1185 Anchor Bend Dr · Ruskin, FL
Flood risk 10/10 · Severe
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 29 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +7.4/30.0
- Condition / age +3.8/5.0
- 1% rule +3.7/10.0
- Schools +3.6/10.0
- Livability +3.6/5.0
- Rent growth +2.7/5.0
- DSCR +1.5/10.0
- Appreciation +0.0/10.0
$279,000
1185 Anchor Bend Dr · Ruskin, FL 33570
3 bd · 2.0 ba · 1,764 sqft · SingleFamily
public records
· 93 Days on market
Built 2021
6,000 sqft lot
Garage
$158/sqft
· 24% below area
Est $365k · 24% under
$14/mo HOA · 1% of rent
↓ 4% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
* * SELLER OFFERING MORTGAGE RATE BUYDOWN * * MOTIVATED SELLER!! Welcome to this beautifully maintained 3-bedroom, 2-bathroom home located in the desirable Shell Point community of Ruskin. This inviting residence offers a spacious open-concept layout, ideal for everyday living and entertaining, along with NEW luxury vinyl flooring that adds both style and durability throughout the home. Garage already equipped for electric vehicle. The kitchen features modern appliances, ample cabinetry, and a functional design that flows seamlessly into the dining and living areas. The primary suite serves as a private retreat with a walk-in closet and an en-suite bathroom featuring a walk-in shower.
Key facts
- Walk-in closet
- Modern appliances
- Covered lanai
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $279k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-788 ($-9k/yr) — negative.
- To cash-flow at today's rent, offer at most $162k (41.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $241k (13.5% below list).
- Recommended offer: $162k (41.9% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 71/100 on livability (#392 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, commute B+; Watch: amenities F, health & safety F.
- Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Thompson Elementary (math 42% / reading 40%, grade F, #1,454 of 2,144 statewide, top 69%, 744 students, 69% FRL); Shields Middle School (math 29% / reading 27%, grade F, #486 of 571 statewide, top 86%, 1,867 students, 68% FRL); Lennard High School (math 30% / reading 46%, grade F, #328 of 667 statewide, top 50%, 2,404 students, 47% FRL).
- Zoned-school proficiency averages 36% at this address vs 48% district-wide (-13 pts) — the specific schools serving this property underperform the Hillsborough average; the district grade overstates school quality for this exact location.
- Market conditions: Rents flat; 703 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals lingering (median 43d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
- This rent runs 40% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 93 days — a 9% lower offer ($254k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: property tax is 2.9% of price; flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$162,150
(41.9% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 93 days. Have you received any prior offers? Is the seller open to a 42% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.87% ✗
- Cap rate
- 4.74%
- Cash-on-cash
- -5.56%
- DSCR
- 0.75
- GRM
- 9.6
CMA / ARV
- ARV (median comp)
- $364,920
- List price
- $279,000
- Delta
- -23.54%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1332 Ocean Spray Dr | 0.44mi | 3/2.0 | 1,672 (-5%) | 12mo | $305,000 | $182 | 61 |
| 972 Ocean Spray Dr | 0.47mi | 4/2.0 (+1) | 1,926 (+9%) | 0mo | $320,000 | $166 | 57 |
| 1026 Seminole Sky Dr | 0.24mi | 3/2.5 | 1,936 (+10%) | 17mo | $323,000 | $167 | 56 |
| 304 4th Ave NW | 0.76mi | 3/2.0 | 1,435 (-19%) | 0mo | $248,000 | $173 | 40 |
| 563 19th St NW | 0.82mi | 3/2.0 | 1,488 (-16%) | 14mo | $322,000 | $216 | 28 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.9% rent growth · sell at horizon
5-year hold
