4656 Crossroads Ln · Wildwood, FL 34785

$288,500

3 bd · 2.0 ba · 1,664 sqft · SingleFamily public records · 115 Days on market

Built 2022 6,009 sqft lot Est $280k · at est. $63/mo HOA · 3% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.8/30.0
• ARV discount +6.1/15.0
• Schools +5.2/10.0
• Livability +3.5/5.0
• Rent growth +3.2/5.0
• DSCR +3.1/10.0
• 1% rule +3.0/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

One or more photo(s) has been virtually staged. Under Construction. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and covered lanai. The well-appointed kitchen comes with all appliances, including refrigerator, built-in dishwasher, electric range, and microwave. Bedroom 1, located at the back of the home for privacy, has an ensuite bathroom. Two additional bedrooms share a second bathroom. The laundry room comes equipped with included washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CBC057592.

Key facts

• 6,009 sq ft lot
• 2 garage spots
• Built 2022

Tags

• NEW MODERN CEILING FANS
• ADDED CABINETS IN LAUNDRY ROOM
• GLASS SHOWER ENCLOSURE
• SCREENED IN FLORIDA ROOM
• EPOXY FLOOR IN GARAGE
• ADDED SHELVING IN GARAGE

Property features AI

Finance

• Other: Association approval not required for membership
• Financial info: Annual fees reported: $756; Lease restrictions apply
• HOA & community: Monthly HOA fee of $63; HOA provides a playground; Community features include deed restrictions and street lights; Pets allowed

Exterior

• Parking: Attached garage with 2 parking spaces
• Security: Security fencing, lighting and alarms; Security system
• Utilities: Public water; Public sewer; Electricity connected; Fiber optics available; Broadband/high-speed internet available; Underground utilities; Water connected; Sewer connected
• Home design: Single family residence; One-story; Property faces north; PUD zoning; Homestead exempt
• Construction: Block and stucco construction; Shingle roof; Slab foundation; Built area approximately 2208 square feet
• Exterior features: Front porch; Rear porch; Sliding doors; Vinyl fencing; Cleared, landscaped and level lot; Paved surfaces

Interior

• Kitchen: Dishwasher; Range; Microwave; Refrigerator; Water filtration system; Eat-in kitchen layout
• Bedrooms: 3 bedrooms
• Flooring: Ceramic tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans; Eat-in kitchen; Kitchen/family room combo; Living room/dining room combo; Open floorplan; Solid surface counters; Stone counters; Thermostat; Split bedroom layout; Walk-in closets; Window treatments; Blinds
• Laundry & utility: Washer; Dryer; Inside laundry room

Utilities

• Utility Information: Public water; Public sewer; Electricity connected; Fiber optics; BB/HS internet available; Underground utilities

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $288k.

Deal economics

• At list price, monthly cash flow is $-131 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $265k (8.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $229k (20.5% below list).
• Recommended offer: $229k (20.5% below list) — sets the bar for 1% rule.
• Cap rate 5.7% vs local median 3.9% in Wildwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#471 in FL) — a middle-class / working-renter tenant base. Strengths: health & safety A+, cost of living A, crime A-; Watch: amenities F, commute F, employment D-.
• Sumter (rural): math 61% / reading 61% proficiency, ranked #11 of 73 in FL (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Wildwood Elementary School (math 49% / reading 52%, grade D+, #1,055 of 2,144 statewide, top 50%, 940 students, 76% FRL); Wildwood Middle/ High School (math 29% / reading 41%, grade F, #379 of 667 statewide, top 58%, 843 students, 63% FRL) — zoned schools average 69% FRL vs 51% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 43% at this address vs 61% district-wide (-18 pts) — the specific schools serving this property underperform the Sumter average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+2.9%/yr); 422 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 3,961 units permitted in Sumter County in 2024 (248 in 5+ unit buildings).
• This rent runs 42% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Sumter County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 115 days — a 9% lower offer ($263k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $229,427 (20.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 115 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.80% ✗
• Cap rate: 5.75%
• Cash-on-cash: -1.95%
• DSCR: 0.91
• GRM: 10.5

