2361 Travis Pines Dr · Augusta-Richmond County consolidated government (balance), GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 73.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.5/30.0
- ARV discount +11.7/15.0
- DSCR +5.1/10.0
- 1% rule +4.1/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Rent growth +2.4/5.0
- Schools +1.3/10.0
- Appreciation +0.0/10.0
$175,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Fixer Upper! In need of cosmetic repair! This 3 br / 2 ba home is priced to sell fast!
Key facts
- Spacious backyard
- Diamond lake park
- Built 1979
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $175k.
Deal economics
- At list price, monthly cash flow is $104 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $159k (9.0% below list).
- Recommended offer: $159k (9.0% below list) — sets the bar for 1% rule.
- Cap rate 7.0% vs local median 5.3% in Augusta-Richmond County consolidated government (balance) — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Richmond County (urban): math 12% / reading 20% proficiency, ranked #154 of 174 in GA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Diamond Lakes Elementary School (math 12% / reading 12%, grade F, #1,041 of 1,228 statewide, top 87%, 466 students, 98% FRL); Spirit Creek Middle School (math 4% / reading 12%, grade F, #445 of 470 statewide, top 95%, 532 students, 98% FRL); Cross Creek High School (math 2% / reading 12%, grade F, #385 of 424 statewide, top 92%, 1,133 students, 98% FRL) — zoned schools average 98% FRL vs 72% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents soft (-0.2%/yr); 369 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 561 units permitted in Richmond County in 2024 (0 in 5+ unit buildings).
- This rent runs 42% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Richmond County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 26 days — a 2% lower offer ($172k) is reasonable based on typical stale-listing flexibility.
- 11 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $84k; list at $175k implies a 110% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 73% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.91% ✗
- Cap rate
- 7.00%
- Cash-on-cash
- 2.54%
- DSCR
- 1.11
- GRM
- 9.2
CMA / ARV
- ARV (on-the-fly)
- $193,050
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2316 Oketo Dr | 0.32mi | 3/2.0 | 1,350 (0%) | 5mo | $205,000 | $152 | 81 |
| 2325 Moncrieff St | 0.11mi | 3/2.0 | 1,436 (+6%) | 7mo | $209,900 | $146 | 79 |
| 2403 Travis Rd | 0.35mi | 3/2.0 | 1,397 (+4%) | 2mo | $199,500 | $143 | 76 |
| 3721 Kingsgate Dr | 0.51mi | 3/2.0 | 1,377 (+2%) | 2mo | $93,000 | $68 | 71 |
| 2339 Basswood Dr | 0.53mi | 3/2.0 | 1,350 (0%) | 6mo | $199,900 | $148 | 70 |
| 2382 Travis Pines Dr | 0.19mi | 3/2.0 | 1,202 (-11%) | 8mo | $145,000 | $121 | 66 |
| 1004 Wallie Ct | 0.21mi | 3/2.0 | 1,500 (+11%) | 7mo | $200,000 | $133 | 66 |
| 4220 Beckmont Dr | 0.28mi | 3/2.0 | 1,514 (+12%) | 9mo | $215,000 | $142 | 59 |
| 2373 Richwood Dr | 0.65mi | 3/2.0 | 1,318 (-2%) | 9mo | $205,000 | $156 | 58 |
| 2365 Travis Rd | 0.31mi | 3/2.0 | 1,170 (-13%) | 9mo | $144,000 | $123 | 56 |
| 2430 Boykin Rd | 0.69mi | 3/2.0 | 1,269 (-6%) | 8mo | $210,000 | $165 | 51 |
