2000 Cooper St · Camden, NJ 08105

$142,500

2 bd · 1.0 ba · 980 sqft · SingleFamily public records · 110 Days on market

Built 1899 1,119 sqft lot Est $269k · 47% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.2/30.0
• ARV discount +15.0/15.0
• DSCR +7.1/10.0
• 1% rule +5.7/10.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +0.7/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Investor opportunity in East Camden — solid 2-bedroom, 1-bath semi-detached row home currently tenant-occupied and generating income. Well-maintained interior with efficient layout, separate living and dining areas, full kitchen, and private rear yard — low-maintenance footprint ideal for long-term rental. Excellent addition to any investor portfolio: stable cash flow, easy re-rent potential, and proximity to neighborhood employment and transit corridors. Close to Camden waterfront attractions, restaurants, shops, parks, Cooper University Health Care and Rutgers–Camden, plus community services and schools. Commuter-friendly location — short drive or quick public-transit trip into Philadelphia via nearby bridges and regional transit lines. Sold as-is; showings by appointment.

Key facts

• Private rear yard
• Built 1899
• Listed 109 days

Tags

• PRIVATE REAR YARD
• COMMUTER-FRIENDLY LOCATION

🏷️ Possibly a rental listed for sale. The $142,500 price doesn't fit this home's estimated sale value (~$268,520) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $142k.

Deal economics

• At list price, monthly cash flow is $232 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $142k).
• Recommended offer: $130k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 70/100 on livability (#262 in NJ) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A; Watch: schools F, crime F, employment F.
• Camden City School District (urban): math 3% / reading 16% proficiency, ranked #472 of 472 in NJ (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 86% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 59 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 1,018 units permitted in Camden County in 2024 (509 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $985 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Camden County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 110 days — a 9% lower offer ($130k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $26k; list at $142k implies a 446% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1899 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $129,675 (9.0% below list)

Questions for the listing agent

1. It's been on market 110 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1899 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.07% ✓
• Cap rate: 8.25%
• Cash-on-cash: 6.99%
• DSCR: 1.31
• GRM: 7.8

CMA / ARV

• ARV (on-the-fly): $268,520
• Comps found: 2

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2423 Sherman Ave	0.49mi	2/1.0	994 (+1%)	3mo	$95,000	$96	72
2737 Concord Ave	0.72mi	2/2.0	840 (-14%)	9mo	$230,000	$274	31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -5.6%
• Equity multiple: 0.79×
• Total profit: $-8,275
• Equity at exit: $21,247

10-year hold

• IRR: 4.1%
• Equity multiple: 1.30×
• Total profit: $11,918
• Equity at exit: $12,321

Cash invested: $39,900 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 21 Tenant-Leaning
• State New Jersey: 21 Tenant-Leaning · D+6
• County: — inherits STATE
• City: — inherits STATE

Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

Methodology + full state rankings →

ZIP-level market 08105

• Home prices YoY: -30.6%
• Active inventory: 59
• Price-to-rent: 7.8×

Monthly cashflow live

• Estimated rent: $1,528 high
• Mortgage (P&I): −$747
• Tax from tax record: −$168 /mo · $2,013/yr
• Insurance: −$59
• HOA: −$0
• Vacancy / Maint / Mgmt: −$321
• Net cashflow: $232

Break-even live

Break-even rent $1,233

Max offer price $142,500

Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $35,625
• Closing costs: $4,275
• Reserves months: —
• Total cash needed: —

Rent comps 18 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
219 S 29th St Camden, NJ	2.0	1.0	625	$1,250	$2.00	12d	4	0.68mi
1509 Park Blvd Camden, NJ	1.0–2.0	1.0	1075	$1,650	$1.53	24d	1	0.75mi
1245 Empire Ave Unit 1 Camden, NJ	1.0	1.0	825	$1,500	$1.82	24d	1	0.88mi
1566 Bradley Ave Unit A Camden, NJ	2.0	1.0	640	$1,495	$2.34	24d	1	0.98mi
1538 Bradley Ave Unit B Camden, NJ	2.0	1.0	670	$1,195	$1.78	24d	1	0.99mi
1532 Bradley Ave Unit A Camden, NJ	1.0	1.0	900	$1,175	$1.31	17d	1	0.99mi
1364 Kaighn Ave Camden, NJ	2.0	1.0	912	$1,485	$1.63	3d	1	1.01mi
1364 Kaighn Ave Camden, NJ	1.0	1.0	625	$1,300	$2.08	24d	1	1.01mi
106 N 34th St Unit B Camden, NJ	3.0	2.0	900	$1,950	$2.17	24d	1	1.09mi
727 Berkley St Camden, NJ	2.0	1.5	1008	$1,660	$1.65	24d	1	1.16mi
537 Newton Ave Camden, NJ	2.0	1.0	1092	$1,500	$1.37	18d	1	1.18mi
537 Newton Ave Camden, NJ	2.0	1.0	1092	$1,500	$1.37	12d	1	1.18mi
700 New St #102 Camden, NJ	1.0	1.0	820	$1,850	$2.26	3d	1	1.19mi
708 Royden St Camden, NJ	3.0	1.0	1113	$1,595	$1.43	17d	1	1.23mi
527 Penn St Unit 1A Camden, NJ	2.0	1.0	800	$1,500	$1.88	18d	1	1.30mi
4137 Marlton Pike Pennsauken Township, NJ	2.0	1.0	900	$1,800	$2.00	24d	1	1.31mi
322 Vine St Unit 2B Camden, NJ	1.0	1.0	1100	$1,500	$1.36	4d	1	1.45mi
322 Vine St Unit 2B Camden, NJ	1.0	1.0	1100	$1,600	$1.45	2d	1	1.45mi