CMA / ARV

• ARV (on-the-fly): $279,552
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
8717 Triumph Cir	0.08mi	4/2.0 (+1)	1,828 (+10%)	2mo	$306,990	$168	74
8725 Triumph Cir	0.10mi	4/2.0 (+1)	1,828 (+10%)	2mo	$306,990	$168	72
8733 Triumph Cir	0.12mi	4/2.0 (+1)	1,498 (-10%)	1mo	$278,990	$186	72
4626 Parkview Ln	0.11mi	4/2.0 (+1)	1,828 (+10%)	3mo	$297,490	$163	72
8741 Triumph Cir	0.13mi	4/2.0 (+1)	1,498 (-10%)	1mo	$269,990	$180	71
8745 Triumph Cir	0.14mi	4/2.0 (+1)	1,828 (+10%)	1mo	$299,990	$164	71
4624 Connection Rd	0.15mi	4/2.0 (+1)	1,828 (+10%)	1mo	$305,990	$167	71
8757 Triumph Cir	0.17mi	4/2.0 (+1)	1,828 (+10%)	1mo	$302,990	$166	70
8761 Triumph Cir	0.18mi	4/2.0 (+1)	1,828 (+10%)	1mo	$310,870	$170	69
2247 Shanewood Ct	0.71mi	3/2.0	1,656 (-0%)	1mo	$345,000	$208	65
8128 Penrose Pl	0.67mi	3/2.0	1,614 (-3%)	2mo	$267,000	$165	62
9036 County Road 121	0.72mi	3/2.0	1,729 (+4%)	3mo	$475,000	$275	58

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.85% rent growth · sell at horizon

5-year hold

• IRR: -19.7%
• Equity multiple: 0.31×
• Total profit: $-55,444
• Equity at exit: $43,016

10-year hold

• IRR: -12.8%
• Equity multiple: 0.25×
• Total profit: $-60,435
• Equity at exit: $24,944

Cash invested: $80,780 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34785

• Home prices YoY: -10.7%
• Rents YoY: 2.9%
• Active inventory: 422
• Price-to-rent: 10.5×

Monthly cashflow live

• Estimated rent: $2,294 high
• Mortgage (P&I): −$1,513
• Tax from tax record: −$247 /mo · $2,970/yr
• Insurance: −$120
• HOA: −$63
• Vacancy / Maint / Mgmt: −$482
• Net cashflow: $-131

Break-even live

Break-even rent $2,460

Max offer price $265,332

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $72,125
• Closing costs: $8,655
• Reserves months: —
• Total cash needed: —

