1752 Tiara Trl #708 · Laredo, TX 78045

$1,500

3 bd · 2.0 ba · 1,188 sqft · SingleFamily · 33 Days on market

Built 2003 1,953 sqft lot $1/sqft · 99% below area

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Rent growth +3.7/5.0
• Livability +3.7/5.0
• Schools +2.8/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Key facts

• 1,953 sq ft lot
• Built 2003
• Listed 32 days

Property features AI

Finance

• HOA & community: Located in The Maple at Tiara condominiums

Exterior

• Parking: Concrete parking
• Utilities: Public water; Underground utilities
• Home design: Condo/Townhouse; Single-story
• Construction: Brick veneer exterior; Slab foundation
• Exterior features: Level lot

Interior

• Kitchen: Range; Refrigerator
• Flooring: Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Electric heating; Central air; Ceiling fan(s)
• Interior features: Walk-in closet(s); Smoke detector(s)
• Laundry & utility: Electric water heater

🏷️ Possibly a rental listed for sale. The $1,500 price doesn't fit this home's estimated sale value (~$200,237) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $2k.

Deal economics

• At list price, monthly cash flow is $1k ($14k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $2k).
• Recommended offer: $1k (3.0% below list) — sets the bar for market timing.
• Cap rate 952.4% vs local median 4.1% in Laredo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#227 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, crime C-, employment D+.
• United ISD (urban): math 27% / reading 38% proficiency, ranked #568 of 826 in TX (top 69%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+4.7%/yr); 383 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,448 units permitted in Webb County in 2024 (245 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $10 of loan paydown is wiped out by about $45 of value loss. Plan a longer hold.
• Webb County population projected at +23% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 4.7% rent growth), your $420 cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• It's been on market 33 days — a 3% lower offer ($1k) is reasonable based on typical stale-listing flexibility.

Recommended offer $1,455 (3.0% below list)

Questions for the listing agent

1. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 100.67% ✓
• Cap rate: 952.38%
• Cash-on-cash: 3378.89%
• DSCR: 151.34
• GRM: 0.1

CMA / ARV

• ARV (median comp): $200,237
• List price: $1,500
• Delta: -99.25%
• Verdict: UNDERPRICED
• Comps: 2 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 4.7% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 186.07×
• Total profit: $77,728
• Equity at exit: $224

10-year hold

• IRR: —
• Equity multiple: 419.87×
• Total profit: $175,924
• Equity at exit: $130

Cash invested: $420 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78045

• Home prices YoY: -34.5%
• Rents YoY: 4.7%
• Active inventory: 383
• Price-to-rent: 0.1×

Monthly cashflow live

• Estimated rent: $1,510 high
• Mortgage (P&I): −$8
• Tax est. 1.5%: −$2 /mo · $22/yr
• Insurance: −$1
• HOA: −$0
• Vacancy / Maint / Mgmt: −$317
• Net cashflow: $1,183

Break-even live

Break-even rent $13

Max offer price $1,500

Occupancy floor 17%

Sensitivity live

Price	-10% $1,184	-5% $1,183	+0% $1,183	+5% $1,182	+10% $1,182
Rent	-10% $1,063	-5% $1,123	+0% $1,183	+5% $1,242	+10% $1,302
Rate	-1.0pp $1,183	-0.5pp $1,183	base $1,183	+0.5pp $1,182	+1.0pp $1,182

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $375
• Closing costs: $45
• Reserves months: —
• Total cash needed: —