Listing history 30 events

1. 2026-06-18
   days on market $142,500 Active 110 DOM
2. 2026-06-17
   days on market $142,500 Active 109 DOM
3. 2026-06-16
   days on market $142,500 Active 108 DOM
4. 2026-06-15
   days on market $142,500 Active 107 DOM
5. 2026-06-13
   days on market $142,500 Active 105 DOM
6. 2026-06-13
   days on market $142,500 Active 104 DOM
7. 2026-06-09
   days on market $142,500 Active 101 DOM
8. 2026-06-08
   days on market $142,500 Active 100 DOM
9. 2026-06-07
   days on market $142,500 Active 99 DOM
10. 2026-06-04
    days on market $142,500 Active 96 DOM
11. 2026-06-03
    days on market $142,500 Active 95 DOM
12. 2026-06-02
    days on market $142,500 Active 94 DOM
13. 2026-06-01
    days on market $142,500 Active 93 DOM
14. 2026-05-31
    days on market $142,500 Active 92 DOM
15. 2026-02-28
    listed $142,500 Active 809-char remark

    Show marketing remark (809 chars)

    Investor opportunity in East Camden — solid 2-bedroom, 1-bath semi-detached row home currently tenant-occupied and generating income. Well-maintained interior with efficient layout, separate living and dining areas, full kitchen, and private rear yard — low-maintenance footprint ideal for long-term rental. Excellent addition to any investor portfolio: stable cash flow, easy re-rent potential, and proximity to neighborhood employment and transit corridors. Close to Camden waterfront attractions, restaurants, shops, parks, Cooper University Health Care and Rutgers–Camden, plus community services and schools. Commuter-friendly location — short drive or quick public-transit trip into Philadelphia via nearby bridges and regional transit lines. Sold as-is; showings by appointment.

16. 2017-09-07
    historical 1872-char remark

    Show marketing remark (1872 chars)

    Now available 6/27/17. H U D case #351-495575 is on the market for owner occupant buyers and All Investors may get involved TODAY. Bid deadline at 11:59PM CST daily then daily thereafter until sold. Investors may get involved today. Property sold AS-IS. This home is a AS-IS Sale with purchaser responsible for all inspections and repairs including C/O and other township inspections (absolutely no repairs are permitted prior to closing). Price reduced to an amazing low $29,808. Don't let this one get away. Purchaser responsible for any and all transfer taxes/costs associated with the transfer of title. Keep in mind, property sold 100% AS-IS, high NET bid wins; all others lose. Make your highest and best bid and win this great deal. Information from sources deemed reliable but not guaranteed. * Please visit . hudhomestore.com to review the Property Condition Report (PCR). "Equal Housing Opportunity". Classified as (IE), insured with escrows for all FHA financing, per buyers appraisal to qualified buyers. HUD is not involved in any grants or first time buyer programs. Check with your favorite local banks for these programs. Naturally, CASH or CONVENTIONAL MORTGAGES are welcome for those who qualify. Close to major bridges to Philadelphia. Only an hour or so drive to New York City & the Jersey Beaches. The new waterfront entertainment center is close by. For Qualified Buyers there is $100 down payment on HUD Homes financed with FHA-insured financing. "AS-IS" HUD property. Sold by electronic bid only. See hudhomestore.com. Buyer to verify all information. "AS-IS" HUD property. Sold 100% "As Is". Please refer to the attached BLB Resources disclosures/addenda. Built 1899. LBP. 980 square feet. All bids are reviewed daily. Place your bid today and know the next business day if you are the winning bidder.