Rent comps 29 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
8118 Arrow Wood Loop Wildwood, FL	2.0	2.5	1317	$1,704	$1.29	21d	1	0.39mi
8128 Arrow Wood Loop Wildwood, FL	2.0	2.5	1317	$1,699	$1.29	21d	1	0.40mi
8168 Arrow Wood Loop Wildwood, FL	2.0	2.5	1317	$1,754	$1.33	21d	1	0.45mi
5222 Inglewood Dr Wildwood, FL	3.0	3.0	1693	$2,455	$1.45	21d	1	0.53mi
8073 Patagonia Dr Wildwood, FL	3.0	3.0	1638	$2,645	$1.61	21d	1	0.55mi
5234 Inglewood Dr Wildwood, FL	3.0	3.0	1693	$2,475	$1.46	21d	1	0.56mi
8061 Patagonia Dr Wildwood, FL	3.0	2.0	1855	$2,585	$1.39	21d	1	0.57mi
5192 Hartwood Loop Wildwood, FL	3.0	2.0	1572	$2,590	$1.65	21d	1	0.60mi
5255 Inglewood Dr Wildwood, FL	3.0	2.0	1638	$2,410	$1.47	21d	1	0.61mi
4980 Red Maple Ln Unit C1 Wildwood, FL	3.0	2.0	1445	$1,801	$1.25	21d	1	0.63mi
4980 Red Maple Ln Unit B1 Wildwood, FL	2.0	2.0	1095	$1,884	$1.72	21d	1	0.63mi
8062 Rexwood Rd Wildwood, FL	3.0	3.0	1638	$2,345	$1.43	21d	1	0.65mi
2393 Carriage Hill Way The Villages, FL	3.0	2.0	1631	$4,300	$2.64	21d	1	0.81mi
5115 Spanish Harbor Dr Wildwood, FL	1.0–3.0	1.0–2.0	990	$1,680	$1.70	21d	29	0.88mi
706 Stanley Ave Wildwood, FL	3.0	2.0	1611	$2,300	$1.43	21d	1	0.89mi
2280 Biscayne Ave The Villages, FL	3.0	2.0	1400	$4,000	$2.86	21d	1	0.92mi
2393 Highbanks Ct The Villages, FL	3.0	2.0	1522	$2,800	$1.84	21d	1	0.93mi
2272 Vassar Ln The Villages, FL	3.0	2.0	1416	$2,500	$1.77	21d	1	0.97mi
2290 Nackman Pl The Villages, FL	3.0	2.0	1427	$3,800	$2.66	21d	1	1.00mi
5339 Loblolly Ln Wildwood, FL	3.0	2.5	1688	$2,000	$1.18	21d	1	1.01mi
5267 Dragonfly Dr Wildwood, FL	3.0	2.5	1688	$1,945	$1.15	21d	1	1.01mi
8362 Gower Trl Wildwood, FL	3.0	2.5	1464	$1,695	$1.16	21d	1	1.09mi
8396 Gower Trl Unit 1 Wildwood, FL	3.0	2.5	1707	$1,795	$1.05	21d	1	1.09mi
7730 Wilds Loop Wildwood, FL	3.0	1.0–2.0	1084	$2,384	$2.20	21d	28	1.15mi
2192 Quinn Ln The Villages, FL	3.0	2.0	1611	$5,600	$3.48	21d	1	1.15mi
3234 Evenmore Way Wildwood, FL	4.0	2.0	1824	$2,100	$1.15	21d	1	1.24mi
208 Mason St Wildwood, FL	2.0–3.0	1.0–2.0	2250	$1,975	$0.88	21d	2	1.37mi
5901 Myrtle DR Wildwood, FL	1.0–2.0	1.0–2.0	982	$2,009	$2.05	21d	11	1.38mi
7011 Homestead Lp Wildwood, FL	1.0–3.0	1.0–2.0	998	$1,759	$1.76	21d	22	1.42mi

HOA detail

• Monthly dues: $63 · $756/yr
• Likely covers: electric

Listing history 35 events

1. 2026-06-19
   days on market $288,500 Active 115 DOM
2. 2026-06-18
   days on market $288,500 Active 114 DOM
3. 2026-06-17
   days on market $288,500 Active 113 DOM
4. 2026-06-16
   days on market $288,500 Active 112 DOM
5. 2026-06-15
   days on market $288,500 Active 111 DOM
6. 2026-06-14
   days on market $288,500 Active 109 DOM
7. 2026-06-13
   days on market $288,500 Active 108 DOM
8. 2026-06-10
   days on market $288,500 Active 106 DOM
9. 2026-06-09
   days on market $288,500 Active 105 DOM
10. 2026-06-08
    days on market $288,500 Active 104 DOM
11. 2026-06-07
    days on market $288,500 Active 103 DOM
12. 2026-06-02
    days on market $288,500 Active 98 DOM
13. 2026-06-01
    days on market $288,500 Active 97 DOM
14. 2026-05-31
    days on market $288,500 Active 96 DOM
15. 2026-05-30
    days on market $288,500 Active 95 DOM
16. 2026-04-27
    price $289,000
17. 2026-04-20
    price $289,500
18. 2026-02-25
    listed $290,000 Active
19. 2022-10-31
    soldstatus $319,990 Closed 876-char remark

