330 10th Ave NW · Byron, MN 55920

$250,000

4 bd · 1.5 ba · 1,718 sqft · Townhouse public records · 8 Days on market

Built 2002 1,698 sqft lot $165/mo HOA · 7% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.3/30.0
• ARV discount +7.5/15.0
• Schools +5.5/10.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Livability +4.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Darling townhome - 4 bedrooms with 3 all on one level, spacious living areas, all new flooring, freshly painted, patio, pergola, storage, and new appliances. 10 minutes to Mayo Clinic.

Key facts

• $165 HOA
• Garage
• Built 2002

Property features AI

Finance

• HOA & community: HOA managed by Infinity Management Company; Monthly HOA fee of $165; HOA covers lawn care, grounds maintenance, professional management, and snow removal

Exterior

• Parking: Attached garage with garage door opener (1 car, approximately 12 x 20)
• Utilities: City water connected; City sewer connected; Natural gas; 100 amp electric service (Xcel Energy)
• Home design: Residential attached property; Two levels
• Construction: Block construction; Asphalt roof (8 years old or newer); Block foundation
• Exterior features: Vinyl exterior; Patio; Corner lot; City street with cul-de-sac/no outlet and street lights; Association/Public maintained roads

Interior

• Kitchen: Cooktop; Range; Microwave; Dishwasher; Disposal; Refrigerator; Freezer; Stainless steel appliances
• Bedrooms: 4 bedrooms (three on upper level, one on lower level)
• Bathrooms: One full bathroom on upper level; Half bathroom on main level
• Heating & cooling: Forced air heating; Central air conditioning
• Interior features: Ceiling fan(s); Kitchen window; Patio; Finished basement; Block foundation (basement)
• Laundry & utility: Washer and dryer included; Laundry in basement; Gas water heater; Water softener (owned)

What this means for you Summary

Snapshot

• This is a 4-bed/1.5-bath townhouse listed at $250k.

Deal economics

• At list price, monthly cash flow is $136 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $250k).
• Cap rate 6.9% vs local median 2.5% in Byron — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#30 in MN, #956 nationally) — a professional / high-income tenant draw. Strengths: commute A+, employment A+, housing A+; Watch: amenities F, health & safety D-.
• Byron Public School District (town): math 60% / reading 63% proficiency, ranked #24 of 301 in MN (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 10% free/reduced lunch — higher-income household profile.
• Market conditions: 162 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,267 units permitted in Olmsted County in 2024 (915 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Olmsted County population projected at +16% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
• 8 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $250,000

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.00% ✓
• Cap rate: 6.95%
• Cash-on-cash: 2.33%
• DSCR: 1.10
• GRM: 8.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -12.6%
• Equity multiple: 0.55×
• Total profit: $-31,744
• Equity at exit: $37,276

10-year hold

• IRR: -3.4%
• Equity multiple: 0.77×
• Total profit: $-16,060
• Equity at exit: $21,615

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 46 Balanced
• State Minnesota: 46 Balanced · D+2
• County: — inherits STATE
• City: — inherits STATE

2024 reforms strengthened tenant protections; ramsey/hennepin courts paced moderate to slow.

Methodology + full state rankings →

ZIP-level market 55920

• Home prices YoY: -21.4%
• Active inventory: 162
• Price-to-rent: 8.3×

Monthly cashflow live

• Estimated rent: $2,500 medium
• Mortgage (P&I): −$1,311
• Tax from tax record: −$259 /mo · $3,106/yr
• Insurance: −$104
• HOA: −$165
• Vacancy / Maint / Mgmt: −$525
• Net cashflow: $136

Break-even live

Break-even rent $2,328

Max offer price $250,000

Occupancy floor 90%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,500
• Closing costs: $7,500
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
214 Byron Ave N Byron, MN	4.0	2.0	1800	$2,500	$1.39	13d	1	0.84mi

HOA detail

• Monthly dues: $165 · $1,980/yr

Listing history 32 events

1. 2026-05-04
   status Pending
2. 2026-04-28
   historical Contingent - Inspection
3. 2026-04-27
   listed $250,000 Active
4. 2026-04-26
   historical $250,000
5. 2023-10-03
   soldstatus $220,000
6. 2023-09-29
   soldstatus $220,000 Sold 185-char remark

   Show marketing remark (185 chars)

   Darling townhome - 4 bedrooms with 3 all on one level, spacious living areas, all new flooring, freshly painted, patio, pergola, storage, and new appliances. 10 minutes to Mayo Clinic.

