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605a Alamo Dr
D+ Composite 49.02
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +14.6/30.0
  • DSCR +4.4/10.0
  • 1% rule +4.0/10.0
  • Schools +3.1/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$129,000

605a Alamo Dr · Mountain View, AR 72560
3 bd · 2.0 ba · 1,508 sqft · SingleFamily · 26 Days on market
Built 1993 9,583 sqft lot $86/sqft · 23% below area Est $167k · 23% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Such a gem!!! Check out this cute as a button home in town. 2 bedroom 2 bath home with an extra room that can be an office, game room for the kids or another bedroom. Upstairs is a loft area for even more sleeping space or a little nook for your reading area! There is a storage shed and a back deck. Plenty of room for a growing family. This property is very close to the park where the kids can play or you can go on the walking trail. The square isn't too far away either, where you can go relax and enjoy music on the weekends. Can be an income producer or your first home. Come and check it out!

Key facts

  • Walking trail
  • Extra room
  • Storage shed

Tags

EXTRA ROOMLOFT AREASTORAGE SHEDBACK DECKCLOSE TO PARKWALKING TRAIL

Property features AI

Finance

  • Other: Neighborhood amenities include swimming pools, playground, picnic area, and fitness/bike trail
  • Financial info: Financing available: VA, FHA, Conventional, or Cash
  • HOA & community: Termite contract

Exterior

  • Parking: 1 car parking
  • Utilities: Public sewer; Public water; Municipal electric service (Entergy); Propane/butane gas; Private telephone service
  • Home design: Frame and Hardie Board exterior; Crawl space foundation; 3-tab shingle roof; Inside city limits
  • Construction: Frame construction; Hardie Board siding; Crawl space foundation; 3-tab shingle roof
  • Exterior features: Deck; Front porch; Paved road access; Subdivision setting; Sloped and level areas

Interior

  • Kitchen: Electric range; Refrigerator included
  • Flooring: Carpet; Laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central electric cooling; Heat pump; Gas space heater
  • Interior features: Electric water heater; Bonus room; Laundry room
  • Laundry & utility: Laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $129k.

Deal economics

  • At list price, monthly cash flow is $30 ($361/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $117k (9.6% below list).
  • Recommended offer: $117k (9.6% below list) — sets the bar for 1% rule.
  • Cap rate 6.6% vs local median 2.3% in Mountain View — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 58/100 on livability (#316 in AR) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: crime D-, amenities F, commute F.
  • Mountain View School District (rural): math 34% / reading 41% proficiency, ranked #107 of 238 in AR (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Mountain View Elem. School (math 42% / reading 32%, grade F, #229 of 454 statewide, top 54%, 491 students, 99% FRL); Mountain View Middle School (math 36% / reading 42%, grade F, #102 of 201 statewide, top 52%, 369 students, 99% FRL); Mountain View High School (math 22% / reading 47%, grade F, #92 of 292 statewide, top 37%, 319 students, 99% FRL) — zoned schools average 99% FRL vs 54% district-wide (45 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 162 active listings in the ZIP; 2 units permitted in Stone County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $892 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Stone County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 26 days — a 2% lower offer ($127k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $75k; list at $129k implies a 72% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $116,650 (9.6% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
6.57%
Cash-on-cash
1.00%
DSCR
1.04
GRM
9.2

CMA / ARV

ARV (median comp)
$166,652
List price
$129,000
Delta
-22.59%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1005 Briarwood St 0.26mi 3/2.0 1,513 (+0%) 11mo $269,500 $178 78
801 Clarence St 0.25mi 3/2.0 1,421 (-6%) 4mo $159,900 $113 76
218 Brewer Ave 0.57mi 3/2.0 1,450 (-4%) 1mo $210,000 $145 66
305 Rock Ave 0.21mi 3/2.0 1,404 (-7%) 16mo $187,000 $133 65
1101 Briarwood 0.32mi 3/2.0 1,626 (+8%) 12mo $288,000 $177 62
118 Lancaster 0.44mi 3/2.5 1,408 (-7%) 7mo $278,000 $197 60
400 W Washington St 0.43mi 3/1.5 1,384 (-8%) 6mo $120,000 $87 60
1000 Clarence St St 0.35mi 3/2.0 1,662 (+10%) 9mo $230,000 $138 59
104 S Grover Ave 0.67mi 3/2.0 1,539 (+2%) 10mo $200,000 $130 57
308 E Webb St 0.66mi 3/2.0 1,510 (+0%) 19mo $199,000 $132 53
211 S Vine Ave 0.53mi 3/2.0 1,407 (-7%) 23mo $145,000 $103 45
106 N Grover Ave 0.65mi 2/2.0 (-1) 1,591 (+6%) 16mo $199,000 $125 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-14.7%
Equity multiple
0.47×
Total profit
$-18,972
Equity at exit
$19,234
10-year hold
IRR
-6.0%
Equity multiple
0.61×
Total profit
$-13,985
Equity at exit
$11,154

Cash invested: $36,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72560

Home prices YoY
-23.2%
Active inventory
162
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$1,166 medium interval (Pro) →
Mortgage (P&I)
$676
Tax est. 1.5%
$161 /mo · $1,935/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$245
Net cashflow
$30

