6345 Havenmist Ln · Crestview, FL 32536

$289,900

4 bd · 2.0 ba · 1,754 sqft · SingleFamily public records · 26 Days on market

Built 2004 0.31 ac lot $165/sqft · at area comps Est $308k · 6% under $42/mo HOA · 2% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.5/30.0
• ARV discount +10.2/15.0
• Schools +5.2/10.0
• Livability +3.8/5.0
• DSCR +3.0/10.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• 1% rule +2.4/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to life in Silver Oaks, one of Crestview's most loved neighborhoods known for its strong sense of community, seasonal events, and charming streets lined with sidewalks and mature landscaping. Tucked away on a quiet cul-de-sac, this home offers both privacy and a peaceful setting while still being close to everything the neighborhood has to offer, including a community pool, picnic areas, and scenic ponds. Inside, you'll find a thoughtfully designed, carpet-free interior with durable flooring throughout, featuring wood in the main living areas and bedrooms and tile in the kitchen and dining spaces. The kitchen is both functional and inviting, complete with granite countertops, custom cabinetry, and a raised bar that's perfect for casual seating or entertaining. The open living and dining areas overlook a spacious, level backyard that's fully fenced for privacy. The split floor plan creates a comfortable and functional layout, with the primary suite tucked away on one side of the home for added privacy, while the additional bedrooms are located on the opposite side. The primary bathroom offers a relaxing retreat with dual granite vanities, a soaking tub, a separate shower, and a walk-in closet. Step outside to enjoy a backyard that truly stands out, featuring hand-painted pavers, a sunshade for added comfort, and an above-ground pool perfect for those warm Florida days. A portion of the yard is currently home to a gopher tortoise habitat, as these native tortoises will often migrate naturally when they are ready, so their presence may not be permanent. As a protected species in Florida, the gopher tortoise adds a unique and natural element to the property, creating a special connection to the surrounding environment and a feature that many in the neighborhood have come to appreciate. This home blends comfort, functionality, and a touch of nature in a neighborhood that truly stands out.

Key facts

• 0.31 acre lot
• 2 garage spots
• Community pool

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $290k.

Deal economics

• At list price, monthly cash flow is $-149 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $264k (9.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $214k (26.3% below list).
• Recommended offer: $214k (26.3% below list) — sets the bar for 1% rule.
• Cap rate 5.7% vs local median 4.4% in Crestview — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 75/100 on livability (#252 in FL, #3,858 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, amenities F, commute F.
• Okaloosa (other): math 60% / reading 60% proficiency, ranked #12 of 73 in FL (top 16%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+1.2%/yr); 351 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 64% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,268 units permitted in Okaloosa County in 2024 (175 in 5+ unit buildings).
• This rent runs 33% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Okaloosa County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 26 days — a 2% lower offer ($286k) is reasonable based on typical stale-listing flexibility.
• 13 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $213,589 (26.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.74% ✗
• Cap rate: 5.68%
• Cash-on-cash: -2.20%
• DSCR: 0.90
• GRM: 11.3

CMA / ARV

• ARV (median comp): $308,230
• List price: $289,900
• Delta: -5.95%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2614 Sorrel Ridge Rd	0.47mi	4/2.0	1,823 (+4%)	1mo	$338,000	$185	71
2099 Queen St	0.17mi	3/2.0 (-1)	1,942 (+11%)	4mo	$340,000	$175	66
2191 Jernigan Dr	0.16mi	4/3.0	1,971 (+12%)	4mo	$340,000	$173	65
5965 Oak Hill Rd	0.54mi	3/2.0 (-1)	1,676 (-4%)	2mo	$283,000	$169	61
2405 Cumberland Way	0.50mi	3/2.0 (-1)	1,852 (+6%)	4mo	$320,000	$173	59
2406 Cumberland Way	0.53mi	3/2.0 (-1)	1,872 (+7%)	3mo	$304,900	$163	57
6020 Paige Ln	0.67mi	3/2.0 (-1)	1,821 (+4%)	1mo	$399,900	$220	56
2011 Broad St	0.26mi	3/2.0 (-1)	2,016 (+15%)	2mo	$380,000	$188	56
2412 Cumberland Way	0.54mi	4/3.0	1,896 (+8%)	2mo	$271,500	$143	56
6014 Paige Ln	0.68mi	4/2.0	1,934 (+10%)	3mo	$396,650	$205	49
6018 Paige Ln	0.71mi	4/2.0	1,934 (+10%)	3mo	$399,900	$207	47
6016 Paige Ln	0.71mi	4/2.0	1,934 (+10%)	5mo	$395,900	$205	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.17% rent growth · sell at horizon

