814 North St · Vista Center, NJ 08527

$200,000

3 bd · 2.0 ba · 1,213 sqft · SingleFamily · 337 Days on market

Built 2021 Good condition $165/sqft · 13% above area Est $177k · 13% over ↓ 5% since listing

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Condition / age +4.0/5.0
• Schools +3.5/10.0
• Livability +2.9/5.0
• Rent growth +2.1/5.0
• ARV discount +1.7/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

WELCOME HOME to this stunning 3-bedroom, 2-bathroom manufactured home located in the desirable Southwind Village of Jackson, NJ! Built in 2021, this newer manufactured home offers both modern comfort and inviting charm. Step inside to discover an open layout featuring a cozy wood-burning fireplace, perfect for those chilly evenings. The large primary suite includes a spacious en suite bath, offering a private retreat at the end of the day. Enjoy thoughtful upgrades throughout, including an upgraded storm door and tasteful landscaping that enhances curb appeal. Whether you're entertaining or simply enjoying quiet time, this home checks all the boxes for comfort and style. COMMUNITY HIGHLIGHTS – Southwind Village All‑ages, pet-friendly environment! Pet Policy     •    Small Pets and Small Dog Breeds Allowed for Homeowners     •    Dog Weight Limit Ibs: 50     •    Pet Restriction: Contact community manager for pet breed and age restrictions and for further details regarding our pet policy.     •    Pet Count: 2 Spacious, paved streets with sidewalks and well-maintained grounds Management & services: On-site manager, trash, water, and sewer included in lot rent Don’t miss the opportunity to be part of this welcoming community—SCHEDULE YOUR TOUR TODAY!

Key facts

• Built 2021
• Listed 336 days

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $200k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $1k ($15k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $200k).
• Recommended offer: $176k (12.0% below list) — sets the bar for market timing.
• Cap rate 13.6% vs local median 3.3% in Vista Center — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 58/100 on livability (#507 in NJ) — a working-class tenant base; expect higher turnover. Strengths: crime A+, employment A+, housing A+; Watch: schools D-, amenities F, commute F.
• Jackson Township School District (suburban): math 26% / reading 48% proficiency, ranked #228 of 472 in NJ (top 48%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 15% free/reduced lunch — higher-income household profile.
• Market conditions: Rents soft (-1.7%/yr); 564 active listings in the ZIP; high-income renter base; 4,434 units permitted in Ocean County in 2024 (868 in 5+ unit buildings).
• This rent runs 34% of the median local income ($115k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Ocean County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $56k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 337 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $176,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 337 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.64% ✓
• Cap rate: 13.58%
• Cash-on-cash: 26.02%
• DSCR: 2.16
• GRM: 5.1

CMA / ARV

• ARV (median comp): $177,162
• List price: $200,000
• Delta: 12.89%
• Verdict: OVERPRICED
• Comps: 8 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
329 E Veterans Hwy	0.41mi	3/1.0	1,130 (-7%)	4mo	$535,000	$473	62
17 Dixie Ln Unit A	0.55mi	2/1.0 (-1)	1,200 (-1%)	4mo	$155,000	$129	60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 16.3%
• Equity multiple: 1.63×
• Total profit: $35,337
• Equity at exit: $29,821

10-year hold

• IRR: 22.6%
• Equity multiple: 2.67×
• Total profit: $93,323
• Equity at exit: $17,292

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 21 Tenant-Leaning
• State New Jersey: 21 Tenant-Leaning · D+6
• County: — inherits STATE
• City: — inherits STATE

Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

Methodology + full state rankings →

ZIP-level market 08527

• Rents YoY: -1.7%
• Active inventory: 564
• Price-to-rent: 5.1×

Monthly cashflow live

• Estimated rent: $3,286 medium
• Mortgage (P&I): −$1,049
• Tax est. 1.5%: −$250 /mo · $3,000/yr
• Insurance: −$83
• HOA: −$0
• Vacancy / Maint / Mgmt: −$690
• Net cashflow: $1,214