    Show marketing remark (876 chars)

    One or more photo(s) has been virtually staged. Under Construction. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and covered lanai. The well-appointed kitchen comes with all appliances, including refrigerator, built-in dishwasher, electric range, and microwave. Bedroom 1, located at the back of the home for privacy, has an ensuite bathroom. Two additional bedrooms share a second bathroom. The laundry room comes equipped with included washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CBC057592.

20. 2022-10-20
    status Pending 876-char remark

    Show marketing remark (876 chars)

    One or more photo(s) has been virtually staged. Under Construction. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and covered lanai. The well-appointed kitchen comes with all appliances, including refrigerator, built-in dishwasher, electric range, and microwave. Bedroom 1, located at the back of the home for privacy, has an ensuite bathroom. Two additional bedrooms share a second bathroom. The laundry room comes equipped with included washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CBC057592.

21. 2022-10-19
    price $319,990 876-char remark

    Show marketing remark (876 chars)

    One or more photo(s) has been virtually staged. Under Construction. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and covered lanai. The well-appointed kitchen comes with all appliances, including refrigerator, built-in dishwasher, electric range, and microwave. Bedroom 1, located at the back of the home for privacy, has an ensuite bathroom. Two additional bedrooms share a second bathroom. The laundry room comes equipped with included washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CBC057592.

22. 2022-10-12
    price $324,990 876-char remark

    Show marketing remark (876 chars)

    One or more photo(s) has been virtually staged. Under Construction. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and covered lanai. The well-appointed kitchen comes with all appliances, including refrigerator, built-in dishwasher, electric range, and microwave. Bedroom 1, located at the back of the home for privacy, has an ensuite bathroom. Two additional bedrooms share a second bathroom. The laundry room comes equipped with included washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CBC057592.

23. 2022-10-06
    price $328,990 876-char remark

    Show marketing remark (876 chars)

    One or more photo(s) has been virtually staged. Under Construction. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and covered lanai. The well-appointed kitchen comes with all appliances, including refrigerator, built-in dishwasher, electric range, and microwave. Bedroom 1, located at the back of the home for privacy, has an ensuite bathroom. Two additional bedrooms share a second bathroom. The laundry room comes equipped with included washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CBC057592.

24. 2022-10-04
    price $331,490 876-char remark

    Show marketing remark (876 chars)

    One or more photo(s) has been virtually staged. Under Construction. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and covered lanai. The well-appointed kitchen comes with all appliances, including refrigerator, built-in dishwasher, electric range, and microwave. Bedroom 1, located at the back of the home for privacy, has an ensuite bathroom. Two additional bedrooms share a second bathroom. The laundry room comes equipped with included washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CBC057592.

25. 2022-09-22
    status Active 876-char remark

    Show marketing remark (876 chars)

    One or more photo(s) has been virtually staged. Under Construction. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and covered lanai. The well-appointed kitchen comes with all appliances, including refrigerator, built-in dishwasher, electric range, and microwave. Bedroom 1, located at the back of the home for privacy, has an ensuite bathroom. Two additional bedrooms share a second bathroom. The laundry room comes equipped with included washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CBC057592.

26. 2022-09-22
    price $339,490 876-char remark

    Show marketing remark (876 chars)

    One or more photo(s) has been virtually staged. Under Construction. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and covered lanai. The well-appointed kitchen comes with all appliances, including refrigerator, built-in dishwasher, electric range, and microwave. Bedroom 1, located at the back of the home for privacy, has an ensuite bathroom. Two additional bedrooms share a second bathroom. The laundry room comes equipped with included washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CBC057592.

