Duplex
1912 W Sanford St · Arlington, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.7/30.0
- ARV discount +15.0/15.0
- DSCR +6.2/10.0
- 1% rule +5.1/10.0
- Livability +3.9/5.0
- Rent growth +3.5/5.0
- Schools +2.5/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$295,750
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed
Listing remarks MLS
Full Duplex each unit has 2 bedrooms with a jack-n-jill bath upstairs. Downstairs is a large living area, kitchen and breakfast area and a half bath. Fenced backyard. Buyer to verify all information. Purchase this property for as little as 3% down! This property approved for HomePath Mortgage and HomePath Renovation Mortgage Financing.
Key facts
- 7,231 sq ft lot
- 4 parking spots
- Built 1972
Property features AI
Finance
- Other: Property classified as Residential Income — Duplex; Building area reported (2244 total) and parcel APN available (parcel number 03297276)
- Financial info: Reported gross annual income and expenses are $0.00 (no income/expense details provided); No capitalization rate reported; No second mortgage
- HOA & community: No homeowners association
Exterior
- Parking: 4 assigned parking spaces; No garage or carport spaces
- Utilities: City water; City sewer; Not in a municipal utility district
- Home design: Residential income property (duplex); Single building with 2 total units; Built in 1972
- Construction: Brick construction; Composition roof; Slab foundation
- Exterior features: Lot in Warnell W W Add subdivision; Will not subdivide
Interior
- Kitchen: Appliances listed as 'Other' (details not specified)
- Bedrooms: 4 bedrooms
- Flooring: Other flooring (unspecified)
- Bathrooms: 2 full bathrooms; 2 half bathrooms (4 total bathrooms)
- Heating & cooling: Central heating; Central electric air conditioning
- Interior features: Two-level interior; Other appliances and interior features (unspecified)
- Laundry & utility: No specific laundry or utility appliances listed
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2 × 2-bed/1.5-bath units multifamily listed at $296k.
Deal economics
- At list price, monthly cash flow is $348 ($4k/yr) — positive. Per door: $174/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $296k).
- Recommended offer: $291k (1.5% below list) — sets the bar for market timing.
- Cap rate 7.7% vs local median 3.6% in Arlington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#75 in TX, #2,697 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F, commute F.
- Arlington ISD (urban): math 24% / reading 34% proficiency, ranked #629 of 826 in TX (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Swift El (math 16% / reading 20%, grade F, #3,785 of 4,322 statewide, top 88%, 552 students, 82% FRL) — zoned schools average 82% FRL vs 60% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+4.0%/yr); 145 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 18,938 units permitted in Tarrant County in 2024 (8,336 in 5+ unit buildings).
- This rent runs 41% of the median local income ($88k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Tarrant County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 17 days — a 2% lower offer ($291k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.01% ✓
- Cap rate
- 7.70%
- Cash-on-cash
- 5.04%
- DSCR
- 1.22
- GRM
- 8.2
CMA / ARV
- ARV (on-the-fly)
- $399,432
- Comps found
- 3
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2017 Oakwood Ct | 0.31mi | 5/2.5 (+1) | 2,162 (-4%) | 9mo | $384,000 | $178 | 64 |