Break-even live

Break-even rent $1,750

Max offer price $200,000

Occupancy floor 58%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $50,000
• Closing costs: $6,000
• Reserves months: —
• Total cash needed: —

Listing history 23 events

1. 2026-06-18
   days on market $200,000 Active 337 DOM
2. 2026-06-17
   price $200,000 Active 336 DOM
3. 2026-06-17
   days on market $205,000 Active 336 DOM
4. 2026-06-16
   days on market $205,000 Active 335 DOM
5. 2026-06-15
   days on market $205,000 Active 334 DOM
6. 2026-06-13
   days on market $205,000 Active 332 DOM
7. 2026-06-13
   days on market $205,000 Active 331 DOM
8. 2026-06-09
   days on market $205,000 Active 328 DOM
9. 2026-06-08
   days on market $205,000 Active 327 DOM
10. 2026-06-07
    days on market $205,000 Active 326 DOM
11. 2026-06-04
    days on market $205,000 Active 323 DOM
12. 2026-06-03
    days on market $205,000 Active 322 DOM
13. 2026-06-02
    days on market $205,000 Active 321 DOM
14. 2026-06-01
    days on market $205,000 Active 320 DOM
15. 2026-05-31
    days on market $205,000 Active 319 DOM
16. 2026-03-28
    price $205,000 1472-char remark

    Show marketing remark (1292 chars)

    WELCOME HOME to this stunning 3-bedroom, 2-bathroom manufactured home located in the desirable Southwind Village of Jackson, NJ! Built in 2021, this newer manufactured home offers both modern comfort and inviting charm. Step inside to discover an open layout featuring a cozy wood-burning fireplace, perfect for those chilly evenings. The large primary suite includes a spacious en suite bath, offering a private retreat at the end of the day. Enjoy thoughtful upgrades throughout, including an upgraded storm door and tasteful landscaping that enhances curb appeal. Whether you're entertaining or simply enjoying quiet time, this home checks all the boxes for comfort and style. COMMUNITY HIGHLIGHTS - Southwind/Village All ages, pet-friendly environment! Pet Policy " Small Pets and Small Dog Breeds Allowed for Homeowners " Dog Weight Limit Ibs: 50 " Pet Restriction: Contact community manager for pet breed and age restrictions and for further details regarding our pet policy. " Pet Count: 2 Spacious, paved streets with sidewalks and well-maintained grounds Management & services: On-site manager, trash, water, and sewer included in lot rent Don't miss the opportunity to be part of this welcoming community SCHEDULE YOUR TOUR TODAY!

17. 2026-03-28
    price $205,000 1292-char remark

    Show marketing remark (1292 chars)

    WELCOME HOME to this stunning 3-bedroom, 2-bathroom manufactured home located in the desirable Southwind Village of Jackson, NJ! Built in 2021, this newer manufactured home offers both modern comfort and inviting charm. Step inside to discover an open layout featuring a cozy wood-burning fireplace, perfect for those chilly evenings. The large primary suite includes a spacious en suite bath, offering a private retreat at the end of the day. Enjoy thoughtful upgrades throughout, including an upgraded storm door and tasteful landscaping that enhances curb appeal. Whether you're entertaining or simply enjoying quiet time, this home checks all the boxes for comfort and style. COMMUNITY HIGHLIGHTS - Southwind/Village All ages, pet-friendly environment! Pet Policy " Small Pets and Small Dog Breeds Allowed for Homeowners " Dog Weight Limit Ibs: 50 " Pet Restriction: Contact community manager for pet breed and age restrictions and for further details regarding our pet policy. " Pet Count: 2 Spacious, paved streets with sidewalks and well-maintained grounds Management & services: On-site manager, trash, water, and sewer included in lot rent Don't miss the opportunity to be part of this welcoming community SCHEDULE YOUR TOUR TODAY!

