68 Hidden Branches Dr · Carrollton, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.4/30.0
- ARV discount +8.1/15.0
- Schools +3.6/10.0
- Livability +3.5/5.0
- DSCR +3.3/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +2.4/10.0
- Appreciation +0.2/10.0
$269,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
** UP TO $2,500 IN LENDER CREDITS WITH PREFERRED LENDER ** Welcome home to this beautifully updated and thoughtfully maintained property offering the perfect blend of comfort, space, and flexibility. Featuring 3 bedrooms and 2 full bathrooms on the main level, this home is designed for both everyday living and easy entertaining. Downstairs, you'll find a fully finished basement complete with an additional full bathroom, ideal for a private guest suite, fourth bedroom, home office, or the ultimate entertaining space. This home has been recently renovated with fresh interior paint throughout, creating a bright and inviting feel from the moment you walk in. Major updates are already underway, including a brand-new roof and select window replacements, giving buyers peace of mind for years to come. The kitchen comes fully equipped with a refrigerator, washer, and dryer (all included) making your move seamless and stress-free. With its spacious layout, modern updates, and versatile living areas, this home offers incredible value and functionality for a variety of lifestyles. Don't miss the opportunity to make this one yours!
Key facts
- 0.65 acre lot
- 3 parking spots
- Built 1987
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $270k.
Deal economics
- At list price, monthly cash flow is $-92 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $253k (6.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $200k (25.9% below list).
- Recommended offer: $200k (25.9% below list) — sets the bar for 1% rule.
- Cap rate 5.9% vs local median 3.3% in Carrollton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#113 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: amenities C-, commute F, employment F.
- Carroll County (rural): math 42% / reading 41% proficiency, ranked #38 of 174 in GA (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Central Elementary School (math 58% / reading 51%, grade C, #185 of 1,228 statewide, top 16%, 972 students, 51% FRL); Central Middle School (math 53% / reading 51%, grade C+, #60 of 470 statewide, top 13%, 967 students, 52% FRL); Central High School (math 41% / reading 37%, grade F, #59 of 424 statewide, top 14%, 1,280 students, 48% FRL).
- Market conditions: 212 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 876 units permitted in Carroll County in 2024 (150 in 5+ unit buildings).
- This rent runs 31% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Carroll County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 87 days — a 6% lower offer ($253k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 5y ago; this cycle's ask has dropped $30k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $207k; 30% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 87 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.74% ✗
- Cap rate
- 5.88%
- Cash-on-cash
- -1.46%
- DSCR
- 0.93
- GRM
- 11.2
CMA / ARV
- ARV (median comp)
- $273,189
- List price
- $269,500
- Delta
- -1.35%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 162 Hawk Ln | 0.51mi | 3/2.0 | 1,320 (-2%) | 21mo | $260,000 | $197 | 56 |
| 261 Christian Cir | 0.58mi | 3/2.0 | 1,432 (+7%) | 17mo | $264,000 | $184 | 48 |
| 248 Christian Cir | 0.64mi | 3/3.0 | 1,437 (+7%) | 13mo | $314,900 | $219 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -18.8%
- Equity multiple
- 0.34×
- Total profit
- $-49,622
- Equity at exit
- $40,183
- IRR
- -11.3%
- Equity multiple
- 0.32×
- Total profit
- $-51,118
- Equity at exit
- $23,301
Cash invested: $75,460 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30116
- Home prices YoY
- -2.6%
- Active inventory
- 212
- Price-to-rent
- 11.2×
Monthly cashflow live
- Estimated rent
- $1,998 medium interval (Pro) →
- Mortgage (P&I)
- −$1,413
- Tax from tax record
- −$145 /mo · $1,742/yr
- Insurance
- −$112
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$420
- Net cashflow
- $-92
Break-even live
Sensitivity live
| Price | -10% $60 | -5% $-16 | +0% $-92 | +5% $-168 | +10% $-245 |
|---|---|---|---|---|---|
| Rent | -10% $-250 | -5% $-171 | +0% $-92 | +5% $-13 | +10% $66 |
| Rate | -1.0pp $44 | -0.5pp $-24 | base $-92 | +0.5pp $-162 | +1.0pp $-233 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $67,375
- Closing costs
- $8,085