5-year hold

• IRR: -21.9%
• Equity multiple: 0.26×
• Total profit: $-60,377
• Equity at exit: $43,225

10-year hold

• IRR: -20.4%
• Equity multiple: 0.01×
• Total profit: $-80,331
• Equity at exit: $25,065

Cash invested: $81,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32536

• Home prices YoY: -16.2%
• Rents YoY: 1.2%
• Active inventory: 351
• Price-to-rent: 11.3×

Monthly cashflow live

• Estimated rent: $2,136 high
• Mortgage (P&I): −$1,520
• Tax from tax record: −$153 /mo · $1,835/yr
• Insurance: −$121
• HOA: −$42
• Vacancy / Maint / Mgmt: −$449
• Net cashflow: $-149

Break-even live

Break-even rent $2,324

Max offer price $263,640

Occupancy floor —

Sensitivity live

Price	-10% $15	-5% $-67	+0% $-149	+5% $-231	+10% $-313
Rent	-10% $-317	-5% $-233	+0% $-149	+5% $-64	+10% $20
Rate	-1.0pp $-3	-0.5pp $-75	base $-149	+0.5pp $-224	+1.0pp $-300

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $72,475
• Closing costs: $8,697
• Reserves months: —
• Total cash needed: —

Rent comps 11 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6381 Havenmist Ln Crestview, FL	4.0	2.0	1844	$1,900	$1.03	45d	1	0.11mi
2631 Saltgrass Way Crestview, FL	5.0	3.0	2012	$2,195	$1.09	45d	1	0.22mi
2606 Saltgrass Way Crestview, FL	4.0	2.0	1387	$1,850	$1.33	23d	1	0.22mi
5810 Crestlake Dr Crestview, FL	4.0	3.0	2313	$2,350	$1.02	45d	1	0.75mi
2624 Saltgrass Way Crestview, FL	4.0	2.0	1747	$1,895	$1.08	45d	1	0.82mi
6040 Trestle St Crestview, FL	4.0	3.0	2395	$2,300	$0.96	45d	1	0.97mi
2544 Kingston Rd Crestview, FL	3.0	2.0	1533	$2,095	$1.37	23d	1	1.05mi
2609 Corner Creek Rd Crestview, FL	4.0	2.0	2098	$2,100	$1.00	45d	1	1.07mi
2823 Lake Silver Rd Crestview, FL	3.0	2.0	1595	$2,300	$1.44	45d	1	1.08mi
6260 Old Bethel Rd Crestview, FL	1.0–3.0	1.0–2.0	1253	$2,295	$1.83	15d	66	1.18mi
6231 Flash Ln Crestview, FL	3.0	2.0	1673	$1,900	$1.14	15d	1	1.44mi

HOA detail

• Monthly dues: $42 · $504/yr
• Likely covers: landscapingpool

Listing history 37 events

1. 2026-06-05
   statusdays on market $289,900 Pending 26 DOM
2. 2026-06-02
   days on market $289,900 Active 25 DOM
3. 2026-06-01
   days on market $289,900 Active 24 DOM
4. 2026-05-31
   days on market $289,900 Active 23 DOM
5. 2026-05-30
   days on market $289,900 Active 22 DOM
6. 2026-05-08
   listed $289,900 Active 1924-char remark

   Show marketing remark (1924 chars)

   Welcome to life in Silver Oaks, one of Crestview's most loved neighborhoods known for its strong sense of community, seasonal events, and charming streets lined with sidewalks and mature landscaping. Tucked away on a quiet cul-de-sac, this home offers both privacy and a peaceful setting while still being close to everything the neighborhood has to offer, including a community pool, picnic areas, and scenic ponds. Inside, you'll find a thoughtfully designed, carpet-free interior with durable flooring throughout, featuring wood in the main living areas and bedrooms and tile in the kitchen and dining spaces. The kitchen is both functional and inviting, complete with granite countertops, custom cabinetry, and a raised bar that's perfect for casual seating or entertaining. The open living and dining areas overlook a spacious, level backyard that's fully fenced for privacy. The split floor plan creates a comfortable and functional layout, with the primary suite tucked away on one side of the home for added privacy, while the additional bedrooms are located on the opposite side. The primary bathroom offers a relaxing retreat with dual granite vanities, a soaking tub, a separate shower, and a walk-in closet. Step outside to enjoy a backyard that truly stands out, featuring hand-painted pavers, a sunshade for added comfort, and an above-ground pool perfect for those warm Florida days. A portion of the yard is currently home to a gopher tortoise habitat, as these native tortoises will often migrate naturally when they are ready, so their presence may not be permanent. As a protected species in Florida, the gopher tortoise adds a unique and natural element to the property, creating a special connection to the surrounding environment and a feature that many in the neighborhood have come to appreciate. This home blends comfort, functionality, and a touch of nature in a neighborhood that truly stands out.