| 2205 Viewtop Ln | 0.35mi | 5/3.0 (+1) | 1,992 (-11%) | 3mo | $320,000 | $161 | 54 |
| 2025 Oakwood Ct | 0.32mi | 4/2.0 | 1,960 (-13%) | 17mo | $350,000 | $179 | 50 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.98% rent growth · sell at horizon
- IRR
- -7.4%
- Equity multiple
- 0.72×
- Total profit
- $-22,777
- Equity at exit
- $44,097
- IRR
- 3.4%
- Equity multiple
- 1.26×
- Total profit
- $21,273
- Equity at exit
- $25,571
Cash invested: $82,810 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 76012
- Rents YoY
- 4.0%
- Active inventory
- 145
- Price-to-rent
- 16.5×
Monthly cashflow live
- Estimated rent
- $2,995 high interval (Pro) →
- Mortgage (P&I)
- −$1,551
- Tax from tax record
- −$344 /mo · $4,132/yr
- Insurance
- −$123
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$629
- Net cashflow
- $348
Break-even live
Sensitivity live
| Price | -10% $515 | -5% $431 | +0% $348 | +5% $264 | +10% $180 |
|---|---|---|---|---|---|
| Rent | -10% $111 | -5% $229 | +0% $348 | +5% $466 | +10% $584 |
| Rate | -1.0pp $496 | -0.5pp $423 | base $348 | +0.5pp $271 | +1.0pp $193 |
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 2× units | 2 | 1.5 | $2,994 |
| #1 | 2 | 1.5 | $1,497 |
| #2 | 2 | 1.5 | $1,497 |
| Total (2 units) | $2,995 | ||
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $73,938
- Closing costs
- $8,872
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 24 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 719 Matthews Ct Arlington, TX | 3.0 | 2.0 | 1490 | $2,200 | $1.48 | 3d | 1 | 0.33mi |
| 616 Placid Cir Arlington, TX | 3.0 | 2.0 | 1681 | $2,800 | $1.67 | 25d | 1 | 0.36mi |
| 1612 Cindy Ct Arlington, TX | 3.0 | 2.0 | 1726 | $2,420 | $1.40 | 8d | 1 | 0.43mi |
| 603 Pine Meadow Ct Arlington, TX | 3.0 | 2.0 | 1996 | $2,350 | $1.18 | 25d | 1 | 0.46mi |
| 1504 Terrace St Arlington, TX | 3.0 | 2.0 | 2250 | $1,975 | $0.88 | 22d | 1 | 0.60mi |
| 1504 Terrace St Arlington, TX | 3.0 | 2.0 | 2250 | $1,881 | $0.84 | 8d | 1 | 0.60mi |
| 2326 Kingsway Dr Arlington, TX | 3.0 | 2.5 | 1586 | $1,900 | $1.20 | 45d | 1 | 0.61mi |
| 2409 Springmont Ct Unit 2409 Arlington, TX | 3.0 | 2.0 | 1916 | $1,800 | $0.94 | 45d | 1 | 0.62mi |
| 2409 Springmont Ct Arlington, TX | 3.0 | 1.0 | 1916 | $1,875 | $0.98 | 45d | 1 | 0.62mi |
| 502 Bellevue Ln Arlington, TX | 3.0 | 2.5 | 1764 | $2,000 | $1.13 | 22d | 1 | 0.63mi |
| 637 N Bowen Rd Arlington, TX | 3.0 | 2.0 | 1825 | $2,800 | $1.53 | 45d | 1 | 0.65mi |
| 424 Westview Ter Arlington, TX | 3.0 | 2.5 | 1728 | $2,150 | $1.24 | 13d | 1 | 0.69mi |
| 426 Westview Ter Arlington, TX | 3.0 | 2.5 | 1872 | $2,100 | $1.12 | 4d | 1 | 0.69mi |
| 376 Westview Ter Arlington, TX | 3.0 | 2.5 | 1518 | $2,000 | $1.32 | 45d | 1 | 0.75mi |
| 705 White Oak Ln Arlington, TX | 3.0 | 2.0 | 1821 | $1,995 | $1.10 | 45d | 1 | 0.78mi |
| 514 Norwood Cir W Arlington, TX | 3.0 | 2.5 | 2604 | $1,850 | $0.71 | 25d | 1 | 1.01mi |
| 1121 Uta Blvd Arlington, TX | 2.0–4.0 | 2.0–4.0 | 1185 | $980 | $0.83 | 0d | 76 | 1.06mi |
| 2319 St Gregory St Arlington, TX | 3.0 | 2.5 | 1470 | $1,740 | $1.18 | 0d | 1 | 1.09mi |
| 1509 University Dr Arlington, TX | 4.0 | 2.0 | 2155 | $2,700 | $1.25 | 45d | 1 | 1.21mi |
| 2414 S Graham Dr Arlington, TX | 3.0 | 2.5 | 1906 | $2,150 | $1.13 | 8d | 1 | 1.21mi |
| 2806 Buffalo Dr Arlington, TX | 3.0 | 2.0 | 1852 | $2,150 | $1.16 | 45d | 1 | 1.32mi |
