CashFlowRE
Sign in Sign up
26531 Sunningdale Dr
C+ Composite 60.33
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.5/30.0
  • ARV discount +10.2/15.0
  • DSCR +8.4/10.0
  • 1% rule +6.4/10.0
  • Livability +3.4/5.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +0.7/10.0
  • Appreciation +0.0/10.0

$130,000

26531 Sunningdale Dr · Inkster, MI 48141
3 bd · 1.5 ba · 1,081 sqft · SingleFamily public records · 25 Days on market
Built 1943 6,534 sqft lot Est $138k · 6% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home!! Discover a rare gem in Inkster! This 3-bedroom, 1.1-bath home boasts spacious rooms, a large yard, and stunning curb appeal. With numerous updates throughout, a huge basement ready for your ideas, and move-in-ready convenience, this is a must-see property. Perfect for a first-time home buyer! Featuring a quiet neighborhood. Don't miss out!

Key facts

  • Huge basement
  • Large yard
  • Quiet neighborhood

Tags

LARGE YARDHUGE BASEMENTQUIET NEIGHBORHOOD

Property features AI

Finance

  • Other: No additional financial details provided
  • Financial info: No investor or income/expense details provided
  • HOA & community: No HOA information provided

Exterior

  • Parking: Detached 2-car garage
  • Security: No security details provided
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One story; Ground-level entry with steps; Brick exterior construction
  • Construction: Brick construction; Partially finished basement
  • Exterior features: Paved road access; Lot dimensions approximately 50 x 130 (0.15 acre)

Interior

  • Kitchen: No kitchen appliance details provided
  • Bedrooms: Total of 6 rooms (bedroom count not specified)
  • Flooring: No flooring details provided
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Forced air heating (natural gas); Central air conditioning
  • Interior features: Partially finished basement
  • Laundry & utility: No laundry or utility appliance details provided

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $302 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $130k).
  • Recommended offer: $128k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 67/100 on livability (#406 in MI) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: health & safety D, schools F, crime F.
  • Westwood Community School District (suburban): math 6% / reading 11% proficiency, ranked #529 of 540 in MI (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 81% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.0%/yr); 142 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
  • At $1,484/mo this rent would consume 45% of the median local household income ($39k/yr) (locally 1558% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 25 days — a 2% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
  • 14 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $95k; 37% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1943 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $128,050 (1.5% below list)

Questions for the listing agent

  1. Built in 1943 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.14%
Cap rate
9.08%
Cash-on-cash
9.96%
DSCR
1.44
GRM
7.3

CMA / ARV

ARV (on-the-fly)
$138,368
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1088 Arlington St 0.19mi 3/1.0 1,076 (-0%) 4mo $137,500 $128 85
26323 Kean St 0.52mi 3/1.0 1,080 (-0%) 1mo $130,000 $120 73
784 Patterson Ct 0.26mi 3/2.0 1,140 (+6%) 6mo $170,000 $149 72
26508 Monticello St 0.29mi 3/1.0 1,150 (+6%) 6mo $125,000 $109 68
363 Sherbourne St 0.72mi 3/1.5 1,030 (-5%) 1mo $160,000 $155 57
2500 Weithoff Ct 0.73mi 3/1.0 1,050 (-3%) 3mo $125,000 $119 56
26280 W Hills Dr 0.31mi 3/1.0 930 (-14%) 6mo $87,000 $94 55
212 Shadowlawn St 0.56mi 3/1.0 1,000 (-8%) 6mo $145,000 $145 54
112 Brentwood St 0.70mi 3/1.0 994 (-8%) 1mo $164,000 $165 51
26628 Oakland St 0.38mi 3/1.0 921 (-15%) 6mo $111,610 $121 51
291 Arlington St 0.58mi 3/1.0 966 (-11%) 4mo $139,000 $144 49
256 Brentwood St 0.57mi 3/1.0 1,190 (+10%) 6mo $135,000 $113 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.95% rent growth · sell at horizon