7. 2026-05-06
   price $289,900 1924-char remark

   Show marketing remark (1924 chars)

   Welcome to life in Silver Oaks, one of Crestview's most loved neighborhoods known for its strong sense of community, seasonal events, and charming streets lined with sidewalks and mature landscaping. Tucked away on a quiet cul-de-sac, this home offers both privacy and a peaceful setting while still being close to everything the neighborhood has to offer, including a community pool, picnic areas, and scenic ponds. Inside, you'll find a thoughtfully designed, carpet-free interior with durable flooring throughout, featuring wood in the main living areas and bedrooms and tile in the kitchen and dining spaces. The kitchen is both functional and inviting, complete with granite countertops, custom cabinetry, and a raised bar that's perfect for casual seating or entertaining. The open living and dining areas overlook a spacious, level backyard that's fully fenced for privacy. The split floor plan creates a comfortable and functional layout, with the primary suite tucked away on one side of the home for added privacy, while the additional bedrooms are located on the opposite side. The primary bathroom offers a relaxing retreat with dual granite vanities, a soaking tub, a separate shower, and a walk-in closet. Step outside to enjoy a backyard that truly stands out, featuring hand-painted pavers, a sunshade for added comfort, and an above-ground pool perfect for those warm Florida days. A portion of the yard is currently home to a gopher tortoise habitat, as these native tortoises will often migrate naturally when they are ready, so their presence may not be permanent. As a protected species in Florida, the gopher tortoise adds a unique and natural element to the property, creating a special connection to the surrounding environment and a feature that many in the neighborhood have come to appreciate. This home blends comfort, functionality, and a touch of nature in a neighborhood that truly stands out.

8. 2022-08-12
   soldstatus $325,000
9. 2022-08-10
   soldstatus $325,000 Sold 995-char remark

   Show marketing remark (995 chars)

   Welcome home to Silver Oaks, popular Crestview neighborhood, featuring community pool, picnic area, and ponds! Silver Oaks is known as the 'trick or treat' community, very popular @ Halloween and events throughout the year. Sidewalks lines the streets and beautiful landscaping is seen throughout. This property sits in a quiet little cul-de-sac and has many wonderful features. Entire home is carpet free, with wood flooring in bedrooms/living area, tiled kitchen/dining. The kitchen features nice granite countertops and custom cabinetry, with a hop-up bar for additional seating. The living/dining room both overlook a perfectly flat backyard, enclosed by privacy fence and accented by hand painted pavers/sunshade. The above ground pool is perfect spot for hot FL summers. Master bedroom is found on the right side of the home, with other 3 rooms on the left side, offering privacy and quiet. The bathroom features a walk in closet, dual granite vanities, soaking tub, and standalone shower.

10. 2022-08-10
    soldstatus $325,000 Sold 995-char remark

    Show marketing remark (995 chars)

    Welcome home to Silver Oaks, popular Crestview neighborhood, featuring community pool, picnic area, and ponds! Silver Oaks is known as the 'trick or treat' community, very popular @ Halloween and events throughout the year. Sidewalks lines the streets and beautiful landscaping is seen throughout. This property sits in a quiet little cul-de-sac and has many wonderful features. Entire home is carpet free, with wood flooring in bedrooms/living area, tiled kitchen/dining. The kitchen features nice granite countertops and custom cabinetry, with a hop-up bar for additional seating. The living/dining room both overlook a perfectly flat backyard, enclosed by privacy fence and accented by hand painted pavers/sunshade. The above ground pool is perfect spot for hot FL summers. Master bedroom is found on the right side of the home, with other 3 rooms on the left side, offering privacy and quiet. The bathroom features a walk in closet, dual granite vanities, soaking tub, and standalone shower.