7. 2023-08-25
   status Pending 185-char remark

   Show marketing remark (185 chars)

   Darling townhome - 4 bedrooms with 3 all on one level, spacious living areas, all new flooring, freshly painted, patio, pergola, storage, and new appliances. 10 minutes to Mayo Clinic.

8. 2023-08-21
   historical Contingent - Subject to Statutory Rescission 185-char remark

   Show marketing remark (185 chars)

   Darling townhome - 4 bedrooms with 3 all on one level, spacious living areas, all new flooring, freshly painted, patio, pergola, storage, and new appliances. 10 minutes to Mayo Clinic.

9. 2023-08-10
   listed $220,000 Active 185-char remark

   Show marketing remark (185 chars)

   Darling townhome - 4 bedrooms with 3 all on one level, spacious living areas, all new flooring, freshly painted, patio, pergola, storage, and new appliances. 10 minutes to Mayo Clinic.

10. 2023-07-21
    historical $220,000 185-char remark

    Show marketing remark (185 chars)

    Darling townhome - 4 bedrooms with 3 all on one level, spacious living areas, all new flooring, freshly painted, patio, pergola, storage, and new appliances. 10 minutes to Mayo Clinic.

11. 2020-03-05
    soldstatus $162,400
12. 2020-02-27
    soldstatus $162,400 Sold 459-char remark

    Show marketing remark (459 chars)

    Very nice end unit townhome. 4 BR (3 on one level), 2 BA with a finished lower level. Lots of updates - furnace & AC, kitchen cabinets & stainless-steel appliances, washer/dryer, plank vinyl & laminate floors, 1/2 bath vanity & toilet, shingles west side. The garage has a lofted area for extra storage. Great outdoor space with private side and back yard, a screened patio room and pergola and a storage shed. Located 10 minutes to Rochester!

13. 2020-01-16
    status Pending 459-char remark

    Show marketing remark (459 chars)

    Very nice end unit townhome. 4 BR (3 on one level), 2 BA with a finished lower level. Lots of updates - furnace & AC, kitchen cabinets & stainless-steel appliances, washer/dryer, plank vinyl & laminate floors, 1/2 bath vanity & toilet, shingles west side. The garage has a lofted area for extra storage. Great outdoor space with private side and back yard, a screened patio room and pergola and a storage shed. Located 10 minutes to Rochester!

14. 2020-01-13
    historical Contingent - Inspection 459-char remark

    Show marketing remark (459 chars)

    Very nice end unit townhome. 4 BR (3 on one level), 2 BA with a finished lower level. Lots of updates - furnace & AC, kitchen cabinets & stainless-steel appliances, washer/dryer, plank vinyl & laminate floors, 1/2 bath vanity & toilet, shingles west side. The garage has a lofted area for extra storage. Great outdoor space with private side and back yard, a screened patio room and pergola and a storage shed. Located 10 minutes to Rochester!

15. 2020-01-06
    price $162,400 459-char remark

    Show marketing remark (459 chars)

    Very nice end unit townhome. 4 BR (3 on one level), 2 BA with a finished lower level. Lots of updates - furnace & AC, kitchen cabinets & stainless-steel appliances, washer/dryer, plank vinyl & laminate floors, 1/2 bath vanity & toilet, shingles west side. The garage has a lofted area for extra storage. Great outdoor space with private side and back yard, a screened patio room and pergola and a storage shed. Located 10 minutes to Rochester!

16. 2020-01-01
    status Active 459-char remark

    Show marketing remark (459 chars)

    Very nice end unit townhome. 4 BR (3 on one level), 2 BA with a finished lower level. Lots of updates - furnace & AC, kitchen cabinets & stainless-steel appliances, washer/dryer, plank vinyl & laminate floors, 1/2 bath vanity & toilet, shingles west side. The garage has a lofted area for extra storage. Great outdoor space with private side and back yard, a screened patio room and pergola and a storage shed. Located 10 minutes to Rochester!

17. 2019-12-31
    historical 459-char remark

    Show marketing remark (459 chars)

    Very nice end unit townhome. 4 BR (3 on one level), 2 BA with a finished lower level. Lots of updates - furnace & AC, kitchen cabinets & stainless-steel appliances, washer/dryer, plank vinyl & laminate floors, 1/2 bath vanity & toilet, shingles west side. The garage has a lofted area for extra storage. Great outdoor space with private side and back yard, a screened patio room and pergola and a storage shed. Located 10 minutes to Rochester!

