1752 Hudson Rd · Dellwood, MO 63136

$109,900

3 bd · 1.5 ba · 1,014 sqft · SingleFamily public records · 20 Days on market

Built 1960 6,677 sqft lot $108/sqft · 9% below area Est $121k · 9% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.3/30.0
• ARV discount +11.8/15.0
• DSCR +8.9/10.0
• 1% rule +7.1/10.0
• Appreciation +6.9/10.0
• Rent growth +3.7/5.0
• Livability +3.3/5.0
• Condition / age +2.5/5.0
• Schools +0.4/10.0

Listing remarks MLS

Three Bedroom Ranch Home Featuring Attached Single Car Garage on Extended Double Driveway, Updated Electric & Plumbing Stacks, and Hardwood Flooring Throughout! Spacious Front Living Room with Large Window flows into Eat-In Kitchen with Center Breakfast Bar and Large Pantry. Three Generous Size Bedrooms with Overhead Lighting share Hallway Bathroom. Partially Finished Lower Level Basement Perfect for Additional Living Space and Storage. Fenced Backyard with Covered Porch and Patio. Call Your Full Time Realtor for Questions or to schedule Your Showing Today!

Key facts

• Near schools
• Generous lot
• Functional layout

Tags

• FUNCTIONAL LAYOUT
• DEDICATED DINING AREA
• KITCHEN WITH ROOM FOR UPDATES
• GENEROUS LOT
• OUTDOOR SPACE
• NEAR SCHOOLS

Property features AI

Finance

• Financial info: Lease not considered

Exterior

• Parking: Attached garage; 1-car garage
• Utilities: Public water; Public sewer; Electric service (other)
• Home design: Single-family house; One story; Slab foundation
• Construction: Vinyl siding; Wood siding; Composition roof
• Exterior features: Level lot; Paved road access

Interior

• Kitchen: Free-standing electric range; Refrigerator
• Bedrooms: 3 bedrooms (all on the main level)
• Flooring: Vinyl flooring; Wood flooring
• Bathrooms: 1 full bathroom
• Heating & cooling: Other heating; Central air conditioning
• Interior features: Partially finished basement; Free-standing electric range; Refrigerator

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $110k.

Deal economics

• At list price, monthly cash flow is $284 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $110k).
• Recommended offer: $108k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 66/100 on livability (#239 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, crime D-, amenities F.
• Riverview Gardens (suburban): math 2% / reading 9% proficiency, ranked #324 of 324 in MO (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Lemasters Elem. (math 2% / reading 12%, grade F, #1,058 of 1,115 statewide, top 96%, 295 students, 99% FRL); Riverview Gardens Sr. High (math 2% / reading 18%, grade F, #501 of 521 statewide, top 97%, 1,331 students, 100% FRL).
• Market conditions: Rents rising fast (+5.0%/yr); 376 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
• This rent runs 39% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $5k of equity ($760 loan paydown + $4k appreciation (3.8% local appreciation)).
• At projected returns (3.8% appreciation + 5.0% rent growth), your $31k cash investment doubles in ~4 years — after that, you're playing with house money.
• By year 7, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 20 days — a 2% lower offer ($108k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $50k; list at $110k implies a 120% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $108,251 (1.5% below list)

Questions for the listing agent

1. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.21% ✓
• Cap rate: 9.39%
• Cash-on-cash: 11.08%
• DSCR: 1.49
• GRM: 6.9

CMA / ARV

• ARV (median comp): $121,428
• List price: $109,900
• Delta: -9.49%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
10418 Quaker Dr	0.20mi	3/1.5	1,014 (0%)	2mo	$64,900	$64	90
1646 Hudson Rd	0.15mi	3/1.0	1,014 (0%)	2mo	$164,500	$162	89
10515 Alliance Dr	0.20mi	3/1.0	1,014 (0%)	0mo	$112,900	$111	88
1923 Nashua Dr	0.26mi	3/1.0	1,014 (0%)	1mo	$149,900	$148	85
10257 Dacey Dr	0.37mi	3/1.5	1,014 (0%)	2mo	$120,000	$118	81
10269 Dacey Dr	0.35mi	4/1.0 (+1)	1,014 (0%)	1mo	$169,000	$167	76
1716 Atmore Dr	0.22mi	3/1.0	950 (-6%)	2mo	$130,000	$137	75
10615 Alliance Dr	0.31mi	3/2.0	975 (-4%)	3mo	$119,900	$123	75
1618 Keelen Dr	0.29mi	3/1.0	936 (-8%)	3mo	$160,000	$171	69
1715 Hudson Rd	0.11mi	2/1.0 (-1)	1,145 (+13%)	1mo	$125,000	$109	66
10129 Ventura Dr	0.70mi	3/2.0	1,055 (+4%)	2mo	$129,900	$123	57
10719 Trask Dr	0.46mi	3/1.0	900 (-11%)	3mo	$143,500	$159	55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.79% appreciation · 4.97% rent growth · sell at horizon

