142 Dry Run St · Jackson, PA 15909

$64,900

3 bd · 2.0 ba · 1,008 sqft · Manufactured · 10 Days on market

Built 2023 4,356 sqft lot ↓ 17% since listing

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Appreciation +6.8/10.0
• Schools +4.1/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

RENT TO OWN AVAILIBLE with ZERO interest for qualified buyers!!! $950/month INCLUDES the lot rent! 3 bedrooms, 2 Bathrooms, never lived in, located in the Central Cambria School District. Call for more information!

Key facts

• 4,356 sq ft lot
• Built 2023
• Listed 10 days

Property features AI

Exterior

• Utilities: Public water; Public sewer
• Home design: Single-story; New construction
• Construction: Built as new construction
• Exterior features: Rented lot

Interior

• Bathrooms: 2 full bathrooms
• Heating & cooling: Forced air heating; Propane heating
• Interior features: New construction

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $65k.

Deal economics

• At list price, monthly cash flow is $427 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $65k).

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Central Cambria SD (rural): math 40% / reading 55% proficiency, ranked #225 of 539 in PA (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Jackson El Sch (math 37% / reading 67%, grade C-, #586 of 1,518 statewide, top 42%, 208 students, 42% FRL); Central Cambria Ms (math 27% / reading 47%, grade F, #298 of 512 statewide, top 60%, 379 students, 39% FRL); Central Cambria Hs (math 67%, 559 students, 26% FRL).
• Market conditions: 21 active listings in the ZIP; 64 units permitted in Cambria County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $3k of equity ($449 loan paydown + $2k appreciation (3.6% local appreciation)).
• Cambria County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (3.6% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $64,900

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.66% ✓
• Cap rate: 14.19%
• Cash-on-cash: 28.21%
• DSCR: 2.26
• GRM: 5.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.56% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 35.1%
• Equity multiple: 3.03×
• Total profit: $36,979
• Equity at exit: $31,261

10-year hold

• IRR: 34.7%
• Equity multiple: 6.02×
• Total profit: $91,163
• Equity at exit: $49,860

Cash invested: $18,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15909

• Home prices YoY: 2.4%
• Active inventory: 21
• Price-to-rent: 5.0×

Monthly cashflow live

• Estimated rent: $1,077 medium
• Mortgage (P&I): −$340
• Tax from tax record: −$57 /mo · $680/yr
• Insurance: −$27
• HOA: −$0
• Vacancy / Maint / Mgmt: −$226
• Net cashflow: $427

Break-even live

Break-even rent $537

Max offer price $64,900

Occupancy floor 55%

Sensitivity live

Price	-10% $464	-5% $446	+0% $427	+5% $409	+10% $390
Rent	-10% $342	-5% $385	+0% $427	+5% $470	+10% $512
Rate	-1.0pp $460	-0.5pp $444	base $427	+0.5pp $410	+1.0pp $393

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $16,225
• Closing costs: $1,947
• Reserves months: —
• Total cash needed: —

Listing history 22 events

1. 2026-06-21
   days on market $64,900 Active 10 DOM
2. 2026-06-21
   days on market $64,900 Active 9 DOM
3. 2026-06-18
   days on market $64,900 Active 7 DOM
4. 2026-06-17
   days on market $64,900 Active 6 DOM
5. 2026-06-16
   days on market $64,900 Active 5 DOM
6. 2026-06-15
   days on market $64,900 Active 4 DOM
7. 2026-06-13
   days on market $64,900 Active 2 DOM
8. 2026-06-12
   pricedays on marketlisting id $64,900 Active 1 DOM
9. 2026-06-09
   days on market $75,400 Active 653 DOM
10. 2026-06-08
    days on market $75,400 Active 652 DOM
11. 2026-06-08
    days on market $75,400 Active 651 DOM
12. 2026-06-07
    days on market $75,400 Active 650 DOM
13. 2026-06-04
    days on market $75,400 Active 647 DOM
14. 2026-06-02
    days on market $75,400 Active 646 DOM
15. 2026-06-01
    days on market $75,400 Active 645 DOM
16. 2026-05-31
    days on market $75,400 Active 644 DOM
17. 2025-08-25
    status Active 625-char remark

    Show marketing remark (214 chars)

    RENT TO OWN AVAILIBLE with ZERO interest for qualified buyers!!! $950/month INCLUDES the lot rent! 3 bedrooms, 2 Bathrooms, never lived in, located in the Central Cambria School District. Call for more information!

18. 2025-08-24
    historical Expired 622-char remark

    Show marketing remark (622 chars)

    Welcome to your BRAND NEW mobile home in the Central Cambria School District! This home offers the perfect blend of comfort and convenience, nestled within a peaceful park setting. Featuring one-floor living, with three spacious bedrooms and two modern baths, this home is designed to accommodate your family's needs. The thoughtfully designed built-ins provide ample storage while adding a touch of elegance to the living space. Imagine enjoying tranquil evenings in your cozy living room or entertaining friends and family in the open-concept kitchen area. With a serene park atmosphere and proximity to local amenities.