18. 2019-12-02
    price $164,900 459-char remark

    Show marketing remark (459 chars)

    Very nice end unit townhome. 4 BR (3 on one level), 2 BA with a finished lower level. Lots of updates - furnace & AC, kitchen cabinets & stainless-steel appliances, washer/dryer, plank vinyl & laminate floors, 1/2 bath vanity & toilet, shingles west side. The garage has a lofted area for extra storage. Great outdoor space with private side and back yard, a screened patio room and pergola and a storage shed. Located 10 minutes to Rochester!

19. 2019-10-16
    price $167,400 459-char remark

    Show marketing remark (459 chars)

    Very nice end unit townhome. 4 BR (3 on one level), 2 BA with a finished lower level. Lots of updates - furnace & AC, kitchen cabinets & stainless-steel appliances, washer/dryer, plank vinyl & laminate floors, 1/2 bath vanity & toilet, shingles west side. The garage has a lofted area for extra storage. Great outdoor space with private side and back yard, a screened patio room and pergola and a storage shed. Located 10 minutes to Rochester!

20. 2019-10-15
    price $169,900 459-char remark

    Show marketing remark (459 chars)

    Very nice end unit townhome. 4 BR (3 on one level), 2 BA with a finished lower level. Lots of updates - furnace & AC, kitchen cabinets & stainless-steel appliances, washer/dryer, plank vinyl & laminate floors, 1/2 bath vanity & toilet, shingles west side. The garage has a lofted area for extra storage. Great outdoor space with private side and back yard, a screened patio room and pergola and a storage shed. Located 10 minutes to Rochester!

21. 2019-10-07
    price $174,900 459-char remark

    Show marketing remark (459 chars)

    Very nice end unit townhome. 4 BR (3 on one level), 2 BA with a finished lower level. Lots of updates - furnace & AC, kitchen cabinets & stainless-steel appliances, washer/dryer, plank vinyl & laminate floors, 1/2 bath vanity & toilet, shingles west side. The garage has a lofted area for extra storage. Great outdoor space with private side and back yard, a screened patio room and pergola and a storage shed. Located 10 minutes to Rochester!

22. 2019-08-31
    listed $179,900 Active 459-char remark

    Show marketing remark (459 chars)

    Very nice end unit townhome. 4 BR (3 on one level), 2 BA with a finished lower level. Lots of updates - furnace & AC, kitchen cabinets & stainless-steel appliances, washer/dryer, plank vinyl & laminate floors, 1/2 bath vanity & toilet, shingles west side. The garage has a lofted area for extra storage. Great outdoor space with private side and back yard, a screened patio room and pergola and a storage shed. Located 10 minutes to Rochester!

23. 2010-04-30
    soldstatus $132,900
24. 2010-04-27
    soldstatus $132,900
25. 2010-04-27
    soldstatus $132,900
26. 2010-02-05
    historical
27. 2008-08-27
    listed $127,900
28. 2008-08-27
    listed $127,900
29. 2008-05-21
    historical
30. 2008-04-05
    listed $132,900
31. 2008-04-05
    listed $132,900
32. 2003-11-01
    soldstatus $12,700

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MN · Partial reset (capped growth)

• Current annual tax: $3,106 · $259/mo
• Projected year-2 tax: $3,106 · $259/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥100°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,000
• − Mortgage interest: −$14,004
• − Property taxes: −$3,106
• − Insurance: −$1,250
• − Repairs & maintenance: −$2,400
• − Management: −$2,400
• − HOA: −$1,980
• − Depreciation: −$7,273
• Taxable loss: −$2,413
• Est. tax savings @ 24.0%: +$579
• After-tax cash flow: $2,211/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Byron Public School District
• NCES district ID: 2707350
• Math proficiency: 60% ▼ -14.00%
• Reading proficiency: 63% ▼ -13.00%
• Median HH income: $78,267
• Composite: 55.01/100
• National rank: #1296
• State rank: #24 of 301 in MN

Livability — Byron

• Score: 83/100
• State rank: #30
• US rank: #956

Category grades

Amenities F Commute A+ Cost of living B- Crime A Employment A+ Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Byron, MN
• Population (ZIP): 8,747

