908 Mound St · Baraboo, WI 53913

$125,000

3 bd · 2.0 ba · 1,700 sqft · SingleFamily · 2 Days on market

0.44 ac lot

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.1/30.0
• ARV discount +7.5/15.0
• DSCR +7.4/10.0
• 1% rule +7.2/10.0
• Livability +3.9/5.0
• Schools +3.0/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

A great opportunity for contractors, investors, or buyers looking to renovate! Bring your tools and your vision to bring this single-family residence back to vibrance. The Baraboo Riverwalk, Circus World Museum, and historic Downtown Baraboo are all within walking distance. Contact us to set up a private showing!

Key facts

• 0.44 acre lot
• 2 garage spots
• Listed 2 days

Property features AI

Finance

• Other: Appliances included: Range/oven and refrigerator; Sellers will exclude personal property
• Financial info: No investor or income/expense details provided
• HOA & community: No HOA information provided

Exterior

• Parking: 2-car garage (detached/attached type not specified)
• Security: No security features listed
• Utilities: Municipal water; Municipal sewer
• Home design: Single-family, 2-story home; Estimated finished above-grade living area about 1,700; Information lists year built as 'Other - See Remarks'; Zoned residential; Lot around 0.44 acre
• Construction: Vinyl siding; Basement partial with block foundation
• Exterior features: Vinyl exterior

Interior

• Kitchen: Includes refrigerator; Kitchen on main level approximately 13 x 9
• Bedrooms: Master bedroom (Upper) approximately 18 x 12; Bedroom 2 (Upper) approximately 7 x 20; Bedroom 3 (Lower) approximately 7 x 13
• Flooring: No flooring details provided
• Bathrooms: Two full bathrooms; Master bedroom has a full bath and tub
• Heating & cooling: Forced air heating; Natural gas fuel
• Interior features: Cable/Satellite available; High-speed internet available; Partial basement with outside entry and block foundation
• Laundry & utility: No specific laundry appliances listed

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $125k.

Deal economics

• At list price, monthly cash flow is $224 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $125k).
• Cap rate 8.4% vs local median 2.4% in Baraboo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#118 in WI, #3,059 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, commute F.
• Baraboo School District (town): math 34% / reading 35% proficiency, ranked #232 of 342 in WI (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: East Elementary (math 57% / reading 42%, grade D, #257 of 1,041 statewide, top 30%, 343 students, 48% FRL); Baraboo High (math 31% / reading 31%, grade F, #204 of 483 statewide, top 43%, 917 students, 42% FRL) — zoned schools at 45% FRL track the district average.
• Market conditions: 102 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 527 units permitted in Sauk County in 2024 (268 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

• Only 2 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

• Watch-outs: property tax is 2.6% of price.

Recommended offer $125,000

Questions for the listing agent

1. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.22% ✓
• Cap rate: 8.44%
• Cash-on-cash: 7.68%
• DSCR: 1.34
• GRM: 6.8

CMA / ARV

• ARV (on-the-fly): $258,400
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
908 Mound St	0.00mi	3/2.0	1,700 (0%)	1mo	$146,500	$86	100
736 Mound St	0.13mi	3/2.0	1,760 (+4%)	8mo	$292,000	$166	81
1017 4th St	0.30mi	3/1.5	1,638 (-4%)	11mo	$300,000	$183	69
216 Washington Ave	0.22mi	3/2.0	1,842 (+8%)	9mo	$300,000	$163	69
414 8th St	0.65mi	3/2.5	1,659 (-2%)	8mo	$252,200	$152	57
303 3rd St	0.54mi	3/1.5	1,564 (-8%)	6mo	$151,000	$97	55
1140 4th St	0.40mi	3/2.0	1,472 (-13%)	8mo	$255,000	$173	53
227 1st St	0.54mi	4/1.5 (+1)	1,592 (-6%)	10mo	$230,000	$144	49
204 South St	0.72mi	3/2.0	1,837 (+8%)	10mo	$245,000	$133	44
617 East St	0.61mi	4/2.0 (+1)	1,938 (+14%)	3mo	$206,360	$106	41
330 7th St	0.63mi	4/1.0 (+1)	1,502 (-12%)	2mo	$228,500	$152	40
525 10th St	0.74mi	3/2.0	1,478 (-13%)	8mo	$305,000	$206	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -4.5%
• Equity multiple: 0.83×
• Total profit: $-5,893
• Equity at exit: $18,638

10-year hold

• IRR: 5.3%
• Equity multiple: 1.39×
• Total profit: $13,620
• Equity at exit: $10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Wisconsin: 73 Landlord-Friendly · R+2
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; Madison / Milwaukee have some local enforcement.

