1015 Mount Holly St · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 24.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Rent growth +3.8/5.0
- Livability +3.8/5.0
- Condition / age +2.2/5.0
- Schools +0.8/10.0
- Appreciation +0.0/10.0
$118,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Charming Baltimore City Row Home With Endless Potential!!! Step into this classic 1948 Baltimore row home and imagine the possibilities. Offering 3 bedrooms, 1.5 baths, and 1,710 total square feet, this property is the perfect opportunity for buyers looking to add their personal touch or investors seeking their next project. The main level features a traditional layout with separate living and dining spaces, a galley-shaped kitchen with a rear deck, ready to be reimagined. Upstairs, you’ll find three bedrooms and a full bath. The semi-finished basement provides additional living space, storage, or workshop potential, along with a convenient half bath and rear entrance.
Key facts
- Built 1948
- Listed 198 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath townhouse listed at $118k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $692 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $118k).
- Recommended offer: $104k (12.0% below list) — sets the bar for market timing.
- Cap rate 13.3% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Wildwood Elementary/Middle (math 0% / reading 7%, grade F, #818 of 860 statewide, top 95%, 793 students, 84% FRL); Vanguard Collegiate Middle (math 3% / reading 15%, grade F, #212 of 225 statewide, top 95%, 343 students, 84% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL).
- Zoned-school proficiency averages 30% at this address vs 12% district-wide (+19 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising fast (+5.4%/yr); 423 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 113d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 72% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- This rent runs 37% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $816 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 5.4% rent growth), your $33k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 199 days — a 12% lower offer ($104k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: moderate wind risk, 24% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 199 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.56% ✓
- Cap rate
- 13.33%
- Cash-on-cash
- 25.12%
- DSCR
- 2.12
- GRM
- 5.3
CMA / ARV
- ARV (median comp)
- $208,435
- List price
- $118,000
- Delta
- -43.39%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3917 Stokes Dr | 0.16mi | 3/2.0 | 1,254 (-3%) | 2mo | $215,000 | $171 | 82 |
| 3608 Harlem Ave | 0.28mi | 3/1.5 | 1,248 (-3%) | 0mo | $80,000 | $64 | 79 |
| 600 N Grantley St | 0.35mi | 4/2.0 (+1) | 1,250 (-3%) | 0mo | $82,000 | $66 | 69 |
| 905 Kevin Road Rd | 0.46mi | 3/2.0 | 1,352 (+5%) | 1mo | $205,000 | $152 | 66 |
| 1077 Ellicott Dr | 0.61mi | 3/1.5 | 1,326 (+3%) | 1mo | $170,000 | $128 | 64 |
| 502 Lyndhurst St | 0.45mi | 4/1.5 (+1) | 1,434 (+11%) | 1mo | $155,000 | $108 | 52 |
| 413 Lyndhurst St | 0.48mi | 4/3.0 (+1) | 1,392 (+8%) | 0mo | $140,000 | $101 | 51 |
| 315 Mount Holly St | 0.55mi | 3/2.0 | 1,140 (-12%) | 0mo | $175,000 | $154 | 51 |
| 2915 W Mosher St | 0.74mi | 3/1.0 | 1,408 (+9%) | 0mo | $30,000 | $21 | 50 |
| 304 Lyndhurst St | 0.57mi | 4/1.0 (+1) | 1,434 (+11%) | 2mo | $121,000 | $84 | 48 |
| 2917 W Mosher St | 0.74mi | 2/1.0 (-1) | 1,408 (+9%) | 0mo | $30,000 | $21 | 45 |
| 3003 Presstman St | 0.75mi | 4/3.0 (+1) | 1,450 (+12%) | 2mo | $225,000 | $155 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.38% rent growth · sell at horizon