17. 2017-09-01
    soldstatus $26,100 1872-char remark

    Show marketing remark (1872 chars)

    Now available 6/27/17. H U D case #351-495575 is on the market for owner occupant buyers and All Investors may get involved TODAY. Bid deadline at 11:59PM CST daily then daily thereafter until sold. Investors may get involved today. Property sold AS-IS. This home is a AS-IS Sale with purchaser responsible for all inspections and repairs including C/O and other township inspections (absolutely no repairs are permitted prior to closing). Price reduced to an amazing low $29,808. Don't let this one get away. Purchaser responsible for any and all transfer taxes/costs associated with the transfer of title. Keep in mind, property sold 100% AS-IS, high NET bid wins; all others lose. Make your highest and best bid and win this great deal. Information from sources deemed reliable but not guaranteed. * Please visit . hudhomestore.com to review the Property Condition Report (PCR). "Equal Housing Opportunity". Classified as (IE), insured with escrows for all FHA financing, per buyers appraisal to qualified buyers. HUD is not involved in any grants or first time buyer programs. Check with your favorite local banks for these programs. Naturally, CASH or CONVENTIONAL MORTGAGES are welcome for those who qualify. Close to major bridges to Philadelphia. Only an hour or so drive to New York City & the Jersey Beaches. The new waterfront entertainment center is close by. For Qualified Buyers there is $100 down payment on HUD Homes financed with FHA-insured financing. "AS-IS" HUD property. Sold by electronic bid only. See hudhomestore.com. Buyer to verify all information. "AS-IS" HUD property. Sold 100% "As Is". Please refer to the attached BLB Resources disclosures/addenda. Built 1899. LBP. 980 square feet. All bids are reviewed daily. Place your bid today and know the next business day if you are the winning bidder.

18. 2017-09-01
    soldstatus $26,100 Sold

    Show marketing remark (1872 chars)

    Now available 6/27/17. H U D case #351-495575 is on the market for owner occupant buyers and All Investors may get involved TODAY. Bid deadline at 11:59PM CST daily then daily thereafter until sold. Investors may get involved today. Property sold AS-IS. This home is a AS-IS Sale with purchaser responsible for all inspections and repairs including C/O and other township inspections (absolutely no repairs are permitted prior to closing). Price reduced to an amazing low $29,808. Don't let this one get away. Purchaser responsible for any and all transfer taxes/costs associated with the transfer of title. Keep in mind, property sold 100% AS-IS, high NET bid wins; all others lose. Make your highest and best bid and win this great deal. Information from sources deemed reliable but not guaranteed. * Please visit . hudhomestore.com to review the Property Condition Report (PCR). "Equal Housing Opportunity". Classified as (IE), insured with escrows for all FHA financing, per buyers appraisal to qualified buyers. HUD is not involved in any grants or first time buyer programs. Check with your favorite local banks for these programs. Naturally, CASH or CONVENTIONAL MORTGAGES are welcome for those who qualify. Close to major bridges to Philadelphia. Only an hour or so drive to New York City & the Jersey Beaches. The new waterfront entertainment center is close by. For Qualified Buyers there is $100 down payment on HUD Homes financed with FHA-insured financing. "AS-IS" HUD property. Sold by electronic bid only. See hudhomestore.com. Buyer to verify all information. "AS-IS" HUD property. Sold 100% "As Is". Please refer to the attached BLB Resources disclosures/addenda. Built 1899. LBP. 980 square feet. All bids are reviewed daily. Place your bid today and know the next business day if you are the winning bidder.

19. 2017-07-26
    status Under Contract
20. 2017-06-28
    price $29,808
21. 2017-04-22
    price $36,800
22. 2017-03-29
    listed $40,000 Active
23. 2017-03-28
    listed $29,808 1872-char remark

    Show marketing remark (1872 chars)

    Now available 6/27/17. H U D case #351-495575 is on the market for owner occupant buyers and All Investors may get involved TODAY. Bid deadline at 11:59PM CST daily then daily thereafter until sold. Investors may get involved today. Property sold AS-IS. This home is a AS-IS Sale with purchaser responsible for all inspections and repairs including C/O and other township inspections (absolutely no repairs are permitted prior to closing). Price reduced to an amazing low $29,808. Don't let this one get away. Purchaser responsible for any and all transfer taxes/costs associated with the transfer of title. Keep in mind, property sold 100% AS-IS, high NET bid wins; all others lose. Make your highest and best bid and win this great deal. Information from sources deemed reliable but not guaranteed. * Please visit . hudhomestore.com to review the Property Condition Report (PCR). "Equal Housing Opportunity". Classified as (IE), insured with escrows for all FHA financing, per buyers appraisal to qualified buyers. HUD is not involved in any grants or first time buyer programs. Check with your favorite local banks for these programs. Naturally, CASH or CONVENTIONAL MORTGAGES are welcome for those who qualify. Close to major bridges to Philadelphia. Only an hour or so drive to New York City & the Jersey Beaches. The new waterfront entertainment center is close by. For Qualified Buyers there is $100 down payment on HUD Homes financed with FHA-insured financing. "AS-IS" HUD property. Sold by electronic bid only. See hudhomestore.com. Buyer to verify all information. "AS-IS" HUD property. Sold 100% "As Is". Please refer to the attached BLB Resources disclosures/addenda. Built 1899. LBP. 980 square feet. All bids are reviewed daily. Place your bid today and know the next business day if you are the winning bidder.