19. 2025-04-16
    price $75,400 625-char remark

    Show marketing remark (622 chars)

    Welcome to your BRAND NEW mobile home in the Central Cambria School District! This home offers the perfect blend of comfort and convenience, nestled within a peaceful park setting. Featuring one-floor living, with three spacious bedrooms and two modern baths, this home is designed to accommodate your family's needs. The thoughtfully designed built-ins provide ample storage while adding a touch of elegance to the living space. Imagine enjoying tranquil evenings in your cozy living room or entertaining friends and family in the open-concept kitchen area. With a serene park atmosphere and proximity to local amenities.

20. 2025-04-16
    price $75,400 622-char remark

    Show marketing remark (622 chars)

    Welcome to your BRAND NEW mobile home in the Central Cambria School District! This home offers the perfect blend of comfort and convenience, nestled within a peaceful park setting. Featuring one-floor living, with three spacious bedrooms and two modern baths, this home is designed to accommodate your family's needs. The thoughtfully designed built-ins provide ample storage while adding a touch of elegance to the living space. Imagine enjoying tranquil evenings in your cozy living room or entertaining friends and family in the open-concept kitchen area. With a serene park atmosphere and proximity to local amenities.

21. 2024-08-25
    listed $77,900 Active 625-char remark

    Show marketing remark (622 chars)

    Welcome to your BRAND NEW mobile home in the Central Cambria School District! This home offers the perfect blend of comfort and convenience, nestled within a peaceful park setting. Featuring one-floor living, with three spacious bedrooms and two modern baths, this home is designed to accommodate your family's needs. The thoughtfully designed built-ins provide ample storage while adding a touch of elegance to the living space. Imagine enjoying tranquil evenings in your cozy living room or entertaining friends and family in the open-concept kitchen area. With a serene park atmosphere and proximity to local amenities.

22. 2024-08-25
    listed $77,900 Active 622-char remark

    Show marketing remark (622 chars)

    Welcome to your BRAND NEW mobile home in the Central Cambria School District! This home offers the perfect blend of comfort and convenience, nestled within a peaceful park setting. Featuring one-floor living, with three spacious bedrooms and two modern baths, this home is designed to accommodate your family's needs. The thoughtfully designed built-ins provide ample storage while adding a touch of elegance to the living space. Imagine enjoying tranquil evenings in your cozy living room or entertaining friends and family in the open-concept kitchen area. With a serene park atmosphere and proximity to local amenities.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $680 · $57/mo
• Projected year-2 tax: $853 · $71/mo
• Expected delta: +$173/yr (+$14/mo · 25.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 2/10 Low 7 d/yr ≥92°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,929
• − Mortgage interest: −$3,635
• − Property taxes: −$680
• − Insurance: −$324
• − Repairs & maintenance: −$1,034
• − Management: −$1,034
• − Depreciation: −$1,888
• Taxable income: $4,333
• Est. tax owed @ 24.0%: −$1,040
• After-tax cash flow: $4,086/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Central Cambria SD
• NCES district ID: 4205340
• Math proficiency: 40% ▼ -10.00%
• Reading proficiency: 55% ▼ -13.00%
• Median HH income: $50,276
• Composite: 40.68/100
• National rank: #3674
• State rank: #225 of 539 in PA

Livability — Jackson

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Population (ZIP): 4,850

Population outlook (Cambria County) Hauer SSP2

• Today (2025): 122,754 people
• By 2030: 115,827 · -5.6%
• By 2040: 101,309 · -17.5%
• By 2050: 88,379 · -28.0%
• By 2075: 65,237 · -46.9%
• By 2100: 46,909 · -61.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (95%)
• Race & ethnicity: White 95% Two or more races 3% Hispanic / Latino 2%
• Common ancestry: Romanian 13% Polish 2% Slovak 2%
• Foreign-born: 0%
• Languages at home: 99% English-only · Spanish 1%

Political lean MEDSL · Cambria

• 2024 margin: Solid R (+39.7) · D 29.8% · R 69.5%
• 2008→2024 swing: -40.4pp toward R · 2008: 0.7pp · 2024: -39.7pp
• All cycles: 2024: R+39.7 2020: R+37.3 2016: R+37.8 2012: R+17.8 2008: D+0.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.56%
• Current HPI: 150.8221
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-16.7% since first listed

8 events — show timeline

• 2026-06-11 Price Changed $64,900 CSMLS
• 2026-06-11 Listed $64,900 West Penn MLS
• 2025-08-25 Relisted — CSMLS
• 2025-08-24 Delisted — West Penn MLS
• 2025-04-16 Price Changed $75,400 CSMLS
• 2025-04-16 Price Changed $75,400 West Penn MLS
• 2024-08-25 Listed $77,900 CSMLS
• 2024-08-25 Listed $77,900 West Penn MLS

Property tax history

+0.8%/yr

Latest (2022): $680 · -1.1% YoY. Source: county tax records.