5-year hold

• IRR: 20.9%
• Equity multiple: 2.26×
• Total profit: $38,715
• Equity at exit: $54,377

10-year hold

• IRR: 22.4%
• Equity multiple: 4.61×
• Total profit: $111,205
• Equity at exit: $87,883

Cash invested: $30,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63136

• Home prices YoY: 0.9%
• Rents YoY: 5.0%
• Active inventory: 376
• Price-to-rent: 6.9×

Monthly cashflow live

• Estimated rent: $1,333 high
• Mortgage (P&I): −$576
• Tax from tax record: −$147 /mo · $1,763/yr
• Insurance: −$46
• HOA: −$0
• Vacancy / Maint / Mgmt: −$280
• Net cashflow: $284

Break-even live

Break-even rent $973

Max offer price $109,900

Occupancy floor 74%

Sensitivity live

Price	-10% $346	-5% $315	+0% $284	+5% $253	+10% $222
Rent	-10% $179	-5% $231	+0% $284	+5% $337	+10% $389
Rate	-1.0pp $339	-0.5pp $312	base $284	+0.5pp $256	+1.0pp $227

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,475
• Closing costs: $3,297
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
10304 Bon Oak Dr Saint Louis, MO	3.0	1.5	1500	$1,250	$0.83	45d	1	0.23mi
62 Capitol Hill Dr Saint Louis, MO	3.0	2.0	1239	$1,250	$1.01	45d	1	0.38mi
10239 Green Valley Dr Saint Louis, MO	3.0	1.0	1014	$1,395	$1.38	25d	1	0.42mi
1547 Babcock Dr Saint Louis, MO	3.0	1.0	1014	$1,480	$1.46	45d	1	0.44mi
10329 Chesley Dr Saint Louis, MO	3.0	1.0	1014	$1,350	$1.33	25d	1	0.47mi
1654 Mowbry Ln Saint Louis, MO	3.0	1.0	936	$1,300	$1.39	25d	1	0.62mi
10124 Winkler Dr Saint Louis, MO	2.0	1.0	792	$1,400	$1.77	4d	1	0.65mi
10128 Cloverdale Dr Saint Louis, MO	2.0	1.0	792	$1,000	$1.26	0d	1	0.70mi
10128 Cloverdale Dr Saint Louis, MO	2.0	1.0	792	$1,000	$1.26	25d	1	0.70mi
10128 Cloverdale Dr Saint Louis, MO	2.0	1.0	792	$1,000	$1.26	45d	1	0.70mi
10078 Green Valley Dr Saint Louis, MO	3.0	1.0	900	$1,325	$1.47	9d	1	0.75mi
10129 Cavalier Ct Saint Louis, MO	3.0	1.5	912	$1,250	$1.37	25d	1	0.79mi
2259 Ainsworth Dr Saint Louis, MO	4.0	2.0	1500	$1,776	$1.18	45d	1	0.83mi
2257 Luxmore Dr Saint Louis, MO	3.0	3.0	1073	$1,495	$1.39	25d	1	0.89mi
9868 Lorna Ln Saint Louis, MO	3.0	1.0	1032	$1,175	$1.14	45d	1	0.93mi
2745 Rottingdean Dr St. Louis, MO	1.0–2.0	1.0	825	$975	$1.18	45d	1	0.93mi
1926 Chambers Rd Saint Louis, MO	4.0	1.0	1095	$995	$0.91	16d	1	0.94mi
9840 Medford Dr Saint Louis, MO	3.0	1.0	912	$1,095	$1.20	45d	1	0.98mi
9839 Medford Dr Saint Louis, MO	3.0	1.0	912	$1,095	$1.20	45d	1	1.02mi
9850 Dennis Dr Saint Louis, MO	2.0	1.0	1032	$1,175	$1.14	45d	1	1.02mi
1733 Kappel Ave Saint Louis, MO	3.0	1.0	912	$1,250	$1.37	25d	1	1.05mi
9845 Dennis Dr Saint Louis, MO	3.0	1.0	960	$1,550	$1.61	14d	1	1.05mi
9845 Dennis Dr Saint Louis, MO	3.0	1.0	1251	$1,200	$0.96	0d	1	1.05mi
10322 Monarch Dr Saint Louis, MO	3.0	2.0	1073	$1,728	$1.61	25d	1	1.08mi
10504 Baron Dr Saint Louis, MO	3.0	1.0	1000	$1,300	$1.30	9d	1	1.10mi
9827 Winkler Dr Saint Louis, MO	3.0	1.0	864	$1,450	$1.68	9d	1	1.11mi
9823 Winkler Dr Saint Louis, MO	2.0	1.0	788	$900	$1.14	0d	1	1.12mi
9823 Winkler Dr Saint Louis, MO	2.0	1.0	788	$900	$1.14	45d	1	1.12mi
2544 Netherton Dr Saint Louis, MO	3.0	2.0	1288	$1,945	$1.51	0d	1	1.13mi
9812 Balboa Dr Saint Louis, MO	4.0	2.0	1500	$1,495	$1.00	23d	1	1.14mi
10409 Count Dr Saint Louis, MO	3.0	1.0	912	$1,100	$1.21	23d	1	1.15mi
10512 Count Dr Saint Louis, MO	3.0	1.0	888	$1,195	$1.35	16d	1	1.16mi
9750 Lorna Ln Saint Louis, MO	3.0	1.0	1032	$1,100	$1.07	45d	1	1.19mi
10365 Lord Dr Saint Louis, MO	3.0	1.0	864	$1,075	$1.24	3d	1	1.21mi
13061 Lord Dr St. Louis, MO	2.0	1.0	900	$1,040	$1.16	23d	1	1.21mi
9725 Medford Dr Saint Louis, MO	3.0	1.0	912	$1,485	$1.63	45d	1	1.23mi
9709 Balboa Dr Saint Louis, MO	3.0	1.0	1000	$1,600	$1.60	45d	1	1.25mi
10113 Count Dr Saint Louis, MO	2.0	1.0	882	$775	$0.88	45d	1	1.27mi
2008 Kappel Dr Saint Louis, MO	3.0	1.0	858	$1,175	$1.37	25d	1	1.27mi
2257 Chambers Rd Saint Louis, MO	3.0	1.0	1200	$1,400	$1.17	25d	1	1.28mi