18. 2026-01-24
    listed $210,000 Active 1292-char remark

    Show marketing remark (1292 chars)

    WELCOME HOME to this stunning 3-bedroom, 2-bathroom manufactured home located in the desirable Southwind Village of Jackson, NJ! Built in 2021, this newer manufactured home offers both modern comfort and inviting charm. Step inside to discover an open layout featuring a cozy wood-burning fireplace, perfect for those chilly evenings. The large primary suite includes a spacious en suite bath, offering a private retreat at the end of the day. Enjoy thoughtful upgrades throughout, including an upgraded storm door and tasteful landscaping that enhances curb appeal. Whether you're entertaining or simply enjoying quiet time, this home checks all the boxes for comfort and style. COMMUNITY HIGHLIGHTS - Southwind/Village All ages, pet-friendly environment! Pet Policy " Small Pets and Small Dog Breeds Allowed for Homeowners " Dog Weight Limit Ibs: 50 " Pet Restriction: Contact community manager for pet breed and age restrictions and for further details regarding our pet policy. " Pet Count: 2 Spacious, paved streets with sidewalks and well-maintained grounds Management & services: On-site manager, trash, water, and sewer included in lot rent Don't miss the opportunity to be part of this welcoming community SCHEDULE YOUR TOUR TODAY!

19. 2025-07-28
    price $210,000

    Show marketing remark (1472 chars)

    WELCOME HOME to this stunning 3-bedroom, 2-bathroom manufactured home located in the desirable Southwind Village of Jackson, NJ! Built in 2021, this newer manufactured home offers both modern comfort and inviting charm. Step inside to discover an open layout featuring a cozy wood-burning fireplace, perfect for those chilly evenings. The large primary suite includes a spacious en suite bath, offering a private retreat at the end of the day. Enjoy thoughtful upgrades throughout, including an upgraded storm door and tasteful landscaping that enhances curb appeal. Whether you're entertaining or simply enjoying quiet time, this home checks all the boxes for comfort and style. COMMUNITY HIGHLIGHTS – Southwind Village All‑ages, pet-friendly environment! Pet Policy     •    Small Pets and Small Dog Breeds Allowed for Homeowners     •    Dog Weight Limit Ibs: 50     •    Pet Restriction: Contact community manager for pet breed and age restrictions and for further details regarding our pet policy.     •    Pet Count: 2 Spacious, paved streets with sidewalks and well-maintained grounds Management & services: On-site manager, trash, water, and sewer included in lot rent Don’t miss the opportunity to be part of this welcoming community—SCHEDULE YOUR TOUR TODAY!

20. 2025-07-28
    price $210,000 1472-char remark

    Show marketing remark (1472 chars)

    WELCOME HOME to this stunning 3-bedroom, 2-bathroom manufactured home located in the desirable Southwind Village of Jackson, NJ! Built in 2021, this newer manufactured home offers both modern comfort and inviting charm. Step inside to discover an open layout featuring a cozy wood-burning fireplace, perfect for those chilly evenings. The large primary suite includes a spacious en suite bath, offering a private retreat at the end of the day. Enjoy thoughtful upgrades throughout, including an upgraded storm door and tasteful landscaping that enhances curb appeal. Whether you're entertaining or simply enjoying quiet time, this home checks all the boxes for comfort and style. COMMUNITY HIGHLIGHTS – Southwind Village All‑ages, pet-friendly environment! Pet Policy     •    Small Pets and Small Dog Breeds Allowed for Homeowners     •    Dog Weight Limit Ibs: 50     •    Pet Restriction: Contact community manager for pet breed and age restrictions and for further details regarding our pet policy.     •    Pet Count: 2 Spacious, paved streets with sidewalks and well-maintained grounds Management & services: On-site manager, trash, water, and sewer included in lot rent Don’t miss the opportunity to be part of this welcoming community—SCHEDULE YOUR TOUR TODAY!