Population outlook (Olmsted County) Hauer SSP2

• Today (2025): 165,999 people
• By 2030: 172,425 · +3.9%
• By 2040: 183,785 · +10.7%
• By 2050: 192,981 · +16.3%
• By 2075: 215,284 · +29.7%
• By 2100: 224,887 · +35.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Hispanic / Latino 3% Two or more races 3% Asian 2% Black 1%
• Common ancestry: Portuguese 16% Romanian 7% Italian 2%
• Foreign-born: 2% · Canada
• Languages at home: 98% English-only · Other Asian/Pacific 1%

Political lean MEDSL · Olmsted

• 2024 margin: D (+10.7) · D 54.3% · R 43.6% · Other 2.1%
• 2008→2024 swing: +7.4pp toward D · 2008: 3.3pp · 2024: 10.7pp
• All cycles: 2024: D+10.7 2020: D+10.7 2016: D+0.8 2012: D+3.2 2008: D+3.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -70.79%
• Current HPI: 260.7113
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.41%
• F500 in state: 34

Industry mix (Fortune 500 HQ in MN)

Industry	F500 HQs	Revenue
▸Healthcare	2	$407B
▸Retail	2	$150B
▸Consumer Goods	2	$32B
▸Industrial Machinery	2	$6B
▸Agriculture	1	$40B
▸Healthcare / Medical Devices	1	$32B

Price history

+1868.5% since first listed

32 events — show timeline

• 2026-05-04 Pending — NORTHSTARMLS as Distributed by MLS Grid
• 2026-04-28 Contingent — NORTHSTARMLS as Distributed by MLS Grid
• 2026-04-27 Listed $250,000 NORTHSTARMLS as Distributed by MLS Grid
• 2026-04-26 Coming Soon $250,000 NORTHSTARMLS as Distributed by MLS Grid
• 2023-10-03 Sold (Public Records) $220,000 Public Records
• 2023-09-29 Sold (MLS) $220,000 NORTHSTARMLS as Distributed by MLS Grid
• 2023-08-25 Pending — NORTHSTARMLS as Distributed by MLS Grid
• 2023-08-21 Contingent — NORTHSTARMLS as Distributed by MLS Grid
• 2023-08-10 Listed $220,000 NORTHSTARMLS as Distributed by MLS Grid
• 2023-07-21 Coming Soon $220,000 NORTHSTARMLS as Distributed by MLS Grid
• 2020-03-05 Sold (Public Records) $162,400 Public Records
• 2020-02-27 Sold (MLS) $162,400 NORTHSTARMLS as Distributed by MLS Grid
• 2020-01-16 Pending — NORTHSTARMLS as Distributed by MLS Grid
• 2020-01-13 Contingent — NORTHSTARMLS as Distributed by MLS Grid
• 2020-01-06 Price Changed $162,400 NORTHSTARMLS as Distributed by MLS Grid
• 2020-01-01 Relisted — NORTHSTARMLS as Distributed by MLS Grid
• 2019-12-31 Listing Removed — NORTHSTARMLS as Distributed by MLS Grid
• 2019-12-02 Price Changed $164,900 NORTHSTARMLS as Distributed by MLS Grid
• 2019-10-16 Price Changed $167,400 NORTHSTARMLS as Distributed by MLS Grid
• 2019-10-15 Price Changed $169,900 NORTHSTARMLS as Distributed by MLS Grid
• 2019-10-07 Price Changed $174,900 NORTHSTARMLS as Distributed by MLS Grid
• 2019-08-31 Listed $179,900 NORTHSTARMLS as Distributed by MLS Grid
• 2010-04-30 Sold (Public Records) $132,900 Public Records
• 2010-04-27 Sold (MLS) $132,900 NORTHSTARMLS as Distributed by MLS Grid
• 2010-04-27 Sold (MLS) $132,900 NORTHSTARMLS as Distributed by MLS Grid
• 2010-02-05 Listing Removed — NORTHSTARMLS as Distributed by MLS Grid
• 2008-08-27 Listed $127,900 NORTHSTARMLS as Distributed by MLS Grid
• 2008-08-27 Listed $127,900 NORTHSTARMLS as Distributed by MLS Grid
• 2008-05-21 Listing Removed — NORTHSTARMLS as Distributed by MLS Grid
• 2008-04-05 Listed $132,900 NORTHSTARMLS as Distributed by MLS Grid
• 2008-04-05 Listed $132,900 NORTHSTARMLS as Distributed by MLS Grid
• 2003-11-01 Sold (Public Records) $12,700 Public Records

Property tax history

+6.3%/yr

Latest (2025): $3,106 · -1.8% YoY. Source: county tax records.