4136 Rohr Dr · Toledo, OH 43613

$109,900

3 bd · 1.0 ba · 1,131 sqft · SingleFamily public records · 3 Days on market

Built 1952 6,300 sqft lot $97/sqft · 51% below area

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.8/30.0
• ARV discount +7.5/15.0
• DSCR +5.2/10.0
• 1% rule +4.9/10.0
• Schools +3.5/10.0
• Rent growth +3.3/5.0
• Livability +3.3/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Excellent opportunity in a great area with Washington Local Schools! This 3 bedroom home offers comfort, value, and plenty of potential at a great price. The spacious layout features a huge dormer that creates an ideal primary suite, giving you a private retreat with room to relax and make the space your own. The full basement provides additional storage, workspace, or future finishing possibilities, while the 1.5-car garage adds convenience for parking, tools, and outdoor equipment. All appliances stay with the home, making the move even easier. With a roof that is only six years old, a desirable location, and a price point that makes sense, this property is a fantastic opportunity for buy

Key facts

• 6,300 sq ft lot
• Garage
• Built 1952

Property features AI

Exterior

• Parking: Detached garage with concrete driveway; Approximately 1.5 garage spaces
• Utilities: Cable available; Electricity available; Natural gas connected; Public sewer; Public water; Internet connected
• Home design: Single-family house; One and one-half levels (2 stories total); Not attached to other units; No common walls
• Construction: Aluminum siding; Other foundation
• Exterior features: Shingle roof

Interior

• Kitchen: Kitchen on main level
• Bedrooms: Upper bedroom (large); Main-level bedroom; Third bedroom
• Flooring: Carpet; Wood
• Bathrooms: 1 full bathroom
• Heating & cooling: Forced air heating (natural gas); Central air conditioning
• Interior features: Ceiling fan(s); 6 total rooms; Full basement
• Laundry & utility: Laundry located inside

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $110k.

Deal economics

• At list price, monthly cash flow is $70 ($839/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $109k (0.7% below list).
• Recommended offer: $109k (0.7% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 66/100 on livability (#645 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, crime F, commute F.
• Washington Local (urban): math 37% / reading 47% proficiency, ranked #528 of 656 in OH (top 80%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Hiawatha Elementary School (math 37% / reading 52%, grade F, #991 of 1,584 statewide, top 64%, 345 students, 49% FRL); Whitmer High School (math 38% / reading 48%, grade F, #494 of 781 statewide, top 63%, 2,247 students, 42% FRL) — zoned schools at 46% FRL track the district average.
• Market conditions: Rents rising (+3.3%/yr); 111 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 415 units permitted in Lucas County in 2024 (122 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $760 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Lucas County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
• 6 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $64k; list at $110k implies a 72% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $109,096 (0.7% below list)

Questions for the listing agent

1. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.99% ✗
• Cap rate: 7.06%
• Cash-on-cash: 2.73%
• DSCR: 1.12
• GRM: 8.4

CMA / ARV

• ARV (median comp): $225,441
• List price: $109,900
• Delta: -46.82%
• Verdict: UNDERPRICED
• Comps: 13 within 2.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3015 Lambert Dr	0.36mi	3/1.0	1,133 (+0%)	2mo	$165,000	$146	82
3016 Lambert Dr	0.38mi	3/1.0	1,185 (+5%)	3mo	$150,000	$127	72
4214 Grantley Rd	0.43mi	3/1.5	1,194 (+6%)	3mo	$172,000	$144	66
3021 Pinehurst Rd	0.31mi	3/1.5	1,242 (+10%)	2mo	$207,400	$167	66
2645 Westbrook Dr	0.63mi	3/1.0	1,102 (-3%)	4mo	$145,000	$132	64
3827 Grantley Rd	0.52mi	3/1.5	1,267 (+12%)	2mo	$189,000	$149	52
2537 Ivy Pl	0.74mi	3/1.0	1,220 (+8%)	3mo	$168,000	$138	49
4722 Bowser Dr	0.63mi	3/2.0	1,020 (-10%)	2mo	$180,000	$176	48
3723 Grantley Rd	0.61mi	3/2.0	1,254 (+11%)	2mo	$222,300	$177	48
4807 Brott Rd	0.69mi	3/1.0	996 (-12%)	2mo	$157,000	$158	46
3653 Woodmont Rd	0.72mi	3/1.5	1,258 (+11%)	2mo	$200,000	$159	44
3840 Garrison Rd	0.49mi	4/2.0 (+1)	1,287 (+14%)	4mo	$202,000	$157	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.3% rent growth · sell at horizon