| 4204 Field Ct | 0.68mi | 4/2.0 (+1) | 1,410 (+4%) | 8mo | $195,000 | $138 | 49 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -15.6%
- Equity multiple
- 0.46×
- Total profit
- $-26,435
- Equity at exit
- $26,093
- IRR
- -13.1%
- Equity multiple
- 0.33×
- Total profit
- $-32,596
- Equity at exit
- $15,131
Cash invested: $49,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30906
- Home prices YoY
- -21.6%
- Rents YoY
- -0.2%
- Active inventory
- 369
- Price-to-rent
- 9.2×
Monthly cashflow live
- Estimated rent
- $1,592 high interval (Pro) →
- Mortgage (P&I)
- −$918
- Tax from tax record
- −$164 /mo · $1,963/yr
- Insurance
- −$73
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$334
- Net cashflow
- $104
Break-even live
Sensitivity live
| Price | -10% $203 | -5% $153 | +0% $104 | +5% $54 | +10% $5 |
|---|---|---|---|---|---|
| Rent | -10% $-22 | -5% $41 | +0% $104 | +5% $166 | +10% $229 |
| Rate | -1.0pp $192 | -0.5pp $148 | base $104 | +0.5pp $58 | +1.0pp $12 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $43,750
- Closing costs
- $5,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 8 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2401 Boykin Rd Hephzibah, GA | 3.0 | 2.5 | 1644 | $1,600 | $0.97 | 45d | 1 | 0.47mi |
| 2302 Woodsman Dr Augusta, GA | 3.0 | 2.0 | 1436 | $1,475 | $1.03 | 25d | 1 | 0.66mi |
| 4416 Hatteras Dr Augusta, GA | 3.0 | 2.0 | 1436 | $1,600 | $1.11 | 15d | 1 | 0.85mi |
| 4235 Cap Chat St Hephzibah, GA | 3.0 | 2.0 | 1300 | $1,651 | $1.27 | 45d | 1 | 0.99mi |
| 3731 Peach Orchard Rd Augusta, GA | 2.0 | 1.0 | 960 | $1,190 | $1.24 | 15d | 1 | 1.16mi |
| 3731 Peach Orchard Rd Augusta, GA | 2.0 | 1.0 | 960 | $1,220 | $1.27 | 45d | 1 | 1.16mi |
| 3721 Colbert St Augusta, GA | 4.0 | 2.0 | 1302 | $1,400 | $1.08 | 45d | 1 | 1.40mi |
| 3462 Firestone Dr Hephzibah, GA | 3.0 | 2.5 | 1435 | $1,800 | $1.25 | 25d | 1 | 1.43mi |
Listing history 44 events
-
2026-06-21days on market $175,000 Active 26 DOM
-
2026-06-18days on market $175,000 Active 23 DOM
-
2026-06-17days on market $175,000 Active 22 DOM
-
2026-06-16days on market $175,000 Active 21 DOM
-
2026-06-15days on market $175,000 Active 20 DOM
-
2026-06-14days on market $175,000 Active 18 DOM
-
2026-06-10days on market $175,000 Active 15 DOM
-
2026-06-09days on market $175,000 Active 14 DOM
-
2026-06-08days on market $175,000 Active 13 DOM
-
2026-06-07days on market $175,000 Active 12 DOM
-
2026-06-03days on market $175,000 Active 8 DOM
-
2026-06-02days on market $175,000 Active 7 DOM
-
2026-06-01days on market $175,000 Active 6 DOM
-
2026-05-31days on market $175,000 Active 5 DOM
-
2026-05-30days on market $175,000 Active 4 DOM
-
2026-05-26$175,000 Active
-
2026-02-13price $39,900 87-char remark
Show marketing remark (87 chars)
Fixer Upper! In need of cosmetic repair! This 3 br / 2 ba home is priced to sell fast!
-
2026-02-12price $84,900 403-char remark
Show marketing remark (403 chars)
SUPER NICE 3 BR, 2 FULL BATHS, 1350 SF ALL BRICK RANCH W/ SEPARATE LIVING ROOM, SEPARATE DEN, HUGE FAMILY SIZE KITCHEN W/ ALL NEW APPLIANCES & HUGE FENCED BACKYARD! FRESHLY PAINTED, UPDATED & ALL NEW FLOOR COVERINGS! ONLY $84,900! SELLER PAYS CC! 100% VA FINANCING! PAYMENTS $615 +/- TOTAL VA! MOVE IN TODAY! NEAR DIAMOND LAKE REGIONAL PARK & NEW SCHOOLS! CALL AGENT AT (706) 840-4600!
