10481 Birchwood Dr · Baton Rouge, LA
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.73%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.9/30.0
- ARV discount +15.0/15.0
- DSCR +4.9/10.0
- Appreciation +4.6/10.0
- 1% rule +3.7/10.0
- Livability +3.7/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.4/10.0
$180,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Discover the potential in this spacious 4-bedroom, 3.5-bath two-story home offering approximately 2,500 square feet of opportunity and versatility. Conveniently located just minutes from the interstate and Southern University and A&M College, this property offers easy access for commuting while presenting an exceptional value-add opportunity for buyers or investors ready to make strategic improvements. Inside, the functional floor plan features generous living spaces along with a dedicated office/flex space that can easily adapt to your needs, whether as a home office, playroom, media room, or additional guest space. With strong fundamentals and substantial square footage, this home is full of possibilities for customization and future value creation. Recent upgrades include a brand new roof, already providing a major capital improvement and added peace of mind. Located in Flood Zone X, this property may also offer potential insurance advantages. The fenced backyard creates added privacy and plenty of space for outdoor living, entertaining, or future enhancements. With impressive size, solid features, and undeniable upside, this property presents a rare opportunity to build equity and maximize potential. Whether expanding your investment portfolio or creating a home tailored to your vision, this is a smart opportunity worth exploring.
Key facts
- Brand new roof
- Fenced backyard
- 7,405 sq ft lot
Tags
Property features AI
Exterior
- Parking: 2 parking spaces
- Utilities: Public water; Public sewer
- Home design: Detached single-family residence; Residential property
- Construction: Brick and other construction materials; Slab foundation
- Exterior features: Composition roof
Interior
- Kitchen: Range; Oven; Dishwasher
- Flooring: Carpet; Vinyl
- Bathrooms: Three full bathrooms; One partial bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Range, Oven, Dishwasher; Carpet and vinyl flooring; Central heating and central air conditioning
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/3.5-bath single-family listed at $180k.
Deal economics
- At list price, monthly cash flow is $87 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $157k (12.6% below list).
- Recommended offer: $157k (12.6% below list) — sets the bar for 1% rule.
- Cap rate 6.9% vs local median 4.3% in Baton Rouge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#24 in LA, #4,535 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: amenities D, crime F, employment D-.
- East Baton Rouge Parish (urban): math 22% / reading 34% proficiency, ranked #47 of 98 in LA (top 48%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 101 active listings in the ZIP; 1 comparable units currently listed for rent nearby; lower-income renter base — watch delinquency; 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).
- At $1,573/mo this rent would consume 69% of the median local household income ($28k/yr) (locally 1092% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-0.9%/yr); year-one equity from $1k of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 41 days — a 3% lower offer ($175k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $128k; 40% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 41 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.87% ✗
- Cap rate
- 6.87%
- Cash-on-cash
- 2.07%
- DSCR
- 1.09
- GRM
- 9.5
CMA / ARV
- ARV (median comp)
- $237,484
- List price
- $180,000
- Delta
- -24.21%
- Verdict
- UNDERPRICED
- Comps
- 4 within 1.0 mi
Projected returns pro-forma
-0.87% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -3.1%
- Equity multiple
- 0.86×
- Total profit
- $-7,008
- Equity at exit
- $44,564
- IRR
- 3.4%
- Equity multiple
- 1.33×
- Total profit
- $16,640
- Equity at exit
- $47,751
Cash invested: $50,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70807
- Home prices YoY
- -1.1%
- Active inventory
- 101
- Price-to-rent
- 9.5×
Monthly cashflow live
- Estimated rent
- $1,573 medium interval (Pro) →
- Mortgage (P&I)
- −$944
- Tax from tax record
- −$137 /mo · $1,642/yr
- Insurance
- −$75
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$330
- Net cashflow
- $87
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $45,000
- Closing costs
- $5,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 9331 Scenic Hwy Baton Rouge, LA | 6.0 | 2.0 | 2300 | $780 | $0.34 | 43d | 1 | 0.79mi |
Listing history 22 events
-
2026-06-18days on market $180,000 Active 41 DOM
-
2026-06-17days on market $180,000 Active 40 DOM
-
2026-06-16days on market $180,000 Active 39 DOM
-
2026-06-15days on market $180,000 Active 38 DOM
-
2026-06-14days on market $180,000 Active 36 DOM
-
2026-06-10days on market $180,000 Active 33 DOM
-
2026-06-09days on market $180,000 Active 32 DOM
-
2026-06-08days on market $180,000 Active 31 DOM
-
2026-06-07days on market $180,000 Active 30 DOM
-
2026-06-05days on market $180,000 Active 27 DOM
-
2026-06-03days on market $180,000 Active 26 DOM
-
2026-06-02days on market $180,000 Active 25 DOM
-
2026-06-01days on market $180,000 Active 24 DOM
-
2026-05-31days on market $180,000 Active 23 DOM
-
2026-05-31days on market $180,000 Active 22 DOM
-
2026-05-08$180,000 Active 1362-char remark
Show marketing remark (1360 chars)
Discover the potential in this spacious 4-bedroom, 3.5-bath two-story home offering approximately 2,500 square feet of opportunity and versatility. Conveniently located just minutes from the interstate and Southern University and A&M College, this property offers easy access for commuting while presenting an exceptional value-add opportunity for buyers or investors ready to make strategic improvements. Inside, the functional floor plan features generous living spaces along with a dedicated office/flex space that can easily adapt to your needs, whether as a home office, playroom, media room, or additional guest space. With strong fundamentals and substantial square footage, this home is full of possibilities for customization and future value creation. Recent upgrades include a brand new roof, already providing a major capital improvement and added peace of mind. Located in Flood Zone X, this property may also offer potential insurance advantages. The fenced backyard creates added privacy and plenty of space for outdoor living, entertaining, or future enhancements. With impressive size, solid features, and undeniable upside, this property presents a rare opportunity to build equity and maximize potential. Whether expanding your investment portfolio or creating a home tailored to your vision, this is a smart opportunity worth exploring.