27. 2022-06-30
    status Pending 876-char remark

    Show marketing remark (876 chars)

    One or more photo(s) has been virtually staged. Under Construction. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and covered lanai. The well-appointed kitchen comes with all appliances, including refrigerator, built-in dishwasher, electric range, and microwave. Bedroom 1, located at the back of the home for privacy, has an ensuite bathroom. Two additional bedrooms share a second bathroom. The laundry room comes equipped with included washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CBC057592.

28. 2022-06-28
    price $329,990 876-char remark

    Show marketing remark (876 chars)

    One or more photo(s) has been virtually staged. Under Construction. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and covered lanai. The well-appointed kitchen comes with all appliances, including refrigerator, built-in dishwasher, electric range, and microwave. Bedroom 1, located at the back of the home for privacy, has an ensuite bathroom. Two additional bedrooms share a second bathroom. The laundry room comes equipped with included washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CBC057592.

29. 2022-06-21
    price $336,990 876-char remark

    Show marketing remark (876 chars)

    One or more photo(s) has been virtually staged. Under Construction. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and covered lanai. The well-appointed kitchen comes with all appliances, including refrigerator, built-in dishwasher, electric range, and microwave. Bedroom 1, located at the back of the home for privacy, has an ensuite bathroom. Two additional bedrooms share a second bathroom. The laundry room comes equipped with included washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CBC057592.

30. 2022-06-14
    price $339,990 876-char remark

    Show marketing remark (876 chars)

    One or more photo(s) has been virtually staged. Under Construction. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and covered lanai. The well-appointed kitchen comes with all appliances, including refrigerator, built-in dishwasher, electric range, and microwave. Bedroom 1, located at the back of the home for privacy, has an ensuite bathroom. Two additional bedrooms share a second bathroom. The laundry room comes equipped with included washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CBC057592.

31. 2022-06-07
    price $357,490 876-char remark

    Show marketing remark (876 chars)

    One or more photo(s) has been virtually staged. Under Construction. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and covered lanai. The well-appointed kitchen comes with all appliances, including refrigerator, built-in dishwasher, electric range, and microwave. Bedroom 1, located at the back of the home for privacy, has an ensuite bathroom. Two additional bedrooms share a second bathroom. The laundry room comes equipped with included washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CBC057592.

32. 2022-05-31
    price $359,990 876-char remark

    Show marketing remark (876 chars)

    One or more photo(s) has been virtually staged. Under Construction. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and covered lanai. The well-appointed kitchen comes with all appliances, including refrigerator, built-in dishwasher, electric range, and microwave. Bedroom 1, located at the back of the home for privacy, has an ensuite bathroom. Two additional bedrooms share a second bathroom. The laundry room comes equipped with included washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CBC057592.

33. 2022-05-25
    price $366,990 876-char remark

    Show marketing remark (876 chars)

    One or more photo(s) has been virtually staged. Under Construction. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and covered lanai. The well-appointed kitchen comes with all appliances, including refrigerator, built-in dishwasher, electric range, and microwave. Bedroom 1, located at the back of the home for privacy, has an ensuite bathroom. Two additional bedrooms share a second bathroom. The laundry room comes equipped with included washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CBC057592.

34. 2022-05-17
    listed $385,490 Active 876-char remark

    Show marketing remark (876 chars)

    One or more photo(s) has been virtually staged. Under Construction. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and covered lanai. The well-appointed kitchen comes with all appliances, including refrigerator, built-in dishwasher, electric range, and microwave. Bedroom 1, located at the back of the home for privacy, has an ensuite bathroom. Two additional bedrooms share a second bathroom. The laundry room comes equipped with included washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CBC057592.

