROOMBALCONYINDOOR OUTDOOR CREEK-SIDE POOLHOT TUBSSTEAM ROOM

Property features AI

Finance

  • Other: Tax parcel information available
  • HOA & community: Association with quarterly fee; Association fee includes cable TV, common area maintenance, electricity, gas, heat, insurance, internet, management, sewer, snow removal, taxes, telephone, trash, water, furniture replacement; Community amenities: fitness center, front desk, on-site management, pool, shuttle service, spa/hot tub

Exterior

  • Utilities: Association covers electricity, gas, heat, sewer, water, telephone, cable TV, internet, trash
  • Home design: Multi-story (three or more levels)
  • Construction: Tar & gravel roof; Concrete perimeter foundation
  • Exterior features: Residential zoning

Interior

  • Kitchen: Dishwasher; Garbage disposal; Microwave; Range; Refrigerator
  • Bedrooms: 1 bedroom
  • Flooring: Carpet; Laminate; Tile; Wood
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Baseboard heating; Electric heating; Ceiling fan(s) for cooling
  • Interior features: Fireplace; Furnished; Near public transit; Trail(s) nearby
  • Laundry & utility: Includes utilities covered by association (see HOA)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/2.0-bath condo listed at $350.

Deal economics

  • At list price, monthly cash flow is $2k ($22k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $350).
  • Recommended offer: $318 (9.1% below list) — sets the bar for market timing.
  • Cap rate 6458.8% vs local median 0.5% in Vail — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#76 in CO) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: crime D-, cost of living F, health & safety F.
  • Eagle County School District No. RE-50 (town): math 22% / reading 42% proficiency, ranked #39 of 86 in CO (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 313 active listings in the ZIP; solid renter incomes; 387 units permitted in Eagle County in 2024 (256 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($101k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $33 of equity ($2 loan paydown + $31 appreciation (8.8% local appreciation)).
  • Eagle County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (8.8% appreciation + 3.0% rent growth), your $98 cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 94 days — a 9% lower offer ($318) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago; this cycle's ask has dropped $550 (61%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: major flood risk; moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $318 (9.1% below list)

Questions for the listing agent

  1. It's been on market 94 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  9. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
726.73%
Cap rate
6458.79%
Cash-on-cash
23044.63%
DSCR
1026.36
GRM
0.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

8.75% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
1184.15×
Total profit
$115,949
Equity at exit
$284
10-year hold
IRR
Equity multiple
2560.42×
Total profit
$250,823
Equity at exit
$582

Cash invested: $98 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
38 Tenant-Leaning
State Colorado
38 Tenant-Leaning · D+4
County
— inherits STATE
City
— inherits STATE
2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

ZIP-level market 81657

Home prices YoY
1.8%
Active inventory
313

Monthly cashflow live

Estimated rent
$2,544 medium interval (Pro) →
Mortgage (P&I)
$2
Tax est. 1.5%
$0 /mo · $5/yr
Insurance
$0
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$125
Vacancy / Maint / Mgmt
$534
Net cashflow
$1,816

Break-even live

Break-even rent $245
Max offer price $350
Occupancy floor 24%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$88
Closing costs
$10
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail condo

Monthly dues
$125 · $1,500/yr
Likely covers
internetpool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 21 events

  1. 2026-06-19
    days on market $350 Active 94 DOM
  2. 2026-06-18
    days on market $350 Active 93 DOM
  3. 2026-06-17
    days on market $350 Active 92 DOM
  4. 2026-06-16
    days on market $350 Active 91 DOM
  5. 2026-06-15
    days on market $350 Active 90 DOM
  6. 2026-06-14
    pricedays on market $350 Active 88 DOM
  7. 2026-06-12
    days on market $500 Active 87 DOM
  8. 2026-06-09
    days on market $500 Active 84 DOM
  9. 2026-06-08
    days on market $500 Active 83 DOM
  10. 2026-06-07
    days on market $500 Active 82 DOM
  11. 2026-06-05
    days on market $500 Active 79 DOM
  12. 2026-06-03
    days on market $500 Active 78 DOM
  13. 2026-06-02
    days on market $500 Active 77 DOM
  14. 2026-06-01
    days on market $500 Active 76 DOM
  15. 2026-05-31
    days on market $500 Active 75 DOM
  16. 2026-05-30
    days on market $500 Active 74 DOM
  17. 2026-04-06
    price $500
  18. 2026-03-17
    listed $900 Active
  19. 2024-09-10
    price $2,500
  20. 2024-07-22
    price $3,000
  21. 2024-05-18
    listed $5,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 77% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 1/10 Low 14 d/yr ≥76°F today · 37 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,522
− Mortgage interest
−$20
− Property taxes
−$5
− Insurance
−$799
− Repairs & maintenance
−$2,442
− Management
−$2,442
− HOA
−$1,500
− Depreciation
−$10
Taxable income
$23,305
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$5,593
After-tax cash flow
$16,193/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Eagle County School District No. RE-50
NCES district ID
0803540
Math proficiency
22% ▼ -8.00%
Reading proficiency
42% ▼ -4.00%
Median HH income
$73,322
Composite
30.01/100
National rank
#6360
State rank
#39 of 86 in CO

Livability — Vail

Score
71/100
State rank
#76
US rank
#7125

Category grades

Amenities A+ Commute A+ Cost of living F Crime D- Employment A+ Housing B- Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Vail, CO
County
Eagle County · 42,178 people
City population
4,835
Metro
Edwards, CO
Population (ZIP)
4,835
Household income
$100,573
Rent vs Own
38.6% rent · 61.4% own
Severe rent burden
262.0

Population outlook (Eagle County) Hauer SSP2

Today (2025)
57,837 people
By 2030
59,258 · +2.5%
By 2040
60,698 · +4.9%
By 2050
60,206 · +4.1%
By 2075
54,326 · -6.1%
By 2100
47,000 · -18.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Two or more races 11% Hispanic / Latino 9%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Portuguese 4% Romanian 3% Lithuanian 2%
Foreign-born
14% · Canada
Languages at home
88% English-only · Spanish 6% German/W. Germanic 2% French/Haitian/Cajun 1%

Political lean MEDSL · Eagle

2024 margin
Strong D (+24.4) · D 61.0% · R 36.5% · Other 2.5%
2008→2024 swing
+1.3pp toward D · 2008: 23.1pp · 2024: 24.4pp
All cycles
2024: D+24.4 2020: D+29.8 2016: D+19.9 2012: D+14.7 2008: D+23.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.75%
Current HPI
485.2983
Rent YoY
Metro
Edwards, CO
State GDP YoY
▲ 1.95%
F500 in state
14

Industry mix (Fortune 500 HQ in CO)

Industry F500 HQs Revenue

Price history

-50.0% since first listed
5 events — show timeline
  • 2026-04-06 Price Changed $500 VMLS
  • 2026-03-17 Listed $900 VMLS
  • 2024-09-10 Price Changed $2,500 VMLS
  • 2024-07-22 Price Changed $3,000 VMLS
  • 2024-05-18 Listed $5,000 VMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…