5-year hold

• IRR: -11.6%
• Equity multiple: 0.58×
• Total profit: $-12,988
• Equity at exit: $16,386

10-year hold

• IRR: -1.9%
• Equity multiple: 0.87×
• Total profit: $-4,063
• Equity at exit: $9,502

Cash invested: $30,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43613

• Home prices YoY: -20.7%
• Rents YoY: 3.3%
• Active inventory: 111
• Price-to-rent: 8.4×

Monthly cashflow live

• Estimated rent: $1,091 high
• Mortgage (P&I): −$576
• Tax from tax record: −$170 /mo · $2,038/yr
• Insurance: −$46
• HOA: −$0
• Vacancy / Maint / Mgmt: −$229
• Net cashflow: $70

Break-even live

Break-even rent $1,002

Max offer price $109,900

Occupancy floor 89%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,475
• Closing costs: $3,297
• Reserves months: —
• Total cash needed: —

Rent comps 24 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4137 Secor Rd Toledo, OH	1.0–2.0	1.0	750	$921	$1.23	14d	7	0.21mi
4030 Elmhurst Rd Apt 2 Toledo, OH	2.0	1.0	875	$900	$1.03	43d	1	0.33mi
4030 Elmhurst Rd Toledo, OH	2.0	1.0	800	$900	$1.12	23d	1	0.33mi
3070 Carskaddon Ave Toledo, OH	1.0–2.0	1.0	805	$1,150	$1.43	14d	1	0.64mi
3519 Secor Rd Toledo, OH	1.0–2.0	1.0	728	$930	$1.28	14d	5	0.74mi
4109 Harvest Ln Toledo, OH	2.0	1.0	750	$1,195	$1.59	14d	1	0.78mi
3838 W Sylvania Ave Toledo, OH	1.0–2.0	1.0	725	$1,195	$1.65	14d	2	0.82mi
3353 W Laskey Rd Unit 2 Toledo, OH	3.0	1.0	750	$850	$1.13	21d	1	0.88mi
3355 W Laskey Rd Toledo, OH	2.0	1.0	750	$850	$1.13	14d	2	0.89mi
3355 W Laskey Rd Apt 24 Toledo, OH	2.0	1.0	750	$850	$1.13	23d	1	0.89mi
3644 Harley Rd Toledo, OH	2.0	1.0	1025	$975	$0.95	23d	1	0.94mi
5080 Secor Rd Toledo, OH	1.0–2.0	1.0–1.5	699	$925	$1.32	43d	1	1.01mi
5133 Secor Rd Toledo, OH	2.0	2.0	850	$1,099	$1.29	23d	1	1.09mi
2301 Portsmouth Ave Toledo, OH	4.0	1.0	1335	$1,395	$1.04	23d	1	1.11mi
2244 W Sylvania Ave Unit 6 Toledo, OH	2.0	1.0	800	$795	$0.99	43d	1	1.13mi
2956 Central Ave Toledo, OH	2.0	2.0	1018	$1,495	$1.47	23d	1	1.16mi
2956 Central Ave Toledo, OH	2.0	1.0	999	$1,445	$1.45	43d	1	1.16mi
3430 Anderson Pkwy Toledo, OH	3.0	2.0	1372	$1,650	$1.20	23d	1	1.19mi
5240 Oakridge Dr Toledo, OH	2.0	1.0	872	$945	$1.08	14d	1	1.23mi
4668 Talmadge Rd Toledo, OH	1.0–2.0	1.0	820	$1,079	$1.32	14d	1	1.32mi
5360 Secor Rd Unit 316 Toledo, OH	2.0	1.0	900	$699	$0.78	23d	1	1.34mi
4102 Garden Estates Dr Unit 4 Toledo, OH	2.0	2.0	1200	$995	$0.83	14d	1	1.35mi
3022 Letchworth Pkwy Toledo, OH	2.0	1.0	800	$970	$1.21	43d	1	1.45mi
3907 Donegal Dr Toledo, OH	4.0	2.0	1152	$1,295	$1.12	23d	1	1.49mi