- IRR
- -42.1%
- Equity multiple
- -0.28×
- Total profit
- $-99,904
- Equity at exit
- $41,600
10-year hold
- IRR
- -95.1%
- Equity multiple
- -1.17×
- Total profit
- $-169,235
- Equity at exit
- $24,123
Cash invested: $78,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 36 active · 20 under contract
- Months of supply
- 72.0 mo (1%/mo absorbed)
- Median asking
- $337,500 ($203/sqft)
- Median days on market
- 72 d
- This list price
- 3% of active listings are priced below it
- ARV vs active asking
- +1.8% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 33570
- Home prices YoY
- -28.8%
- Rents YoY
- 0.9%
- Active inventory
- 703
- Price-to-rent
- 9.6×
Monthly cashflow live
↻
- Estimated rent
- $2,414 high interval (Pro) →
- Mortgage (P&I)
- −$1,463
- Tax from tax record
- −$676 /mo · $8,108/yr
- Insurance
- −$116
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$14
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$507
- Net cashflow
- $-788
Break-even live
Break-even rent
$3,412
Max offer price
$162,150
Occupancy floor
—
Sensitivity live
| Price | -10% $-630 | -5% $-709 | +0% $-788 | +5% $-867 | +10% $-946 |
|---|---|---|---|---|---|
| Rent | -10% $-979 | -5% $-884 | +0% $-788 | +5% $-693 | +10% $-598 |
| Rate | -1.0pp $-648 | -0.5pp $-717 | base $-788 | +0.5pp $-861 | +1.0pp $-934 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $69,750
- Closing costs
- $8,370
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 33 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 929 Anchor Bend Dr Ruskin, FL | 4.0 | 2.0 | 1935 | $2,495 | $1.29 | 13d | 1 | 0.22mi |
| 838 Olive Conch St Ruskin, FL | 3.0 | 2.0 | 1451 | $2,150 | $1.48 | 9d | 1 | 0.27mi |
| 861 Olive Conch St Ruskin, FL | 4.0 | 2.5 | 1914 | $2,300 | $1.20 | 54d | 1 | 0.28mi |
| 649 Sunlit Coral St Ruskin, FL | 3.0 | 2.0 | 1516 | $1,990 | $1.31 | 38d | 1 | 0.29mi |
| 1610 Bonita Bluff Ct Ruskin, FL | 3.0 | 2.0 | 1448 | $2,175 | $1.50 | 73d | 1 | 0.32mi |
| 986 7th Ave NW Ruskin, FL | 3.0 | 2.0 | 1516 | $2,041 | $1.35 | 29d | 1 | 0.32mi |
| 590 Sunlit Coral St Ruskin, FL | 3.0 | 2.0 | 1516 | $2,200 | $1.45 | 73d | 1 | 0.34mi |
| 1620 Bonita Bluff Ct Ruskin, FL | 4.0 | 2.0 | 2187 | $2,166 | $0.99 | 54d | 1 | 0.35mi |
| 511 Sunlit Coral St Ruskin, FL | 3.0 | 2.0 | 1504 | $1,995 | $1.33 | 73d | 1 | 0.38mi |
| 602 Olive Conch St Ruskin, FL | 4.0 | 2.5 | 2078 | $2,300 | $1.11 | 54d | 1 | 0.39mi |
| 578 Olive Conch St Ruskin, FL | 3.0 | 2.0 | 1516 | $2,100 | $1.39 | 71d | 1 | 0.40mi |
| 477 Sunlit Coral St Ruskin, FL | 4.0 | 2.5 | 2328 | $2,149 | $0.92 | 73d | 1 | 0.40mi |
| 811 Parker Den Dr Ruskin, FL | 4.0 | 2.5 | 2325 | $2,800 | $1.20 | 73d | 1 | 0.42mi |
| 1215 Ocean Spray Dr Ruskin, FL | 4.0 | 2.5 | 2035 | $2,290 | $1.13 | 16d | 1 | 0.44mi |
| 1824 Mira Lago Cir Ruskin, FL | 4.0 | 2.0 | 2358 | $2,540 | $1.08 | 42d | 1 | 0.46mi |
| 1824 Mira Lago Cir Ruskin, FL | 4.0 | 2.0 | 2358 | $2,540 | $1.08 | 22d | 1 | 0.46mi |
| 984 Ocean Spray Dr Ruskin, FL | 4.0 | 3.0 | 2260 | $2,315 | $1.02 | 16d | 1 | 0.50mi |
| 1761 Bonita Bluff Ct Ruskin, FL | 4.0 | 2.0 | 2112 | $2,395 | $1.13 | 15d | 1 | 0.55mi |
| 509 Vista Ridge Dr Ruskin, FL | 3.0 | 2.0 | 2058 | $2,355 | $1.14 | 60d | 1 | 0.63mi |
| 1408 Nethers Pl Ruskin, FL | 3.0 | 3.0 | 2070 | $2,750 | $1.33 | 73d | 1 | 0.66mi |
| 165 Rain Berry Ave Ruskin, FL | 4.0 | 2.5 | 2439 | $2,600 | $1.07 | 42d | 1 | 0.88mi |
| 2630 Yellow Sundial Loop Ruskin, FL | 3.0 | 3.0 | 2571 | $4,100 | $1.59 | 73d | 1 | 0.98mi |
| 1056 Seagrape Dr Ruskin, FL | 3.0 | 2.5 | 2524 | $6,500 | $2.58 | 73d | 1 | 1.01mi |
| 1111 Seagrape Dr Ruskin, FL | 3.0 | 3.0 | 2524 | $3,800 | $1.51 | 8d | 1 | 1.08mi |
| 5110 Clover Mist Dr Apollo Beach, FL | 3.0 | 2.0 | 1752 | $2,235 | $1.28 | 38d | 1 | 1.14mi |
| 213 6th Ave SW Ruskin, FL | 3.0 | 1.0 | 1620 | $1,650 | $1.02 | 8d | 1 | 1.14mi |
