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SKYLINE 123 Cranberry Village Estates Plan 🏗️ New Construction
B- Composite 69.95
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +5.2/10.0
  • Condition / age +2.8/5.0
  • Livability +2.5/5.0
  • Rent growth +2.0/5.0
  • Appreciation +0.0/10.0

$35,500

SKYLINE 123 Cranberry Village Estates Plan · Cranberry, PA 16066
3 bd · 2.0 ba · 980 sqft · Manufactured · 265 Days on market
Average condition

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Those looking for a cozy manufactured home will find their perfect one in Cranberry Village. Cranberry Village is a suburban, pet-friendly community with tree-lined streets and tons of amenities, including a clubhouse, basketball court, and playground. All of our energy-efficient, manufactured, 2-3 bedroom houses come in a wide variety of styles, layouts, and sizes to match your needs, in a surrounding community that's sure to feel like home. Cranberry Village is located in Cranberry Township, Pennsylvania - only 20 miles outside of Pittsburgh! This community is tucked between the rolling, green Pennsylvania hills, offering both the convenience of nearby necessities and the peace of rural surroundings at nearby Graham Park or Cranberry Park. The surrounding Cranberry Township features convenient shopping, great dining options, and everything else that metropolitan Pittsburgh area has to offer!

Key facts

  • Clubhouse
  • Manufactured home
  • Basketball court

Tags

MANUFACTURED HOMEPET-FRIENDLY COMMUNITYCLUBHOUSEBASKETBALL COURTPLAYGROUNDENERGY-EFFICIENT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $35,500 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $68,198.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $36k. Condition is rated average.

Deal economics

  • At list price, monthly cash flow is $1k ($14k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $36k).
  • Recommended offer: $31k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Seneca Valley SD (rural): math 48% / reading 67% proficiency, ranked #73 of 539 in PA (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 12% free/reduced lunch — higher-income household profile.
  • Market conditions: Rents soft (-1.9%/yr); 288 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 987 units permitted in Butler County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $472 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Butler County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $19k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 265 days — a 12% lower offer ($31k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: property tax is 2.9% of price.
Recommended offer $31,240 (12.0% below list)

Questions for the listing agent

  1. It's been on market 265 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.07%
Cap rate
27.08%
Cash-on-cash
74.23%
DSCR
4.30
GRM
2.7

CMA / ARV

ARV (median comp)
$68,198
List price
$35,500
Delta
-47.95%
Verdict
UNDERPRICED
Comps
6 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
70.6%
Equity multiple
4.04×
Total profit
$58,086
Equity at exit
$10,169
10-year hold
IRR
73.7%
Equity multiple
7.49×
Total profit
$123,894
Equity at exit
$5,897

Cash invested: $19,095 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 16066

Rents YoY
-1.9%
Active inventory
288
Price-to-rent
1.4×

Monthly cashflow live

Estimated rent
$2,092 high interval (Pro) →
Mortgage (P&I)
$358
Tax est. 1.5%
$85 /mo · $1,023/yr
Insurance
$28
HOA
$0
Vacancy / Maint / Mgmt
$439
Net cashflow
$1,181

Break-even live

Break-even rent $597
Max offer price $68,198
Occupancy floor 39%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,050
Closing costs
$2,046
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
244 E Commons Dr Cranberry Township, PA 2.0 1.5 1116 $1,700 $1.52 12d 1 0.34mi
315 Bellford Ct Cranberry Township, PA 2.0 1.5 1116 $850 $0.76 17d 1 0.35mi
10100 Kettlecreek Dr Cranberry Township, PA 1.0–2.0 1.0–2.0 976 $1,875 $1.92 1d 21 0.81mi
90 Berkley Manor Dr Cranberry Township, PA 1.0–3.0 1.0–2.0 1023 $2,340 $2.29 1d 16 0.83mi
8000 Brandt Dr Cranberry Twp, PA 1.0–3.0 1.0–2.0 1193 $2,776 $2.33 1d 26 1.00mi
401 Collingwood Ct Cranberry Twp, PA 1.0–3.0 1.0–2.0 950 $1,865 $1.96 1d 1 1.06mi
102 Holly Dr Cranberry Township, PA 3.0 1.0–2.0 1129 $1,175 $1.04 1d 1 1.22mi
15000 Metropolitan WAY Cranberry Twp, PA 2.0 2.0 1202 $1,805 $1.50 2d 4 1.23mi
1000 Strand Rd Cranberry Township, PA 1.0–3.0 1.0–2.0 1117 $3,048 $2.73 2d 13 1.34mi