21. 2025-07-17
    listed $215,000 Active

    Show marketing remark (1472 chars)

    WELCOME HOME to this stunning 3-bedroom, 2-bathroom manufactured home located in the desirable Southwind Village of Jackson, NJ! Built in 2021, this newer manufactured home offers both modern comfort and inviting charm. Step inside to discover an open layout featuring a cozy wood-burning fireplace, perfect for those chilly evenings. The large primary suite includes a spacious en suite bath, offering a private retreat at the end of the day. Enjoy thoughtful upgrades throughout, including an upgraded storm door and tasteful landscaping that enhances curb appeal. Whether you're entertaining or simply enjoying quiet time, this home checks all the boxes for comfort and style. COMMUNITY HIGHLIGHTS – Southwind Village All‑ages, pet-friendly environment! Pet Policy     •    Small Pets and Small Dog Breeds Allowed for Homeowners     •    Dog Weight Limit Ibs: 50     •    Pet Restriction: Contact community manager for pet breed and age restrictions and for further details regarding our pet policy.     •    Pet Count: 2 Spacious, paved streets with sidewalks and well-maintained grounds Management & services: On-site manager, trash, water, and sewer included in lot rent Don’t miss the opportunity to be part of this welcoming community—SCHEDULE YOUR TOUR TODAY!

22. 2025-07-17
    listed $215,000 Active 1472-char remark

    Show marketing remark (1472 chars)

    WELCOME HOME to this stunning 3-bedroom, 2-bathroom manufactured home located in the desirable Southwind Village of Jackson, NJ! Built in 2021, this newer manufactured home offers both modern comfort and inviting charm. Step inside to discover an open layout featuring a cozy wood-burning fireplace, perfect for those chilly evenings. The large primary suite includes a spacious en suite bath, offering a private retreat at the end of the day. Enjoy thoughtful upgrades throughout, including an upgraded storm door and tasteful landscaping that enhances curb appeal. Whether you're entertaining or simply enjoying quiet time, this home checks all the boxes for comfort and style. COMMUNITY HIGHLIGHTS – Southwind Village All‑ages, pet-friendly environment! Pet Policy     •    Small Pets and Small Dog Breeds Allowed for Homeowners     •    Dog Weight Limit Ibs: 50     •    Pet Restriction: Contact community manager for pet breed and age restrictions and for further details regarding our pet policy.     •    Pet Count: 2 Spacious, paved streets with sidewalks and well-maintained grounds Management & services: On-site manager, trash, water, and sewer included in lot rent Don’t miss the opportunity to be part of this welcoming community—SCHEDULE YOUR TOUR TODAY!

23. 2025-07-16
    historical $215,000 1472-char remark

    Show marketing remark (1472 chars)

    WELCOME HOME to this stunning 3-bedroom, 2-bathroom manufactured home located in the desirable Southwind Village of Jackson, NJ! Built in 2021, this newer manufactured home offers both modern comfort and inviting charm. Step inside to discover an open layout featuring a cozy wood-burning fireplace, perfect for those chilly evenings. The large primary suite includes a spacious en suite bath, offering a private retreat at the end of the day. Enjoy thoughtful upgrades throughout, including an upgraded storm door and tasteful landscaping that enhances curb appeal. Whether you're entertaining or simply enjoying quiet time, this home checks all the boxes for comfort and style. COMMUNITY HIGHLIGHTS – Southwind Village All‑ages, pet-friendly environment! Pet Policy     •    Small Pets and Small Dog Breeds Allowed for Homeowners     •    Dog Weight Limit Ibs: 50     •    Pet Restriction: Contact community manager for pet breed and age restrictions and for further details regarding our pet policy.     •    Pet Count: 2 Spacious, paved streets with sidewalks and well-maintained grounds Management & services: On-site manager, trash, water, and sewer included in lot rent Don’t miss the opportunity to be part of this welcoming community—SCHEDULE YOUR TOUR TODAY!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $39,437
• − Mortgage interest: −$11,203
• − Property taxes: −$3,000
• − Insurance: −$1,000
• − Repairs & maintenance: −$3,155
• − Management: −$3,155
• − Depreciation: −$5,818
• Taxable income: $12,106
• Est. tax owed @ 24.0%: −$2,905
• After-tax cash flow: $11,664/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Good 80/100 Cosmetic rehab