- IRR
- 21.2%
- Equity multiple
- 1.89×
- Total profit
- $29,435
- Equity at exit
- $17,594
- IRR
- 30.8%
- Equity multiple
- 4.08×
- Total profit
- $101,772
- Equity at exit
- $10,202
Cash invested: $33,040 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
Active competition Active MLS
- For sale now
- 151 active · 107 under contract
- Months of supply
- 12.9 mo (8%/mo absorbed)
- Median asking
- $135,000 ($100/sqft)
- Median days on market
- 79 d
- This list price
- 42% of active listings are priced below it
- ARV vs active asking
- +61.1% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 21229
- Rents YoY
- 5.4%
- Active inventory
- 423
- Price-to-rent
- 5.3×
Monthly cashflow live
- Estimated rent
- $1,841 high interval (Pro) →
- Mortgage (P&I)
- −$619
- Tax from tax record
- −$95 /mo · $1,134/yr
- Insurance
- −$49
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$387
- Net cashflow
- $692
Break-even live
Sensitivity live
| Price | -10% $758 | -5% $725 | +0% $692 | +5% $658 | +10% $625 |
|---|---|---|---|---|---|
| Rent | -10% $546 | -5% $619 | +0% $692 | +5% $764 | +10% $837 |
| Rate | -1.0pp $751 | -0.5pp $722 | base $692 | +0.5pp $661 | +1.0pp $630 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $29,500
- Closing costs
- $3,540
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1104 Mount Holly St Unit 1 Baltimore, MD | 2.0 | 1.0 | 1000 | $1,150 | $1.15 | 10d | 1 | 0.05mi |
| 1015 Lyndhurst St Baltimore, MD | 3.0 | 2.0 | 1710 | $2,300 | $1.35 | 112d | 1 | 0.07mi |
| 3803 Colborne Rd Baltimore, MD | 3.0 | 2.0 | 1770 | $2,000 | $1.13 | 52d | 1 | 0.09mi |
| 3935 Stokes Dr #1 Baltimore, MD | 2.0 | 1.0 | 1150 | $1,400 | $1.22 | 184d | 1 | 0.21mi |
| 3712 Gelston Dr Baltimore, MD | 3.0 | 2.0 | 1250 | $2,500 | $2.00 | 164d | 1 | 0.22mi |
| 715 Allendale St Baltimore, MD | 3.0 | 1.5 | 1848 | $1,800 | $0.97 | 9d | 1 | 0.24mi |
| 4103 Mountwood Rd Baltimore, MD | 3.0 | 2.0 | 1030 | $1,700 | $1.65 | 184d | 1 | 0.26mi |
| 798 N Grantley St Baltimore, MD | 3.0 | 2.0 | 1360 | $2,195 | $1.61 | 10d | 1 | 0.27mi |
| 4020 Gelston Dr Baltimore, MD | 3.0 | 2.0 | 1270 | $1,875 | $1.48 | 184d | 1 | 0.28mi |
| 4020 Gelston Dr Baltimore, MD | 3.0 | 2.0 | 1270 | $1,775 | $1.40 | 74d | 1 | 0.28mi |
| 4113 Mountwood Rd Baltimore, MD | 3.0 | 1.0 | 1520 | $1,795 | $1.18 | 184d | 1 | 0.28mi |
| 787 N Grantley St Baltimore, MD | 3.0 | 1.0 | 1116 | $1,575 | $1.41 | 164d | 1 | 0.28mi |
| 730 Linnard St Unit 1 Baltimore, MD | 4.0 | 1.0 | 1360 | $1,750 | $1.29 | 164d | 1 | 0.30mi |
| 730 Linnard St Baltimore, MD | 4.0 | 1.0 | 1360 | $1,500 | $1.10 | 10d | 1 | 0.30mi |
| 780 Linnard St Baltimore, MD | 3.0 | 2.0 | 1224 | $1,590 | $1.30 | 184d | 1 | 0.31mi |
| 1216 N Augusta Ave Baltimore, MD | 3.0 | 1.0 | 1024 | $1,475 | $1.44 | 10d | 1 | 0.31mi |
| 623 N Grantley St Baltimore, MD | 4.0 | 2.0 | 1250 | $2,000 | $1.60 | 164d | 1 | 0.31mi |
| 633 Linnard St Baltimore, MD | 3.0 | 2.5 | 1500 | $2,000 | $1.33 | 130d | 1 | 0.33mi |
| 787 Linnard St Baltimore, MD | 3.0 | 1.0 | 1224 | $1,300 | $1.06 | 129d | 1 | 0.34mi |
| 3633 Edmondson Ave Baltimore, MD | 3.0 | 1.5 | 1268 | $1,800 | $1.42 | 33d | 1 | 0.38mi |
| 3633 Edmondson Ave Baltimore, MD | 3.0 | 1.5 | 1268 | $1,800 | $1.42 | 10d | 1 | 0.38mi |
| 612 Wildwood Pkwy Baltimore, MD | 4.0 | 4.5 | 1700 | $2,800 | $1.65 | 74d | 1 | 0.38mi |
| 522 Lyndhurst St Baltimore, MD | 3.0 | 1.0 | 1434 | $1,900 | $1.32 | 43d | 1 | 0.40mi |
| 3507 Edmondson Ave Baltimore, MD | 4.0 | 2.0 | 1428 | $2,300 | $1.61 | 184d | 1 | 0.42mi |
| 502 Lyndhurst St Baltimore, MD | 4.0 | 1.5 | 1434 | $1,950 | $1.36 | 10d | 1 | 0.44mi |
| 3423 Edmondson Ave Baltimore, MD | 2.0 | 1.5 | 1400 | $1,710 | $1.22 | 184d | 1 | 0.45mi |