| 320 Blue Point Dr Ruskin, FL | 4.0 | 2.0 | 1767 | $2,110 | $1.19 | 32d | 1 | 1.19mi |
| 5234 Clover Mist Dr Apollo Beach, FL | 4.0 | 2.0 | 2018 | $2,315 | $1.15 | 8d | 1 | 1.21mi |
| 916 Seagrape Dr Ruskin, FL | 3.0 | 2.5 | 2571 | $6,600 | $2.57 | 35d | 1 | 1.22mi |
| 419 Halifax Bay Ct Apollo Beach, FL | 4.0 | 2.5 | 2379 | $4,200 | $1.77 | 22d | 1 | 1.24mi |
| 724 Royal Empress Dr Ruskin, FL | 3.0 | 2.5 | 1796 | $2,195 | $1.22 | 52d | 1 | 1.42mi |
| 720 Chatham Walk Dr Ruskin, FL | 3.0 | 2.0 | 1404 | $1,860 | $1.32 | 34d | 1 | 1.48mi |
| 424 Newmont Cir Ruskin, FL | 3.0 | 3.0 | 1707 | $1,950 | $1.14 | 73d | 1 | 1.49mi |
Property features AI
Finance
- Other
- Unfurnished
- Financial info
- CDD presentLease restrictions apply
- HOA & community
- HOA managed by InframarkHOA fees required: $169 annually (about $14.08/month)Association approval requiredPets allowed: cats and dogs
Exterior
- Parking
- Attached garage with 2 garage spaces
- Utilities
- Public waterPublic sewerElectricity connected
- Home design
- Single family residenceOne story (single level)Property zoned PDFaces west
- Construction
- Stucco constructionShingle roofSlab foundationBuilt on a 50 x 120 lot (approximately 0.14 acres)
- Exterior features
- Hurricane shuttersSidewalkIrrigation system
Interior
- Kitchen
- DishwasherRangeMicrowaveRefrigerator
- Bedrooms
- 3 bedrooms
- Flooring
- Carpet
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central heatingCentral air
- Interior features
- Ceiling fansOpen floor planWalk-in closets7 total rooms
- Laundry & utility
- Laundry room with inside washer and dryer hookupsElectric dryer hookup
HOA detail $14/mo · $168/yr
- Likely covers
- electric
Listing history 50 events
-
2026-08-08days on market $279,000 Active 93 DOM
-
2026-08-06days on market $279,000 Active 91 DOM
-
2026-08-05days on market $279,000 Active 90 DOM
-
2026-08-04days on market $279,000 Active 89 DOM
-
2026-08-03days on market $279,000 Active 88 DOM
-
2026-07-31days on market $279,000 Active 85 DOM
-
2026-07-30days on market $279,000 Active 83 DOM
-
2026-07-28days on market $279,000 Active 82 DOM
-
2026-07-26days on market $279,000 Active 80 DOM
-
2026-07-24days on market $279,000 Active 78 DOM
-
2026-07-23days on market $279,000 Active 77 DOM
-
2026-07-22days on market $279,000 Active 76 DOM
-
2026-07-21days on market $279,000 Active 75 DOM
-
2026-07-20days on market $279,000 Active 74 DOM
-
2026-07-18days on market $279,000 Active 71 DOM
-
2026-07-16days on market $279,000 Active 70 DOM
-
2026-07-15days on market $279,000 Active 69 DOM
-
2026-07-13days on market $279,000 Active 67 DOM
-
2026-07-13days on market $279,000 Active 66 DOM
-
2026-07-11days on market $279,000 Active 65 DOM
-
2026-07-10days on market $279,000 Active 64 DOM
-
2026-07-09days on market $279,000 Active 63 DOM
-
2026-07-07days on market $279,000 Active 61 DOM
-
2026-07-06days on market $279,000 Active 60 DOM
-
2026-07-06days on market $279,000 Active 59 DOM
-
2026-07-05days on market $279,000 Active 58 DOM
-
2026-07-03days on market $279,000 Active 57 DOM
-
2026-07-02days on market $279,000 Active 56 DOM
-
2026-07-01days on market $279,000 Active 55 DOM
-
2026-06-30days on market $279,000 Active 54 DOM
-
2026-06-29days on market $279,000 Active 53 DOM
-
2026-06-28days on market $279,000 Active 52 DOM
-
2026-06-27days on market $279,000 Active 51 DOM
-
2026-06-26days on market $279,000 Active 50 DOM
-
2026-06-24days on market $279,000 Active 48 DOM
-
2026-06-22days on market $279,000 Active 46 DOM
-
2026-06-21days on market $279,000 Active 45 DOM
-
2026-06-18days on market $279,000 Active 42 DOM
-
2026-06-17days on market $279,000 Active 41 DOM
-
2026-06-16days on market $279,000 Active 40 DOM
-
2026-06-15price $279,000 Active 39 DOM
-
2026-06-15days on market $283,000 Active 39 DOM
-
2026-06-13days on market $283,000 Active 37 DOM
