817 Grant St · Pottsville, PA 17901

$119,000

3 bd · 1.0 ba · 1,267 sqft · SingleFamily public records · 39 Days on market

Built 1900 871 sqft lot $94/sqft · 108% above area

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.5/30.0
• ARV discount +7.5/15.0
• 1% rule +6.3/10.0
• DSCR +5.1/10.0
• Rent growth +3.9/5.0
• Livability +3.8/5.0
• Schools +3.1/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 817 Grant St, a well-maintained, turnkey 3-bedroom, 1-bath rowhome offering excellent value for both owner-occupants and investors alike. This charming property features a welcoming front porch and the added convenience of a private driveway rare for homes of this style. Step inside to a spacious living room that flows seamlessly into a dining room combination, creating a functional and open feel. The kitchen is conveniently located just off the dining area and features ceramic tile flooring, oak-style cabinetry, laminate countertops, and recessed lighting. From the kitchen, enjoy direct access to the rear patio perfect for relaxing or entertaining. Upstairs, the second floor offers well-sized bedrooms and a full hall bathroom. One of the bedrooms provides access to a private second-floor deck, adding a unique outdoor retreat. The third-floor loft offers additional flexible space, ideal for storage, a home office, or bonus living area. Additional highlights include an updated electrical system, gas boiler with baseboard heat, and a rear yard complete with patio space. A shed is included and conveyed in as-is condition. Whether you're looking for a move-in ready home or a solid addition to your rental portfolio, this property is ready to go. Schedule your showing today!

Key facts

• Oak-style cabinetry
• Private driveway
• Front porch

Tags

• FRONT PORCH
• PRIVATE DRIVEWAY
• CERAMIC TILE FLOORING
• OAK-STYLE CABINETRY
• LAMINATE COUNTERTOPS
• RECESSED LIGHTING

Property features AI

Finance

• Other: Fee simple ownership; Not in a federal flood zone; Pets allowed (cats and dogs OK)

Exterior

• Parking: On-street parking; Driveway
• Utilities: Public water; Public sewer
• Home design: Semi-detached structure; Built/majorly remodeled around 2006 (year effective estimated)
• Construction: Vinyl siding; Permanent foundation
• Exterior features: Balcony, patio(s), porch(es), and roofed outdoor living spaces; Shed on the property; Lot dimensions approximately 17 x 63

Interior

• Bedrooms: 3 bedrooms on the upper level
• Bathrooms: 1 full bathroom
• Heating & cooling: Baseboard hot water heating; Natural gas heating fuel; Electric hot water
• Interior features: Estimated living area; Unfinished basement

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $119k.

Deal economics

• At list price, monthly cash flow is $70 ($839/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $119k).
• Recommended offer: $115k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 75/100 on livability (#442 in PA, #4,025 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: commute F, employment F.
• Pottsville Area SD (town): math 29% / reading 46% proficiency, ranked #395 of 539 in PA (top 73%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Pottsville Area Hs (math 52% / reading 74%, grade B-, #69 of 437 statewide, top 16%, 898 students, 57% FRL) — zoned schools at 57% FRL track the district average.
• Zoned-school proficiency averages 63% at this address vs 38% district-wide (+26 pts) — the actual schools serving this property are materially stronger than the Pottsville Area SD average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising fast (+5.7%/yr); 177 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 169 units permitted in Schuylkill County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $823 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Schuylkill County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 39 days — a 3% lower offer ($115k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 6y ago; this cycle's ask has dropped $20k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $60k; list at $119k implies a 98% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 3.2% of price; built in 1900 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $115,430 (3.0% below list)

Questions for the listing agent

1. It's been on market 39 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.13% ✓
• Cap rate: 7.00%
• Cash-on-cash: 2.52%
• DSCR: 1.11
• GRM: 7.4