5-year hold
IRR
-1.4%
Equity multiple
0.95×
Total profit
$-1,889
Equity at exit
$19,383
10-year hold
IRR
8.3%
Equity multiple
1.63×
Total profit
$22,851
Equity at exit
$11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48141

Home prices YoY
-2.9%
Rents YoY
3.0%
Active inventory
142
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$1,484 high interval (Pro) →
Mortgage (P&I)
$682
Tax from tax record
$134 /mo · $1,611/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$312
Net cashflow
$302

Break-even live

Break-even rent $1,101
Max offer price $130,000
Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,500
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
572 Tobin Dr Inkster, MI 1.0–3.0 1.0–2.0 936 $1,600 $1.71 1d 22 0.48mi
27184 Lucerne Dr Inkster, MI 3.0 1.0 1100 $1,250 $1.14 43d 1 0.50mi
167 Cherry Valley Dr Inkster, MI 1.0–2.0 1.0 784 $1,395 $1.78 14d 12 0.66mi
26322 Westphal St Dearborn Heights, MI 1.0–2.0 1.0 762 $1,455 $1.91 1d 24 0.73mi
238 Yorkshire Blvd Dearborn Heights, MI 1.0–2.0 1.0 741 $1,424 $1.92 1d 9 0.89mi
25745 Princeton St Dearborn Heights, MI 3.0 1.0 1080 $1,500 $1.39 10d 1 0.95mi
1150 Magnolia Dr Inkster, MI 3.0 1.0 900 $1,300 $1.44 24d 1 1.04mi
24720 Michigan Ave Dearborn, MI 2.0 1.0 900 $1,350 $1.50 43d 1 1.06mi
26742 Penn St Inkster, MI 3.0 1.0 1000 $1,300 $1.30 16d 1 1.19mi
26707 Penn St Inkster, MI 3.0 1.0 900 $1,400 $1.56 4d 1 1.21mi
27139 Penn St Inkster, MI 3.0 1.0 832 $675 $0.81 17d 1 1.28mi
25722 Carlysle St Dearborn Heights, MI 3.0 1.0 1040 $1,450 $1.39 17d 1 1.38mi
641 Gilman St Garden City, MI 3.0 1.0 1300 $2,600 $2.00 16d 1 1.40mi
24738 New York St Dearborn, MI 3.0 1.0 1296 $1,800 $1.39 2d 1 1.42mi
3236 Walnut St Inkster, MI 3.0 1.0 1096 $1,495 $1.36 2d 1 1.45mi

Listing history 47 events

  1. 2026-05-22
    status Pending 356-char remark
    Show marketing remark (356 chars)

    Welcome home!! Discover a rare gem in Inkster! This 3-bedroom, 1.1-bath home boasts spacious rooms, a large yard, and stunning curb appeal. With numerous updates throughout, a huge basement ready for your ideas, and move-in-ready convenience, this is a must-see property. Perfect for a first-time home buyer! Featuring a quiet neighborhood. Don't miss out!

  2. 2026-05-22
    status Pending
    Show marketing remark (356 chars)

    Welcome home!! Discover a rare gem in Inkster! This 3-bedroom, 1.1-bath home boasts spacious rooms, a large yard, and stunning curb appeal. With numerous updates throughout, a huge basement ready for your ideas, and move-in-ready convenience, this is a must-see property. Perfect for a first-time home buyer! Featuring a quiet neighborhood. Don't miss out!

  3. 2026-04-20
    listed $130,000 Active 356-char remark
    Show marketing remark (356 chars)

    Welcome home!! Discover a rare gem in Inkster! This 3-bedroom, 1.1-bath home boasts spacious rooms, a large yard, and stunning curb appeal. With numerous updates throughout, a huge basement ready for your ideas, and move-in-ready convenience, this is a must-see property. Perfect for a first-time home buyer! Featuring a quiet neighborhood. Don't miss out!