-
2025-04-23soldstatus $83,500 403-char remark
Show marketing remark (403 chars)
SUPER NICE 3 BR, 2 FULL BATHS, 1350 SF ALL BRICK RANCH W/ SEPARATE LIVING ROOM, SEPARATE DEN, HUGE FAMILY SIZE KITCHEN W/ ALL NEW APPLIANCES & HUGE FENCED BACKYARD! FRESHLY PAINTED, UPDATED & ALL NEW FLOOR COVERINGS! ONLY $84,900! SELLER PAYS CC! 100% VA FINANCING! PAYMENTS $615 +/- TOTAL VA! MOVE IN TODAY! NEAR DIAMOND LAKE REGIONAL PARK & NEW SCHOOLS! CALL AGENT AT (706) 840-4600!
-
2025-04-03soldstatus $32,000 87-char remark
Show marketing remark (87 chars)
Fixer Upper! In need of cosmetic repair! This 3 br / 2 ba home is priced to sell fast!
-
2024-10-19$429,900 403-char remark
Show marketing remark (403 chars)
SUPER NICE 3 BR, 2 FULL BATHS, 1350 SF ALL BRICK RANCH W/ SEPARATE LIVING ROOM, SEPARATE DEN, HUGE FAMILY SIZE KITCHEN W/ ALL NEW APPLIANCES & HUGE FENCED BACKYARD! FRESHLY PAINTED, UPDATED & ALL NEW FLOOR COVERINGS! ONLY $84,900! SELLER PAYS CC! 100% VA FINANCING! PAYMENTS $615 +/- TOTAL VA! MOVE IN TODAY! NEAR DIAMOND LAKE REGIONAL PARK & NEW SCHOOLS! CALL AGENT AT (706) 840-4600!
-
2024-09-09$484,900 87-char remark
Show marketing remark (87 chars)
Fixer Upper! In need of cosmetic repair! This 3 br / 2 ba home is priced to sell fast!
-
2022-07-28soldstatus $152,000
-
2022-07-25soldstatus $152,000
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2022-07-25soldstatus $152,000
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2022-06-20$147,000
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2022-06-20$147,000
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2016-03-28soldstatus $82,500
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2016-03-28soldstatus $82,500
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2015-12-23$84,900
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2015-12-23$84,900
-
2015-11-05soldstatus $33,100
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2015-11-05soldstatus $33,100
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2015-08-25$36,000
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2015-08-25$36,000
-
2010-07-06soldstatus $83,500
-
2010-06-30soldstatus $83,500 Closed 403-char remark
Show marketing remark (403 chars)
SUPER NICE 3 BR, 2 FULL BATHS, 1350 SF ALL BRICK RANCH W/ SEPARATE LIVING ROOM, SEPARATE DEN, HUGE FAMILY SIZE KITCHEN W/ ALL NEW APPLIANCES & HUGE FENCED BACKYARD! FRESHLY PAINTED, UPDATED & ALL NEW FLOOR COVERINGS! ONLY $84,900! SELLER PAYS CC! 100% VA FINANCING! PAYMENTS $615 +/- TOTAL VA! MOVE IN TODAY! NEAR DIAMOND LAKE REGIONAL PARK & NEW SCHOOLS! CALL AGENT AT (706) 840-4600!
-
2010-06-30soldstatus $83,500
Show marketing remark (403 chars)
SUPER NICE 3 BR, 2 FULL BATHS, 1350 SF ALL BRICK RANCH W/ SEPARATE LIVING ROOM, SEPARATE DEN, HUGE FAMILY SIZE KITCHEN W/ ALL NEW APPLIANCES & HUGE FENCED BACKYARD! FRESHLY PAINTED, UPDATED & ALL NEW FLOOR COVERINGS! ONLY $84,900! SELLER PAYS CC! 100% VA FINANCING! PAYMENTS $615 +/- TOTAL VA! MOVE IN TODAY! NEAR DIAMOND LAKE REGIONAL PARK & NEW SCHOOLS! CALL AGENT AT (706) 840-4600!
-
2010-01-21$84,900
-
2009-12-18soldstatus $32,000 Closed 87-char remark
Show marketing remark (87 chars)
Fixer Upper! In need of cosmetic repair! This 3 br / 2 ba home is priced to sell fast!
-
2009-12-18soldstatus $32,000
Show marketing remark (87 chars)
Fixer Upper! In need of cosmetic repair! This 3 br / 2 ba home is priced to sell fast!