24. 2007-12-06
    soldstatus $64,999
25. 2007-10-30
    soldstatus $64,999
26. 2007-10-30
    soldstatus $64,999
27. 2007-07-26
    historical
28. 2007-04-06
    listed $64,999
29. 1998-06-20
    soldstatus $8,000
30. 1980-08-01
    soldstatus $9,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NJ · Partial reset (capped growth)

• Current annual tax: $2,013 · $168/mo
• Projected year-2 tax: $2,781 · $232/mo
• Expected delta: +$768/yr (+$64/mo · 38.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 7% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,331
• − Mortgage interest: −$7,982
• − Property taxes: −$2,013
• − Insurance: −$712
• − Repairs & maintenance: −$1,466
• − Management: −$1,466
• − Depreciation: −$4,145
• Taxable income: $545
• Est. tax owed @ 24.0%: −$131
• After-tax cash flow: $2,658/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Camden City School District
• NCES district ID: 3402640
• Math proficiency: 3% ▼ -6.00%
• Reading proficiency: 16% ▬ 0.00%
• Median HH income: $25,845
• Composite: 6.85/100
• National rank: #9981
• State rank: #472 of 472 in NJ

Livability — Camden

• Score: 70/100
• State rank: #262
• US rank: #7721

Category grades

Amenities A+ Commute A+ Cost of living A Crime F Employment F Housing B+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Camden, NJ
• City population: 20,865
• Population (ZIP): 26,681

Population outlook (Camden County) Hauer SSP2

• Today (2025): 507,964 people
• By 2030: 502,182 · -1.1%
• By 2040: 485,602 · -4.4%
• By 2050: 465,630 · -8.3%
• By 2075: 419,986 · -17.3%
• By 2100: 369,492 · -27.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (71%)
• Race & ethnicity: Hispanic / Latino 71% Black 24% Two or more races 11% Asian 2% White 1% Native American 1%
• Hispanic origin (detail): Mexican 9% Puerto Rican 33% Dominican 20%
• Common ancestry: Russian 1%
• Foreign-born: 28% · Canada, Vietnam
• Languages at home: 36% English-only · Spanish 59% French/Haitian/Cajun 2% Vietnamese 1%

Political lean MEDSL · Camden

• 2024 margin: Strong D (+27.4) · D 63.0% · R 35.5% · Other 1.5%
• 2008→2024 swing: -8.8pp toward R · 2008: 36.2pp · 2024: 27.4pp
• All cycles: 2024: D+27.4 2020: D+33.5 2016: D+32.4 2012: D+36.6 2008: D+36.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -130.41%
• Current HPI: 295.6492
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.05%
• F500 in state: 34

Industry mix (Fortune 500 HQ in NJ)

Industry	F500 HQs	Revenue
▸Consumer Goods	3	$31B
▸Pharmaceuticals	2	$153B
▸Technology	2	$21B
▸Insurance	2	$20B
▸Healthcare	2	$19B
▸Financial Services	1	$70B

Price history

+1400.0% since first listed

16 events — show timeline

• 2026-02-28 Listed $142,500 BRIGHT MLS
• 2017-09-07 Listing Removed — BRIGHT MLS
• 2017-09-01 Sold (MLS) $26,100 TREND
• 2017-09-01 Sold (MLS) $26,100 BRIGHT MLS
• 2017-07-26 Pending — TREND
• 2017-06-28 Price Changed $29,808 TREND
• 2017-04-22 Price Changed $36,800 TREND
• 2017-03-29 Listed $40,000 TREND
• 2017-03-28 Listed $29,808 BRIGHT MLS
• 2007-12-06 Sold (Public Records) $64,999 Public Records
• 2007-10-30 Sold (Public Records) $64,999 Public Records
• 2007-10-30 Sold (MLS) $64,999 BRIGHT MLS
• 2007-07-26 Listing Removed — BRIGHT MLS
• 2007-04-06 Listed $64,999 BRIGHT MLS
• 1998-06-20 Sold (Public Records) $8,000 Public Records
• 1980-08-01 Sold (Public Records) $9,500 Public Records

Property tax history

+5.5%/yr

Latest (2025): $2,013 · +4.1% YoY. Source: county tax records.