Listing history 15 events

  1. 2026-06-18
    days on market $35,500 Active 265 DOM
  2. 2026-06-17
    days on market $35,500 Active 264 DOM
  3. 2026-06-16
    days on market $35,500 Active 263 DOM
  4. 2026-06-15
    days on market $35,500 Active 262 DOM
  5. 2026-06-13
    days on market $35,500 Active 260 DOM
  6. 2026-06-13
    days on market $35,500 Active 259 DOM
  7. 2026-06-09
    days on market $35,500 Active 256 DOM
  8. 2026-06-08
    days on market $35,500 Active 255 DOM
  9. 2026-06-07
    days on market $35,500 Active 254 DOM
  10. 2026-06-05
    days on market $35,500 Active 251 DOM
  11. 2026-06-03
    days on market $35,500 Active 250 DOM
  12. 2026-06-02
    days on market $35,500 Active 249 DOM
  13. 2026-06-01
    days on market $35,500 Active 248 DOM
  14. 2026-05-31
    days on market $35,500 Active 247 DOM
  15. 2025-09-27
    listed $35,500 Active 906-char remark
    Show marketing remark (906 chars)

    Those looking for a cozy manufactured home will find their perfect one in Cranberry Village. Cranberry Village is a suburban, pet-friendly community with tree-lined streets and tons of amenities, including a clubhouse, basketball court, and playground. All of our energy-efficient, manufactured, 2-3 bedroom houses come in a wide variety of styles, layouts, and sizes to match your needs, in a surrounding community that's sure to feel like home. Cranberry Village is located in Cranberry Township, Pennsylvania - only 20 miles outside of Pittsburgh! This community is tucked between the rolling, green Pennsylvania hills, offering both the convenience of nearby necessities and the peace of rural surroundings at nearby Graham Park or Cranberry Park. The surrounding Cranberry Township features convenient shopping, great dining options, and everything else that metropolitan Pittsburgh area has to offer!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,102
− Mortgage interest
−$3,820
− Property taxes
−$1,023
− Insurance
−$341
− Repairs & maintenance
−$2,008
− Management
−$2,008
− Depreciation
−$1,984
Taxable income
$13,918
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,340
After-tax cash flow
$10,835/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 4 photos

Average 55/100 Cosmetic rehab

This manufactured home requires cosmetic updates to kitchen cabinets, fixtures, and exterior siding to improve its curb appeal and functionality.

Repairs flagged

  • Moderate Kitchen cabinets — Worn condition
  • Moderate Bathtub and fixtures — Dated appearance
  • Moderate Exterior siding — Weathered condition

Value-add opportunities

  • Resale Paint interior walls — Fresh paint enhances curb appeal
  • Rental Replace carpet in bedrooms — New carpet improves comfort and appeal
  • Both Update kitchen countertops — Modern countertops increase functionality and aesthetic

Renovation cost estimate screening

Repair itemSeverityEst. cost
Kitchen cabinets · Worn condition Moderate $3,000–15,000
Bathtub and fixtures · Dated appearance Moderate $3,000–15,000
Exterior siding · Weathered condition Moderate $3,000–15,000
Total estimated repair cost · 3 items $9,000–45,000

Value-add ROI direction

  • Resale Paint interior walls — Fresh paint enhances curb appeal
  • Rental Replace carpet in bedrooms — New carpet improves comfort and appeal
  • Both Update kitchen countertops — Modern countertops increase functionality and aesthetic

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Seneca Valley SD
NCES district ID
4222440
Math proficiency
48% ▼ -15.00%
Reading proficiency
67% ▼ -12.00%
Median HH income
$80,381
Composite
51.84/100
National rank
#1666
State rank
#73 of 539 in PA

Livability — Cranberry

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Butler County · 73,107 people
Metro
Pittsburgh, PA
Population (ZIP)
33,873
Household income
$124,189
Rent vs Own
24.8% rent · 75.2% own
Severe rent burden
536.0

Population outlook (Butler County) Hauer SSP2

Today (2025)
190,777 people
By 2030
191,476 · +0.4%
By 2040
189,474 · -0.7%
By 2050
182,050 · -4.6%
By 2075
159,526 · -16.4%
By 2100
129,028 · -32.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Asian 4% Two or more races 3% Hispanic / Latino 2% Black 1%
Common ancestry
Romanian 10% Slovak 1% Italian 1%
Foreign-born
5% · Canada, China
Languages at home
93% English-only · Other Indo-European 2% Spanish 1% Other Asian/Pacific 1%

Political lean MEDSL · Butler

2024 margin
Solid R (+32.2) · D 33.5% · R 65.7%
2008→2024 swing
-4.8pp toward R · 2008: -27.4pp · 2024: -32.2pp
All cycles
2024: R+32.2 2020: R+32.5 2016: R+37.5 2012: R+34.9 2008: R+27.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -154.35%
Current HPI
276.4597
Rent YoY
▼ -1.93%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2025-09-27 Listed $35,500 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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