| 3413 Edmondson Ave Baltimore, MD | 3.0 | 1.0 | 1216 | $1,950 | $1.60 | 35d | 1 | 0.46mi |
| 917 Kevin Rd Baltimore, MD | 3.0 | 2.0 | 1151 | $1,695 | $1.47 | 121d | 1 | 0.46mi |
| 510 N Edgewood St Baltimore, MD | 4.0 | 1.5 | 1226 | $1,900 | $1.55 | 74d | 1 | 0.47mi |
| 3324 Edmondson Ave Baltimore, MD | 3.0 | 2.5 | 1400 | $1,995 | $1.43 | 132d | 1 | 0.47mi |
| 3322 Edmondson Ave Baltimore, MD | 2.0 | 2.5 | 1500 | $1,900 | $1.27 | 19d | 1 | 0.47mi |
| 409 Normandy Ave Baltimore, MD | 4.0 | 1.0 | 1640 | $1,500 | $0.91 | 10d | 1 | 0.49mi |
| 3241 Normount Ave Baltimore, MD | 3.0 | 1.5 | 1140 | $1,550 | $1.36 | 103d | 1 | 0.49mi |
| 3240 Westmont Ave Baltimore, MD | 3.0 | 1.0 | 1336 | $1,550 | $1.16 | 10d | 1 | 0.50mi |
| 3238 Westmont Ave Baltimore, MD | 3.0 | 1.0 | 1280 | $1,600 | $1.25 | 184d | 1 | 0.50mi |
| 405 N Edgewood St Baltimore, MD | 4.0 | 2.0 | 1408 | $2,000 | $1.42 | 74d | 1 | 0.54mi |
| 3706 W Saratoga St Unit 1 Baltimore, MD | 2.0 | 1.0 | 1540 | $1,350 | $0.88 | 184d | 1 | 0.56mi |
| 3309 Brighton St Baltimore, MD | 3.0 | 1.0 | 1134 | $1,700 | $1.50 | 184d | 1 | 0.57mi |
| 1042 Ellicott Dr Baltimore, MD | 2.0 | 1.0 | 900 | $1,450 | $1.61 | 184d | 1 | 0.59mi |
| 1507 N Hilton St Baltimore, MD | 2.0 | 1.0 | 985 | $1,149 | $1.17 | 0d | 1 | 0.62mi |
Property features AI
Finance
- Other
- Total below-grade finished area: 150 (assessor)Above-grade finished area: 1,140 (assessor)Not located in a federal flood zoneBuilding not winterizedPets allowed with limits (dogs and cats permitted)
- Financial info
- Ground rent payment of $46 semi-annually
Exterior
- Parking
- On-street parking
- Utilities
- Public waterPublic sewerElectric for heating and cooling
- Home design
- Interior townhouse/rowhouseIn city limitsGround rent tenancy exists (semi-annual payment)
- Construction
- Brick constructionConcrete perimeter foundationAbove- and below-grade finished areas
- Exterior features
- Awnings
Interior
- Bedrooms
- Three bedrooms on the first upper level
- Bathrooms
- One full bathroomOne half bathroom
- Heating & cooling
- Central heating (electric)Central air conditioning (electric)60+ gallon hot water tank
- Interior features
- Not furnishedPartially finished basement with interior access, connecting stairway and rear entrance
Listing history 50 events
-
2026-11-08days on market $118,000 Active 199 DOM
-
2026-11-07days on market $118,000 Active 198 DOM
-
2026-11-06days on market $118,000 Active 197 DOM
-
2026-11-05days on market $118,000 Active 196 DOM
-
2026-11-04days on market $118,000 Active 195 DOM
-
2026-11-02days on market $118,000 Active 193 DOM
-
2026-11-01days on market $118,000 Active 192 DOM
-
2026-10-31days on market $118,000 Active 191 DOM
-
2026-10-30days on market $118,000 Active 190 DOM
-
2026-10-29days on market $118,000 Active 189 DOM
-
2026-10-28days on market $118,000 Active 188 DOM
-
2026-10-27days on market $118,000 Active 187 DOM
-
2026-10-26days on market $118,000 Active 186 DOM
-
2026-10-26days on market $118,000 Active 185 DOM
-
2026-10-24days on market $118,000 Active 184 DOM
-
2026-10-23days on market $118,000 Active 183 DOM
-
2026-10-22days on market $118,000 Active 182 DOM
-
2026-10-21days on market $118,000 Active 181 DOM
-
2026-10-20days on market $118,000 Active 180 DOM
-
2026-10-19days on market $118,000 Active 179 DOM
-
2026-10-18days on market $118,000 Active 178 DOM
-
2026-10-17days on market $118,000 Active 177 DOM
-
2026-10-16days on market $118,000 Active 176 DOM
-
2026-10-15days on market $118,000 Active 175 DOM
-
2026-10-14days on market $118,000 Active 174 DOM
-
2026-10-13days on market $118,000 Active 173 DOM
-