-
2026-05-08$180,000 Active 1360-char remark
Show marketing remark (1360 chars)
Discover the potential in this spacious 4-bedroom, 3.5-bath two-story home offering approximately 2,500 square feet of opportunity and versatility. Conveniently located just minutes from the interstate and Southern University and A&M College, this property offers easy access for commuting while presenting an exceptional value-add opportunity for buyers or investors ready to make strategic improvements. Inside, the functional floor plan features generous living spaces along with a dedicated office/flex space that can easily adapt to your needs, whether as a home office, playroom, media room, or additional guest space. With strong fundamentals and substantial square footage, this home is full of possibilities for customization and future value creation. Recent upgrades include a brand new roof, already providing a major capital improvement and added peace of mind. Located in Flood Zone X, this property may also offer potential insurance advantages. The fenced backyard creates added privacy and plenty of space for outdoor living, entertaining, or future enhancements. With impressive size, solid features, and undeniable upside, this property presents a rare opportunity to build equity and maximize potential. Whether expanding your investment portfolio or creating a home tailored to your vision, this is a smart opportunity worth exploring.
-
2012-04-04soldstatus
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2012-02-09soldstatus $128,380
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2012-01-06$95,000
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2012-01-06$95,000
-
2011-02-21$127,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $1,642 · $137/mo
- Projected year-2 tax
- $1,642 · $137/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 73% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,875
- − Mortgage interest
- −$10,083
- − Property taxes
- −$1,642
- − Insurance
- −$900
- − Repairs & maintenance
- −$1,510
- − Management
- −$1,510
- − Depreciation
- −$5,236
- Taxable loss
- −$2,007
- Est. tax savings @ 24.0%
- +$482
- After-tax cash flow
- $1,523/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- East Baton Rouge Parish
- NCES district ID
- 2200540
- Math proficiency
- 22% ▼ -36.00%
- Reading proficiency
- 34% ▼ -31.00%
- Median HH income
- $46,263
- Composite
- 24.14/100
- National rank
- #7745
- State rank
- #47 of 98 in LA
Livability — Baton Rouge
- Score
- 74/100
- State rank
- #24
- US rank
- #4535
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baton Rouge, LA
- County
- East Baton Rouge Parish · 399,686 people
- City population
- 351,868
- Metro
- Baton Rouge, LA
- Population (ZIP)
- 15,300
- Household income
- $27,534
- Rent vs Own
- Severe rent burden
- 1092.0
Population outlook (East Baton Rouge County) Hauer SSP2
- Today (2025)
- 464,810 people
- By 2030
- 472,137 · +1.6%
- By 2040
- 480,243 · +3.3%
- By 2050
- 484,422 · +4.2%
- By 2075
- 492,069 · +5.9%
- By 2100
- 476,347 · +2.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (91%)
- Race & ethnicity
- Black 91% Two or more races 6% White 3%
- Common ancestry
- Lithuanian 1%
- Foreign-born
- 1% · Canada
Political lean MEDSL · East Baton Rouge
- 2024 margin
- D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
- 2008→2024 swing
- +8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
- All cycles
- 2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.87%
- Current HPI
- 78.3629
- Rent YoY
- —
- Metro
- Baton Rouge, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
+40.7% since first listed7 events — show timeline
- 2026-05-08 Listed $180,000 AcadianaMLS
- 2026-05-08 Listed $180,000 GBRMLS
- 2012-04-04 Sold (MLS) — GBRMLS
- 2012-02-09 Sold (Public Records) $128,380 Public Records
- 2012-01-06 Listed $95,000 AcadianaMLS
- 2012-01-06 Listed $95,000 GBRMLS
- 2011-02-21 Listed $127,900 GBRMLS
Property tax history
+4.7%/yrLatest (2025): $1,642 · +4.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…