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1085 Horsley Mill Rd Carrollton, GA | 3.0 | 1.5 | 1080 | $1,600 | $1.48 | 26d | 1 | 1.20mi |
| 250 Kendall Ln Carrollton, GA | 4.0 | 3.0 | 1735 | $2,106 | $1.21 | 17d | 1 | 1.49mi |
Listing history 23 events
-
2026-06-21days on market $269,500 Active 87 DOM
-
2026-06-18days on market $269,500 Active 84 DOM
-
2026-06-17days on market $269,500 Active 83 DOM
-
2026-06-16days on market $269,500 Active 82 DOM
-
2026-06-15days on market $269,500 Active 81 DOM
-
2026-06-13pricedays on market $269,500 Active 79 DOM
-
2026-06-09days on market $275,000 Active 75 DOM
-
2026-06-08days on market $275,000 Active 74 DOM
-
2026-06-07days on market $275,000 Active 73 DOM
-
2026-06-04days on market $275,000 Active 70 DOM
-
2026-06-03days on market $275,000 Active 69 DOM
-
2026-06-02days on market $275,000 Active 68 DOM
-
2026-06-01days on market $275,000 Active 67 DOM
-
2026-05-31days on market $275,000 Active 66 DOM
-
2026-04-29price $285,000 1151-char remark
Show marketing remark (1163 chars)
** UP TO $2,500 IN LENDER CREDITS WITH PREFERRED LENDER ** Welcome home to this beautifully updated and thoughtfully maintained property offering the perfect blend of comfort, space, and flexibility. Featuring 3 bedrooms and 2 full bathrooms on the main level, this home is designed for both everyday living and easy entertaining. Downstairs, you’ll find a fully finished basement complete with an additional full bathroom, ideal for a private guest suite, fourth bedroom, home office, or the ultimate entertaining space. This home has been recently renovated with fresh interior paint throughout, creating a bright and inviting feel from the moment you walk in. Major updates are already underway, including a brand-new roof and select window replacements, giving buyers peace of mind for years to come. The kitchen comes fully equipped with a refrigerator, washer, and dryer (all included) making your move seamless and stress-free. With its spacious layout, modern updates, and versatile living areas, this home offers incredible value and functionality for a variety of lifestyles. Don’t miss the opportunity to make this one yours!
-
2026-04-29price $285,000 1163-char remark
Show marketing remark (1163 chars)
** UP TO $2,500 IN LENDER CREDITS WITH PREFERRED LENDER ** Welcome home to this beautifully updated and thoughtfully maintained property offering the perfect blend of comfort, space, and flexibility. Featuring 3 bedrooms and 2 full bathrooms on the main level, this home is designed for both everyday living and easy entertaining. Downstairs, you’ll find a fully finished basement complete with an additional full bathroom, ideal for a private guest suite, fourth bedroom, home office, or the ultimate entertaining space. This home has been recently renovated with fresh interior paint throughout, creating a bright and inviting feel from the moment you walk in. Major updates are already underway, including a brand-new roof and select window replacements, giving buyers peace of mind for years to come. The kitchen comes fully equipped with a refrigerator, washer, and dryer (all included) making your move seamless and stress-free. With its spacious layout, modern updates, and versatile living areas, this home offers incredible value and functionality for a variety of lifestyles. Don’t miss the opportunity to make this one yours!
-
2026-03-25$300,000 New 1151-char remark
Show marketing remark (1163 chars)
** UP TO $2,500 IN LENDER CREDITS WITH PREFERRED LENDER ** Welcome home to this beautifully updated and thoughtfully maintained property offering the perfect blend of comfort, space, and flexibility. Featuring 3 bedrooms and 2 full bathrooms on the main level, this home is designed for both everyday living and easy entertaining. Downstairs, you’ll find a fully finished basement complete with an additional full bathroom, ideal for a private guest suite, fourth bedroom, home office, or the ultimate entertaining space. This home has been recently renovated with fresh interior paint throughout, creating a bright and inviting feel from the moment you walk in. Major updates are already underway, including a brand-new roof and select window replacements, giving buyers peace of mind for years to come. The kitchen comes fully equipped with a refrigerator, washer, and dryer (all included) making your move seamless and stress-free. With its spacious layout, modern updates, and versatile living areas, this home offers incredible value and functionality for a variety of lifestyles. Don’t miss the opportunity to make this one yours!
