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Dawson Plan 🏗️ New Construction
C Composite 57.51
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.0/30.0
  • ARV discount +7.5/15.0
  • DSCR +7.4/10.0
  • 1% rule +6.0/10.0
  • Condition / age +4.0/5.0
  • Schools +3.6/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$221,000

Dawson Plan · Blythewood, SC 29016
3 bd · 2.5 ba · 1,620 sqft · SingleFamily · 37 Days on market
Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This two-story home includes three bedrooms and two-and-one-half bathrooms. It has a covered front porch next to an attached one-car garage. Next to the kitchen and its walk-in pantry, the great room leads into a breakfast nook. You can add a fireplace in the living room and another covered porch off the eat-in area. Upstairs, the primary bedroom connects to a walk-in closet and the primary bathroom, which comes with a shower and linen closet but can be altered. Down the hall are two more bedrooms, a second bathroom, and a laundry room.

Key facts

  • Covered front porch
  • Breakfast nook
  • Great room

Tags

COVERED FRONT PORCHWALK-IN PANTRYGREAT ROOMBREAKFAST NOOKFIREPLACE IN LIVING ROOMCOVERED PORCH OFF EAT-IN AREA

Property features AI

Finance

  • Financial info: List price $221,000

Exterior

  • Home design: Dawson plan new construction; Single-family property (plan inventory)
  • Construction: Built/Listed in 2026
  • Exterior features: Located at 115 Kingsley Dr, Blythewood, SC 29016

Interior

  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms and 1 half bathroom (2.5 total)
  • Interior features: Open living area

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. Builder plan / spec listing (the home may be to-be-built); metrics use comparable previous sales.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $221k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $393 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $221k).
  • Recommended offer: $214k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 70/100 on livability (#58 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Muller Road Middle (math 39% / reading 58%, grade D, #193 of 597 statewide, top 33%, 1,246 students, 46% FRL); Westwood High (math 47% / reading 87%, grade B, #73 of 196 statewide, top 41%, 1,684 students, 66% FRL) — zoned schools average 56% FRL vs 38% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 58% at this address vs 41% district-wide (+17 pts) — the actual schools serving this property are materially stronger than the Richland 02 average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: 657 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 37 days — a 3% lower offer ($214k) is reasonable based on typical stale-listing flexibility.
Recommended offer $214,370 (3.0% below list)

Questions for the listing agent

  1. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
8.42%
Cash-on-cash
7.61%
DSCR
1.34
GRM
7.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-4.7%
Equity multiple
0.83×
Total profit
$-10,772
Equity at exit
$32,952
10-year hold
IRR
5.0%
Equity multiple
1.37×
Total profit
$22,963
Equity at exit
$19,108

Cash invested: $61,880 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29016

Home prices YoY
-26.3%
Active inventory
657
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$2,430 high interval (Pro) →
Mortgage (P&I)
$1,159
Tax est. 1.5%
$276 /mo · $3,315/yr
Insurance
$92
HOA
$0
Vacancy / Maint / Mgmt
$510
Net cashflow
$393

Break-even live

Break-even rent $1,933
Max offer price $221,000
Occupancy floor 79%

Sensitivity live

Price -10% $545 -5% $469 +0% $393 +5% $316 +10% $240
Rent -10% $201 -5% $297 +0% $393 +5% $489 +10% $585
Rate -1.0pp $504 -0.5pp $449 base $393 +0.5pp $335 +1.0pp $277

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$55,250
Closing costs
$6,630
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
312 Joshua Tree Ct Blythewood, SC 3.0 2.5 1731 $1,945 $1.12 25d 1 0.63mi
562 Vintage Pine Dr Blythewood, SC 3.0 2.0 1814 $2,195 $1.21 25d 1 0.72mi
9641 Farrow Rd Columbia, SC 2.0–3.0 2.0 1179 $1,872 $1.59 4d 32 1.16mi
61 Bluebead Ct Columbia, SC 4.0 2.0 1515 $2,249 $1.48 5d 1 1.31mi
1800 Killian Lakes Dr Columbia, SC 1.0–3.0 1.0–2.5 1401 $2,657 $1.90 4d 47 1.33mi
621 Heron Glen Dr Columbia, SC 4.0 2.5 2195 $2,095 $0.95 5d 1 1.47mi
608 Cottontail Ct N Columbia, SC 4.0 2.0 1701 $2,139 $1.26 5d 1 1.47mi

Listing history 16 events

  1. 2026-06-22
    days on market $221,000 Active 37 DOM
  2. 2026-06-18
    days on market $221,000 Active 34 DOM
  3. 2026-06-17
    days on market $221,000 Active 33 DOM
  4. 2026-06-16
    days on market $221,000 Active 32 DOM
  5. 2026-06-15
    days on market $221,000 Active 31 DOM
  6. 2026-06-14
    days on market $221,000 Active 29 DOM
  7. 2026-06-13
    days on market $221,000 Active 28 DOM
  8. 2026-06-10
    days on market $221,000 Active 26 DOM
  9. 2026-06-09
    days on market $221,000 Active 25 DOM
  10. 2026-06-08
    days on market $221,000 Active 24 DOM
  11. 2026-06-07
    days on market $221,000 Active 23 DOM
  12. 2026-06-05
    days on market $221,000 Active 20 DOM
  13. 2026-06-03
    days on market $221,000 Active 19 DOM
  14. 2026-06-03
    days on market $221,000 Active 18 DOM
  15. 2026-06-01
    days on market $221,000 Active 17 DOM
  16. 2026-05-31
    days on market $221,000 Active 16 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,162
− Mortgage interest
−$12,379
− Property taxes
−$3,315
− Insurance
−$1,105
− Repairs & maintenance
−$2,333
− Management
−$2,333
− Depreciation
−$6,429
Taxable income
$1,268
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$304
After-tax cash flow
$4,406/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This two-story home is in good condition with no visible major repairs needed. It has a good exterior, roof, and interior, and presents a good opportunity for cosmetic updates to enhance its value.

Value-add opportunities

  • Both Painting the exterior — Fresh paint can enhance curb appeal and the home's value.
  • Both Landscaping improvements — Well-maintained landscaping can increase the home's curb appeal and value.
  • Both Interior updates — Updating the interior can improve the home's appeal and value.
  • Both Kitchen and bathroom updates — Updating these spaces can increase the home's value and appeal to potential buyers/renters.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior — Fresh paint can enhance curb appeal and the home's value.
  • Both Landscaping improvements — Well-maintained landscaping can increase the home's curb appeal and value.
  • Both Interior updates — Updating the interior can improve the home's appeal and value.
  • Both Kitchen and bathroom updates — Updating these spaces can increase the home's value and appeal to potential buyers/renters.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Blythewood

Score
70/100
State rank
#58
US rank
#7406

Category grades

Amenities F Commute F Cost of living C Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Richland County · 389,530 people
City population
30,454
Metro
Columbia, SC
Population (ZIP)
30,454
Household income
$95,082
Rent vs Own
16.9% rent · 83.1% own
Severe rent burden
559.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 43% White 42% Two or more races 7% Hispanic / Latino 7% Asian 3%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2%
Common ancestry
Lithuanian 2% Romanian 2% Slovak 2%
Foreign-born
5% · Canada, China
Languages at home
90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.48%
Current HPI
183.5933
Rent YoY
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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