  4. 2026-04-20
    listed $130,000 Active
    Show marketing remark (356 chars)

    Welcome home!! Discover a rare gem in Inkster! This 3-bedroom, 1.1-bath home boasts spacious rooms, a large yard, and stunning curb appeal. With numerous updates throughout, a huge basement ready for your ideas, and move-in-ready convenience, this is a must-see property. Perfect for a first-time home buyer! Featuring a quiet neighborhood. Don't miss out!

  5. 2025-10-08
    historical
  6. 2025-10-08
    historical
  7. 2025-10-06
    price $135,000
  8. 2025-10-06
    price $135,000
  9. 2025-09-12
    listed $139,900 Active
  10. 2025-09-12
    listed $139,900 Active
  11. 2025-09-11
    historical
  12. 2025-01-21
    historical
  13. 2025-01-21
    historical
  14. 2025-01-01
    listed $139,900 Active
  15. 2025-01-01
    listed $139,900 Active
  16. 2024-12-31
    historical
  17. 2021-06-04
    soldstatus $95,000
  18. 2021-05-11
    historical
  19. 2021-05-10
    soldstatus $95,000 Sold
  20. 2021-05-10
    soldstatus $95,000 Closed
  21. 2021-03-30
    status Pending
  22. 2021-03-30
    status Pending
  23. 2021-03-29
    historical Accepting Backup Offers
  24. 2021-03-29
    historical Accepting Backup Offers
  25. 2021-03-24
    status Active
  26. 2021-03-24
    status Active
  27. 2021-03-10
    status Pending
  28. 2021-03-10
    status Pending
  29. 2021-03-10
    historical Accepting Backup Offers
  30. 2021-03-10
    historical Accepting Backup Offers
  31. 2021-03-07
    listed $83,725 Active
  32. 2021-03-07
    listed $83,725 Active
  33. 2021-03-06
    historical $83,725
  34. 2021-03-06
    historical $83,725
  35. 2019-05-16
    soldstatus $53,000
  36. 2019-05-01
    soldstatus $53,000 Sold
  37. 2019-03-27
    status Pending
  38. 2019-03-27
    status Pending
  39. 2019-03-21
    listed $55,000 Active
  40. 2019-03-21
    listed $55,000 Active
  41. 2013-06-21
    soldstatus $20,000
  42. 2013-06-21
    soldstatus $20,000
  43. 2013-05-02
    historical
  44. 2013-05-02
    historical
  45. 2013-04-02
    listed $21,000
  46. 2013-04-02
    listed $21,000
  47. 2000-05-18
    soldstatus $98,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$1,611 · $134/mo
Projected year-2 tax
$1,807 · $151/mo
Expected delta
+$195/yr (+$16/mo · 12.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,808
− Mortgage interest
−$7,282
− Property taxes
−$1,611
− Insurance
−$650
− Repairs & maintenance
−$1,425
− Management
−$1,425
− Depreciation
−$3,782
Taxable income
$1,633
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$392
After-tax cash flow
$3,234/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Westwood Community School District
NCES district ID
2611640
Math proficiency
6% ▼ -6.00%
Reading proficiency
11% ▼ -6.00%
Median HH income
$36,350
Composite
7.06/100
National rank
#9967
State rank
#529 of 540 in MI

Livability — Inkster

Score
67/100
State rank
#406
US rank
#11087

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety D User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Inkster, MI
County
Wayne County · 1,562,939 people
City population
25,428
Metro
Detroit-Warren-Dearborn, MI
Population (ZIP)
25,428
Household income
$39,252
Rent vs Own
53.2% rent · 46.8% own
Severe rent burden
1558.0