-
2026-03-25$300,000 Active 1163-char remark
Show marketing remark (1163 chars)
** UP TO $2,500 IN LENDER CREDITS WITH PREFERRED LENDER ** Welcome home to this beautifully updated and thoughtfully maintained property offering the perfect blend of comfort, space, and flexibility. Featuring 3 bedrooms and 2 full bathrooms on the main level, this home is designed for both everyday living and easy entertaining. Downstairs, you’ll find a fully finished basement complete with an additional full bathroom, ideal for a private guest suite, fourth bedroom, home office, or the ultimate entertaining space. This home has been recently renovated with fresh interior paint throughout, creating a bright and inviting feel from the moment you walk in. Major updates are already underway, including a brand-new roof and select window replacements, giving buyers peace of mind for years to come. The kitchen comes fully equipped with a refrigerator, washer, and dryer (all included) making your move seamless and stress-free. With its spacious layout, modern updates, and versatile living areas, this home offers incredible value and functionality for a variety of lifestyles. Don’t miss the opportunity to make this one yours!
-
2021-08-02soldstatus $207,000
-
2021-07-22soldstatus $206,975 Sold
-
2021-06-28status Under Contract
-
2021-06-23price $195,000
-
2021-06-23$160,000 New
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,742 · $145/mo
- Projected year-2 tax
- $2,479 · $207/mo
- Expected delta
- +$738/yr (+$61/mo · 42.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 5/10 Major 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,979
- − Mortgage interest
- −$15,096
- − Property taxes
- −$1,742
- − Insurance
- −$1,348
- − Repairs & maintenance
- −$1,918
- − Management
- −$1,918
- − Depreciation
- −$7,840
- Taxable loss
- −$5,883
- Est. tax savings @ 24.0%
- +$1,412
- After-tax cash flow
- $307/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Carroll County
- NCES district ID
- 1300840
- Math proficiency
- 42% ▼ -7.00%
- Reading proficiency
- 41% ▼ -8.00%
- Median HH income
- $48,692
- Composite
- 35.62/100
- National rank
- #4888
- State rank
- #38 of 174 in GA
Livability — Carrollton
- Score
- 69/100
- State rank
- #113
- US rank
- #8542
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Carroll County · 124,888 people
- City population
- 61,993
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 22,189
- Household income
- $77,030
- Rent vs Own
- Severe rent burden
- 332.0
Population outlook (Carroll County) Hauer SSP2
- Today (2025)
- 123,370 people
- By 2030
- 127,186 · +3.1%
- By 2040
- 133,534 · +8.2%
- By 2050
- 137,612 · +11.5%
- By 2075
- 142,892 · +15.8%
- By 2100
- 136,294 · +10.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Black 16% Hispanic / Latino 11% Two or more races 6%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Slovak 3% Italian 2% Lithuanian 1%
- Foreign-born
- 7% · Canada, Jamaica
- Languages at home
- 90% English-only · Spanish 9%
Political lean MEDSL · Carroll
- 2024 margin
- Solid R (+41.2) · D 29.1% · R 70.3%
- 2008→2024 swing
- -8.2pp toward R · 2008: -32.9pp · 2024: -41.2pp
- All cycles
- 2024: R+41.2 2020: R+39.0 2016: R+40.1 2012: R+37.7 2008: R+32.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -9.61%
- Current HPI
- 365.8744
- Rent YoY
- —
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Price history
+78.1% since first listed9 events — show timeline
- 2026-04-29 Price Changed $285,000 GAMLS
- 2026-04-29 Price Changed $285,000 FMLS
- 2026-03-25 Listed $300,000 FMLS
- 2026-03-25 Listed $300,000 GAMLS
- 2021-08-02 Sold (Public Records) $207,000 Public Records
- 2021-07-22 Sold (MLS) $206,975 GAMLS
- 2021-06-28 Pending — GAMLS
- 2021-06-23 Price Changed $195,000 GAMLS
- 2021-06-23 Listed $160,000 GAMLS
Property tax history
+5.2%/yrLatest (2025): $1,742 · -1.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…