CashFlowRE
Sign in Sign up
1912 W Sanford St Duplex
C Composite 58.53
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.7/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.2/10.0
  • 1% rule +5.1/10.0
  • Livability +3.9/5.0
  • Rent growth +3.5/5.0
  • Schools +2.5/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$295,750

1912 W Sanford St · Arlington, TX 76012
4 bd · 2.0 ba · 2,244 sqft · MultiFamily public records · 17 Days on market
Built 1972 7,231 sqft lot Est $399k · 26% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks MLS

Full Duplex each unit has 2 bedrooms with a jack-n-jill bath upstairs. Downstairs is a large living area, kitchen and breakfast area and a half bath. Fenced backyard. Buyer to verify all information. Purchase this property for as little as 3% down! This property approved for HomePath Mortgage and HomePath Renovation Mortgage Financing.

Key facts

  • 7,231 sq ft lot
  • 4 parking spots
  • Built 1972

Property features AI

Finance

  • Other: Property classified as Residential Income — Duplex; Building area reported (2244 total) and parcel APN available (parcel number 03297276)
  • Financial info: Reported gross annual income and expenses are $0.00 (no income/expense details provided); No capitalization rate reported; No second mortgage
  • HOA & community: No homeowners association

Exterior

  • Parking: 4 assigned parking spaces; No garage or carport spaces
  • Utilities: City water; City sewer; Not in a municipal utility district
  • Home design: Residential income property (duplex); Single building with 2 total units; Built in 1972
  • Construction: Brick construction; Composition roof; Slab foundation
  • Exterior features: Lot in Warnell W W Add subdivision; Will not subdivide

Interior

  • Kitchen: Appliances listed as 'Other' (details not specified)
  • Bedrooms: 4 bedrooms
  • Flooring: Other flooring (unspecified)
  • Bathrooms: 2 full bathrooms; 2 half bathrooms (4 total bathrooms)
  • Heating & cooling: Central heating; Central electric air conditioning
  • Interior features: Two-level interior; Other appliances and interior features (unspecified)
  • Laundry & utility: No specific laundry or utility appliances listed

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2 × 2-bed/1.5-bath units multifamily listed at $296k.

Deal economics

  • At list price, monthly cash flow is $348 ($4k/yr) — positive. Per door: $174/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $296k).
  • Recommended offer: $291k (1.5% below list) — sets the bar for market timing.
  • Cap rate 7.7% vs local median 3.6% in Arlington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#75 in TX, #2,697 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F, commute F.
  • Arlington ISD (urban): math 24% / reading 34% proficiency, ranked #629 of 826 in TX (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Swift El (math 16% / reading 20%, grade F, #3,785 of 4,322 statewide, top 88%, 552 students, 82% FRL) — zoned schools average 82% FRL vs 60% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+4.0%/yr); 145 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 18,938 units permitted in Tarrant County in 2024 (8,336 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($88k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Tarrant County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($291k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $291,313 (1.5% below list)

Questions for the listing agent

  1. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  2. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  3. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.01%
Cap rate
7.70%
Cash-on-cash
5.04%
DSCR
1.22
GRM
8.2

CMA / ARV

ARV (on-the-fly)
$399,432
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2017 Oakwood Ct 0.31mi 5/2.5 (+1) 2,162 (-4%) 9mo $384,000 $178 64
2205 Viewtop Ln 0.35mi 5/3.0 (+1) 1,992 (-11%) 3mo $320,000 $161 54
2025 Oakwood Ct 0.32mi 4/2.0 1,960 (-13%) 17mo $350,000 $179 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.98% rent growth · sell at horizon

5-year hold
IRR
-7.4%
Equity multiple
0.72×
Total profit
$-22,777
Equity at exit
$44,097
10-year hold
IRR
3.4%
Equity multiple
1.26×
Total profit
$21,273
Equity at exit
$25,571

Cash invested: $82,810 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76012

Rents YoY
4.0%
Active inventory
145
Price-to-rent
16.5×

Monthly cashflow live

Estimated rent
$2,995 high interval (Pro) →
Mortgage (P&I)
$1,551
Tax from tax record
$344 /mo · $4,132/yr
Insurance
$123
HOA
$0
Vacancy / Maint / Mgmt
$629
Net cashflow
$348

Break-even live

Break-even rent $2,555
Max offer price $295,750
Occupancy floor 83%

Sensitivity live

Price -10% $515 -5% $431 +0% $348 +5% $264 +10% $180
Rent -10% $111 -5% $229 +0% $348 +5% $466 +10% $584
Rate -1.0pp $496 -0.5pp $423 base $348 +0.5pp $271 +1.0pp $193