11. 2022-07-04
    status Pending 995-char remark

    Show marketing remark (995 chars)

    Welcome home to Silver Oaks, popular Crestview neighborhood, featuring community pool, picnic area, and ponds! Silver Oaks is known as the 'trick or treat' community, very popular @ Halloween and events throughout the year. Sidewalks lines the streets and beautiful landscaping is seen throughout. This property sits in a quiet little cul-de-sac and has many wonderful features. Entire home is carpet free, with wood flooring in bedrooms/living area, tiled kitchen/dining. The kitchen features nice granite countertops and custom cabinetry, with a hop-up bar for additional seating. The living/dining room both overlook a perfectly flat backyard, enclosed by privacy fence and accented by hand painted pavers/sunshade. The above ground pool is perfect spot for hot FL summers. Master bedroom is found on the right side of the home, with other 3 rooms on the left side, offering privacy and quiet. The bathroom features a walk in closet, dual granite vanities, soaking tub, and standalone shower.

12. 2022-07-04
    status Pending 995-char remark

    Show marketing remark (995 chars)

    Welcome home to Silver Oaks, popular Crestview neighborhood, featuring community pool, picnic area, and ponds! Silver Oaks is known as the 'trick or treat' community, very popular @ Halloween and events throughout the year. Sidewalks lines the streets and beautiful landscaping is seen throughout. This property sits in a quiet little cul-de-sac and has many wonderful features. Entire home is carpet free, with wood flooring in bedrooms/living area, tiled kitchen/dining. The kitchen features nice granite countertops and custom cabinetry, with a hop-up bar for additional seating. The living/dining room both overlook a perfectly flat backyard, enclosed by privacy fence and accented by hand painted pavers/sunshade. The above ground pool is perfect spot for hot FL summers. Master bedroom is found on the right side of the home, with other 3 rooms on the left side, offering privacy and quiet. The bathroom features a walk in closet, dual granite vanities, soaking tub, and standalone shower.

13. 2022-07-01
    listed $325,000 Active 995-char remark

    Show marketing remark (995 chars)

    Welcome home to Silver Oaks, popular Crestview neighborhood, featuring community pool, picnic area, and ponds! Silver Oaks is known as the 'trick or treat' community, very popular @ Halloween and events throughout the year. Sidewalks lines the streets and beautiful landscaping is seen throughout. This property sits in a quiet little cul-de-sac and has many wonderful features. Entire home is carpet free, with wood flooring in bedrooms/living area, tiled kitchen/dining. The kitchen features nice granite countertops and custom cabinetry, with a hop-up bar for additional seating. The living/dining room both overlook a perfectly flat backyard, enclosed by privacy fence and accented by hand painted pavers/sunshade. The above ground pool is perfect spot for hot FL summers. Master bedroom is found on the right side of the home, with other 3 rooms on the left side, offering privacy and quiet. The bathroom features a walk in closet, dual granite vanities, soaking tub, and standalone shower.

14. 2022-06-30
    listed $325,000 Active 995-char remark

    Show marketing remark (995 chars)

    Welcome home to Silver Oaks, popular Crestview neighborhood, featuring community pool, picnic area, and ponds! Silver Oaks is known as the 'trick or treat' community, very popular @ Halloween and events throughout the year. Sidewalks lines the streets and beautiful landscaping is seen throughout. This property sits in a quiet little cul-de-sac and has many wonderful features. Entire home is carpet free, with wood flooring in bedrooms/living area, tiled kitchen/dining. The kitchen features nice granite countertops and custom cabinetry, with a hop-up bar for additional seating. The living/dining room both overlook a perfectly flat backyard, enclosed by privacy fence and accented by hand painted pavers/sunshade. The above ground pool is perfect spot for hot FL summers. Master bedroom is found on the right side of the home, with other 3 rooms on the left side, offering privacy and quiet. The bathroom features a walk in closet, dual granite vanities, soaking tub, and standalone shower.

15. 2019-03-27
    soldstatus $199,900
16. 2019-03-26
    soldstatus $199,900
17. 2019-03-26
    soldstatus $199,900
18. 2019-02-17
    listed $199,900
19. 2018-03-26
    soldstatus $179,000
20. 2018-03-20
    soldstatus $179,000
21. 2018-03-20
    soldstatus $179,000
22. 2018-01-03
    listed $179,900
23. 2018-01-02
    historical
24. 2017-04-05
    listed $184,900
25. 2017-04-05
    listed $184,900
26. 2013-09-21
    historical
27. 2013-05-22
    listed $174,900
28. 2013-05-22
    listed $174,900
29. 2010-10-13
    soldstatus $172,000
30. 2010-10-04
    soldstatus $172,000
31. 2010-10-04
    soldstatus $172,000
32. 2010-07-08
    listed $179,900
33. 2010-07-08
    listed $179,900
34. 2004-02-11
    soldstatus $142,715
35. 2004-02-11
    soldstatus $142,715
36. 2003-06-02
    listed $142,715
37. 2003-06-02
    listed $142,715