Methodology + full state rankings →

ZIP-level market 53913

• Active inventory: 102
• Price-to-rent: 6.8×

Monthly cashflow live

• Estimated rent: $1,522 medium
• Mortgage (P&I): −$656
• Tax from tax record: −$271 /mo · $3,247/yr
• Insurance: −$52
• HOA: −$0
• Vacancy / Maint / Mgmt: −$320
• Net cashflow: $224

Break-even live

Break-even rent $1,238

Max offer price $125,000

Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,250
• Closing costs: $3,750
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
915 Ellis Ave Baraboo, WI	1.0–2.0	1.0–2.0	1010	$1,850	$1.83	14d	4	0.94mi
1101 Silver Dr Baraboo, WI	1.0–3.0	1.0	950	$1,399	$1.47	14d	9	1.18mi

Listing history 2 events

1. 2026-05-01
   status Pending
2. 2026-04-27
   listed $125,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WI · Partial reset (capped growth)

• Current annual tax: $3,247 · $271/mo
• Projected year-2 tax: $3,247 · $271/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥99°F today · 14 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,261
• − Mortgage interest: −$7,002
• − Property taxes: −$3,247
• − Insurance: −$625
• − Repairs & maintenance: −$1,461
• − Management: −$1,461
• − Depreciation: −$3,636
• Taxable income: $829
• Est. tax owed @ 24.0%: −$199
• After-tax cash flow: $2,489/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baraboo School District
• NCES district ID: 5500810
• Math proficiency: 34% ▼ -8.00%
• Reading proficiency: 35% ▼ -6.00%
• Median HH income: $49,101
• Composite: 29.85/100
• National rank: #6412
• State rank: #232 of 342 in WI

Livability — Baraboo

• Score: 77/100
• State rank: #118
• US rank: #3059

Category grades

Amenities B Commute F Cost of living A+ Crime B Employment D Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baraboo, WI
• County: Sauk County · 36,155 people
• City population: 21,704
• Metro: Baraboo, WI
• Population (ZIP): 21,704
• Household income: $74,629
• Rent vs Own: 32.6% rent · 67.4% own
• Severe rent burden: 651.0

Population outlook (Sauk County) Hauer SSP2

• Today (2025): 66,065 people
• By 2030: 66,755 · +1.0%
• By 2040: 66,999 · +1.4%
• By 2050: 65,499 · -0.9%
• By 2075: 60,000 · -9.2%
• By 2100: 51,070 · -22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Two or more races 5% Hispanic / Latino 4% Native American 1% Black 1%
• Common ancestry: Portuguese 8% Romanian 4% Slovak 3%
• Foreign-born: 3% · Canada, Jamaica
• Languages at home: 94% English-only · Spanish 3% Russian/Polish/Slavic 1% French/Haitian/Cajun 1%

Political lean MEDSL · Sauk

• 2024 margin: Toss-up / Even · D 48.4% · R 50.0% · Other 1.6%
• 2008→2024 swing: -23.2pp toward R · 2008: 21.6pp · 2024: -1.7pp
• All cycles: 2024: R+1.7 2020: D+1.7 2016: R+0.3 2012: D+18.5 2008: D+21.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -156.28%
• Current HPI: 195.5466
• Rent YoY: —
• Metro: Baraboo, WI
• State GDP YoY: ▲ 2.10%
• F500 in state: 20

Industry mix (Fortune 500 HQ in WI)

Industry	F500 HQs	Revenue
▸Industrial Machinery	4	$23B
▸Industrial Technology	2	$36B
▸Insurance	1	$36B
▸Professional Services	1	$19B
▸Utilities	1	$9B
▸Consumer Goods	1	$3B

Price history

2 events — show timeline

• 2026-05-01 Pending — SCWMLS
• 2026-04-27 Listed $125,000 SCWMLS

Property tax history

+3.6%/yr

Latest (2025): $3,247 · +7.0% YoY. Source: county tax records.