CMA / ARV

• ARV (median comp): $57,210
• List price: $119,000
• Delta: 108.01%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
800 Mine St	0.10mi	3/1.0	1,392 (+10%)	3mo	$35,000	$25	76
1507 W Market St	0.47mi	3/1.0	1,260 (-1%)	6mo	$194,000	$154	72
1308 Mount Hope Ave	0.44mi	2/— (-1)	1,240 (-2%)	2mo	$259,000	$209	69
241 Peacock St	0.60mi	3/1.0	1,242 (-2%)	1mo	$97,000	$78	68
901 Fairview St	0.30mi	3/1.0	1,388 (+10%)	5mo	$145,000	$104	66
103 N 16th St	0.57mi	3/1.0	1,264 (-0%)	11mo	$130,500	$103	64
617 Schuylkill Ave	0.33mi	3/1.0	1,144 (-10%)	10mo	$180,000	$157	60
331 E Arch St	0.58mi	3/1.0	1,300 (+3%)	11mo	$80,000	$62	60
939 S Seneca St	0.40mi	3/2.0	1,322 (+4%)	13mo	$205,000	$155	59
1414 Mt Hope Ave	0.58mi	2/1.0 (-1)	1,240 (-2%)	7mo	$80,000	$65	59
607 N 8th St	0.27mi	3/2.0	1,400 (+10%)	10mo	$196,000	$140	57
1729 W Norwegian St	0.71mi	4/1.5 (+1)	1,353 (+7%)	8mo	$85,000	$63	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.7% rent growth · sell at horizon

5-year hold

• IRR: -8.7%
• Equity multiple: 0.67×
• Total profit: $-10,946
• Equity at exit: $17,743

10-year hold

• IRR: 4.6%
• Equity multiple: 1.39×
• Total profit: $13,010
• Equity at exit: $10,289

Cash invested: $33,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 17901

• Home prices YoY: -21.2%
• Rents YoY: 5.7%
• Active inventory: 177
• Price-to-rent: 7.4×

Monthly cashflow live

• Estimated rent: $1,347 high
• Mortgage (P&I): −$624
• Tax from tax record: −$320 /mo · $3,843/yr
• Insurance: −$50
• HOA: −$0
• Vacancy / Maint / Mgmt: −$283
• Net cashflow: $70

Break-even live

Break-even rent $1,258

Max offer price $119,000

Occupancy floor 90%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $29,750
• Closing costs: $3,570
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
631 W Race St Pottsville, PA	3.0	1.0	1340	$1,200	$0.90	43d	1	0.08mi
909 Mahantongo St Unit 1 Pottsville, PA	2.0	1.0	1100	$1,200	$1.09	43d	1	0.23mi
119 S 11th St Pottsville, PA	3.0	1.5	1140	$1,450	$1.27	43d	1	0.28mi
321 N 3rd St Pottsville, PA	4.0	1.5	1260	$1,400	$1.11	43d	1	0.29mi
210 Harrison St Pottsville, PA	3.0	1.0	1078	$1,200	$1.11	43d	1	0.41mi
612 N 2nd St Pottsville, PA	2.0	1.0	1742	$1,295	$0.74	43d	1	0.44mi
426 Adams St Pottsville, PA	3.0	1.0	1104	$1,350	$1.22	43d	1	0.66mi
517 E Arch St Pottsville, PA	4.0	1.0	1000	$1,350	$1.35	43d	1	0.71mi
525 E Market St Pottsville, PA	4.0	1.0	1120	$1,250	$1.12	43d	1	0.74mi
536 E Arch St Pottsville, PA	2.0	1.0	1360	$975	$0.72	43d	1	0.77mi
8 N Wolfe St Pottsville, PA	3.0	1.0	1260	$1,795	$1.42	43d	1	0.85mi
2063 King Ave Pottsville, PA	3.0	2.5	1656	$1,600	$0.97	43d	1	1.18mi