| 907 S Bowen Rd Arlington, TX | 3.0 | 2.0 | 1404 | $2,050 | $1.46 | 45d | 1 | 1.37mi |
| 129 Garden Ct E Arlington, TX | 3.0 | 2.5 | 1558 | $2,500 | $1.60 | 15d | 1 | 1.39mi |
| 1713 Ridgeview Dr Arlington, TX | 4.0 | 2.5 | 2660 | $2,815 | $1.06 | 0d | 1 | 1.41mi |
Listing history 10 events
-
2026-06-21days on market $295,750 Active 17 DOM
-
2026-06-18days on market $295,750 Active 14 DOM
-
2026-06-17days on market $295,750 Active 13 DOM
-
2026-06-16days on market $295,750 Active 12 DOM
-
2026-06-15days on market $295,750 Active 11 DOM
-
2026-06-13days on market $295,750 Active 9 DOM
-
2026-06-09days on market $295,750 Active 5 DOM
-
2026-06-08days on market $295,750 Active 4 DOM
-
2026-06-07remarks 636-char remark
-
2026-06-07$295,750 Active 3 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $4,132 · $344/mo
- Projected year-2 tax
- $5,412 · $451/mo
- Expected delta
- +$1,280/yr (+$107/mo · 31.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $35,940
- − Mortgage interest
- −$16,567
- − Property taxes
- −$4,132
- − Insurance
- −$1,479
- − Repairs & maintenance
- −$2,875
- − Management
- −$2,875
- − Depreciation
- −$8,604
- Taxable loss
- −$591
- Est. tax savings @ 24.0%
- +$142
- After-tax cash flow
- $4,313/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Arlington ISD
- NCES district ID
- 4808700
- Math proficiency
- 24% ▼ -21.00%
- Reading proficiency
- 34% ▼ -8.00%
- Median HH income
- $50,873
- Composite
- 25.42/100
- National rank
- #7458
- State rank
- #629 of 826 in TX
Livability — Arlington
- Score
- 78/100
- State rank
- #75
- US rank
- #2697
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Arlington, TX
- County
- Tarrant County · 2,033,669 people
- City population
- 366,588
- Metro
- Dallas-Fort Worth-Arlington, TX
- Population (ZIP)
- 27,991
- Household income
- $88,141
- Rent vs Own
- Severe rent burden
- 1121.0
Population outlook (Tarrant County) Hauer SSP2
- Today (2025)
- 2,380,417 people
- By 2030
- 2,578,900 · +8.3%
- By 2040
- 2,974,995 · +25.0%
- By 2050
- 3,350,489 · +40.8%
- By 2075
- 4,216,909 · +77.2%
- By 2100
- 4,741,527 · +99.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- White 46% Hispanic / Latino 34% Two or more races 20% Black 15% Asian 2%
- Hispanic origin (detail)
- Mexican 25% Cuban 3%
- Common ancestry
- Slovak 2% Italian 2% Lithuanian 1%
- Foreign-born
- 20% · Canada, Jamaica
- Languages at home
- 68% English-only · Spanish 27% French/Haitian/Cajun 2% Arabic 1%
Political lean MEDSL · Tarrant
- 2024 margin
- Lean R (+5.1) · D 46.7% · R 51.9% · Other 1.4%
- 2008→2024 swing
- +6.6pp toward D · 2008: -11.7pp · 2024: -5.1pp
- All cycles
- 2024: R+5.1 2020: D+0.2 2016: R+8.7 2012: R+15.7 2008: R+11.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -281.05%
- Current HPI
- 259.0255
- Rent YoY
- ▲ 3.98%
- Metro
- Dallas-Fort Worth-Arlington, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
+127.5% since first listed10 events — show timeline
- 2026-06-04 Listed $295,750 NTREIS
- 2010-08-31 Sold (MLS) — NTREIS
- 2010-07-27 Listing Removed — NTREIS
- 2010-05-11 Sold (Public Records) — Public Records
- 2010-05-03 Listed $69,900 NTREIS
- 2006-11-10 Sold (Public Records) — Public Records
- 2006-10-30 Sold (MLS) — NTREIS
- 2006-09-18 Listed $130,000 NTREIS
- 2006-09-18 Listing Removed — NTREIS
- 2000-09-06 Sold (Public Records) — Public Records
Property tax history
+5.0%/yrLatest (2025): $4,132 · -6.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…