35. 2021-12-28
    soldstatus $196,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,970 · $247/mo
• Projected year-2 tax: $2,970 · $247/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,531
• − Mortgage interest: −$16,160
• − Property taxes: −$2,970
• − Insurance: −$1,442
• − Repairs & maintenance: −$2,202
• − Management: −$2,202
• − HOA: −$756
• − Depreciation: −$8,393
• Taxable loss: −$6,595
• Est. tax savings @ 24.0%: +$1,583
• After-tax cash flow: $9/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Sumter
• NCES district ID: 1201800
• Math proficiency: 61% ▼ -4.00%
• Reading proficiency: 61% ▼ -2.00%
• Median HH income: $48,240
• Composite: 51.74/100
• National rank: #1682
• State rank: #11 of 73 in FL

Livability — Wildwood

• Score: 69/100
• State rank: #471
• US rank: #8500

Category grades

Amenities F Commute F Cost of living A Crime A- Employment D- Housing B- Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Wildwood, FL
• County: Sumter County · 110,591 people
• City population: 21,568
• Metro: The Villages, FL
• Population (ZIP): 21,568
• Household income: $66,136
• Rent vs Own: 26.7% rent · 73.3% own
• Severe rent burden: 730.0

Population outlook (Sumter County) Hauer SSP2

• Today (2025): 161,172 people
• By 2030: 180,083 · +11.7%
• By 2040: 209,892 · +30.2%
• By 2050: 234,186 · +45.3%
• By 2075: 284,602 · +76.6%
• By 2100: 317,039 · +96.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 52% Black 29% Hispanic / Latino 14% Two or more races 3%
• Hispanic origin (detail): Mexican 4% Puerto Rican 2%
• Common ancestry: Romanian 3% Lithuanian 2% Italian 2%
• Foreign-born: 11% · Canada, Jamaica
• Languages at home: 85% English-only · Spanish 12% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Sumter

• 2024 margin: Solid R (+37.6) · D 30.9% · R 68.6%
• 2008→2024 swing: -10.6pp toward R · 2008: -27.0pp · 2024: -37.6pp
• All cycles: 2024: R+37.6 2020: R+36.1 2016: R+39.2 2012: R+34.9 2008: R+27.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -32.14%
• Current HPI: 267.9137
• Rent YoY: ▲ 2.85%
• Metro: The Villages, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+47.4% since first listed

20 events — show timeline

• 2026-04-27 Price Changed $289,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-20 Price Changed $289,500 Stellar MLS as Distributed by MLS Grid
• 2026-02-25 Listed $290,000 Stellar MLS as Distributed by MLS Grid
• 2022-10-31 Sold (MLS) $319,990 Stellar MLS as Distributed by MLS Grid
• 2022-10-20 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-10-19 Price Changed $319,990 Stellar MLS as Distributed by MLS Grid
• 2022-10-12 Price Changed $324,990 Stellar MLS as Distributed by MLS Grid
• 2022-10-06 Price Changed $328,990 Stellar MLS as Distributed by MLS Grid
• 2022-10-04 Price Changed $331,490 Stellar MLS as Distributed by MLS Grid
• 2022-09-22 Relisted — Stellar MLS as Distributed by MLS Grid
• 2022-09-22 Price Changed $339,490 Stellar MLS as Distributed by MLS Grid
• 2022-06-30 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-06-28 Price Changed $329,990 Stellar MLS as Distributed by MLS Grid
• 2022-06-21 Price Changed $336,990 Stellar MLS as Distributed by MLS Grid
• 2022-06-14 Price Changed $339,990 Stellar MLS as Distributed by MLS Grid
• 2022-06-07 Price Changed $357,490 Stellar MLS as Distributed by MLS Grid
• 2022-05-31 Price Changed $359,990 Stellar MLS as Distributed by MLS Grid
• 2022-05-25 Price Changed $366,990 Stellar MLS as Distributed by MLS Grid
• 2022-05-17 Listed $385,490 Stellar MLS as Distributed by MLS Grid
• 2021-12-28 Sold (Public Records) $196,000 Public Records

Property tax history

+102.1%/yr

Latest (2025): $2,970 · +0.5% YoY. Source: county tax records.