Rent comps 25 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1752 Tiara Trl Unit 1003-J Laredo, TX	2.0	2.0	907	$1,400	$1.54	44d	1	0.02mi
1752 Tiara Trl Unit 702 Laredo, TX	2.0	2.0	913	$1,200	$1.31	44d	1	0.02mi
1752 Tiara Trl Unit 509 Laredo, TX	2.0	2.0	893	$1,275	$1.43	44d	1	0.02mi
9804 Cantera Ct #47 Laredo, TX	3.0	2.0	1232	$1,450	$1.18	44d	1	0.03mi
9802 Cantera Ct Unit 108A Laredo, TX	3.0	2.0	1164	$1,350	$1.16	44d	1	0.08mi
9805 Sterling Loop #201 Laredo, TX	3.0	2.0	1316	$1,600	$1.22	45d	1	0.19mi
9809 Sterling Loop #15 Laredo, TX	2.0	2.0	1012	$1,300	$1.28	44d	1	0.20mi
1010 Monaco Blvd Unit 14 Laredo, TX	2.0	2.5	1079	$1,650	$1.53	44d	1	0.31mi
1000 Ranchway Dr #67 Laredo, TX	3.0	3.0	1406	$1,600	$1.14	44d	1	0.35mi
10510 Sandia Dr #402 Laredo, TX	3.0	2.5	1405	$1,700	$1.21	44d	1	0.41mi
510 Shiloh Dr Unit 402 Laredo, TX	3.0	2.5	1355	$1,850	$1.37	44d	1	0.62mi
8911 McPherson Rd Unit 9B Laredo, TX	2.0	2.5	1172	$1,300	$1.11	44d	1	0.67mi
506 Shiloh Dr #9 Laredo, TX	3.0	2.0	1240	$1,650	$1.33	44d	1	0.67mi
2619 San Isidro Pkwy Unit 305 Laredo, TX	2.0	2.5	1306	$1,800	$1.38	44d	1	0.68mi
2619 San Isidro Pkwy Unit 606 Laredo, TX	2.0	1.5	1112	$1,900	$1.71	44d	1	0.68mi
2619 San Isidro Pkwy #603 Laredo, TX	2.0	2.5	1406	$1,750	$1.24	44d	1	0.70mi
507 Shiloh Dr Unit 2 Laredo, TX	2.0	1.0	833	$1,000	$1.20	44d	1	0.71mi
501 Shiloh Dr Unit 203 Laredo, TX	2.0	2.0	980	$1,150	$1.17	45d	1	0.79mi
2445 Monarch Dr #704 Laredo, TX	3.0	2.5	1493	$1,850	$1.24	44d	1	0.83mi
413 Shiloh Dr #102 Laredo, TX	2.0	2.0	855	$1,250	$1.46	44d	1	0.85mi
408 Shiloh Dr Unit 103 Laredo, TX	2.0	2.0	969	$1,200	$1.24	44d	1	0.90mi
1205 International Blvd #11 Laredo, TX	2.0	2.0	943	$1,150	$1.22	44d	1	0.93mi
1709 Kingwood Dr Laredo, TX	3.0	2.0	1443	$1,800	$1.25	44d	1	1.09mi
10706 International Blvd #120 Laredo, TX	2.0	2.0	1065	$1,350	$1.27	44d	1	1.14mi
1851 Arctic Ct Laredo, TX	3.0	2.0	1218	$1,850	$1.52	44d	1	1.31mi

Listing history 8 events

1. 2026-06-08
   days on market $1,500 Active 33 DOM
2. 2026-06-07
   days on market $1,500 Active 32 DOM
3. 2026-06-03
   days on market $1,500 Active 28 DOM
4. 2026-06-02
   days on market $1,500 Active 27 DOM
5. 2026-06-01
   days on market $1,500 Active 26 DOM
6. 2026-05-31
   days on market $1,500 Active 25 DOM
7. 2026-05-30
   days on market $1,500 Active 24 DOM
8. 2026-05-06
   listed $1,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $18,121
• − Mortgage interest: −$84
• − Property taxes: −$22
• − Insurance: −$8
• − Repairs & maintenance: −$1,450
• − Management: −$1,450
• − Depreciation: −$44
• Taxable income: $15,064
• Est. tax owed @ 24.0%: −$3,615
• After-tax cash flow: $10,576/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: United ISD
• NCES district ID: 4843650
• Math proficiency: 27% ▼ -36.00%
• Reading proficiency: 38% ▼ -11.00%
• Median HH income: $47,780
• Composite: 28.02/100
• National rank: #6848
• State rank: #568 of 826 in TX

Livability — Laredo

• Score: 73/100
• State rank: #227
• US rank: #5399

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D+ Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Laredo, TX
• County: Webb County · 67,333 people
• City population: 67,333
• Metro: Laredo, TX
• Population (ZIP): 67,333
• Household income: $90,608
• Rent vs Own: 21.1% rent · 78.9% own
• Severe rent burden: 1042.0

Population outlook (Webb County) Hauer SSP2

• Today (2025): 301,387 people
• By 2030: 316,307 · +5.0%
• By 2040: 345,636 · +14.7%
• By 2050: 370,647 · +23.0%
• By 2075: 413,907 · +37.3%
• By 2100: 416,458 · +38.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (93%)
• Race & ethnicity: Hispanic / Latino 93% Two or more races 50% White 5%
• Hispanic origin (detail): Mexican 87%
• Foreign-born: 26% · Canada
• Languages at home: 16% English-only · Spanish 82%

Political lean MEDSL · Webb

• 2024 margin: Toss-up / Even · D 48.5% · R 50.7%
• 2008→2024 swing: -45.6pp toward R · 2008: 43.4pp · 2024: -2.2pp
• All cycles: 2024: R+2.2 2020: D+23.3 2016: D+51.6 2012: D+54.0 2008: D+43.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -88.24%
• Current HPI: 167.3597
• Rent YoY: ▲ 4.70%
• Metro: Laredo, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

1 event — show timeline

• 2026-05-06 Listed $1,500 LAOR