-
2009-11-19$39,900
-
2005-03-07soldstatus $72,900
-
1990-11-26soldstatus $46,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,963 · $164/mo
- Projected year-2 tax
- $1,963 · $164/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 73% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,106
- − Mortgage interest
- −$9,803
- − Property taxes
- −$1,963
- − Insurance
- −$875
- − Repairs & maintenance
- −$1,529
- − Management
- −$1,529
- − Depreciation
- −$5,091
- Taxable loss
- −$1,683
- Est. tax savings @ 24.0%
- +$404
- After-tax cash flow
- $1,647/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Richmond County
- NCES district ID
- 1304380
- Math proficiency
- 12% ▼ -9.00%
- Reading proficiency
- 20% ▼ -6.00%
- Median HH income
- $38,069
- Composite
- 13.43/100
- National rank
- #9524
- State rank
- #154 of 174 in GA
Livability — Augusta-Richmond County consolidated government (balance)
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Augusta-Richmond County consolidated government (balance), GA
- County
- Richmond County · 190,917 people
- City population
- 154,035
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 60,423
- Household income
- $45,999
- Rent vs Own
- Severe rent burden
- 3363.0
Population outlook (Richmond County) Hauer SSP2
- Today (2025)
- 200,753 people
- By 2030
- 200,232 · -0.3%
- By 2040
- 196,813 · -2.0%
- By 2050
- 190,347 · -5.2%
- By 2075
- 172,496 · -14.1%
- By 2100
- 146,284 · -27.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (64%)
- Race & ethnicity
- Black 64% White 27% Two or more races 5% Hispanic / Latino 5%
- Common ancestry
- Lithuanian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 95% English-only · Spanish 3% German/W. Germanic 1%
Political lean MEDSL · Richmond
- 2024 margin
- Solid D (+36.1) · D 67.8% · R 31.7%
- 2008→2024 swing
- +4.3pp toward D · 2008: 31.8pp · 2024: 36.1pp
- All cycles
- 2024: D+36.1 2020: D+37.2 2016: D+32.4 2012: D+33.8 2008: D+31.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -58.99%
- Current HPI
- 213.5733
- Rent YoY
- ▼ -0.25%
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
||
Price history
+276.3% since first listed29 events — show timeline
- 2026-05-26 Listed $175,000 FSBO.com
- 2026-02-13 Price Changed $39,900 Hive MLS
- 2026-02-12 Price Changed $84,900 Hive MLS
- 2025-04-23 Sold (MLS) $83,500 Hive MLS
- 2025-04-03 Sold (MLS) $32,000 Hive MLS
- 2024-10-19 Listed $429,900 Hive MLS
- 2024-09-09 Listed $484,900 Hive MLS
- 2022-07-28 Sold (Public Records) $152,000 Public Records
- 2022-07-25 Sold (MLS) $152,000 Hive MLS
- 2022-07-25 Sold (MLS) $152,000 Hive MLS
- 2022-06-20 Listed $147,000 Hive MLS
- 2022-06-20 Listed $147,000 Hive MLS
- 2016-03-28 Sold (MLS) $82,500 Hive MLS
- 2016-03-28 Sold (MLS) $82,500 Hive MLS
- 2015-12-23 Listed $84,900 Hive MLS
- 2015-12-23 Listed $84,900 Hive MLS
- 2015-11-05 Sold (MLS) $33,100 Hive MLS
- 2015-11-05 Sold (MLS) $33,100 Hive MLS
- 2015-08-25 Listed $36,000 Hive MLS
- 2015-08-25 Listed $36,000 Hive MLS
- 2010-07-06 Sold (Public Records) $83,500 Public Records
- 2010-06-30 Sold (MLS) $83,500 Hive MLS
- 2010-06-30 Sold (MLS) $83,500 Hive MLS
- 2010-01-21 Listed $84,900 Hive MLS
- 2009-12-18 Sold (MLS) $32,000 Hive MLS
- 2009-12-18 Sold (MLS) $32,000 Hive MLS
- 2009-11-19 Listed $39,900 Hive MLS
- 2005-03-07 Sold (Public Records) $72,900 Public Records
- 1990-11-26 Sold (Public Records) $46,500 Public Records
Property tax history
+6.3%/yrLatest (2025): $1,963 · +9.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…