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,835 · $153/mo
• Projected year-2 tax: $2,406 · $201/mo
• Expected delta: +$571/yr (+$48/mo · 31.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,631
• − Mortgage interest: −$16,239
• − Property taxes: −$1,835
• − Insurance: −$1,450
• − Repairs & maintenance: −$2,050
• − Management: −$2,050
• − HOA: −$504
• − Depreciation: −$8,433
• Taxable loss: −$6,931
• Est. tax savings @ 24.0%: +$1,664
• After-tax cash flow: $-120/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Okaloosa
• NCES district ID: 1201380
• Math proficiency: 60% ▼ -12.00%
• Reading proficiency: 60% ▼ -4.00%
• Median HH income: $55,601
• Composite: 51.62/100
• National rank: #1705
• State rank: #12 of 73 in FL

Livability — Crestview

• Score: 75/100
• State rank: #252
• US rank: #3858

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment D Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Okaloosa County · 194,352 people
• City population: 58,889
• Metro: Crestview-Fort Walton Beach-Destin, FL
• Population (ZIP): 25,599
• Household income: $78,119
• Rent vs Own: 29.0% rent · 71.0% own
• Severe rent burden: 634.0

Population outlook (Okaloosa County) Hauer SSP2

• Today (2025): 235,133 people
• By 2030: 253,483 · +7.8%
• By 2040: 289,537 · +23.1%
• By 2050: 322,954 · +37.3%
• By 2075: 399,624 · +70.0%
• By 2100: 425,311 · +80.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 64% Black 16% Hispanic / Latino 12% Two or more races 9% Asian 3%
• Hispanic origin (detail): Mexican 4% Puerto Rican 2% Dominican 1%
• Common ancestry: Lithuanian 2% Slovak 2% Italian 2%
• Foreign-born: 6% · Canada, South Korea
• Languages at home: 91% English-only · Spanish 7% Tagalog/Filipino 1%

Political lean MEDSL · Okaloosa

• 2024 margin: Solid R (+42.4) · D 28.2% · R 70.7% · Other 1.1%
• 2008→2024 swing: +2.5pp toward D · 2008: -44.9pp · 2024: -42.4pp
• All cycles: 2024: R+42.4 2020: R+39.1 2016: R+47.8 2012: R+49.4 2008: R+44.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -51.48%
• Current HPI: 265.9926
• Rent YoY: ▲ 1.17%
• Metro: Crestview-Fort Walton Beach-Destin, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+103.1% since first listed

32 events — show timeline

• 2026-05-08 Listed $289,900 ECAR
• 2026-05-06 Price Changed $289,900 ECAR
• 2022-08-12 Sold (Public Records) $325,000 Public Records
• 2022-08-10 Sold (MLS) $325,000 NAMLS
• 2022-08-10 Sold (MLS) $325,000 ECAR
• 2022-07-04 Pending — NAMLS
• 2022-07-04 Pending — ECAR
• 2022-07-01 Listed $325,000 ECAR
• 2022-06-30 Listed $325,000 NAMLS
• 2019-03-27 Sold (Public Records) $199,900 Public Records
• 2019-03-26 Sold (MLS) $199,900 ECAR
• 2019-03-26 Sold (MLS) $199,900 NAMLS
• 2019-02-17 Listed $199,900 NAMLS
• 2018-03-26 Sold (Public Records) $179,000 Public Records
• 2018-03-20 Sold (MLS) $179,000 ECAR
• 2018-03-20 Sold (MLS) $179,000 NAMLS
• 2018-01-03 Listed $179,900 NAMLS
• 2018-01-02 Listing Removed — NAMLS
• 2017-04-05 Listed $184,900 NAMLS
• 2017-04-05 Listed $184,900 ECAR
• 2013-09-21 Listing Removed — NAMLS
• 2013-05-22 Listed $174,900 NAMLS
• 2013-05-22 Listed $174,900 ECAR
• 2010-10-13 Sold (Public Records) $172,000 Public Records
• 2010-10-04 Sold (MLS) $172,000 NAMLS
• 2010-10-04 Sold (MLS) $172,000 ECAR
• 2010-07-08 Listed $179,900 NAMLS
• 2010-07-08 Listed $179,900 ECAR
• 2004-02-11 Sold (MLS) $142,715 NAMLS
• 2004-02-11 Sold (MLS) $142,715 ECAR
• 2003-06-02 Listed $142,715 NAMLS
• 2003-06-02 Listed $142,715 ECAR

Property tax history

+2.2%/yr

Latest (2025): $1,835 · -7.6% YoY. Source: county tax records.