2-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (2 units) $2,995

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$73,938
Closing costs
$8,872
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 24 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
719 Matthews Ct Arlington, TX 3.0 2.0 1490 $2,200 $1.48 3d 1 0.33mi
616 Placid Cir Arlington, TX 3.0 2.0 1681 $2,800 $1.67 25d 1 0.36mi
1612 Cindy Ct Arlington, TX 3.0 2.0 1726 $2,420 $1.40 8d 1 0.43mi
603 Pine Meadow Ct Arlington, TX 3.0 2.0 1996 $2,350 $1.18 25d 1 0.46mi
1504 Terrace St Arlington, TX 3.0 2.0 2250 $1,975 $0.88 22d 1 0.60mi
1504 Terrace St Arlington, TX 3.0 2.0 2250 $1,881 $0.84 8d 1 0.60mi
2326 Kingsway Dr Arlington, TX 3.0 2.5 1586 $1,900 $1.20 45d 1 0.61mi
2409 Springmont Ct Unit 2409 Arlington, TX 3.0 2.0 1916 $1,800 $0.94 45d 1 0.62mi
2409 Springmont Ct Arlington, TX 3.0 1.0 1916 $1,875 $0.98 45d 1 0.62mi
502 Bellevue Ln Arlington, TX 3.0 2.5 1764 $2,000 $1.13 22d 1 0.63mi
637 N Bowen Rd Arlington, TX 3.0 2.0 1825 $2,800 $1.53 45d 1 0.65mi
424 Westview Ter Arlington, TX 3.0 2.5 1728 $2,150 $1.24 13d 1 0.69mi
426 Westview Ter Arlington, TX 3.0 2.5 1872 $2,100 $1.12 4d 1 0.69mi
376 Westview Ter Arlington, TX 3.0 2.5 1518 $2,000 $1.32 45d 1 0.75mi
705 White Oak Ln Arlington, TX 3.0 2.0 1821 $1,995 $1.10 45d 1 0.78mi
514 Norwood Cir W Arlington, TX 3.0 2.5 2604 $1,850 $0.71 25d 1 1.01mi
1121 Uta Blvd Arlington, TX 2.0–4.0 2.0–4.0 1185 $980 $0.83 0d 76 1.06mi
2319 St Gregory St Arlington, TX 3.0 2.5 1470 $1,740 $1.18 0d 1 1.09mi
1509 University Dr Arlington, TX 4.0 2.0 2155 $2,700 $1.25 45d 1 1.21mi
2414 S Graham Dr Arlington, TX 3.0 2.5 1906 $2,150 $1.13 8d 1 1.21mi
2806 Buffalo Dr Arlington, TX 3.0 2.0 1852 $2,150 $1.16 45d 1 1.32mi
907 S Bowen Rd Arlington, TX 3.0 2.0 1404 $2,050 $1.46 45d 1 1.37mi
129 Garden Ct E Arlington, TX 3.0 2.5 1558 $2,500 $1.60 15d 1 1.39mi
1713 Ridgeview Dr Arlington, TX 4.0 2.5 2660 $2,815 $1.06 0d 1 1.41mi

Listing history 10 events

  1. 2026-06-21
    days on market $295,750 Active 17 DOM
  2. 2026-06-18
    days on market $295,750 Active 14 DOM
  3. 2026-06-17
    days on market $295,750 Active 13 DOM
  4. 2026-06-16
    days on market $295,750 Active 12 DOM
  5. 2026-06-15
    days on market $295,750 Active 11 DOM
  6. 2026-06-13
    days on market $295,750 Active 9 DOM
  7. 2026-06-09
    days on market $295,750 Active 5 DOM
  8. 2026-06-08
    days on market $295,750 Active 4 DOM
  9. 2026-06-07
    remarks 636-char remark
  10. 2026-06-07
    listed $295,750 Active 3 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,132 · $344/mo
Projected year-2 tax
$5,412 · $451/mo
Expected delta
+$1,280/yr (+$107/mo · 31.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$35,940
− Mortgage interest
−$16,567
− Property taxes
−$4,132
− Insurance
−$1,479
− Repairs & maintenance
−$2,875
− Management
−$2,875
− Depreciation
−$8,604
Taxable loss
−$591
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$142
After-tax cash flow
$4,313/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Arlington ISD
NCES district ID
4808700
Math proficiency
24% ▼ -21.00%
Reading proficiency
34% ▼ -8.00%
Median HH income
$50,873
Composite
25.42/100
National rank
#7458
State rank
#629 of 826 in TX

Livability — Arlington

Score
78/100
State rank
#75
US rank
#2697

Category grades

Amenities A+ Commute F Cost of living A+ Crime F Employment C+ Housing A+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Arlington, TX
County
Tarrant County · 2,033,669 people
City population
366,588
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
27,991
Household income
$88,141
Rent vs Own
33.0% rent · 67.0% own
Severe rent burden
1121.0

Population outlook (Tarrant County) Hauer SSP2

Today (2025)
2,380,417 people
By 2030
2,578,900 · +8.3%
By 2040
2,974,995 · +25.0%
By 2050
3,350,489 · +40.8%
By 2075
4,216,909 · +77.2%
By 2100
4,741,527 · +99.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 46% Hispanic / Latino 34% Two or more races 20% Black 15% Asian 2%
Hispanic origin (detail)
Mexican 25% Cuban 3%
Common ancestry
Slovak 2% Italian 2% Lithuanian 1%
Foreign-born
20% · Canada, Jamaica
Languages at home
68% English-only · Spanish 27% French/Haitian/Cajun 2% Arabic 1%

Political lean MEDSL · Tarrant

2024 margin
Lean R (+5.1) · D 46.7% · R 51.9% · Other 1.4%
2008→2024 swing
+6.6pp toward D · 2008: -11.7pp · 2024: -5.1pp
All cycles
2024: R+5.1 2020: D+0.2 2016: R+8.7 2012: R+15.7 2008: R+11.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -281.05%
Current HPI
259.0255
Rent YoY
▲ 3.98%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+127.5% since first listed
10 events — show timeline
  • 2026-06-04 Listed $295,750 NTREIS
  • 2010-08-31 Sold (MLS) NTREIS
  • 2010-07-27 Listing Removed NTREIS
  • 2010-05-11 Sold (Public Records) Public Records
  • 2010-05-03 Listed $69,900 NTREIS
  • 2006-11-10 Sold (Public Records) Public Records
  • 2006-10-30 Sold (MLS) NTREIS
  • 2006-09-18 Listed $130,000 NTREIS
  • 2006-09-18 Listing Removed NTREIS
  • 2000-09-06 Sold (Public Records) Public Records

Property tax history

+5.0%/yr

Latest (2025): $4,132 · -6.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…