2026-10-12days on market $118,000 Active 172 DOM
-
2026-10-11days on market $118,000 Active 171 DOM
-
2026-10-10days on market $118,000 Active 170 DOM
-
2026-10-09days on market $118,000 Active 169 DOM
-
2026-10-08days on market $118,000 Active 168 DOM
-
2026-10-07days on market $118,000 Active 167 DOM
-
2026-10-06days on market $118,000 Active 166 DOM
-
2026-10-05days on market $118,000 Active 165 DOM
-
2026-10-04days on market $118,000 Active 164 DOM
-
2026-10-04days on market $118,000 Active 163 DOM
-
2026-10-02days on market $118,000 Active 162 DOM
-
2026-10-01days on market $118,000 Active 161 DOM
-
2026-09-30days on market $118,000 Active 160 DOM
-
2026-09-29days on market $118,000 Active 159 DOM
-
2026-09-28days on market $118,000 Active 158 DOM
-
2026-09-27days on market $118,000 Active 157 DOM
-
2026-09-25days on market $118,000 Active 155 DOM
-
2026-09-24pricedays on market $118,000 Active 154 DOM
-
2026-09-23days on market $130,000 Active 153 DOM
-
2026-09-22days on market $130,000 Active 152 DOM
-
2026-09-21days on market $130,000 Active 151 DOM
-
2026-09-20days on market $130,000 Active 150 DOM
-
2026-09-19days on market $130,000 Active 149 DOM
-
2026-09-18days on market $130,000 Active 148 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $1,134 · $95/mo
- Projected year-2 tax
- $1,210 · $101/mo
- Expected delta
- +$76/yr (+$6/mo · 6.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 5/10 Major 24% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,087
- − Mortgage interest
- −$6,610
- − Property taxes
- −$1,134
- − Insurance
- −$590
- − Repairs & maintenance
- −$1,767
- − Management
- −$1,767
- − Depreciation
- −$3,433
- Taxable income
- $6,787
- Est. tax owed @ 24.0%
- −$1,629
- After-tax cash flow
- $6,670/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 10 photos
This 1948 Baltimore row home has potential for significant updates and improvements, particularly in the kitchen and bathrooms, which would greatly enhance its resale and rental value.
Repairs flagged
- Major Kitchen cabinets — The kitchen cabinets are outdated and need replacement.
- Major Bathroom fixtures — The bathroom fixtures are old and need updating.
- Major Exterior paint — The exterior paint is peeling and needs repainting.
- Major Landscaping — The landscaping is overgrown and needs trimming and planting.
Value-add opportunities
- Both Updating the kitchen and bathrooms — Updating the kitchen and bathrooms will significantly increase the home's appeal and value for both resale and rental. ↑
- Both Painting the exterior — A fresh coat of paint will improve the curb appeal and increase the home's value. ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 624,249 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 46,679
- Household income
- $60,047
- Rent vs Own
- Severe rent burden
- 11% of renters
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (73%)
- Race & ethnicity
- Black 73% White 15% Hispanic / Latino 6% Two or more races 4% Asian 3%
- Hispanic origin (detail)
- Languages at home
- 91% English-only · Spanish 4% Other Indo-European 2% Other Asian/Pacific 1%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -259.07%
- Current HPI
- 226.896
- Rent YoY
- ▲ 5.38%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
||
| Utilities | 1 | $25B |
|
||
| Hotels | 1 | $24B |
|
||
| Consumer Goods | 1 | $7B |
|
||
| Real Estate | 1 | $6B |
|
||
| Chemicals | 1 | $2B |
|
||
Price history
+0.0% since first listed2 events — show timeline
- 2026-04-24 Listed $130,000 BRIGHT MLS
- 2026-04-14 Coming Soon $130,000 BRIGHT MLS
Property tax history
-3.3%/yrLatest (2025): $1,134 · -47.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…