Listing history 24 events

1. 2026-06-19
   days on market $119,000 Active 39 DOM
2. 2026-06-18
   days on market $119,000 Active 38 DOM
3. 2026-06-17
   days on market $119,000 Active 37 DOM
4. 2026-06-16
   days on market $119,000 Active 36 DOM
5. 2026-06-16
   price $119,000 Active 35 DOM
6. 2026-06-15
   days on market $139,000 Active 35 DOM
7. 2026-06-14
   days on market $139,000 Active 33 DOM
8. 2026-06-12
   days on market $139,000 Active 32 DOM
9. 2026-06-09
   days on market $139,000 Active 29 DOM
10. 2026-06-08
    days on market $139,000 Active 28 DOM
11. 2026-06-07
    days on market $139,000 Active 27 DOM
12. 2026-06-07
    days on market $139,000 Active 26 DOM
13. 2026-06-04
    days on market $139,000 Active 23 DOM
14. 2026-06-02
    days on market $139,000 Active 22 DOM
15. 2026-06-01
    days on market $139,000 Active 21 DOM
16. 2026-05-31
    days on market $139,000 Active 20 DOM
17. 2026-05-31
    days on market $139,000 Active 19 DOM
18. 2026-05-11
    listed $139,000 Active 1300-char remark

    Show marketing remark (1300 chars)

    Welcome to 817 Grant St, a well-maintained, turnkey 3-bedroom, 1-bath rowhome offering excellent value for both owner-occupants and investors alike. This charming property features a welcoming front porch and the added convenience of a private driveway rare for homes of this style. Step inside to a spacious living room that flows seamlessly into a dining room combination, creating a functional and open feel. The kitchen is conveniently located just off the dining area and features ceramic tile flooring, oak-style cabinetry, laminate countertops, and recessed lighting. From the kitchen, enjoy direct access to the rear patio perfect for relaxing or entertaining. Upstairs, the second floor offers well-sized bedrooms and a full hall bathroom. One of the bedrooms provides access to a private second-floor deck, adding a unique outdoor retreat. The third-floor loft offers additional flexible space, ideal for storage, a home office, or bonus living area. Additional highlights include an updated electrical system, gas boiler with baseboard heat, and a rear yard complete with patio space. A shed is included and conveyed in as-is condition. Whether you're looking for a move-in ready home or a solid addition to your rental portfolio, this property is ready to go. Schedule your showing today!

19. 2026-05-11
    listed $139,000 Active 1300-char remark

    Show marketing remark (1300 chars)

    Welcome to 817 Grant St, a well-maintained, turnkey 3-bedroom, 1-bath rowhome offering excellent value for both owner-occupants and investors alike. This charming property features a welcoming front porch and the added convenience of a private driveway rare for homes of this style. Step inside to a spacious living room that flows seamlessly into a dining room combination, creating a functional and open feel. The kitchen is conveniently located just off the dining area and features ceramic tile flooring, oak-style cabinetry, laminate countertops, and recessed lighting. From the kitchen, enjoy direct access to the rear patio perfect for relaxing or entertaining. Upstairs, the second floor offers well-sized bedrooms and a full hall bathroom. One of the bedrooms provides access to a private second-floor deck, adding a unique outdoor retreat. The third-floor loft offers additional flexible space, ideal for storage, a home office, or bonus living area. Additional highlights include an updated electrical system, gas boiler with baseboard heat, and a rear yard complete with patio space. A shed is included and conveyed in as-is condition. Whether you're looking for a move-in ready home or a solid addition to your rental portfolio, this property is ready to go. Schedule your showing today!

20. 2020-08-28
    soldstatus $60,000
21. 2020-08-20
    soldstatus $60,000 Closed

    Show marketing remark (739 chars)

    Seller remolded this home for his"forever home". Since then has decided to move to Florida. All wall were removed and fully insulated, new drywall and new windows throughout the home in 2006. All done in good taste. The kitchen was also remodeled with French doors leading to a covered patio with a small fenced in yard. The upstairs bathroom was fully remolded and is great. The third bedroom has a balcony. Unfortunately, at this time due to the current COVID-19 State Regulations there are no pictures for your review. . As soon as the Governor lifts the Regulations, pictures will be taken and showings will begin. This home is a must see to be appreciated, plus there is off-street parking for two (2) cars. Stay Health!