Listing history 12 events

1. 2026-05-12
   status Pending 1036-char remark
2. 2026-04-22
   listed $109,900 Active 1036-char remark
3. 2020-05-13
   soldstatus $50,000
4. 2020-04-15
   soldstatus Closed 567-char remark

   Show marketing remark (567 chars)

   Three Bedroom Ranch Home Featuring Attached Single Car Garage on Extended Double Driveway, Updated Electric & Plumbing Stacks, and Hardwood Flooring Throughout! Spacious Front Living Room with Large Window flows into Eat-In Kitchen with Center Breakfast Bar and Large Pantry. Three Generous Size Bedrooms with Overhead Lighting share Hallway Bathroom. Partially Finished Lower Level Basement Perfect for Additional Living Space and Storage. Fenced Backyard with Covered Porch and Patio. Call Your Full Time Realtor for Questions or to schedule Your Showing Today!

5. 2020-04-10
   status Pending 567-char remark

   Show marketing remark (567 chars)

   Three Bedroom Ranch Home Featuring Attached Single Car Garage on Extended Double Driveway, Updated Electric & Plumbing Stacks, and Hardwood Flooring Throughout! Spacious Front Living Room with Large Window flows into Eat-In Kitchen with Center Breakfast Bar and Large Pantry. Three Generous Size Bedrooms with Overhead Lighting share Hallway Bathroom. Partially Finished Lower Level Basement Perfect for Additional Living Space and Storage. Fenced Backyard with Covered Porch and Patio. Call Your Full Time Realtor for Questions or to schedule Your Showing Today!

6. 2020-03-13
   status Active 567-char remark

   Show marketing remark (567 chars)

   Three Bedroom Ranch Home Featuring Attached Single Car Garage on Extended Double Driveway, Updated Electric & Plumbing Stacks, and Hardwood Flooring Throughout! Spacious Front Living Room with Large Window flows into Eat-In Kitchen with Center Breakfast Bar and Large Pantry. Three Generous Size Bedrooms with Overhead Lighting share Hallway Bathroom. Partially Finished Lower Level Basement Perfect for Additional Living Space and Storage. Fenced Backyard with Covered Porch and Patio. Call Your Full Time Realtor for Questions or to schedule Your Showing Today!

7. 2020-02-25
   status Pending 567-char remark

   Show marketing remark (567 chars)

   Three Bedroom Ranch Home Featuring Attached Single Car Garage on Extended Double Driveway, Updated Electric & Plumbing Stacks, and Hardwood Flooring Throughout! Spacious Front Living Room with Large Window flows into Eat-In Kitchen with Center Breakfast Bar and Large Pantry. Three Generous Size Bedrooms with Overhead Lighting share Hallway Bathroom. Partially Finished Lower Level Basement Perfect for Additional Living Space and Storage. Fenced Backyard with Covered Porch and Patio. Call Your Full Time Realtor for Questions or to schedule Your Showing Today!