Break-even live

Break-even rent $1,128
Max offer price $129,000
Occupancy floor 92%

Sensitivity live

Price -10% $119 -5% $75 +0% $30 +5% $-15 +10% $-59
Rent -10% $-62 -5% $-16 +0% $30 +5% $76 +10% $122
Rate -1.0pp $95 -0.5pp $63 base $30 +0.5pp $-3 +1.0pp $-37

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,250
Closing costs
$3,870
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 36 events

  1. 2026-06-21
    days on market $129,000 Active 26 DOM
  2. 2026-06-19
    days on market $129,000 Active 24 DOM
  3. 2026-06-18
    days on market $129,000 Active 23 DOM
  4. 2026-06-17
    days on market $129,000 Active 22 DOM
  5. 2026-06-16
    days on market $129,000 Active 21 DOM
  6. 2026-06-15
    days on market $129,000 Active 20 DOM
  7. 2026-06-14
    days on market $129,000 Active 18 DOM
  8. 2026-06-12
    days on market $129,000 Active 17 DOM
  9. 2026-06-09
    days on market $129,000 Active 14 DOM
  10. 2026-06-08
    days on market $129,000 Active 13 DOM
  11. 2026-06-07
    days on market $129,000 Active 12 DOM
  12. 2026-06-07
    days on market $129,000 Active 11 DOM
  13. 2026-06-02
    statusdays on market $129,000 Active 7 DOM
  14. 2026-06-01
    days on market $129,000 New Listing 6 DOM
  15. 2026-05-31
    days on market $129,000 New Listing 5 DOM
  16. 2026-05-30
    days on market $129,000 New Listing 4 DOM
  17. 2026-05-20
    historical
  18. 2026-03-21
    price $129,000
  19. 2025-11-20
    listed $134,000 New Listing
  20. 2025-11-16
    historical
  21. 2025-11-14
    status Back on Market
  22. 2025-10-07
    status Under Contract
  23. 2025-07-22
    price $134,000
  24. 2025-06-18
    price $139,000
  25. 2025-05-16
    listed $149,000 New Listing
  26. 2019-07-29
    soldstatus $75,000 Sold
  27. 2019-07-10
    historical Take Backups
  28. 2019-05-16
    listed $79,000 New Listing
  29. 2019-01-31
    historical
  30. 2018-06-02
    price $84,900
  31. 2018-01-30
    listed $99,000 New Listing
  32. 2015-05-08
    soldstatus $63,000
  33. 2015-04-19
    historical
  34. 2015-01-04
    historical
  35. 2014-12-23
    listed $75,000
  36. 2014-05-28
    listed $75,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,998
− Mortgage interest
−$7,226
− Property taxes
−$1,935
− Insurance
−$645
− Repairs & maintenance
−$1,120
− Management
−$1,120
− Depreciation
−$3,753
Taxable loss
−$1,800
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$432
After-tax cash flow
$793/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Mountain View School District
NCES district ID
0510200
Math proficiency
34% ▼ -20.00%
Reading proficiency
41% ▼ -13.00%
Median HH income
$31,281
Composite
30.61/100
National rank
#6192
State rank
#107 of 238 in AR

Livability — Mountain View

Score
58/100
State rank
#316
US rank
#20958

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment F Housing C Health & safety D- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Mountain View, AR
City population
7,650
Population (ZIP)
7,650

Population outlook (Stone County) Hauer SSP2

Today (2025)
12,440 people
By 2030
12,372 · -0.5%
By 2040
12,081 · -2.9%
By 2050
11,628 · -6.5%
By 2075
10,863 · -12.7%
By 2100
9,420 · -24.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Two or more races 6% Hispanic / Latino 3% Native American 1%
Common ancestry
Slovak 4% Iranian 3% Lithuanian 1%
Foreign-born
1% · Canada
Languages at home
97% English-only · German/W. Germanic 2% Spanish 1%

Political lean MEDSL · Stone

2024 margin
Solid R (+61.7) · D 18.1% · R 79.7% · Other 2.2%
2008→2024 swing
-25.3pp toward R · 2008: -36.4pp · 2024: -61.7pp
All cycles
2024: R+61.7 2020: R+57.9 2016: R+52.3 2012: R+45.2 2008: R+36.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -48.20%
Current HPI
159.8996
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+72.0% since first listed
21 events — show timeline
  • 2026-05-26 Listed $129,000 CARMLS
  • 2026-05-20 Listing Removed CARMLS
  • 2026-03-21 Price Changed $129,000 CARMLS
  • 2025-11-20 Listed $134,000 CARMLS
  • 2025-11-16 Listing Removed CARMLS
  • 2025-11-14 Relisted CARMLS
  • 2025-10-07 Pending CARMLS
  • 2025-07-22 Price Changed $134,000 CARMLS
  • 2025-06-18 Price Changed $139,000 CARMLS
  • 2025-05-16 Listed $149,000 CARMLS
  • 2019-07-29 Sold (MLS) $75,000 CARMLS
  • 2019-07-10 Contingent CARMLS
  • 2019-05-16 Listed $79,000 CARMLS
  • 2019-01-31 Listing Removed CARMLS
  • 2018-06-02 Price Changed $84,900 CARMLS
  • 2018-01-30 Listed $99,000 CARMLS
  • 2015-05-08 Sold (MLS) $63,000 CARMLS
  • 2015-04-19 Listing Removed CARMLS
  • 2015-01-04 Listing Removed CARMLS
  • 2014-12-23 Listed $75,000 CARMLS
  • 2014-05-28 Listed $75,000 CARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…