-
2026-06-13days on market $283,000 Active 36 DOM
-
2026-06-09days on market $283,000 Active 33 DOM
-
2026-06-08days on market $283,000 Active 32 DOM
-
2026-06-07days on market $283,000 Active 31 DOM
-
2026-06-04days on market $283,000 Active 28 DOM
-
2026-06-03days on market $283,000 Active 27 DOM
-
2026-06-02days on market $283,000 Active 26 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $8,108 · $676/mo
- Projected year-2 tax
- $8,108 · $676/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 10/10 Extreme FEMA zone AE · 99% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,971
- − Mortgage interest
- −$15,628
- − Property taxes
- −$8,108
- − Insurance
- −$6,514
- − Repairs & maintenance
- −$2,318
- − Management
- −$2,318
- − HOA
- −$168
- − Depreciation
- −$8,116
- Taxable loss
- −$14,198
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$3,408
- After-tax cash flow
- $-6,052/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 1 photo
75/100
Cosmetic rehab
Est. rehab $8,820–$26,460 screening
This well-maintained single-family home in Ruskin, FL, offers a spacious open-concept layout and new flooring, making it a great investment opportunity.
Value-add opportunities
- Both Paint exterior and interior — Fresh paint enhances curb appeal and interior aesthetics ↑
- Both Replace landscaping with low-maintenance plants — Improves curb appeal and reduces maintenance ↑
- Both Install smart home features — Enhances home's appeal and could increase its value ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 36/100
Zoned Schools
Elementary
Thompson Elementary
F
FL #1,454/2,144
Nat'l #19,009/41,679
Middle
Shields Middle School
F
FL #486/571
Nat'l #9,545/14,009
High
Lennard High School
F
FL #328/667
Nat'l #8,877/17,239
Schools (NCES district)
- District
- Hillsborough
- NCES district ID
- 1200870
- Math proficiency
- 47% ▼ -8.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $50,622
- Composite
- 41.6/100
- National rank
- #3435
- State rank
- #41 of 73 in FL
B
Composite livability gradescore 71/100
Livability — Ruskin
- Score
- 71/100
- State rank
- #392
- US rank
- #6879
Category grades
Amenities F
Commute B+
Cost of living A+
Crime B-
Employment B-
Housing A+
Health & safety F
User ratings A
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Ruskin, FL
- County
- Hillsborough County · 1,607,022 people
- City population
- 33,319
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 33,319
- Household income
- $72,172
- Rent vs Own
- Severe rent burden
- 15% of renters
Population outlook (Hillsborough County) Hauer SSP2
- Today (2025)
- 1,607,022 people
- By 2030
- 1,733,968 · +7.9%
- By 2040
- 1,979,565 · +23.2%
- By 2050
- 2,203,427 · +37.1%
- By 2075
- 2,667,893 · +66.0%
- By 2100
- 2,891,558 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.69)
- Race & ethnicity
- White 40% Hispanic / Latino 32% Black 23% Two or more races 13% Asian 2%
- Hispanic origin (detail)
- Mexican 16% Puerto Rican 6% Cuban 1% Dominican 4%
- Common ancestry
- Italian 2% Romanian 2% Hispanic 2%
- Foreign-born
- 13% · Canada, Jamaica
- Languages at home
- 72% English-only · Spanish 23% French/Haitian/Cajun 2%
Political lean MEDSL · Hillsborough
- 2024 margin
- Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
- 2008→2024 swing
- -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -112.10%
- Current HPI
- 277.8257
- Rent YoY
- ▲ 0.90%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-3.8% since first listed3 events — show timeline
- 2026-06-15 Price Changed $279,000 Stellar MLS as Distributed by MLS Grid
- 2026-05-18 Price Changed $283,000 Stellar MLS as Distributed by MLS Grid
- 2026-05-07 Listed $290,000 Stellar MLS as Distributed by MLS Grid
Property tax history
+21.0%/yrLatest (2025): $8,108 · +12.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…