8. 2020-02-14
   status Active 567-char remark

   Show marketing remark (567 chars)

   Three Bedroom Ranch Home Featuring Attached Single Car Garage on Extended Double Driveway, Updated Electric & Plumbing Stacks, and Hardwood Flooring Throughout! Spacious Front Living Room with Large Window flows into Eat-In Kitchen with Center Breakfast Bar and Large Pantry. Three Generous Size Bedrooms with Overhead Lighting share Hallway Bathroom. Partially Finished Lower Level Basement Perfect for Additional Living Space and Storage. Fenced Backyard with Covered Porch and Patio. Call Your Full Time Realtor for Questions or to schedule Your Showing Today!

9. 2020-02-05
   status Pending 567-char remark

   Show marketing remark (567 chars)

   Three Bedroom Ranch Home Featuring Attached Single Car Garage on Extended Double Driveway, Updated Electric & Plumbing Stacks, and Hardwood Flooring Throughout! Spacious Front Living Room with Large Window flows into Eat-In Kitchen with Center Breakfast Bar and Large Pantry. Three Generous Size Bedrooms with Overhead Lighting share Hallway Bathroom. Partially Finished Lower Level Basement Perfect for Additional Living Space and Storage. Fenced Backyard with Covered Porch and Patio. Call Your Full Time Realtor for Questions or to schedule Your Showing Today!

10. 2020-01-24
    listed $50,000 Active 567-char remark

    Show marketing remark (567 chars)

    Three Bedroom Ranch Home Featuring Attached Single Car Garage on Extended Double Driveway, Updated Electric & Plumbing Stacks, and Hardwood Flooring Throughout! Spacious Front Living Room with Large Window flows into Eat-In Kitchen with Center Breakfast Bar and Large Pantry. Three Generous Size Bedrooms with Overhead Lighting share Hallway Bathroom. Partially Finished Lower Level Basement Perfect for Additional Living Space and Storage. Fenced Backyard with Covered Porch and Patio. Call Your Full Time Realtor for Questions or to schedule Your Showing Today!

11. 2001-03-28
    soldstatus $76,900
12. 1993-11-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $1,763 · $147/mo
• Projected year-2 tax: $1,763 · $147/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,996
• − Mortgage interest: −$6,156
• − Property taxes: −$1,763
• − Insurance: −$550
• − Repairs & maintenance: −$1,280
• − Management: −$1,280
• − Depreciation: −$3,197
• Taxable income: $1,771
• Est. tax owed @ 24.0%: −$425
• After-tax cash flow: $2,984/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Riverview Gardens
• NCES district ID: 2926670
• Math proficiency: 2% ▼ -6.00%
• Reading proficiency: 9% ▼ -6.00%
• Median HH income: $32,759
• Composite: 4.22/100
• National rank: #10058
• State rank: #324 of 324 in MO

Livability — Dellwood

• Score: 66/100
• State rank: #239
• US rank: #11618

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment B- Housing A+ Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Dellwood, MO
• County: Saint Louis County · 888,823 people
• Metro: St. Louis, MO-IL
• Population (ZIP): 40,929
• Household income: $41,154
• Rent vs Own: 53.1% rent · 46.9% own
• Severe rent burden: 3085.0

Population outlook (St. Louis County) Hauer SSP2

• Today (2025): 1,025,227 people
• By 2030: 1,028,023 · +0.3%
• By 2040: 1,020,940 · -0.4%
• By 2050: 1,007,280 · -1.8%
• By 2075: 987,277 · -3.7%
• By 2100: 921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (90%)
• Race & ethnicity: Black 90% White 5% Two or more races 3%
• Foreign-born: 1% · Canada

Political lean MEDSL · St. Louis

• 2024 margin: Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
• 2008→2024 swing: +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
• All cycles: 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.79%
• Current HPI: 420.28
• Rent YoY: ▲ 4.97%
• Metro: St. Louis, MO-IL
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+42.9% since first listed

12 events — show timeline

• 2026-05-12 Pending — MARIS as Distributed by MLS Grid
• 2026-04-22 Listed $109,900 MARIS as Distributed by MLS Grid
• 2020-05-13 Sold (Public Records) $50,000 Public Records
• 2020-04-15 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2020-04-10 Pending — MARIS as Distributed by MLS Grid
• 2020-03-13 Relisted — MARIS as Distributed by MLS Grid
• 2020-02-25 Pending — MARIS as Distributed by MLS Grid
• 2020-02-14 Relisted — MARIS as Distributed by MLS Grid
• 2020-02-05 Pending — MARIS as Distributed by MLS Grid
• 2020-01-24 Listed $50,000 MARIS as Distributed by MLS Grid
• 2001-03-28 Sold (Public Records) $76,900 Public Records
• 1993-11-01 Sold (Public Records) — Public Records

Property tax history

+5.6%/yr

Latest (2022): $1,763 · +0.4% YoY. Source: county tax records.