Population outlook (Wayne County) Hauer SSP2

Today (2025)
1,675,273 people
By 2030
1,620,300 · -3.3%
By 2040
1,502,341 · -10.3%
By 2050
1,384,039 · -17.4%
By 2075
1,124,592 · -32.9%
By 2100
881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (72%)
Race & ethnicity
Black 72% White 17% Two or more races 7% Hispanic / Latino 2% Asian 1%
Common ancestry
Romanian 3% Slovak 1% Italian 1%
Foreign-born
5% · Canada, China
Languages at home
92% English-only · Arabic 3% Other Asian/Pacific 1% Spanish 1%

Political lean MEDSL · Wayne

2024 margin
Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
2008→2024 swing
-20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
All cycles
2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -11.74%
Current HPI
390.2139
Rent YoY
▲ 2.95%
Metro
Detroit-Warren-Dearborn, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+32.7% since first listed
47 events — show timeline
  • 2026-05-22 Pending MiRealSource-MiMLS
  • 2026-05-22 Pending REALCOMP
  • 2026-04-20 Listed $130,000 REALCOMP
  • 2026-04-20 Listed $130,000 MiRealSource-MiMLS
  • 2025-10-08 Listing Removed MiRealSource-MiMLS
  • 2025-10-08 Listing Removed REALCOMP
  • 2025-10-06 Price Changed $135,000 MiRealSource-MiMLS
  • 2025-10-06 Price Changed $135,000 REALCOMP
  • 2025-09-12 Listed $139,900 MiRealSource-MiMLS
  • 2025-09-12 Listed $139,900 REALCOMP
  • 2025-09-11 Coming Soon MiRealSource-MiMLS
  • 2025-01-21 Listing Removed REALCOMP
  • 2025-01-21 Listing Removed MiRealSource-MiMLS
  • 2025-01-01 Listed $139,900 MiRealSource-MiMLS
  • 2025-01-01 Listed $139,900 REALCOMP
  • 2024-12-31 Coming Soon MiRealSource-MiMLS
  • 2021-06-04 Sold (Public Records) $95,000 Public Records
  • 2021-05-11 Listing Removed REALCOMP
  • 2021-05-10 Sold (MLS) $95,000 MiRealSource-MiMLS
  • 2021-05-10 Sold (MLS) $95,000 REALCOMP
  • 2021-03-30 Pending MiRealSource-MiMLS
  • 2021-03-30 Pending REALCOMP
  • 2021-03-29 Contingent MiRealSource-MiMLS
  • 2021-03-29 Contingent REALCOMP
  • 2021-03-24 Relisted MiRealSource-MiMLS
  • 2021-03-24 Relisted REALCOMP
  • 2021-03-10 Pending MiRealSource-MiMLS
  • 2021-03-10 Pending REALCOMP
  • 2021-03-10 Contingent MiRealSource-MiMLS
  • 2021-03-10 Contingent REALCOMP
  • 2021-03-07 Listed $83,725 MiRealSource-MiMLS
  • 2021-03-07 Listed $83,725 REALCOMP
  • 2021-03-06 Coming Soon $83,725 MiRealSource-MiMLS
  • 2021-03-06 Coming Soon $83,725 REALCOMP
  • 2019-05-16 Sold (Public Records) $53,000 Public Records
  • 2019-05-01 Sold (MLS) $53,000 REALCOMP
  • 2019-03-27 Pending MiRealSource-MiMLS
  • 2019-03-27 Pending REALCOMP
  • 2019-03-21 Listed $55,000 MiRealSource-MiMLS
  • 2019-03-21 Listed $55,000 REALCOMP
  • 2013-06-21 Sold (MLS) $20,000 MiRealSource-MiMLS
  • 2013-06-21 Sold (MLS) $20,000 REALCOMP
  • 2013-05-02 Listing Removed MiRealSource-MiMLS
  • 2013-05-02 Listing Removed REALCOMP
  • 2013-04-02 Listed $21,000 MiRealSource-MiMLS
  • 2013-04-02 Listed $21,000 REALCOMP
  • 2000-05-18 Sold (Public Records) $98,000 Public Records

Property tax history

-2.7%/yr

Latest (2025): $1,611 · -22.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…