22. 2020-07-15
    status Pending

    Show marketing remark (739 chars)

    Seller remolded this home for his"forever home". Since then has decided to move to Florida. All wall were removed and fully insulated, new drywall and new windows throughout the home in 2006. All done in good taste. The kitchen was also remodeled with French doors leading to a covered patio with a small fenced in yard. The upstairs bathroom was fully remolded and is great. The third bedroom has a balcony. Unfortunately, at this time due to the current COVID-19 State Regulations there are no pictures for your review. . As soon as the Governor lifts the Regulations, pictures will be taken and showings will begin. This home is a must see to be appreciated, plus there is off-street parking for two (2) cars. Stay Health!

23. 2020-04-26
    listed $60,000 Active

    Show marketing remark (739 chars)

    Seller remolded this home for his"forever home". Since then has decided to move to Florida. All wall were removed and fully insulated, new drywall and new windows throughout the home in 2006. All done in good taste. The kitchen was also remodeled with French doors leading to a covered patio with a small fenced in yard. The upstairs bathroom was fully remolded and is great. The third bedroom has a balcony. Unfortunately, at this time due to the current COVID-19 State Regulations there are no pictures for your review. . As soon as the Governor lifts the Regulations, pictures will be taken and showings will begin. This home is a must see to be appreciated, plus there is off-street parking for two (2) cars. Stay Health!

24. 1996-08-14
    soldstatus $22,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,843 · $320/mo
• Projected year-2 tax: $3,843 · $320/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,159
• − Mortgage interest: −$6,666
• − Property taxes: −$3,843
• − Insurance: −$595
• − Repairs & maintenance: −$1,293
• − Management: −$1,293
• − Depreciation: −$3,462
• Taxable loss: −$992
• Est. tax savings @ 24.0%: +$238
• After-tax cash flow: $1,077/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pottsville Area SD
• NCES district ID: 4219710
• Math proficiency: 29% ▼ -14.00%
• Reading proficiency: 46% ▼ -12.00%
• Median HH income: $39,157
• Composite: 31.32/100
• National rank: #6002
• State rank: #395 of 539 in PA

Livability — Pottsville

• Score: 75/100
• State rank: #442
• US rank: #4025

Category grades

Amenities A+ Commute F Cost of living A+ Crime C+ Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Pottsville, PA
• County: Schuylkill County · 22,371 people
• City population: 22,371
• Metro: Pottsville, PA
• Population (ZIP): 22,371
• Household income: $62,484
• Rent vs Own: 29.9% rent · 70.1% own
• Severe rent burden: 622.0

Population outlook (Schuylkill County) Hauer SSP2

• Today (2025): 137,447 people
• By 2030: 133,121 · -3.1%
• By 2040: 124,172 · -9.7%
• By 2050: 115,611 · -15.9%
• By 2075: 100,796 · -26.7%
• By 2100: 86,667 · -36.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Hispanic / Latino 5% Two or more races 3% Black 2%
• Common ancestry: Romanian 9% Iranian 5% Subsaharan African 3%
• Foreign-born: 1% · Canada
• Languages at home: 96% English-only · Spanish 2% German/W. Germanic 1% French/Haitian/Cajun 1%

Political lean MEDSL · Schuylkill

• 2024 margin: Solid R (+42.1) · D 28.5% · R 70.6%
• 2008→2024 swing: -33.4pp toward R · 2008: -8.7pp · 2024: -42.1pp
• All cycles: 2024: R+42.1 2020: R+39.9 2016: R+43.4 2012: R+13.4 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -54.14%
• Current HPI: 200.6516
• Rent YoY: ▲ 5.70%
• Metro: Pottsville, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+440.9% since first listed

9 events — show timeline

• 2026-06-15 Price Changed $119,000 BRIGHT MLS
• 2026-05-28 Price Changed $119,000 PMAR
• 2026-05-11 Listed $139,000 PMAR
• 2026-05-11 Listed $139,000 BRIGHT MLS
• 2020-08-28 Sold (Public Records) $60,000 Public Records
• 2020-08-20 Sold (MLS) $60,000 BRIGHT MLS
• 2020-07-15 Pending — BRIGHT MLS
• 2020-04-26 Listed $60,000 BRIGHT MLS
• 1996-08-14 Sold (Public Records) $22,000 Public Records

Property tax history

+15.0%/yr

Latest (2026): $3,843 · +244.1% YoY. Source: county tax records.