This 2021 manufactured home in Southwind Village, Jackson, NJ, is in excellent condition with a good condition score of 80. It offers a good investment opportunity with minimal repairs and maintenance needed.

Value-add opportunities

• Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
• Both Landscaping improvements — Enhances curb appeal and adds value
• Both Reorganizing furniture for better flow — Improves functionality and aesthetics
• Both Adding smart home features — Enhances comfort and adds value

Renovation cost estimate screening

Value-add ROI direction

• Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics ↑
• Both Landscaping improvements — Enhances curb appeal and adds value ↑
• Both Reorganizing furniture for better flow — Improves functionality and aesthetics ↑
• Both Adding smart home features — Enhances comfort and adds value ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Jackson Township School District
• NCES district ID: 3407740
• Math proficiency: 26% ▼ -22.00%
• Reading proficiency: 48% ▼ -8.00%
• Median HH income: $86,012
• Composite: 35.36/100
• National rank: #4956
• State rank: #228 of 472 in NJ

Livability — Vista Center

• Score: 58/100
• State rank: #507
• US rank: #21522

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Ocean County · 439,426 people
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• Population (ZIP): 58,991
• Household income: $115,487
• Rent vs Own: 12.9% rent · 87.1% own
• Severe rent burden: 1031.0

Population outlook (Ocean County) Hauer SSP2

• Today (2025): 586,991 people
• By 2030: 581,403 · -1.0%
• By 2040: 564,913 · -3.8%
• By 2050: 538,149 · -8.3%
• By 2075: 468,845 · -20.1%
• By 2100: 350,297 · -40.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (76%)
• Race & ethnicity: White 76% Hispanic / Latino 14% Two or more races 8% Black 4% Asian 3%
• Hispanic origin (detail): Mexican 1% Puerto Rican 6%
• Common ancestry: Romanian 9% Scotch-Irish 2% Italian 2%
• Foreign-born: 9% · Canada, China, Jamaica
• Languages at home: 88% English-only · Spanish 6% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Ocean

• 2024 margin: Solid R (+36.0) · D 31.4% · R 67.4% · Other 1.2%
• 2008→2024 swing: -17.6pp toward R · 2008: -18.4pp · 2024: -36.0pp
• All cycles: 2024: R+36.0 2020: R+28.7 2016: R+34.0 2012: R+17.7 2008: R+18.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -349.94%
• Current HPI: 338.3328
• Rent YoY: ▼ -1.71%
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• State GDP YoY: ▲ 2.05%
• F500 in state: 34

Industry mix (Fortune 500 HQ in NJ)

Industry	F500 HQs	Revenue
▸Consumer Goods	3	$31B
▸Pharmaceuticals	2	$153B
▸Technology	2	$21B
▸Insurance	2	$20B
▸Healthcare	2	$19B
▸Financial Services	1	$70B

Price history

-4.7% since first listed

8 events — show timeline

• 2026-03-28 Price Changed $205,000 BRIGHT MLS
• 2026-03-28 Price Changed $205,000 MOMLS
• 2026-01-24 Listed $210,000 MOMLS
• 2025-07-28 Price Changed $210,000 MOMLS
• 2025-07-28 Price Changed $210,000 BRIGHT MLS
• 2025-07-17 Listed $215,000 MOMLS
• 2025-07-17 Listed $215,000 BRIGHT MLS
• 2025-07-16 Coming Soon $215,000 BRIGHT MLS