Listing history 21 events

1. 2026-06-17
   status $109,900 Pending 3 DOM
2. 2026-06-16
   days on market $109,900 Active 3 DOM
3. 2026-06-15
   days on market $109,900 Active 2 DOM
4. 2026-06-14
   statusdays on market $109,900 Active 1 DOM
5. 2026-06-13
   days on market $109,900 Coming Soon 4 DOM
6. 2026-06-10
   days on market $109,900 Coming Soon 2 DOM
7. 2026-06-09
   remarks 699-char remark
8. 2026-06-09
   pricestatusdays on marketlisting id $109,900 Coming Soon 1 DOM
9. 2026-06-03
   status $119,900 Active 4 DOM
10. 2026-06-02
    days on market $119,900 Contingent 4 DOM
11. 2026-06-01
    days on market $119,900 Contingent 3 DOM
12. 2026-05-31
    days on market $119,900 Contingent 2 DOM
13. 2026-05-30
    statusdays on marketlisting id $119,900 Contingent 1 DOM
14. 2026-05-15
    listed $119,900 Active 609-char remark
15. 2026-05-06
    historical $119,900 609-char remark
16. 2025-10-13
    price $64,000 333-char remark
17. 2012-04-25
    soldstatus $64,000 333-char remark
18. 2011-12-13
    listed $64,900 333-char remark
19. 2000-04-03
    soldstatus $85,000
20. 1996-06-06
    soldstatus $72,000
21. 1986-01-08
    soldstatus $45,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $2,038 · $170/mo
• Projected year-2 tax: $2,038 · $170/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥101°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,092
• − Mortgage interest: −$6,156
• − Property taxes: −$2,038
• − Insurance: −$550
• − Repairs & maintenance: −$1,047
• − Management: −$1,047
• − Depreciation: −$3,197
• Taxable loss: −$944
• Est. tax savings @ 24.0%: +$226
• After-tax cash flow: $1,066/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Washington Local
• NCES district ID: 3904823
• Math proficiency: 37% ▼ -20.00%
• Reading proficiency: 47% ▼ -11.00%
• Median HH income: $42,105
• Composite: 35.36/100
• National rank: #4957
• State rank: #528 of 656 in OH

Livability — Toledo

• Score: 66/100
• State rank: #645
• US rank: #11442

Category grades

Amenities C- Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Toledo, OH
• County: Lucas County · 380,724 people
• City population: 280,811
• Metro: Toledo, OH
• Population (ZIP): 30,780
• Household income: $64,384
• Rent vs Own: 32.5% rent · 67.5% own
• Severe rent burden: 917.0

Population outlook (Lucas County) Hauer SSP2

• Today (2025): 420,751 people
• By 2030: 410,187 · -2.5%
• By 2040: 384,019 · -8.7%
• By 2050: 355,125 · -15.6%
• By 2075: 291,683 · -30.7%
• By 2100: 233,670 · -44.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (71%)
• Race & ethnicity: White 71% Black 15% Two or more races 10% Hispanic / Latino 7%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Romanian 9% Lithuanian 3% Slovak 1%
• Foreign-born: 2% · Canada
• Languages at home: 95% English-only · Spanish 3% Arabic 1%

Political lean MEDSL · Lucas

• 2024 margin: D (+12.6) · D 55.8% · R 43.2%
• 2008→2024 swing: -18.9pp toward R · 2008: 31.4pp · 2024: 12.6pp
• All cycles: 2024: D+12.6 2020: D+16.8 2016: D+17.4 2012: D+30.4 2008: D+31.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -62.37%
• Current HPI: 239.1345
• Rent YoY: ▲ 3.30%
• Metro: Toledo, OH
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+144.2% since first listed

17 events — show timeline

• 2026-06-17 Pending — NORIS
• 2026-06-13 Listed $109,900 NORIS
• 2026-06-09 Coming Soon $109,900 NORIS
• 2026-06-02 Relisted — NORIS
• 2026-06-02 Listing Removed — NORIS
• 2026-05-29 Listed — NORIS
• 2026-05-29 Listed $119,900 NORIS
• 2026-05-26 Listing Removed — NORIS
• 2026-05-15 Listed $119,900 NORIS
• 2026-05-06 Coming Soon — NORIS
• 2025-10-13 Price Changed $64,000 NORIS
• 2012-04-25 Sold (MLS) $64,000 NORIS
• 2012-02-29 Price Changed $64,900 NORIS
• 2011-12-13 Listed $64,900 NORIS
• 2000-04-03 Sold (Public Records) $85,000 Public Records
• 1996-06-06 Sold (Public Records) $72,000 Public Records
• 1986-01-08 Sold (Public Records) $45,000 Public Records

Property tax history

+1.3%/yr

Latest (2025): $2,038 · +1.7% YoY. Source: county tax records.